Extraordinary Genius

Chapter 159

Feng Yu knew that Fu Guangzheng was greatly shocked by the fact that he lied about the news he got from the leaders above. He only hoped that Fu Guangzheng could convince his family to agree to lend him money, and at the end he would help him contact Xiangjiang's bank for a loan.

Fu Guangzheng, including the Fu family, always believed that Feng Yu had a great background. On the surface, his parents were farmers, but secretly, he might have a great background!

If it wasn't for the big background, how could Feng Yu know the news? Why does Feng Yu do trade with the Soviet Union, why does he go to the military every time? In particular, it is said that Feng Yu first made his fortune on treasury bills. Without the above news, how dare he bet his entire fortune on treasury bills?

Maybe Feng Yu has a third grandpa or second grandpa, someone from the central government. At least he can get in touch with the policies of the central government, so that Feng Yu can make a lot of money every time he invests, and the journey has been smooth. The news that Feng Yu said this time must have been told by the person behind Feng Yu.

From this point of view, there will be a listed company in the Mainland?

Fu Guangzheng called his father and told him the news about Feng Yu, and said that Feng Yu wanted to borrow a sum of money from the Fu family with an annual interest of 10% for three years.

When Fu Rongjin asked, Feng Yu actually wanted to invest in mainland stocks, regardless of what stocks he wanted, and he also thought it was a bit of a joke. Even if there is a rising trend in the mainland stock market, not all stocks will make money, right? There must not be many stocks initially listed. Do so many people in the mainland dare to buy stocks?

Fu Rongjin contacted his family and told the news of Fu Guangzheng's return. The yen is going to rise, the island country's real estate is going to collapse, and the mainland may have a stock exchange and a listed company.

Fu Rongqi, the boss of the Fu family, is an expert in financial investment, and their company has studied that the United States has intervened in the economy of the island country, and the rise of the yen is really in the interests of the United States.

He was still waiting and watching, but after hearing Fu Rongjin's words, he also felt that there was an 80% chance that the yen would continue to rise. Although the mainland's economy has just started to pick up, the development momentum is very strong. With the think tanks of the whole country as the basis for decision-making, it is definitely more reliable than his news.

But Fu Rongqu, the second son of the Fu family, doesn't think so. Is the island country's real estate going to collapse? How can this be? Now the world's largest economy is not the United States at all, but an island country. The island nation has a booming stock market and a boom in technology. Besides, so many Americans and Europeans are also investing in real estate in the island country, how could it collapse?

Although real estate prices have dropped somewhat now, this is a normal phenomenon in the market. By the end of the year, real estate prices will definitely rise, and it will be more profitable to sell them at that time.

The third child, Fu Rongbing, kept silent. Some time ago, the fourth child and the eldest partner opened a company, selling a new type of humidifier, and made a lot of money in Europe and the United States. During this period of time, the company did not develop much.

This time the fourth child said that the boss in the mainland had good investment news, so he came to listen to it, but when he heard that it was investing in the mainland stock market, he immediately lost interest. The mainland is so backward, how can there be a stock exchange in the short term to allow companies to go public?

As for borrowing money or guarantees, he would not agree. I didn't have a share in making money last time, borrowing money to guarantee you thought of me? no way!

"Boss, do you think the news is credible?"

"I believe that starting tomorrow, I will do more yen futures. The faster the rise, the more I will earn!"

"Boss, don't forget that the yen has risen so much, do you still believe it can rise?" Fu Rongqu sneered.

Why is the news from the upper echelons of the Mainland comparable to Xiangjiang in places like the Mainland where there is no information?

"Second, third, the humidifier sales company, you two want to buy shares? Each of you will contribute 50 million Hong Kong dollars, and I will sell some shares to you."

Fu Rongqu and Fu Rongbing's eyes lit up at the same time, the boss is willing to sell shares to them? On the one hand, it can be said that the boss is taking care of their two younger brothers. On the other hand, it may be that the boss wants more money to invest in foreign exchange futures and speculate in Japanese yen!

Where does Fu Rong District have 50 million Hong Kong dollars in cash?

But thinking about the profit of this sales company, he decided to sell the real estate in the island country first even if he lost a little.

Fu Rongbing also decided to squeeze out some cash and invest in this sales company, which will definitely make more money than those in his hands.

"Fourth, how much does Mr. Feng want to borrow?"

Fu Rongjin suddenly said: "No big brother, I'll guarantee Mr. Feng's loan."

The boss has always had a better investment vision than the three brothers. The boss wants to lend money to Feng Yu, so it is better to let him take this favor, or let Fu Guangzheng take it.

After Xiangjiang's return, he will be able to take the lead in the huge mainland market, and his assets may surpass those of the big guys.

Fu Rongqi took a deep look at the fourth child and nodded: "Then follow your own ideas, this Mr. Feng is not easy."

...

"You helped me contact Citibank and HSBC in Xiangjiang?"

Feng Yu was overjoyed that Fu Guangzheng finally agreed to help him guarantee the loan. It's not that Feng Yu doesn't have something of value in his hands, the stock itself is something of value and can be mortgaged for a loan.

He used the company's assets to mortgage the loan, used the loan to buy stocks, and then used the stock to mortgage the loan. This is like repeated loans that real estate companies often do in later generations.

Take a loan to buy land, and then mortgage the land to another bank for a loan for construction. Half of the construction is completed, and then the half of the construction mortgage loan is used to complete the building. However, the real estate company only takes out one-tenth of the entire investment. Everything else is bank loans.

Later, this kind of repeated loans was stopped and defined as illegal lending. If this happens, the company's reputation will be stained, and it will be very difficult to get loans in the future.

Moreover, the name of Feng Yu's loan was investment and trade. He invested in stocks, so he was suspected of misappropriating funds. If the people don't get promoted, the officials won't investigate, but if Feng Yu continues to borrow money from mainland banks, things will go wrong. In case of playing off, it is possible to squat on the fence (go to jail).

But the loan from the bank in Xiangjiang is different. The mainland banks cannot be found. The bank in Xiangjiang only recognizes the collateral and has Fu Rongjin as the guarantor. It is sure to be able to lend a lot of money easily and it is very safe.

The most important thing is that the money you can get in this way is far more than the money you can borrow from the Fu family!

"How about it, Mr. Feng, are you satisfied with this?" Fu Guangzheng smiled happily.

"I don't know how much the two banks can loan me in total?"

"How many shares do you have?"

Feng Yu stretched out his hand and gestured: "One hundred million RMB!"

"How much? One hundred million!" Fu Guangzheng was taken aback. He knew that Feng Yu had invested a lot, but he didn't expect it to be so large. 100 million, does his company have no liquidity?

If it weren't for the long time of cooperation with those suppliers, the payment could be postponed for one month. Feng Yu didn't dare to do so. The trade line with Su must not be broken. This is the link between him and Brother Ji.

As for the purchased Soviet equipment and technology, Feng Yu collected the deposit and called Brother Ji. When the buyers came to pick up the goods with checks, he just sent the balance to Brother Ji. In fact, he didn’t need much money.

This time, Feng Yu put all his eggs in one basket!

"100 million, okay, you have so many stocks, plus my father guarantees you, it is absolutely no problem to lend more than 100 million RMB!"

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