Chapter 690: I'm Sorry, 10 Billion Has Been Collected

The amount paid by each manufacturer is not much, only 200 to 300 million.

This has little impact on these chip manufacturers.

A dozen or so mobile phone manufacturers have come together like this, and 3 billion has come like this.

In addition to the 4 billion he had collected before, Chen Yu has completed the task of 7 billion.

Although 7 billion is very close to 10 billion, there is still a gap of 3 billion.

Now, I really don't know where to find the money.

However, Chen Yu was not in a hurry.

After waiting for a few days for various payments to come in, Chen Yu directly deposited 7 billion into Minsheng Bank.

The president of Minsheng Bank Shencheng Branch was taken aback by the sudden arrival of 7 billion.

Although 7 billion is not a big amount for a bank, the sudden arrival of 7 billion is not so simple.

You know, big orders like this are all from their business expansion.

Otherwise, there is a big customer like this that will deposit billions of dollars with you.

If there are no discounts and no benefits, they will not be deposited.

The president of Minsheng Bank Shenzhen Branch immediately reported to the headquarters.

"Dong Liu, a company suddenly deposited 7 billion yuan with us."

The secretary reported to Liu Yonghao, chairman of Minsheng Bank.

"What's there to report, 7 billion is not a big number."

Liu Yonghao, the chairman of Minsheng Bank, didn't care.

Not to mention 7 billion, they have 70 billion customers.

"The main reason is that this company has not cooperated with us before, and the 7 billion was suddenly deposited."

"Oh."

This made Liu Yonghao a little strange: "Which company?"

"Universal Technology.

"

"It's this one."

Liu Yonghao was a little surprised.

For Huanyu Technology, he is very impressed.

At the last Shenzhen Electronics Industry Conference, Liu Yonghao also sent a business card to Chen Yu.

Although I have several conversations with Chen Yu, Huanyu Technology and Minsheng Bank do not have much cooperation.

Of course, Liu Yonghao didn't want Huanyu Technology to deposit money with them Minsheng Bank.

For such a business of pulling deposits, as long as the account manager does it, it can be done.

What he wants to do is to lend to Universal Technology.

Because only the loan business is the business that makes money for the bank.

However, let's talk again.

At that time, when Liu Yonghao made a loan to Universal Technology, many directors were opposed to it.

They believe that Universal Technology mainly operates the Internet, and Internet companies do not have much physical collateral as collateral. Once there is a problem, it is difficult to get the loan back. Even those venture capital companies, many of them cannot recover the cost, and even some Internet companies go out of business.

However, Liu Yonghao defied all opinions. He believed that Huanyu Technology was a very promising company.

He does not submit to other ordinary Internet companies.

If they can give Huanyu Technology a certain amount of financial support in the early stage, it will also be good for them Minsheng Bank.

After all, Minsheng Bank is only a private system bank, and its scale is not as large as that of the four major banks.

Not to mention compared with the four major banks, even with some local banks, they can't compare.

Private banks should have cooperated with more private enterprises.

Private banks help more private enterprises become bigger and stronger, and at the same time, more private enterprises can also bring more profits to their Minsheng Bank.

It's just that although Liu Yonghao persuaded other directors, Huanyu Technology does not seem to be short of funds.

Not only is there not a shortage, but Liu Yonghao also discovered that Universal Technology has actually acquired a lot of their shares in the secondary market.

And just when Liu Yong was puzzled, Huanyu Technology deposited another 7 billion to them.

"What is Huanyu Technology doing?"

"This is showing us muscles?"

"But it doesn't look like it."

7 billion is a piece of shit for a bank.

Really couldn't understand what Chen Yu meant, so Liu Yonghao went to Huanyu Technology in person.

"Mr. Chen, the 7 billion you deposited in it really surprised me."

I have met Liu Yong well before, and we have talked on the phone several times. When we meet again this time, the two are not so unfamiliar.

Chen Yu is not surprised that Liu Yong is coming.

This time he deposited 7 billion into the Minsheng Bank account, just to arouse Liu Yong's good interest.

Fortunately, his guess was good, and Liu Yonghao was really interested in him.

"Mr. Liu is too joking. Compared with your bank, 7 billion is not money."

"Who told you that it's not money? Although we have a lot of money in our bank, most of the money is not ours, but the depositors. Don't hide it. I came here this time just to know what you mean by Mr. Chen. "

"Ugh……"

Chen Yu sighed and poured tea for Liu Yonghao: "It's embarrassing to say, but it's nothing, I just want to borrow some money from your bank."

"Borrow money?"

"Yes, doesn't your bank have a loan business? I want to lend some."

"It doesn't look like it. If you want a loan, just call me directly. Besides, you have all saved 7 billion, and you still need to take out a loan?"

Liu Yonghao is even more strange.

"This is complicated. Although 7 billion is with me, I estimate that it can only be put away for a few days. After a period of time, I have to spend it."

"Even so, you don't need to deposit 7 billion in our Minsheng Bank account."

"Hehe, I'm not afraid that your Minsheng Bank won't give me a loan."

Chen Yu smiled: "We're not like traditional entities, we don't have any real estate, and there's not much that can be mortgaged. I'll give you some money first to prove that we have the ability to repay."

"Hahaha……"

Liu Yong laughed after listening to it nicely.

Sure enough, this Chen Yu is different from others.

But it is.

Generally, it is difficult for Internet companies like them to get loans.

With 7 billion in all of a sudden, the repayment ability seems to be quite reassuring.

"I can't say the same. Although you are an Internet company, you also have an industry. Your mobile phones and the third generation of pears are selling well. Moreover, the chips you have recently developed are very promising. Not to mention our Minsheng Bank, I think , other banks may not be able to lend to you.”

"So, Mr. Liu agreed?"

"Or else."

Liu Yonghao smiled and said, "Last time I gave you a business card because I wanted to lend you a loan, but you didn't seem to be short of money before."

"The reality is changing too fast. It was true that there was no shortage of money before, but now it is really lacking."

"How much is missing?"

"Not much, probably around 3 billion."

"3 billion?"

3 billion is not a lot, but if you add the 7 billion that Chen Yu deposited into their Minsheng Bank account, it is 10 billion.

10 billion cash flow, this is not a small number.

What is even more terrifying is that this 10 billion cash flow is still under the condition that Huanyu Technology has not exchanged equity.

That is to say, Huanyu Technology did not sell a share, but they made up 10 billion cash flow out.

This strength is really scary to say.

You know, before some companies wanted to raise funds, they could only sell their shares.

Some even cannot borrow such a large amount of money and can only go public, which is to sell countless shares of their own.

But now, Huanyu Technology has used its own operation methods to make 10 billion at once.

With such an ability, even if they were a bank, he felt extremely powerful.

"Is it for Chen Xiao's equity?"

After thinking for a while in his mind, Liu Yonghao asked suddenly.

So much money can only be spent on other projects.

Judging from the recent situation, Chen Yu definitely wants to eat Chen Xiao's equity.

"Mr. Liu is wise."

Chen Yu nodded.

Although Chen Yu didn't say it, the money was put in Minsheng Bank, and he had to borrow from them.

As long as they think about it, they can understand why Chen Yu wants the money.

"You guy, you were trying to hide from me just now. I said why do you want such a large sum of money. But you are amazing. Not only did you drive Chen Xiao out of Yong Le, but you also wanted to take over his shares, amazing."

After speaking, Liu Yonghao frowned again: "No, no, Chen Xiao's shares are not worth so much, and his remaining shares are worth up to 5 billion. You have to collect 10 billion now... Could it be... …”

While talking, Liu Yonghao looked at Chen Yu.

Chen Yu knew that it would be useless to hide it here, so he said, "I have another goal."

"Dazhong."

Chen Yu said the words "Dazhong" from the corner of his mouth, but at this moment, Liu Yonghao's eyes radiated fiery light.

When looking at Chen Yu again, it seems to be completely different from before.