Chapter 1146: Take a Taxi and Try

"Pay?"

Zhang Jianming was stunned for a moment, but then he understood.

really.

What is the most important thing in e-commerce, if it is placed in the entity, it is logistics, and if it is placed online, it is payment.

In fact, logistics and payment are the most core factors.

Without logistics, products purchased online cannot be delivered to home.

Without payment, you can't even shop.

Because logistics is a heavy asset and the cycle is too long, it is very difficult for Universal Technology to compete with Amazon.

But for payment, if you can monopolize the world, even if you can't monopolize the world, as long as you get half or even one-third of the global market, the e-commerce battle between Universal Technology and Amazon will win.

JD.com's logistics in the previous life was so good, why has it been unable to beat Tmall?

That's because JD.com doesn't have its own payment system.

There were many times in my past life, when my brother thought back, he always regretted it.

Therefore, Chen Yu believes that payment is actually a priority over logistics.

Moreover, this is also a piece of Huanyu Technology that is most capable of overtaking in a corner.

"Mr. Chen, payment is indeed the core factor of e-commerce."

Zhang Jianming almost didn't respond.

This is not to say that Zhang Jianming does not understand the importance of payment, but it is precisely that payment has been almost monopolized by Huanyu Technology in China. Therefore, Zhang Jianming did not consider paying this amount at that time. However, when Chen Yu talked about payment, Zhang Jianming still said: "But we have been promoting payment to the world before, but in addition to the performance of Asia and Southeast Asia, some places in North America, Europe and America, including Japan and South Korea, they Not particularly interested in our payment pass.”

After thinking about it, Zhang Jianming continued: "It's not just that they are not interested in our payments, but they are not particularly interested in all electronic payments."

On the domestic side, there is Huanyu Technology's payment pass.

Similarly, there is also a payment tool called paypal abroad.

But whether it is pay pass or paypal,

Their development is not very good.

"People in Europe, America, Japan and South Korea still prefer credit cards, and they are not very interested in this kind of electronic payment."

As for why the domestic payment pass can be done so well, it is because most people in China do not use credit cards very much.

Therefore, when electronic payment tools appeared on the Internet, most people jumped into the era of electronic payment.

But foreign credit cards are too powerful, and it is too common for everyone to use credit cards.

Whether it is the market or habit, everyone will not accept electronic payment all of a sudden.

Chen Yu naturally knew about this.

However, even if he knew, Chen Yu didn't take it seriously.

"Brother Jian, the credit card systems in Europe, America, Japan and South Korea are indeed relatively developed, but this does not mean that they are not interested in electronic payment. Nothing is constant, and habits can also be changed."

"It's not just habit, it also includes the financial power behind the credit card."

"It's not irreconcilable either."

"That's true in theory, but it's just too difficult, too difficult."

This is not because Zhang Jianming has no confidence.

In fact, they have spent a lot of money on Alipay over the years, but they have not opened up the overseas market very much.

"Actually, it's not difficult. Many times, if you change the way, the difficulty we think may become much easier."

While talking, Chen Yu retrieved the background data of Alipay.

"Brother Jian, take a look and see, have you noticed that the frequency of our payment service is more than 10 times higher than it was a year ago."

"Mr. Chen, we have studied this one because we have successfully launched the pear smartphone, as well as. On these super APPs, we have bound our payment pass, which has also made their usage frequency grow rapidly. "

"That's right, it's because of our smartphones."

"But this does not work overseas. People don't like to use Alipay. If they want to pay online, they will directly bind a credit card."

Although this method of binding a credit card is also electronic payment, it is actually bound to the bank, and it still does not leave the bank's system.

"Then if we launch an app, we have to let them pay with our payment card?"

Due to market reasons, Pinduoduo and WeChat can only choose various payment methods in overseas markets, and cannot be bound to the only payment link.

But if you open a new app, it will be different.

"Are you talking about a taxi app?"

"right."

Chen Yu nodded.

Of course, it's not just taxi apps.

But Chen Yu believes that the taxi APP can be the first super application to popularize payment.

In the previous life, Didi and Kuaidi and Uber fought so badly that they not only failed to make a penny, but also lost to death.

But are they still fighting?

What for?

In addition to the market, the most important reason is to fight for payment.

Therefore, even if it is a loss, as long as the payment is popularized, it is worth it.

It is also such a war that domestic electronic payment has penetrated into almost every corner.

In the end, not only did the aunt use electronic payment, but even beggars also used electronic payment.

However, Zhang Jianming did not see the prospect of taxi APP for the time being.

After hesitating for a while, Zhang Jianming said: "Currently, there are very few taxi-hailing software, and it is also a very difficult challenge to popularize our payment system."

"It's actually not too much of a challenge. As long as there are users who use taxi apps, they won't like to take taxis anymore."

This is in the United States, too.

Chinese people are quite lazy, Americans are even more lazy.

Uber rides are very popular in the United States, which proves that many things are actually similar between China and the United States.

However, there are many differences due to some special reasons.

But unfortunately, uber didn't think about making payments at the time, or they were temporarily unable to make payments.

Of course, this step is not enough, there is also the entire credit card financial system.

This is also a difficult task.

However, this is the latter.

As long as these super apps are launched first, then Chen Yu will have a way to influence the financial giants behind him.

"Well, Brother Jian, have you ever taken a Didi taxi?"

Suddenly, Chen Yu asked.

"No."

Zhang Jianming shook his head: "Judging from the number of downloads in the app store, they have very few downloads, and the general consumer reaction is that they can't get a taxi."

"Well, let's use it."

For this, Chen Yu didn't care.

This is the case with the newly launched taxi software.

When there are not many users, how many cars can you get.

This is like when we used to engage in e-commerce and instant messaging, what should we do if there are no users?

Either it is to open dozens of communication numbers, or it is to buy and sell.

Don't a lot of Internet companies in China do this?

Even Huanyu Technology, when 5173 didn't have much traffic at the beginning, didn't find a lot of people to write guns and be like fifty cents.

Even in online games, there is also the existence of trust.

"Let's go, I have downloaded Didi, let's take a taxi and try it later."

Without further ado, Chen Yu and Zhang Jianming walked out of the Huanyu Technology Headquarters building. He was going to take a taxi and try it out.

txt download address:

phone-reading: