Chapter 45 Large Loans

In the end, Fan Wubing decided to lend money to Qiu Baohua. After all, even if he didn't participate in this matter, he would still have to pay for the money. Instead of sending the meat to others, he might as well swallow it himself.

Qiu Baohua's words also inspired Fan Wubing, and he suddenly discovered that loans also have certain benefits.

Fan Wubing knew that the Japanese Yen in his hand would definitely appreciate greatly, and it would not be cost-effective to spend it now, but if he used it as a mortgage loan, even if he paid a certain amount of interest for it, then It is also cost-effective. You must know that within a few years, the exchange rate of the yen against the US dollar will quadruple!

Therefore, after thinking about it for a day, Fan Wubing came to the pedestrian walkway in Panshi City and went directly to the director Mei Tianliang.

At this time, Fan Wubing was already in good shape, and he was not very tall, so the bank staff didn't treat him like a child, but did Director Mei just meet him casually?

"Director Mei is very busy and has no time." A staff member said to Fan Wubing.

Fan Wubing didn't believe it, Mei Tianliang might be busy, but most of the time he was just busy drinking and eating with others, what serious business could he have! So Fan Wubing unleashed a super invincible magic weapon, "I want a loan! A large loan!" Then he turned around and was about to leave.

"Loan?!" The clerk at the counter was stunned immediately, and then he reacted and shouted hastily, "Hey, what you said is true?! How much do you want to borrow?! Don't rush away! I Help you find Director Mei—"

Uh, didn't expect it to work so well? Fan Wubing was a little stunned. Although he knew that the loan work in the past two years was still difficult, but compared to the previous few years, it should have been much better, but he did not expect that the Panshi City Pedestrian Bank was still in a state of depression.

Within a few minutes, Mei Tianliang ran out, yelling, "Who wants a loan?"

Seeing this, Fan Wubing felt a little overwhelmed, thinking that you guys are really living a miserable life!

In fact, it's not that lending in Panshi City is so difficult. In the past two years, there have been many small projects of various kinds. Adding up all the odds and ends, they can barely solve the housing loan task of the Pedestrian Bank of Panshi City.

It's just that the above has just issued a batch of tasks recently, requiring the cities to support some large projects as much as possible, so as to facilitate the further development of the good situation of reform and opening up in various places. It is to take a longer view, take bigger steps, and grant more one-time loans.

As a result, Mei Tianliang couldn't eat well and couldn't sleep.

Most of the loan recipients in Panshi City are small families, and most of them borrow 30,000 to 20,000 to 20,000 yuan. Not to mention the delay in labor, they have to send people to supervise the loan repayment when the time comes. Go, just drag them down.

If you want to work on a big project, it will cost tens of millions of dollars in and out, but looking at Panshi City, apart from the few large military enterprises, who has the strength to borrow so much money? However, the master who has the strength to borrow money does not worry about the source of funds at all, or is not willing to engage in things with high risks and unclear rewards. Therefore, Mei Tianliang has been scratching his head for this year's loan assignment these days.

"Director Mei, I want a loan." Fan Wubing said with a slight smile.

Mei Tianliang took a closer look, and found that the person in front of him was young, but he was calm and composed, and he seemed to have some impressions. He couldn't help hesitating, and asked uncertainly, "Excuse me, are you—"

"From Chunguang Pig Farm, let's talk about the loan." Fan Wubing replied.

Oh, I remembered! Mei Tianliang suddenly remembered the incident when Fan Wubing and Boss Wang blocked the gate of his bank together. The business of Chunguang Pig Farm has always been booming. How could they be short of money? But doubts are doubts, and business still needs to be done. What's more, if Chunguang Pig Farm needs a loan,

That must mean that there is a big project, and the funding gap must be not small. Thinking of this, Mei Tianliang's eyes lit up immediately, and he warmly invited Fan Wubing, "Ha! Let's go into the room and talk slowly!"

Entering Mei Tianliang's office, Fan Wubing glanced at it and found that it was the same as before, except that the desk was a bit older, so he said casually, "Director Mei is very economical! I haven't had a desk for so long. changed."

"Hey, the bank's money is not my family's money. Every penny is planned to be spent." Mei Tianliang smiled.

Fan Wubing shook his head and said, "That's right or wrong."

"Oh? How do you say it?" Mei Tianliang made Fan Wubing a cup of tea, and asked with great interest.

Fan Wubing said, "Banks rely on lending money to make money. First of all, they must give people a sense of wealth and wealth. How can they build confidence for customers in such an old and dilapidated place like yours?"

Mei Tianliang took a closer look at his office, and really felt that what Fan Wubing said had some truth, so he couldn't help but said a little depressed, "What you said also has some truth. By the way, you said you want a loan, how much do you need to borrow?" ?”

"If you use a foreign currency certificate of deposit as collateral, how much can you borrow at most?" Fan Wubing asked.

Mei Tianliang was startled, "Foreign currency certificate of deposit? Which bank?"

Fan Wubing took out the 600 million yen certificate of deposit from his arms, and handed it to Mei Tianliang.

Seeing the Swiss bank deposit receipt and the string of numbers on it, Mei Tianliang's expression suddenly turned solemn. He never imagined that this half-grown young man in front of him was actually carrying a huge sum of money, in foreign currency. What an amazing thing!

"I have to check it out first?" Mei Tianliang said to Fan Wubing cautiously.

Naturally, the Bank of Panshi City could not find the account information of the Swiss bank. To apply for a pledge deposit loan, one had to contact Hong Kong.

After waiting for a long time, Mei Tianliang ran back with his face flushed, and the way he looked at Fan Wubing was different now.

"Has it been verified?" Fan Wubing asked interestingly.

"It's been verified!" Mei Tianliang was a little excited.

"How much can you loan me?" Fan Wubing continued to ask.

"According to the latest exchange rate between RMB and Japanese Yen, plus the necessary discount for pledge, we can lend 6.5 million RMB!" Mei Tianliang's heart thumped.

It's not that Mei Tianliang's psychological quality is poor, but that such a large sum of money suddenly appeared in Panshi City. As an insider, he feels very excited!

Moreover, the age of this rich man seems to be very young! It's a little lady!