Chapter 662: Meeting Liu Yong for the First Time
"I want to think about this, but don't you know that my father's Taihua Agricultural and By-products Company is a competitor with Hope Group? They hope that the Group is currently the number one feed manufacturer in China, and Taihua Agricultural and By-products Company is second."
Liu Chuanzhi was stunned for a moment, how did he know this. Mr. Feng's father also has a big business. He is actually the second largest feed production company in China, but why does the name of this company sound familiar?
"Mr. Feng, the competition is benign. There's no need to be so targeted. Besides, I haven't heard of any conflicts between you before. Is it okay?"
"Mr. Liu, if possible, please help me make an appointment with Liu Yong, I want to talk to him." Feng Yu said with a smile.
In fact, when Taihua Agricultural and Sideline Products Company was established, Feng Yu’s first consideration was Liu Yonghao, but at that time the Liu brothers’ feed factory had already developed.
In fact, Chuanshu is the largest pig breeding base in China, and it can even be said to be the largest in the world. The Hope Group, which occupies such a favorable position, is of course developing very rapidly.
If the pig feed of Taihua Agricultural and Sideline Products Company had not been digested by its own pig farm, it might not have been able to enter the Sichuan and Sichuan market, and the dragon might not have been able to suppress the rolling tiger.
Feng Yu didn't know Liu Yong very well, but Zhang Ming definitely knew Liu Yong well. Speaking of it, it was Taihua Agricultural and By-products Company that robbed the Hope Group's market.
Fortunately, Hope Group not only feeds pigs, but also feeds cattle, sheep, chickens, ducks and other poultry, so although it is affected, the impact is not great.
Feng Yu is still very interested in getting to know the four Liu brothers, especially the eldest Liu Yonghao.
"Well, I'll make an appointment and let you know when we make an appointment. Can this private joint-stock bank really work? Will people be willing to deposit money in it?" Liu Chuanzhi asked worriedly.
"Isn't a bank just an ancient bank? In fact, if you want to open it, the main thing is to let people have a certain degree of confidence in the bank's assets, and then attract customers through high-interest deposits and low-interest loans. This operation is not particularly easy, but It's not as difficult as I imagined."
Opening a bank now is actually the most difficult part. You have deposited money with you, but there is no business office in other places, and you cannot withdraw it, or you can withdraw it, but you need to pay a certain handling fee.
And Feng Yu's joining has one of the biggest benefits. That is, Feng Yu's company has a large number of employees, and Feng Yu's company has strong funds. Even if it's just employees depositing their wages into the Minsheng Bank, it's not a small sum. It would be even more perfect if Feng Yu's company's capital flow could be stored in Minsheng Bank.
After Feng Yu returned home that day,
He called Zhang Ming and asked Zhang Ming to come to the capital as well. Even if the investment in Minsheng Bank fails, it would be great if Taihua Agricultural Byproducts Company and Hope Group can cooperate.
It can be said that now is a good time for the development of banks in the Mainland, but it is also the most difficult time. It's a good time, because at this time the state-owned banks are not as strong as they will be in the future. And some management loopholes have not yet been discovered. In addition, state-owned banks are more restricted than joint-stock banks. For example, local governments can often intervene administratively in bank management, although they do not have this right at all.
It was the most difficult time, because at this time there were already many state-owned banks in the country, and Zhu Tiejia was the governor of the People's Bank of China. There are many disadvantages. Then there is no UnionPay at this time. Although there are bank cards, there are not many ATMs, and there are no PS machines. Basically, everyone uses passbooks.
And the settlement between banks is troublesome enough. Without UnionPay, the handling fee is high and cumbersome. For a new bank, it will be very troublesome to establish settlement relationships with all banks.
What's more, people's ideas have not been completely changed at this time. When you hear that you are a private bank. The first reaction is that it is not safe. What if you run out of money? What if I want to withdraw money but can’t get it out? What if it goes bankrupt?
To put it bluntly, a joint-stock bank is not an enterprise? If it is a company, it is possible to go bankrupt. In the past few years, have they seen fewer bankrupt companies?
But Feng Yu really wants to join it, because if the Minsheng Bank can give him a loan, the procedure may be much simpler, and more money can be loaned out.
And after the establishment of UnionPay, there will be more ATMs, and Minsheng Bank should also develop by then. Don't ask how much money you can make, but when you spend money, it will be much more convenient.
These people want to set up this Minsheng Bank, it should be the same meaning, right? To put it bluntly, it is a disguised form of fundraising, legal fundraising.
It seems that these promoters will have a lot of loans from Minsheng Bank in the future. And their enterprises are developing extremely fast, and they have sufficient funds.
...
Three days later, we met in a box in Quanjude.
An appointment in the office is a more formal meeting. In a restaurant, it can be a chat between friends. Even if the talks fail in the end, they won't hurt each other's feelings.
When Liu Yonghao saw Zhang Ming, he was stunned: "Are you Mr. Zhang from Taihua?"
Zhang Ming smiled and stretched out his hand: "Boss Liu, this is not the first time we met, I thought you forgot about me."
Liu Chuanzhi hurriedly introduced: "Taihua Agricultural and Sideline Products Company is invested and controlled by Mr. Feng's father. Mr. Feng, this is Liu Yonghao Mr. Liu."
"Hello, Feng Yu." Feng Yu smiled and stretched out his hand.
"Hi Liu Yong. I have admired Mr. Feng's name for a long time, and today is the first time we meet. I really didn't expect that this Taihua agricultural and sideline products company is also the property of Mr. Feng's family."
Seeing that Liu Yong was so happy to see Feng Yu and Zhang Ming did not turn around and leave, Liu Chuanzhi heaved a sigh of relief: "Everyone sit down, the dishes have been ordered, let's chat while eating."
Liu Yong said proudly: "The ducks used in the Quanjude Roast Duck in Beijing are also our feed. Now there are a large number of farms and farmers all over the country using our feed."
After speaking, he glanced at Zhang Ming. You only have pig feed, how do you compare with our Hope Group?
Zhang Ming said with a smile: "We have Tianpeng pigs, which are currently the largest pork sales in the country. We also have pig farms and processed meat products such as ham sausages. By the way, we have also entered the Taihua Supermarket, yes Taihua Supermarket, do you understand?"
Taihua Supermarket, Taihua Agricultural and Sideline Products Company, is there a connection between these? Liu Yong looked up and looked at the smiling Feng Yu. This Taihua Supermarket also has shares in their family, right? Didn't it mean that this Taihua Supermarket was invested by Li Chaoren, the richest man in Xiangjiang? Has something to do with Feng Yu?
Feng Yu waved his hand at Zhang Ming and stopped Zhang Ming's words: "Zhang Ming, Boss Liu's Hope Group is indeed much better than us in terms of feed. But I seem to have heard that you are managed by a family. Time, won't it hurt the feelings between you brothers?" (To be continued.)
ps: The fifth change, there are two changes ahead, don't miss it. I didn't make a big splash today, sorry. Ask for a monthly ticket, ask for a recommendation ticket, ask for a reward, and start a new website