Chapter 1152: Also Do Payment Software

"We can't agree to Feng's conditions. Once their payment package is allowed to be bound to our bank card, then we will only get the account that the payment package gave us in the future. We will know nothing about the account of those users!"

"You said you can't agree? What if other banks agree?"

"We can join forces with other banks to request this payment package, allowing us all to share together!"

"Don't talk about whether other banks will agree to you, just talk about Feng, do you think it is so easy to be threatened?"

"Then what are you going to do? Could it be that this part of the benefits is given to Feng? You don't know how huge the benefits are contained in the account data, do you? Are you willing to let Feng take advantage of it?"

"Then let me ask you, even Baibao belongs to Feng, what if Baibao doesn't cooperate with us anymore?"

"That's better. They can only use the payment software of our respective banks for online banking payments in the future."

...

The executives of the four banks quarreled, and no one could convince the other. Some said that they should agree to Feng's conditions, so that in the future it is possible to become a shareholder of this payment package company. Some said that it was absolutely impossible to agree, unless Feng agreed to their conditions.

But they all know that many people now have accounts in more than one bank. Once they fight against each other, they will become competitors.

Although they maintain unity in various handling fees, no one can guarantee whether there will be any one that will lower the fees first to snatch users.

And users have inertia. Once they get used to the payment software of a certain bank, they seldom choose another bank's payment software, which makes them stand on the opposite side invisible.

The most important thing is that in this way, they need to constantly compete with major online shopping mall companies to let them carry their payment software, which has become a battle of payment software.

Wait, they suddenly thought of something, why can't they make payment software?

If Feng can do it, they can do the same. And they have cooperated with almost all companies to promote this payment software, which will be more convenient.

Believe in this idea, there will be support from other banks. It's just that in this way, the interests of the banks are linked together, and the division of interests here needs to be carefully studied.

...

"What did you say? They agreed? They agreed to start a deeper promotion cooperation with our payment package and Beibao?" Feng Yu was a little surprised. Those banks really agreed?

Originally, Feng Yu publicized several banks, including world-class banks such as Huifeng in the UK, but these four banks are also very powerful. Feng Yu did not expect that they would agree so soon.

"What conditions did they put forward?" Feng Yu thought for a while, and the other party agreed, there must be other conditions.

"They said that this time Amazon's financing requires the same conditions as the Fu family."

Feng Yu nodded: "Well, this can be considered, what else?"

"Also, they said that you said that in the future, they will be allowed to invest in the payment package, which also includes Beibao, and this time should not be too long. They think ten years is more appropriate." Ralph continued.

Ten years? In ten years, almost exactly when the development of Beibao and Alipay entered a stable period, they had a good plan.

At that time, the profitability of Paypack and Beibao will be clear.

Those who wanted to invest at that time probably had to line up from Seattle to New York.

But it's just a promise, which Feng Yu can agree to. Feng Yu will definitely do what he promised. But he agreed to let those banks buy shares, but he didn't say how many shares he promised to sell him, right? One percent is already a lot, um, two percent at most, no more, divided among four families.

"anything else?"

"Gone."

Feng Yu was stunned, it's impossible, just such a condition? They raised such a condition for their fierce opposition before?

"Boss, it's really gone." Seeing Feng Yu's disbelieving eyes, Ralph hastily explained.

In fact, Ralph also finds it very strange. Although the attitude of the four major banks was not particularly tough before, they also put on a posture of wanting to break up. Now they suddenly changed their minds. This is a bit weird no matter how you look at it.

If it is just to lower the price of this financing, it seems that it is not worth them to do that, right? They already know the threat of the payment package, and they can agree to it. Could it be that they just watch the payment package become bigger and stronger?

Feng Yu lowered his head and thought, why did the four major banks compromise? Indeed, Feng Yu and Kirilenko have negotiated cooperation with several banks respectively, and promised that the cash flow in those banks will not be less than a certain amount every year in the future.

But these, can't the big four banks compromise? There must be a reason he doesn't know!

Feng Yu asked Ralph to inquire about the reason, and at the same time asked Ralph to test the four major banks again. For example, the stock price of Amazon is still the number he said before, so can they still agree?

Although the loss of four banks does not seem to be many, these four banks have too many customers. Invisibly, the payment package has lost many users. If you can cooperate, of course it is more cost-effective to cooperate.

If the refusal of these four banks to cooperate causes other banks to refuse to cooperate, the impact on the payment package will be even greater.

Cooperation is a win-win situation, but Feng Yu earns more, and if he does not cooperate, everyone suffers, which is equivalent to hurting each other! 》≠miào》≠bi》≠gé》≠,

Now that they have chosen to cooperate, it seems that there is no problem, but if it is Feng Yu, they must fight for more interests, how could they agree so simply?

Two days later, Ralph called back again and told Feng Yu an important news. Those banks seemed to cooperate. They were entrusting Microsoft to make a payment software, a payment software that could be shared by all their banks.

Feng Yu was shocked, this is equivalent to a kind of UnionPay, that is to say, all customers of these banks can use one software to make online payments, thus reducing the trouble for customers to download payment software of multiple banks, and allowing them Form a strong payment alliance.

However, Feng Yu discovered that this software has a major flaw, that is, their bank associations are different from China’s UnionPay. The country’s management in China, theirs, is managed by a company system. The balance of interests in it is not It's so easy to handle, no one will want to get less points.

In addition, in order to support so many banks, there must be a fee. This software has too many disadvantages.

In particular, for a payment software, whether the payment platform can become popular depends not only on the quality of the service, but also on how many companies use the software. Then let them see who can promote the software faster!

...