Chapter 46

The procedures for the loan were much simpler than Fan Wubing had expected, and this may also be a special result of the special situation in the special period.

After checking with the Swiss bank and obtaining the pledge-related procedures, the Panshi City Pedestrian Bank completed the corresponding loan procedures and loaned Fan Wubing 6.5 million RMB for a period of three years with Fan Wubing's deposit certificate as collateral. Five per cent annual interest. In other words, Fan Wubing had to pay interest of 325,000 yuan to the Panshi City People's Bank every year, and repay the principal in one lump sum after three years.

"The interest rate is really high!" Fan Wubing looked at the signed receipt and said with some pain.

"It's already very low, it still depends on the face of your foreign currency deposit certificate." Mei Tianliang said to Fan Wubing with a smile in a good mood after making a big order this year.

Fan Wubing curled his lips, thinking that if I hadn't been convinced of my profitability and that the yen I held in my hand would double, the devil would have loaned usury with such a high interest rate.

Fan Wubing searched for his own cash, collected seven million yuan, and then made a money order, which was directly transferred to the Tongsheng Company's bank account in Shenzhen designated by Qiu Baohua.

After finishing the payment, Fan Wubing suddenly felt a little uneasy in his heart, what if Qiu Baohua took his own money and ran away? I am in Panshi, and Qiu Baohua is in Shenzhen. The distance between the two places is thousands of miles. If he absconds with money, I really have no way to stop him.

Thinking of this, Fan Wubing suddenly felt a little uneasy, and his mood was also a little irritable.

Fortunately, what Fan Wubing was worried about didn't happen. One week later, 7.7 million RMB was transferred back to Fan Wubing's bank account, and only then did his heart return to his stomach.

Counting the business this time, the net income of the week before and after was 700,000, which is really good.

Seven hundred thousand! How can raising pigs make money faster?

During this period of time, Fan Wubing has been thinking about the way of cooperation with Pingyuan Factory. Since he is still following the old way of processing supplied materials, he has to form a new counterpart offshore company to keep in touch with Pingyuan Factory. But this time, he didn't want Qiu Baohua to participate in this matter, so after thinking about it for a long time, he decided to re-register an electrical appliance company in Hong Kong.

Because he already had an agent in Hong Kong, it was much easier to handle the matter this time. Fan Wubing directly contacted the office staff of Hong Kong Jianhua Clothing Co., Ltd. and told them to register an electrical company, mainly engaged in small electrical products.

After obtaining the relevant licenses, Fan Wubing entrusted Boss Wang to sign a contract with Pingyuan Factory on his behalf, providing Pingyuan Factory with 5 million yuan in funds and related samples, as well as several magnetic head production lines sold to him by Sony.

The Pingyuan factory also showed great enthusiasm. After all, this is the first contact between an inland factory and overseas. This incident also alarmed the competent department of the Pingyuan factory. Technical experts came to assist Pingyuan Factory's new single-player project.

After all, the Pingyuan Factory is an old military factory with strong strength. At this time, it is used to produce civilian products, and its advantages are still very obvious. After dissecting dozens of samples, it came up with the circuit board production plan and production line design within a month. The employees inside work in three shifts a day, and within two months, productivity has been formed, with a monthly production capacity of about 30,000 units.

But in this way, Fan Wubing's financial pressure was relatively high. He had to pay nearly one million yuan a month just for the purchase of raw materials.

However, the results in sales are somewhat unsatisfactory. After all, single player is a new thing, and the price is relatively high. Even if Fan Wubing only added a small profit in addition to the production cost, it is still lacking This situation was somewhat beyond Fan Wubing's expectation.

"It won't work like this!" Fan Wubing scratched his head.

Today's sales mainly rely on door-to-door sales, that is, to distribute goods in various shopping malls. For example, a few fixed samples are placed in a shopping mall, and dozens of goods are added to provide trial products for everyone to experience the effect. Essentially speaking, this is passive sales, and it is likely that a breakthrough in sales will only occur after everyone's recognition of this new thing reaches a high level.

There are two main bottlenecks restricting sales, one is everyone's recognition of the player, and the other is the problem of tapes. After all, there are very few tapes in China now, and there are no new songs to listen to. Why do you want this player?

After thinking about it for a while, Fan Wubing decided to take the route of exporting first, and put the player into the Hong Kong market to see how it works. After all, the music atmosphere there is much more open.

In this way, the shell company registered in Hong Kong has something to do. According to the selling price of Sony's Walkman in Hong Kong, Fan Wubing set a unified retail price of 180 Hong Kong dollars for the single-player player. More than half cheaper. Then he entrusted Qiu Baohua to recruit a group of salesmen in Hong Kong, and gave him a wholesale price of 150 Hong Kong dollars, and he was solely responsible for the specific sales.

Qiu Baohua is now developing in Shenzhen. He not only engages in remittances, but also does some electronic import and export business that is relatively easy to make money. At this time, after seeing the single-player sample sent by Fan Wubing, he intuitively felt that this thing might be promising, so he plunged into Hong Kong. Through the Hong Kong sales network established over the years, the single-player is promoted vigorously.

Because of the single player developed by Fan Wubing, many unnecessary parts have been saved, and the structural design has been worked hard, and the circuit board has also been greatly improved, so the volume is much smaller, basically reaching the later mainstream. The size of the player is not much larger than that of a magnetic tape, and the shape adopts two modes, one is square and the other is a streamlined shell, which adapts to the habits of people of different ages.

As a result, as soon as the single-player was launched in a large shopping mall in Hong Kong, coupled with the cooperation of various promotional activities, it immediately aroused the popularity of young people. Hong Kong people with the tradition of chasing stars suddenly found that this single-player is relatively simple in function, but it can satisfy them. The common demand, more worth mentioning is the cheap price.

One month after the single player was launched in Hong Kong, the sales volume exceeded 20,000 units. In Fan Wubing's words, it became popular.