Chapter 1531 Buying Funds with Phone Bills

Ancient Qianzhuang, you save money with me, I will keep it for you, you have to give me the money, the storage fee.

But later, as the number of banks increased, some people began to give money to the depositor, because he used the money deposited by others to lend, and the interest rate was higher.

If you save one million, I will give you 20,000 interest every year, but if I lend out this million, I can get back 40,000 in interest every year. The difference between the 20,000 yuan is what I earn.

Except for banks, who needs so much cash reserves, even banks don't store that much, most of them are just numbers. If you want a lot of cash, you can make an appointment by phone first.

To make big money, you first have to have a lot of money.

The bigger the base, the more you can earn. You only have ten yuan, how can you legally earn one million overnight except to buy lottery tickets?

But if you have ten million, there are many ways to make one million overnight, especially in the financial industry.

It seems that Yidong Company has lost a lot this time. At least in this way, they will lose a lot of money if they return the phone bill for 18 to 30 months, and then calculate the price of the mobile phone.

But if you count the profits that they can make from their pre-deposited call fees in the past year and a half to two and a half years, it is not a loss, but a profit.

Even if Yidong Company just bought a very safe treasury bond, it can still guarantee a profit. If it invests in something else, such as stocks, the profit may be higher!

And this part of the profit is much more than the money lost. Perhaps it can be understood in another way, which is a kind of fundraising.

Lu Shao also used this theory to persuade the leaders above to agree with him to do so. Whether this money is used for investment or for other purposes, it is always worthwhile to get it first.

However, Lu Shaoke didn't plan to directly count the money as a profit and hand over it. He decided that the money was used for investment, so that it would also make money on paper, and his political performance would be even more beautiful.

It's just that you need to think carefully about what to invest in. Investing in treasury bonds is the most stable. According to the current treasury bond interest rate, it is enough to ensure that you will not lose money, but the term is too long.

Depositing a bank is definitely not a choice, but investing in the stock market does not seem to be in compliance with the rules, so the only choice left is the fund.

...

"Lu Shao, are you sure you want to buy the fund issued by my company?" Feng Yu paid attention to Lu Shao, but unexpectedly Lu Shao found him again.

"Of course, your company's two consulting companies, the return on investment, is obvious to all. If you put this money into your company and let you invest, the top may not agree. But buying funds issued by your company is absolutely fine. ." Lu Shao said sternly.

He has studied with his subordinates and his family for a long time, and this is the safest way. Moreover, the Lu family also believes that Feng Yu is making political investment in Lu Shao, so he will not cheat him.

With Feng Yu's name, no one will object to investing in the company he controls. Many people want to invest, but they can't.

"Then which kind of fund do you want to buy? We can only issue contractual funds." The company already has a fund, so it's okay to invest in Yidong, not to mention Feng Yu's consulting company can make more money.

Lu Shao looked confused: "Is there still many forms of funds?"

Feng Yu is a little helpless, you TM even know a little about what a fund is, so you are clamoring to invest? Those who lose the most in investment are usually people like you!

"Anyway, this is a fund in the form of a contract. We sign a contract, you give the money to our company, and then we send you a benefit certificate, which will be used to exchange money with us in the future."

"You are the investors, we are the managers, and the custodian institution for the guarantee between us is Minsheng Bank. Forget it, you don't understand this even if I told you this."

"Well, our fund has also been subdivided, including stock funds, bond funds, currency funds and futures funds. Among them, stock funds and futures funds, which I recommend you to buy, are also mainly issued by my company, and their returns are also relatively high. High. The other two types of circulation are not large, and the income is average.

"

Stocks and futures are also the main investment directions of Feng Yu's two consulting companies. Feng Yu did not have much contact with bonds in his previous life. Although he can do it, he lacks many advantages. The company is controlled by brokers, but unfortunately it doesn't make much money.

Currency needs to be watched all the time, because the exchange rate of most currencies will not fluctuate too much now, unless there are predators, such as the original Soros team.

With the current situation, whether it is stocks or futures, it is guaranteed to make money. Investing in the long-term does not need to be frightened by a small drop, it is easy and safe.

"That stock fund only invests in stocks, and the futures fund only invests in futures, right?" Lu Shao asked in detail.

"As the name suggests, that's it."

"Can't there be that kind of mix? You look at the investment and then give it to us according to the high?"

Feng Yu rolled his eyes: "How beautiful you think! There are so many professional brokers co-authoring our company, and so many people who specialize in collecting information, so all the work is in vain, and the money is earned for you, right?"

"No, don't you also have commissions, aren't your commissions the top in the industry?" I understand Lu Shao, you can't fool me.

It is the most troublesome to explain this kind of person who has little knowledge and thinks he knows everything.

Feng Yu decided to give the simplest explanation: "We don't have the kind of fund you mentioned, but we can invest directly, entrust your cash account to us, let us invest independently, and then calculate the income at the end of the year, and we will charge % Thirty profits are used as commissions. If you lose money, we will be responsible for compensating your capital."

"No, why is there a loss? Isn't your company never losing money? If I want to make money by investing, you will give me a capital when I look back, so I might as well keep it in the bank!" Shao Lu was anxious.

"Never lose money, it just represents the past. In fact, a broker in my company made a trading mistake and helped a client to buy junk bonds. In the end, he lost a fortune, and the company used money to make up for it. The client's principal is taken I went back, but the annual rate of return of our company's other investments was more than 30% that year, so the customer lost at least 30%!"

"You should buy a fund that guarantees a minimum return. We have launched a guaranteed fund with five-year regular interest, and it is a closed-end fund. It can be exchanged after one year's maturity, and it can also be directly traded in the market."

"Last year, our closed-end fund had the lowest return of 17 percent, the highest of 108 percent, and an average of 36.3 percent, more than double the average of peers. This year The market is better, and this income may be more.”

The global economic situation has improved overall this year, especially in the financial market. The stock market has ushered in a bull market, and investment will definitely make money.

At least 17% return? Lu Shao has automatically ignored the statement that the guarantee is based on the bank's five-year regular interest rate. If you can earn more than 100%, then you will earn more!

In this way, his performance will be even harder!

...(To be continued.)

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