Chapter 1961: Guitian Asks for Help (Seven/Ten)

Feng Yu talked with Qiu Bojun about his views, and Qiu Bojun also expressed his support. In fact, the state-owned company also expressed concern about the share swap through Lianxiang Group, but it was actually against it.

Since everyone is against it, then this matter will be yellow. IBM was disappointed by this, but Qiu Bojun didn't care at all. If IBM can spend tens of billions of dollars for system research and development, he will be a little nervous.

What IBM is doing now is nothing more than a bluff. IBM's annual profit is not much, and they still want to improve their technological advantages in other businesses. How dare they spread the stall so big?

Microsoft breathed a sigh of relief after learning that the cooperation between Lianxiang Yinshan and IBM broke down. If the two companies cooperated, the impact on Microsoft would be fatal. Some directors even pessimistically believed that Microsoft would undoubtedly fail.

But since they failed to cooperate successfully, they felt more at ease. Microsoft decided to speed up the research and development on the mobile phone system, and will immediately launch their WINPHONE system, which is an operating system specifically for smart phones, and plans to launch its own tablet computer, a Microsoft-branded tablet computer.

Another thing is to increase the promotion of WIN7. If you even think that Yinshan is not giving away profits, then we Microsoft can also give away profits, spend money on publicity, and we can afford it!

Feng Yu asked Fengyu Electronics and Lianxiang Group to speed up the upgrade of smartphones and tablet computers. If people think of smartphones, the first thing they think of is Fengfeng Phone, and when they think of tablet computers, the first thing they think of is L-PAD.

As for himself, he is immersed in the United States, handling the business of Minsheng Bank. The development of Minsheng Bank seems to have been resisted. The big banks in the United States do not want Minsheng Bank to develop.

Colleagues are friends, and it's normal for them to do so. But Feng Yu was not too worried. He didn't think these banks could overwhelm Minsheng Bank.

The financial crisis has just passed, and the financial industry in the United States has fallen into a low ebb. But at this time, it is just a good time to expand, because many of your peers have gone bankrupt, and there will be many businesses waiting for you to do.

The integration of the financial companies under Minsheng Bank has also been completed, and now is a good opportunity to expand aggressively while other banks are shrinking.

Because many banks have a lot of non-performing assets, they dare not handle some businesses. For example, some businesses with higher risks or lower profits, they do very little.

They dare not do high-risk ones, but Minsheng Bank can do it after a detailed assessment. They are not willing to do low-profit ones, and many of their businesses still have debts. After paying interest on the money they earn, there is nothing left. Of course, they are not willing to make such investments.

However, Minsheng Bank can choose to do some of these businesses. Although the profits are low, there are still some. Their assets are in good condition. Although they earn less now, they can increase many customers. It is also cost-effective in the long run.

Feng Yu is still very satisfied with Minsheng Bank's overseas development, and the speed is faster than he imagined. Now the profit does not seem very high, but when enough funds are raised, there will be more investment options and higher profits.

Banks are the core of a consortium, and any large consortium has its own commercial bank.

One is that it is more convenient to mobilize funds, and the other is that you can use other people's money to help you make money, and it can increase your ability to resist financial risks.

Feng Yu needs a bank of his own. When he was in China, he was subject to many restrictions. Don't look at domestic joint-stock commercial banks that are booming, but they are all controlled by state-owned assets.

Minsheng Bank, as a purely private commercial bank, is far behind in development. Even in some places, it is not as good as foreign banks. Of course, the development of foreign banks in China is not very good, and Huaxia is still dominated by state-owned banks.

Didn't Huaxia also examine the business models of consortiums such as the island country and the United States, and also develop the financial industry as a pillar industry. It is believed that commercial banks are used to raise funds and then lend them out,

Or investing in some other industries to make money is a very good choice.

China's reforms have never stopped, and I don't want to copy the old path of any country. Because of the different national conditions, crossing the river by feeling the stones is always stumbling.

Now the development is finally much smoother, but they found that some of the national policies that were implemented were too early, such as the issue of universal social security.

Although it has not been fully completed until now, some hidden dangers have emerged.

For example, people are becoming more and more able to live, and the time to receive pensions is getting longer and longer. At that time, when this policy was formulated, they calculated it based on the average age of over 70 years old. They thought that if you retire after paying social security for 15 years, it is absolutely no problem for the state to support you for another ten years.

But now it’s not more than ten years, but twenty or even thirty years. Then the pension has to rise every year, because the price of goods has risen and the basic salary has risen.

Fortunately, they found a new solution to the problem, which is to invest everything from the pension, investing in some enterprises with relatively strong profitability, such as Feng Yu's enterprises.

We can't let the gap in social security become bigger and bigger. This requires the country's income to get higher and higher. Not just taxation, but also the growth of investment income from state-owned assets.

For an important industry such as the financial industry, the country must of course be in its own hands. Many people are afraid that if there are no restrictions on Minsheng Bank, then Minsheng Bank will rely on the celebrity influence of those shareholders, especially Feng Yu's celebrity influence, to attract deposits or raise funds through funds, and state-owned banks will be at a disadvantage.

The above means that industries related to the foundation of the country, such as finance, transportation, energy, and food, must be firmly in the hands of the country.

Feng Yu has no objection to this. If he was in that position, he would have chosen the same way, which would make the country more stable.

Fortunately, when Feng Yu asked Minsheng Bank to develop abroad, the state also gave him a lot of secret support.

For example, there have been many cooperations with state-owned banks. State-owned banks can develop overseas earlier and faster than Minsheng Bank, because they have stronger capital.

After cooperating with Huaxia's state-owned bank, many businesses of Minsheng Bank have been carried out more smoothly. No one would object to the fact that Feng Yu went abroad to make money.

We learn from each other and make progress together. Feng Yu was not very familiar with the banking industry in his previous life. He was best at investing in stocks, futures, and funds.

However, he has studied a lot in this life, and with the help of many professional talents, the development is much easier than he imagined.

While Feng Yu was waiting for Lianxiang Yinshan's monthly sales statistics, Masao Kameda called and said that he had some important matters and wanted to ask Feng Yu for help.

Is Masao Kameda in trouble? This is a very important helper to Feng Yu, Feng Yu will definitely help.

But when Masao Kameda told the whole story, Feng Yu was a little stunned.

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