Chapter 1227 Golden Coupon

Since ancient times, there has been a saying in Huaguo.

Antiques in prosperous times, gold in troubled times.

It means that in the time of peace and prosperity, antiques will be popular and have inestimable value.

Yin Jun has seen the wave of antiques around 2012.

But the speculation of antiques in the prosperous age is not only in this prosperous age, such as the Kaiyuan prosperity, the Northern and Southern Song Dynasty, the Kangxi and Qianlong prosperity, etc., there was a crazy period.

Compared with antiques, there is not much room for speculation in gold, because its basic value has been fixed there.

In a time of peace and prosperity, you can never say that I can exchange a catty of gold for a painting by Qi Baishi, right?

It's just that, if the times change, and when it comes to the chaotic times, gold will become extremely precious.

At that time, nothing else will work, only gold is the only hard currency.

A corn corn bun can be exchanged for a big girl with yellow flowers for one night, and a tael of gold can also buy a big girl with yellow flowers, but Qi Baishi's paintings are worthless, and you may not be able to exchange anything.

Therefore, the meanings of the two are completely different, and they cannot be compared under normal circumstances.

The atmosphere in Xiangjiang is a little tense now.

With the continuous game between China and the United Kingdom, the situation is quite unstable. In addition, the current governor is Yuri, not the respected MacLehose, so it seems that the situation cannot be suppressed.

The Kowloon Walled City also took the opportunity to stir up trouble at this time. The police were trying their best to maintain law and order without collapsing.

People who should emigrate frantically want to escape outside during this time. Those who are unwilling to immigrate but have no sense of security for the future will choose to find something that gives them a sense of security.

Obviously, gold is one such item.

Gold, a hard currency, has extremely precious strategic value in the world, so under normal circumstances, countries will not allow gold to skyrocket, which is not conducive to the country's financial reserves.

But this year is different, the economic situation of various countries has a delicate situation, so since January this year, the price of gold has continued to rise all the way.

Now that it is August, the price of one tael of 50 grams of gold has increased by more than 1,500 Hong Kong dollars compared to the beginning of the year.

This is a very scary increase.

But just like buying a house, people who buy gold also buy up and not down.

The more they see gold rising, the more they want to buy it, the more they want to buy it to preserve its value.

However, everyone wants to buy gold, and Xiangjiang does not have gold reserves in the first place—they issue currency with US dollars as reserves.

The gold in Xiangjiang is purchased from outside by commercial gold shops and jewelry stores.

Basically, there are only seven or eight companies including Chow Tai Fook, Chow Tai Sang, Xie Ruilin, and Xie Liyuan.

However, ordinary people can think about buying gold when they arrive at a gold shop, but they can't do this in a company.

In fact, for these gold shop merchants, they don't like the sharp rise and fall of gold.

The stable price of gold is the time when they are most assured and most profitable.

It is impossible for them to buy several thousand catties or tens of thousands of catties at one go. What if the gold has plummeted before it is shipped to Xiangjiang after you just bought it? What if you just cut your flesh with pain, but the price skyrocketed again?

After going back and forth several times, which gold shop can bear it?

Therefore, no matter how the price of gold rises or falls, these gold shops and jewelry stores have their own series of plans, and it is absolutely impossible to blindly follow the trend and hoard a large amount of gold, waiting for the continued skyrocketing.

Not to mention hoarding gold, even their own gold jewelry has never been in a saturated state. Basically, the inventory is very small, just to control risks.

The overall inventory of our gold shop industry is small, and the people in Xiangjiang are eager and enthusiastic to buy gold. This has resulted in a situation where every few gold shop products are sold out as soon as they are put on the cabinet.

Especially 50 grams, 100 grams, and 500 grams of gold, as long as they are taken out, they will be robbed in minutes.

Such a hungry market performance has further pushed up the price of gold in Xiangjiang, making people feel a little panicked.

However, Xiangjiang still has smart people.

As long as they can make money, what are they afraid to do?

In the future, so many fake and second-hand goods in the mainland will enter the mainland through Xiangjiang.

Now their legal system is not perfect, and the Kowloon Walled City is still there, so they are even more unscrupulous.

The same goes for the gold market.

Seeing so many people want to buy gold, who doesn't want to make a fortune?

For example, Xie Liyuan Gold Shop, one of the top ten gold shops in Xiangjiang, is the most active one.

Speaking of Xie Liyuan, when Yin Jun traveled to Omen more than 30 years later, he could still see it.

But the Xie Liyuan Jewelry in Aomen is not the Xie Liyuan Gold Shop in Xiangjiang. Although their ancestors are all a family, the operation is completely separate, so it can be said that there is no relationship at all.

However, today's Xiangjiang Xie Liyuan Gold Shop is also well-known in Xiangjiang. It has developed very well and is also a time-honored brand.

Xie Liangzong, the head of Xie Liyuan Gold Shop, is very intelligent and has always been known for his flexibility.

Since he took over the helm of Xie Liyuan Gold Shop more than ten years ago, he has actively expanded his business and invested in all aspects of development.

More than ten years have passed and Xie Liyuan Gold Shop has become a large company.

In particular, the "Thousands of Gold Accumulation Plan" launched by Xie Liyuan Gold Shop in the 1970s has become a major signature of them.

The so-called "Thousands of Gold Accumulation Plan" means that customers open a gold account at Xie Liyuan Gold Shop, buy gold at the current price, and Xie Liyuan Gold Shop will give you a gold coupon as a proof.

With the gold coupon, you can choose to take the gold away immediately, or keep it with them. While receiving interest, you can also enjoy the convenience of gold appreciation and preservation.

For example, if you take it out after three years, you will not only have a considerable amount of interest money at that time, but also earn a fortune through the appreciation of gold.

Xie Liyuan Gold Shop has a great reputation and is an old brand. Of course, the people of Xiangjiang believe in them. Therefore, in the past seven or eight years, Xie Liyuan Gold Shop has sold a large number of gold coupons, and the scenery is like no other.

But here comes the problem.

The gold coupons issued by Xie Liyuan Gold Shop are just like bank certificates of deposit.

When the bank certificate of deposit expires, the principal and interest must be paid together, otherwise it will be a breach of contract, which will easily lead to a run.

For this reason, banks in Xiangjiang have to pay a certain amount of US dollars to the government as their deposit guarantee.

So, is there any guarantee for the gold coupons of Xie Liyuan Gold Shop?

No.

There is no guarantee at all.

Customers don't know whether the money they sold with the gold coupons was used to actually buy gold and save it, or to do something else.

Customers bought gold coupons on the basis of decades of trust and fascination with gold, without considering the serious risks involved.

In the past seven or eight years, Xiangjiang people have been proud of owning the gold coupons of Xie Liyuan Gold Shop.

Even in many cases, this gold coupon can be circulated as a bond and currency.

Because the Xie Liyuan Gold Shop recognizes the ticket but not the person, whoever takes the gold coupon can cash it directly, you can ask for gold, you can also ask for money, just exchange it at the price of the day.

Over the years, of course, no one has gone to Xie Liyuan Gold Shop to ask for cash, and every time it is the first time to cash, so its reputation has always been very good, and no one doubted it.

However, now a problem has arisen.

Because Xiangjiang's economic prospects are uncertain, many people think that a war is likely to happen, and people are so panicked that they don't know what to do.

Some investors began to sell their properties, and the rich also accelerated their immigration. But more people can only honestly use the most practical methods to increase some protection for themselves.

What is guarantee?

Gold and dollars, of course!

Both of these are hard currencies that are used in the world and can be used anywhere.

On the one hand, everyone is desperately exchanging US dollars in major banks, and on the other hand, they are desperately snapping up gold.

In this case, those gold coupons from Xie Liyuan Gold Shop came in handy.

Although the gold coupons are payable as you go, at this time, they are still not as reliable as in your own hands.

Because one day, Xiangjiang will become a battlefield, and it will be more convenient to run away with gold in his pocket than to go to Xie Liyuan Gold Shop to get gold at that time.

So, starting in August, many people took the gold coupons they had saved for several years and came to Xie Liyuan Gold Shop to exchange for gold.

Xie Liyuan Gold Shop did not play tricks, but they immediately posted notices at the entrances of several of their shops, stating that too many people came to exchange gold, and they did not prepare so much for a while, so they could only limit the gold exchange worth 1 million Hong Kong dollars per day , but every day, please don’t panic, pay in order, Xie Liyuan Gold Shop will definitely fulfill its promise.

It's not a troubled time now, and the reputation of Xie Liyuan Gold Shop is still there, and everyone thinks it is reasonable. Of course, the various reserves of others will not satisfy you in your swarming past. After all, there is still so much gold being made into gold jewelry and so on.

Therefore, in the first few days, the exchange of gold coupons at Xie Liyuan Gold Shop was very orderly.

When everyone went to a few shops to queue up, they would leave after they were told that today’s quota was full, planning to come back early the next day.

The ordinary gold jewelry trading business of Xie Liyuan Gold Shop has not been affected at all, it is still full of guests, and there are many customers who buy gold jewelry.

However, this situation suddenly changed on the seventh day.

A rumor that surprised everyone spread.