Chapter 161 For the Dream (Fourth Update!)

"Who wants to buy it?" Zhao Pinggui has not yet reacted.

"I."

Yin Jun pointed to himself.

"You? Hahaha..." Zhao Pinggui couldn't help laughing out loud.

But Yin Jun didn't smile at all.

Yin Jun has already made a detailed arrangement for his future plan.

Just relying on the scripts of TV dramas and movies, even with the addition of a share, it is impossible for Yin Jun to get too much money.

At best, earning 20-50 million a year is a limit.

If he wants to complete his original accumulation as soon as possible, so as to catch up with the rapid development of the Hong Kong film industry in the 1980s and the layout of the film entertainment industry in the United States, Yin Jun must earn more money as soon as possible, and make a lot of money.

Because these acquisitions can easily cost hundreds of millions, billions or even tens of billions of Hong Kong dollars.

And if you miss these few years, if you want to buy the best companies in your future layout, you will have to pay two or three times more, and there will be more troubles at that time.

Like Yin Jun, even if he accumulates 50 million a year, it will only be 500 million in ten years.

For ordinary people, 500 million Hong Kong dollars is a wealth that can never be squandered in a lifetime, but in Yin Jun's view, it is far from enough to carry his dreams.

Therefore, after Yin Jun got his grades, he immediately went to Xiangjiang Commercial Bank to borrow a huge sum of 50 million yuan and invested in the stock market, hoping that the stock market could bring him better returns.

Originally, Yin Jun was planning to take a bite out of this cake after he made a lot of money in the stock market before thinking about how to get involved in real estate.

But today I suddenly met the elder of the Zhao family in Tianshuiwei, and remembered that in the past two years, the land control rights in Tianshuiwei have been constantly changing, changing like a play, and Yin Jun suddenly thought about it, to see if he could also take advantage of it. At this time, let's try our hand at the real estate business.

After experiencing the raging real estate development boom in Huaguo, although Yin Jun has never done real estate, under the influence of those articles and reports on the Internet, he definitely knows how to do real estate better than anyone now, at least in many In terms of concept, Yin Jun is an absolute leader.

What's so hard about real estate?

After you buy the land, you go to a design company to design the drawings, and then invite bids to outsource the work to a special construction company. At the same time, during the construction, hire one or two supervision companies to supervise the quality of the house. After the acceptance is passed, it is considered that you are done.

As for the thing about selling houses, mainland China learned from Xiangjiang.

There is no need to break ground to buy the land, and you can sell the house in advance by setting up a sales department. If you are lucky, you don’t need to find a bank loan directly. The house purchase money can be directly connected to a series of expenses for house repairs. Earn money in your pocket from the start.

The most important things to pay attention to are, on the one hand, the relationship with the government, secondly, some contacts in the real estate industry, and thirdly, the relationship with the bank, and at most a little social relationship. Everything will be fine.

How about it?

This is the general process of real estate development and sales, simple, right?

However, many people in Xiangjiang now do not have the strength to develop real estate, and many people are not optimistic about the future development of real estate, and many people have not thought about this business. Ten years later, when it has been jointly monopolized by several giants, there are much more opportunities.

After laughing, Zhao Pinggui suddenly felt a little embarrassed when he saw Yin Jun looking at him calmly and seriously.

The young man in front of him is a genius that even Shao Lao Liu wants to win over. Even if he doesn't know much about real estate, I shouldn't make fun of him.

With a light cough, Zhao Pinggui said: "Junzi, real estate is not as simple as you imagined. Just because you are a good screenwriter for TV dramas, doesn't mean you can be a good real estate developer. So you should work hard in your field of expertise." Come on, write more TV scripts like "Bao Qingtian", and you will be successful."

Yin Jun secretly sighed in his heart.

It's still too young, no one knows that they will value themselves.

In the eyes of others, I am already very lucky to have made outstanding achievements in the film and television industry. How could I be a genius in other fields?

Fortunately, Yin Jun has already thought carefully about how to enter the real estate industry and how to do real estate.

This time's efforts in Tianshuiwei are not what Yin Jun expected before, but with Li Chaoren's price and Kingswood Villa's reference in the future, Yin Jun can quickly calculate some cost gains and losses.

So, he quickly said to Zhao Pinggui: "Mr. Zhao, I know what I said now, you may think I'm joking, but I'm serious... Listen to me first! I don't know if you sold it to the boss. The land area and price of Real Group and Wheelock, but I am willing to buy 10 million square feet of land, the price is 15 yuan per square foot. What do you think of this price?"

Zhao Pinggui laughed, "Junzai, do you think the price will be cheaper if you buy more? Although Tianshuiwei is remote, the price is not as cheap as you said, at least 80 yuan per square foot here. What do you think? In terms of real estate, I'm still not familiar with it!"

Blow it!

Obviously, the price I gave Li Chaoren and them was only 1.5 yuan per square foot. I have doubled this by ten times. How can you say less?

Yin Jun didn't think it was disobedient, and continued: "Don't panic, I have a second guarantee, and I will definitely make you like it."

"What is it?" Zhao Pinggui asked casually.

"I don't know what condition Cheung Kong and Wheelock agreed to you, but according to my estimation, they will definitely not develop this land within two or three years, because the area is too large and the cost is too much They can’t bear it at all.” Yin Jun said: “I can promise in the sale and purchase contract that the off-plan properties will be sold within three years, and all the 10 million square feet of buildings will be completed within five years. In this way, Tianshuiwei will start to have a better future. environment, which will also drive the appreciation of the remaining land in your hands, right?"

Hearing this, Zhao Pinggui was really surprised.

indeed.

The commitment of Cheung Kong and Wheelock is to start construction within five years, which is much weaker than Yin Jun's categorical promise of starting sales in three years and repairing in five years.

However, is Yin Jun really likely to do what he said?

What strength does he have to do such a big development?

Where does his confidence come from?

Before he knew it, the newspaper in his hand was also put down.

At this time, Zhao Pinggui no longer thought that Yin Jun was joking.

Being able to put forward the conditions so seriously proves that Yin Jun must have thought about it seriously.

When he became serious, Zhao Pinggui's face became serious, "Junzai, do you really want to develop real estate? Do you know how much real estate costs? How much money can you make writing scripts?"

"I earned more than 7 million yuan from "Wulin Biography", and about 5 million yuan from "Chu Liuxiang". Now I have given three books to Jiashi, and the three books I plan to give to Li will add up to at least 12 million. In terms of movies, "" "Ghost Fighting Ghost" also has 1 million." Yin Jun said lightly, "In addition, Mr. Chen Youhan, the chairman of the board of directors of Xiangjiang Commercial Bank, can provide me with a loan guarantee of 100 million Hong Kong dollars. I think with this amount of money, it should be enough. Buy that land and develop it commercially?"

"Really?" Zhao Pinggui blurted out.

"We can go to Xiangjiang Commercial Bank now. Mr. Zhao, you can ask Mr. Chen Youhan face to face." Yin Jun said calmly.

The boy didn't lie.

After borrowing 50 million from Xiangjiang Commercial Bank, he bought the shares of Wharf and Cheung Kong Industrial. Now these stock certificates are still stored in the vault of Xiangjiang Commercial Bank.

Chen Youhan naturally knew that Yin Jun didn't use the money for food, drink and entertainment, nor was it a random investment, but a very suitable investment.

Yin Jun bought shares in Wharf at an average price of 25 yuan a share. Now after Bao Yugang announced his entry into Wharf, the stock has skyrocketed to around 38 yuan, and Yin Jun has made 50% of his investment.

In addition, Cheung Kong Industrial stock, Cheung Kong Industrial happens to be a company that Chen Youhan is very optimistic about. In the future, the development of real estate will definitely accelerate. If Yin Jun buys it now, after two or three years, the price will definitely double.

Yin Jun also had a few meals with Chen Youhan, and he also described his plan in detail, including his views on Bao Yugang's "abandoning the ship and going ashore", and how Cheung Kong will have a bright future under the leadership of Li Chaoren. Future and so on.

Chen Youhan thought so deeply, so he was even more optimistic about Yin Jun's future. Some time ago, he took the initiative to ask Yin Jun if he needed more loans, and Xiangjiang Commercial Bank was willing to give him an additional 50 million credit line.

This is no longer because Yin Jun earned tens of millions in "Wulin Biography" and "Chu Liuxiang", but because Chen Youhan values ​​Yin Jun's business talent very much.

"If you don't write scripts and enter the shopping mall, within ten years, there will be another big crocodile in the Xiangjiang shopping mall!" During the meal, Chen Youhan said to Yin Jun.

In fact, Qiu Degen said this to Yin Jun not long ago.

With a credit line of 50 million, Yin Jun uses his stock warrants to mortgage the loan, which is at least 50 million, so a 100 million loan guarantee is very easy.

After getting Yin Jun's affirmative answer, Zhao Pinggui did a rough calculation, and Yin Jun could use as much as 125 million yuan. Such a large amount of money is definitely enough to buy 10 million square feet of land in Tianshuiwei.

At 15 yuan per square foot, 10 million square feet is 150 million yuan. It stands to reason that Yin Jun’s money is not enough to pay for the land. How could Zhao Pinggui think that Yin Jun’s funds are strong?

the reason is simple.

People who do business in Xiangjiang, especially real estate businessmen, don't have the idea of ​​"I can do as much as I have". Everyone dares to buy land and build houses as long as they have start-up funds.

As long as the down payment for the land is paid, or even as long as the sales contract is signed, they will go to their cooperative bank and take the contract loan, basically at least 60% of the land price can be obtained.

In the next step, those who have not paid the down payment for the land will use the loan to pay, and then together with the real estate businessman who has paid the down payment, set up a sales department in the urban area or next to the land, and advertise vigorously to attract people to buy houses, no matter what Whether it is a full payment or a loan, the staff of the cooperative bank are on hand to ensure that the payment is made at the fastest speed and the loan is successful.

In this way, they use part of the house purchase price to pay the final payment for the land, part to the construction company for construction, and the rest falls into their own pockets.

The construction funds given to the construction company in advance have never been paid all at once. It is very kind to give a 20% down payment first. Many real estate businessmen directly ask the construction company to advance the construction until the house is repaired, three months , Half a year or even one or two years to pay off the money have.

In this way, do you think Yin Jun's 125 million is enough?

More than enough!

Zhao Pinggui is not worried that Yin Jun is cheating himself with Chen Youhan, it is impossible to deceive others, and Chen Youhan is the son of Chen Bicheng of Pangu Bank, and Chen Bicheng's name can be used as money, and his son will never dare to destroy it. The reputation of the father and family, partnered with others to deceive.

Thoughts in his mind turned like lightning, Zhao Pinggui calmed down and asked, "Junzai, why did you choose Tianshuiwei? You can build a house wherever the real estate is cheap!"

"I chose Tianshuiwei not only because it is cheap, but because I saw that there is a lot of room for development." Yin Jun said, "If you agree to sell me the land, I am willing to pay 50% of the land payment. Pay off the remaining amount within one year. Mr. Zhao, please tell the Zhao family when you go back. With my development in the front and the development of Cheung Kong Group and Wheelock behind, it will definitely form a good effect. The development of Tianshuiwei will definitely It's very positive and healthy."

Zhao Pinggui nodded when he heard the words, "I admit that the terms you offered, Junzai, are good, but I can also tell you that we are no longer going to sell the land, and the amount of land in our hands is about the same as you expected .If they are all sold to others, how can we support a large family with these lands in the future?"

"Mr. Zhao's statement is wrong." Yin Jun said: "The 10 million square feet of land worth 10 billion, or the 20 million square feet of land worth 5 billion, which one is more valuable? The core of the land is not how much it is, but what it is To what extent can it rise! If there is no active development by the real estate businessman, even if the Zhao family doubles the land, it will not be worth much."

"But how do you guarantee that this place will be prosperous after you develop it? There are too many things involved in it, you may not understand it? It's not that after you fix the house, others are willing to buy it." Zhao Pinggui pointedly the way.

"The prosperity of a real estate area is of course not only guaranteed by the size and quality of the houses." Yin Jundao, "I naturally have my own way to make it prosperous. But this matter, after the Zhao family has intentions , let’s talk slowly! Mr. Zhao, it’s very unwise to pin your hopes on a single person. I hope you can give me a chance. Tin Shui Wai has a chance!"

Zhao Pinggui couldn't help laughing when he heard that, "Junzi, your eloquence, it would be a waste if you don't go into politics! Well, I'll go back and discuss with them, just wait for my news!"

He was really moved by Yin Jun.

Even though the Zhao family really had no plans to sell the land in a short time, Zhao Pinggui felt that Yin Jun's proposal was worth discussing.

10 million square feet is definitely not enough, but if Yin Jun is given a small piece of land and asked him to experiment and see what benefits Tianshuiwei develops in advance, it seems to be possible.

After all, the price proposed by Yin Jun is not low, it is ten times that of Cheung Kong Group and Wheelock, and the sincerity is enough.

What Yin Jun said is also right, you should not only pin your hopes on Changshi Group and Wheelock, it is more beneficial for the Zhao family to diversify their investment!