Chapter 664 Are These Companies Eligible?

With Liu Chuanzhi's interruption, Liu Yong finally realized what he was here for today. ￥f, he came to meet with Feng Yu to talk about the establishment of Minsheng Bank, but when it came to the Guangcai business, he forgot about it.

"President Feng, I didn't expect your business to be so big."

"It's not too big. Compared with many big international companies, it's nothing. It's just that my work is more complicated." Feng Yu said modestly.

"If Mr. Feng's business is not big, then what are we? Mr. Feng is too modest. Chuanzhi told you about the Minsheng Bank. Do you have any ideas?" Liu Yonghao asked.

"Of course you can become a shareholder of this bank, but there is actually a problem, who of you understands the operation of the bank?" Feng Yu asked rhetorically.

Feng Yu does know a person who is more familiar with banks, and that is Li Zekai, who worked in a bank when he was in Canada.

"We don't understand, but Minsheng Bank still needs state shares. In other words, there will be specialized talents to run it. We don't need to worry about this. The major shareholder of the bank should be China Insurance Life Insurance. We all It's a shareholding." Liu Yonghao explained.

Sure enough, it was the same as the previous life. Although it is said that private commercial banks are allowed, in fact the major shareholder is still the state, but it has become a joint-stock system to make the bank's operations and income more transparent.

If this is the case, then there is nothing wrong with it. Minsheng Bank developed well in the previous life, especially after 1998. Of course, all commercial banks had reached a period of rapid development at that time.

But there is one thing that seriously restricts Minsheng Bank, that is, the policies of many state-owned banks, including provident fund storage, including housing loans, etc., were not open to Minsheng Bank at the beginning, which also seriously affected the development of Minsheng Bank.

If Minsheng Bank is treated the same as state-owned banks. Then Minsheng Bank will develop better

China Insurance Life, the future Huaxia Life Insurance Group, is the life insurance group with the highest market value in the world. Funding is very strong. It is also because of its participation that the development of Minsheng Bank is getting better and better. Because my country's Insurance Law will be promulgated next year, it happens to be a period of high-speed development of the insurance industry, and the income of life insurance groups will continue to increase.

Combining insurance with banks is a successful model abroad. They use the amount insured by customers to lend and invest, and the money they earn is used to pay the insurance settlement that the policyholder should deserve. If there is no bank, how can the insurance money they collect be deposited in the bank to earn interest?

It can be said that it is precisely because the country wants to vigorously develop the insurance industry. Only then did Minsheng Bank come into being, but it was not the so-called proposal of these private entrepreneurs,

The country agreed.

"This bank, what is the initial investment amount, how many companies are needed to form it, and how many shares can private capital occupy at most?" Feng Yu asked.

It is definitely impossible to hold a controlling stake, and it is difficult to become a major shareholder, but Feng Yu can invest in the name of multiple companies and then be on the bank's board of directors. If you occupy a few more seats, you will have the right to speak.

If you don't want to be able to manipulate the bank casually, this country will definitely not allow it. But it cannot be operated by others at will, and his opinions are ignored.

"The initial registered capital is 10 billion r, and we can occupy up to 49% of it, but it didn't say that the shares cannot be traded in the future. There is no regulation on the number of companies, but we want to get at least ten or twenty companies Well, this way we can share the risk." Liu Yonghao explained.

Ten billion, this amount of money is actually not much to Feng Yu, but it is too much investment now. Not worth it. Whether it is Russian funds or American funds. b.

It can be based on the current domestic economic situation, coupled with Shinsei Bank. With so many strong competitors, the income will definitely not be high. Fortunately, the bank is operating normally, and there is not much risk of losing money.

Investment banking is for the future. If you can become a major shareholder of Minsheng Bank, then capital operations will be easier in the future. Moreover, banks are closely related to national policies. By investing in Minsheng Bank, you can know the direction of national policies earlier, which has a great impact on investment.

Feng Yu suspects that these bosses just want to know the policy trends, because for the time being, the bank really doesn't see any hope of making money. However, if it can be listed in the future and cooperate with banks to launch financial wealth management products, it can still make a lot of money.

"Boss Liu, can I introduce some big bosses or big companies to buy shares?" Feng Yu asked.

"Xiangjiang businessmen, I'm afraid this won't work. Although Xiangjiang will also be part of the country, the policy is still slightly different, one country, two systems. And Xiangjiang has not yet returned to China. If someone becomes a foreign nationality, what do you think about the shares?"

"But we do not have foreign banks all the time in our country"

"But Minsheng Bank is different. There is also China Insurance Life Insurance, which cannot be affected by any foreign capital. You can introduce a big boss or a big company, as long as the company is clean and strong enough. But For one thing, this company must be a Huaxia company."

"Then there are Xiangjiang shares, but they are the ones controlled by Huaxia Capital, is that okay?" Feng Yu asked in detail.

If this doesn't work, then companies such as Fengyu Electronics, Fengyu Electric, Aihua Electronics, and Aihua Electric will all fail. Even Bingcheng Machinery Company can't do it, which has a big impact.

"It's not impossible, let me ask for you. Can you tell which companies they are?" Liu Yonghao asked.

"Bingcheng Machinery Company, Fengyu Electronics, Aihua Electronics, Fengyu Electric Appliances, Aihua Electric Appliances, etc., as well as Lehaha Group, Aihua Xiaobawang Company, Taihua Trading Company, Taihua Agricultural and Sideline Products Company, Taihua Supermarket Group, Ice City Pharmaceutical Group, etc., or Fengfeng Logistics Company, Quanjude Group and so on.”

As soon as Liu Yong heard about the first few companies, he knew that they all had Feng Yu's shares, and they might even be controlled by Feng Yu, which can be seen from the company name. Wind and rain, Aihua, Taihua and so on must all have something to do with Feng Yu. But he didn't expect that there are so many of these companies

Bingcheng Machinery Company has Feng Yu's shares, he also knows this, but Lehaha Group, Bingcheng Pharmaceutical and so on are also related to Feng Yu

Zong Qingxian, who is jovial, is a person he admires very much. Starting from children's oral liquid, the company's scale has expanded year after year, and its assets have skyrocketed. Does this company have Feng Yu's shares, or does Feng Yu just know Zong Qingxian?

There is also Bingcheng Pharmaceutical. Since the middle of last year, it is not counted as an advertisement on CCTV. It can make a lot of money just for oral liquid. Does this company have anything to do with Feng Yu?

Wait a minute, Feng Yu said why so many companies are doing it. Does he want to participate in all of them, and then occupy a seat on the board of directors? To be continued.

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