Chapter 1590 Seamless Connection
"Yiping, here are all the documents," Li Lin handed a thick folder to Feng Yiping.
Feng Yiping opened the folder, and the first thing he saw was the repayment slip - Li Lin obviously knew what he wanted to see.
"We are now debt-free?" he said with a smile.
"You are happy, but ICBC is not happy," Li Lin said.
The bank's displeasure is foreseeable. At this stage, the main income of major domestic banks still comes from interest differentials. Jiaqiang will not borrow the US$2 billion after it has been repaid, which will naturally affect their income.
I guess ICBC's loan department will feel a lot of pressure.
It’s really hard to find customers with a level of $2 billion, especially from private companies.
In fact, it is difficult to find state-owned enterprise customers with a level of US$2 billion. These days, there are not many state-owned enterprises investing in projects exceeding US$2 billion abroad.
"I estimate that the leaders of ICBC will definitely come to visit you," Li Lin said. "They have repeatedly asked me whether the company will make any big moves in the near future."
"Yiping, is there any?" she asked.
Feng Yiping smiled and was noncommittal.
Li Lin also felt that she was not worthy of her reputation as the financial director. Even in ordinary mergers and acquisitions projects, she was not needed.
This company's funds are too abundant, which is really not a good thing from some perspectives.
“I think leaders from other banks will also take the initiative to visit us,” she said.
That's for sure.
When Jiasheng proposed a US$2 billion loan last year, many domestic banks were a little cautious because the amount was too large. When ICBC swallowed up the piece of meat, they felt it was a pity, but they had no chance.
Now that the loan has been repaid, it shows that Huaqiang's finances are very stable. Compared with Jiaqiang last year, the progress of Huaqiang now is also huge. After they repaid the loan from ICBC, they did not renew it. That is not their own business. The opportunity has come?
"They are coming, isn't it just right?"
Li Lin came to the capital this time to assist Feng Yiping in discussing cooperation with a bank on a payment tool temporarily named Jiasheng Pay.
The bank's leaders happened to visit at this time, which can be regarded as a seamless connection.
"But they must be from the loan department," Li Lin said, and immediately answered herself, "Oh, it doesn't matter."
It is conceivable that if you want to talk about business of this level, the person coming from the bank is definitely not an ordinary small fish or shrimp. There must be a vice president. Even if he is not in charge of this matter, he should find the corresponding person in charge through him. will be easier.
"The next step, including US dollar loans, you also negotiate with them for credit," Feng Yiping still gave Li Lin the next task.
The biggest feature of credit loans is that there is no collateral, so it is convenient and fast. Currently, all banks provide credit to Jiasheng, but they are all in RMB.
Feng Yiping and Jiasheng are really not short of RMB at the moment. They have so much in their accounts and they still receive so much every day.
"Okay," Li Lin agreed readily. She liked such a slightly challenging job, "Then I'll go prepare."
…………
"The city government supports our move to acquire land. The district even said that we are welcome to put up for auction on the largest plot of land that is currently on the market," Zhou Xingyu said, looking at the map of the capital spread on the table, "That's right here. ,"
"No," Feng Yiping shook his head quickly. If he chose such a central area, there would definitely be too many problems in the future.
“It must be in the suburbs, and a considerable area of land must be acquired at one time,” he said.
What they are talking about now is about building their own staff dormitories.
Feng Yiping feels that it is appropriate to consider this issue when housing prices have not really taken off yet. In a few years, the government will definitely not be so easy to talk to.
"Where's the propaganda work?" he asked.
"It's very good," Zhou Xingyu glanced at Feng Yiping. He found that Feng Yiping really cherished feathers on this issue.
"That's good," Feng Yiping nodded, "we still need to mobilize our employees to buy houses this morning,"
He feels more and more that it is really impossible to solve all the problems for employees, especially for big projects like houses. It is very important to give full play to everyone's subjective initiative.
The employee dormitories that are being built now are actually mainly prepared for employees who will join the company in 10 years.
At that time, house prices were naturally so high that many people who had been working for many years could not afford it. Even the price of renting a house was rising. Being able to rent a company house at a preferential price was also a rare benefit.
"I think this is the place to be," he said, pointing to Tongzhou.
He was not familiar with the capital, but compared with several suburban counties, the transportation there was relatively convenient. The Batong subway line was opened to traffic at the end of last year.
“The Ministry of Construction has denied the news that the city government will move eastward,” Zhou Xingyu said.
He thought Feng Yiping settled there mainly because of rumors that the city government would move eastward and that place would become a sub-center.
"That's it," Feng Yiping clicked on the map like a general.
His impression of this place is that the housing prices in this "sleeping city" can be regarded as the conscience of the capital to a certain extent.
Wu Qian knocked on the door and came over, "Yiping, Mr. Hamilton is here,"
…………
"Hello Mr. Feng," when he saw Feng Yiping walking into the reception room, Hamilton, who was sitting at the table, stood up quickly, bowed slightly and stretched out his hands towards Feng Yiping.
He was very polite, so polite that Feng Yiping was not used to it.
"Welcome, old friend," Feng Yiping said, holding his shoulder, "Don't be so polite, please take a seat,"
"To be honest, I'm really not used to your politeness,"
"Haha," Hamilton laughed, "Who asked me to come here to beg you again?"
Although he spoke pitifully, his whole state was completely different.
The last time he came to Feng Yiping to discuss the publishing contract was in the small building where the convenience store was at that time.
Hamilton was very impressed by the crowdedness in that small building.
If I remember correctly, the meeting room for the meeting was temporarily vacated, and usually, it was also used for office work.
The current reception room is just one of the many reception rooms on this floor, but its area is already comparable to that of the original meeting room, and the hardware facilities are several levels higher at once.
The one who changed more than the meeting place was Feng Yiping.
When they met that time, he was still a college student and had never been to the United States.
Although he had some achievements in business at that time, how could he compare with now?
At that time, Feng Yiping might have some fame in a small circle, but now you see, how many people in the world already know the name Feng Yiping?
There is a saying that it is easy to make friends when you are rich, and easy to change wives when you are rich. Although there is no such old saying in the United States, there are similar sayings.
Hamilton, who was once on an equal footing with Feng Yiping, but now can only look up to him, was given a dead task by the leader of the publishing house, and he was tactful and kept a low profile from the beginning.
After seeing Feng Yiping's style, I realized that no matter how his fame changed, no matter how much his wealth increased, he remained the same, and was still as humble and polite as before.
"Don't say that, why don't I remember that you came to ask me for help last time?" Feng Yiping smiled and patted his shoulder again, "I'm sorry last time, you came from afar, and I didn't do my best to be a good host. This time, you must give me a chance,"
Hamilton's heart suddenly warmed up. He didn't expect Feng Yiping to remember even such a small thing.
When he came to discuss the publishing contract last time, Feng Yiping just received a call and left in a hurry. If Feng Yiping hadn't mentioned it, Hamilton would have forgotten it.
"Thank you, Feng, but can we finalize the business first? The publishing house has given me a death order. If this task is not completed, old Hamilton will really have no other thoughts,"
Feng Yiping smiled and pointed at him and shook his head. This guy, working in a publishing house, is really a waste of talent. He should be doing sales.
However, Hamilton's next move made Feng Yiping feel that his conclusion was a bit early. "Other conditions remain unchanged. The highest authorization given to me by the publishing house is to increase it by 5 points on the basis of the last time,"
Feng Yiping didn't even ask, he actually took the initiative to show his trump card.
"Then it's settled," Feng Yiping smiled and stretched out his hand.
"Decided?" Hamilton looked a little unbelievable.
"It's settled. There are no other requirements. The only requirement is still the same as last time," Feng Yiping said.
"The publishing time is right, no problem, it will be on the market at the beginning of the new year," Hamilton said.
"What if I ask for the same conditions as last time?" he asked Feng Yiping.
"I might argue for it, but I will still agree," Feng Yiping laughed.
The conditions offered by Harbin Business Publishing House last time were very good. Besides, what he wants now is the most reliable and reliable publishing channel. He doesn't care about the royalties, but with his current status, the difference between any one of them should not be that big.
"I want to eat roast duck," Hamilton shouted, feeling a little aggrieved.