Chapter Eight Hundred and Seventieth Eventful Autumn

2008 was an eventful year.

In January, the heavy snowfall in the south has not yet ended, and the international financial market has begun to become turbulent again.

On January 16, the People's Bank of China announced that it would raise the deposit reserve ratio by 0.5 percentage points.

The increase in the deposit reserve ratio is actually not a big deal for individuals.

However, for major companies, it was a bolt from the blue.

This means that the government continues to suppress the money and credit business, making it more difficult to obtain loans and increasing the interest on loans.

Money has been further tightened, and companies that used to rely on banks for their livelihoods are now beginning to live like years.

On the same day, the Development and Reform Commission also announced a message.

From now on, the "Implementation Measures on Temporary Price Intervention Measures for Some Important Commodities and Services" will be implemented.

This provision is actually very simple, that is, temporary policy intervention on the prices of various commodities.

A few days ago, because of the heavy snow, some merchants were hoarding, and the prices of items rose again and again.

At this time, the government's intervention is obviously to crack down on these unscrupulous enterprises and businesses.

And Li Dong was not idle at this time. As soon as the policy was implemented, he directed people to report the major supermarket chains and stores.

Don't blame him for being stingy, it would be foolish not to borrow a knife.

Now that the government has handed over the knife, it is perfectly normal for Li Dong to borrow this knife to kill several competitors.

And the government obviously needs to set a target at this time. Just after Li Dong finished his report, on the 17th, three Carrefour stores in East China were seized.

The reason is simple, the fire is not enough.

These days, no matter what the problem is, you can push it to the fire chief. If he says that you are not qualified, you are not qualified, and there are great hidden dangers.

Carrefour is hard to say, but they actually know the reason.

But can they be blamed for this?

Yes, they have increased the price, but it is impossible not to increase the price!

Just like Li Dong's problem, if the price is not raised, their goods will be snapped up.

Once the panic buying happens, there is no advance inventory and no strong logistics channels, and they can only guard the empty supermarkets.

It’s almost the twelfth lunar month, and the end of the year is approaching. Could it be that they use empty supermarkets to face consumers?

Fortunately, the government started to crack down on them, and they were the first to target them. The person in charge of Carrefour East China almost died of anger.

It's not that their family did this. China Resources and Bailian are doing it, as are RT-Mart and Tesco.

Why only beat them because they are foreign capital?

Holding their breath in their hearts, they can't do anything at this time. In China, the government is the big boss. No matter how awesome your Carrefour is abroad, it's useless.

That being the case, it shouldn't make others feel better.

Soon, the Internet, the Development and Reform Commission, the Industrial and Commercial Bureau, the Price Bureau...

All departments that can manage these matters have received reports one after another, and the ones who reported are supermarkets like China Resources.

At present, due to the heavy snow in the south, many netizens are feeling anxious.

However, unscrupulous merchants hoarding and hoarding appeared again. In an instant, these news ignited the anger in the hearts of netizens.

All major forums, microblogs, and webpages have news of boycotting major supermarkets. Of course, at this time, "people with a heart" have not forgotten the distance.

It's better to be far away!

Our national brand is a national brand. You see, not only will the price not increase, but it is said that online ordering and phone ordering will soon be implemented for door-to-door delivery.

In order to prevent everyone from going out in the snow, Yuanfang Supermarket really took great pains to serve you.

At this time, who doesn't give a thumbs up!

What China needs is a conscientious entrepreneur like Li Dong, and a conscientious enterprise like Yuanfang!

There is also Taobao, which is also unscrupulous!

Usually when I buy something, you wish I could buy it quickly, and it will be delivered right away.

It's good now, I just live farther away, and the snow here is a little bit bigger, and I actually advised me not to place an order recently, and the order will not be delivered!

I go to you!

Why can it be delivered from afar?

You can't deliver it?

Don't tell me about logistics issues, and don't tell me about personnel safety. Your people are people, but people from afar are not people?

For a while, the Internet was boiling.

The names of Li Dong and Yuan Fang were mentioned frequently, and they were frequently used as comparisons.

You guys, you think of us when you make money, why can't you serve everyone with all your heart in times of crisis like in the distance!

...

Faraway Building.

Li Dong has been sitting at the headquarters recently.

Seeing these news from the Internet, Li Dong smiled from ear to ear.

Yes, yes, I, Li Dong, are the conscience of the industry, and you finally understand.

Those unscrupulous enterprises should be boycotted. Otherwise, how can our national enterprises develop.

As for China Resources and Bailian, they are not considered national brands. They are both state-owned enterprises and earn such ignorant money.

Of course, the increased logistics costs of China Resources and Bailian were ignored by Li Dong. I didn’t even count the logistics costs, and you should simply don’t. It’s too inappropriate to count.

Just when he was having fun, Yuan Chengdao knocked on the door and entered.

Seeing Li Dong smiling happily, Yuan Chengdao was a little speechless, he knew what Li Dong was laughing at.

The key is that the boss has no self-knowledge at all. Is that really the voice of the masses?

That's not necessarily true!

After spending millions of sailors, who knows how many of these sycophants are sailors, or all of them are sailors.

Of course, if the boss wants to be happy, let him be happy.

Without worrying about these issues, Yuan Chengdao said, "Mr. Li, Vice President Zhang of CCB is here."

"ah?"

Li Dong was stunned for a moment and said, "CCB, what are they doing here?"

Yuan Chengdao said helplessly: "As for the money, when we took out the loan, we made all the plans, but where did our money go during this period of time?

There is no expansion, and most of it is spent on logistics and land.

Especially on the real estate side, there are still billions of dollars that have been vacant, and there is no specific plan.

Recently, banks have been stricter in reviewing this aspect. CCB would like to talk to you and check the accounts by the way. "

Li Dong frowned slightly, but quickly said: "Then let them check, our supermarkets and shopping malls are making profits, and their performance is good.

As for the money from the real estate company, I have plans for the future.

All in all, we are not afraid to check. "

As he said that, Li Dong suddenly became a little suspicious: "Is it only our family that is being investigated, or are all companies that owe money are being investigated?"

Yuan Chengdao shook his head and said, "I forgot to ask about this, I'll check it out."

"No, I'll go see President Zhang and I'll find out later."

Li Dong suddenly thought of Xu Shengzhe, this could not be caused by this guy.

More than 2 billion debts cannot be repaid, which is a big event.

At this time, people in the banking system are afraid that everyone is in danger, and they are afraid that Yuanfang will also follow Longhua's back road.

Compared with Longhua, Yuanfang is not much better.

With a loan amount of more than 10 billion, if something happened to Yuanfang, all the bank executives in Pingchuan would jump off the building.

Otherwise, the bank would not do such a thing.

...

An hour later, Li Dong saw off a group of people from CCB.

The vice-president of CCB is quite satisfied, and Yuanfang's performance is good, so there should be no accidents.

The recent heavy snowfall in the south has not affected Yuanfang's business in any way, but its performance has increased by about 50%.

As for Yuanfang's huge investment in logistics, that is their own business.

And Li Dong also said that this is the group's long-term plan. By the way, Li Dong flicked a few words about the prospects after defeating Taobao, and the vice president immediately stopped worrying.

People in the banking system are not fools, so they naturally understand why Li Dong has invested heavily in logistics.

They also paid attention to the dispute between Yuanfang and Taobao.

Now that Taobao has completely lost its advantage in East China, Yuanfang Mall and Yuanfang Logistics have risen against the trend. At this juncture, few companies can do it.

If it weren't for the stricter inspections recently, maybe Vice President Zhang would like to persuade Li Dong to borrow more money to vigorously develop.

It is also good for them that Yuanfang grows bigger.

Although the two sides seem to have nothing to do with each other, in fact they have a lot to do with each other.

Yuanfang has a large number of loans in CCB. Similarly, Yuanfang's payment for goods and sales have always gone through CCB.

As a national retail giant, Yuanfang Mall and Yuanfang Supermarket have a daily turnover of hundreds of millions.

With so much working capital, going through CCB will benefit them immensely.

Now the scale of Yuanfang is not huge. If one day, Yuanfang defeats Taobao, or defeats retail giants such as China Resources, tsk tsk, it is scary to think about it.

At that time, Yuanfang's sales may exceed 1 billion in one day.

If there is such a day, CCB, as the headquarters of the distant place, will definitely have benefits and commendations.

In the past few years, there are not too many banks that want to pry Yuanfang Group away. If Jiangbei Construction Bank did not open the door to convenience, Yuanfang would not be determined to cooperate with CCB.

Therefore, as long as there is no problem with the distant business, CCB will not worry about their repayment of the loan, and both parties will benefit from it.

CCB is not worried, and Li Dong is actually not too worried.

As soon as Vice President Zhang left, Li Dong touched his chin, recalling what he said just now.

It's not checking his family, but everyone is checking.

The entire banking system is self-examining and correcting itself. This matter is not necessarily caused by Xu Shengzhe, but it should be just right for Xu Shengzhe's appetite.

It's okay if you don't check the accounts, but if you check it, you know, Long Hua is definitely out of luck.

Almost all of Longhua's real estate business is concentrated in Jiangbei. Now that there is heavy snow in Jiangbei, the construction site has been suspended, and the opening of the community has been postponed...

There is no return of funds, and the financial market is unstable, and the real estate market is also falling.

In this case, even if Longhua blows out flowers, it cannot prove that they have the ability to repay the loan.

Unless the due 2.2 billion is repaid first, the bank will probably feel a little more at ease.

Once it is not paid, it is not a matter of a bank at that time. The total loan involved by Longhua exceeds 10 billion. Once the capital chain breaks, these banks will come to collect the debt.

Like the previous Menshen companies, there is a high probability that Longhua will die. Of course, this must rule out the possibility of the government bailing out the market.

In fact, it is not easy for real estate companies to get government bailouts. It was possible in the past, but not now.

Unlike Yuanfang, Yuanfang Supermarket is a serious business that affects local people's livelihood and economic issues. It's hard to say about real estate companies.

The more he thought about it, the more Li Dong shook his head, it was too risky.

If Xu Shengzhe doesn't deal with one of them this time, Longhua will really be doomed.

Even if he can make a new start, Li Dong is not optimistic. After losing the time-honored brand of Longhua, when the national real estate market is almost divided, what can Xu Shengzhe use to compete with others?

Li Dong, a prophet, was restrained everywhere because he was one step behind.

No matter how strong Xu Shengzhe is, Li Dong does not believe that he can do better than himself.

...

Longhua Group.

Just as Li Dong imagined, at this moment, a bank did come to check the accounts.

Not one, but several banks are here.

As a lender, a company has no right to refuse bank audits.

The investigation is mainly on the company's fixed assets, sales status, capital return... this series of questions.

Longhua's problem is actually not that big. At present, because of the big snowstorm, the real estate company will not have much money to return.

But the key point is that the funds on Longhua's books are too small, so small that it is almost nothing.

This is not the point, the point is that Longhua now has a sum of 2.2 billion funds to be credited, how to solve this problem?

meeting room.

When the person in charge of ICBC mentioned this, the members of the board of directors all looked at Xu Shengzhe.

Xu Shengzhe said slowly: "President Zhou, this money will be given to us for a period of time, as you know, the housing market is depressed at this time.

Coupled with the impact of heavy snow, several of our communities that are about to open cannot be opened.

But as long as the snow melts, the housing market will definitely continue to thrive.

Consumers who have been holding back for a winter will definitely be enthusiastic. Let alone 2.2 billion by then, it will be no problem for us to double it.

And Su'an New Town, if it wasn't for the heavy snow, our development would be coming to an end.

The new city will open soon, and you should understand what the opening of a new city means, which means a steady flow of capital returning.

We have invested more than 10 billion in Su'an, as you know, it is impossible to repay the money by then. "

After Xu Shengzhe finished speaking, other directors of Longhua also echoed: "Yes, President Zhou, our two companies have not cooperated once or twice.

This time we have a temporary difficulty in capital turnover, which will be resolved soon.

As long as ICBC grants us a few months, there will be no problem with 2.2 billion..."

President Zhou frowned and said, "President Xu, and fellow directors, it's not that I don't give you time, it's that I don't have the right.

Recently, the higher-ups have been checking the accounts. 2.2 billion is not a small amount. I dare not plug this hole.

As for the grace time, I can only say that I try my best to fight for Longhua's side, but one thing is very clear, it is impossible not to pay back at all.

2.2 billion principal plus interest, more than 2.4 billion, if you don’t prepare half of it, I don’t think the head office will pass it.

At that time, if this situation occurs, then we can only do business. "

While speaking, President Zhou said again: "I personally believe that Longhua Group has this ability, Mr. Xu, you have to pay more attention to this matter.

I won't say much about the others. I will file an application report with the head office when I go back. I can't do anything else. "

Xu Shengzhe understood: "I understand this, and I hope President Zhou will give us some good words.

The strength of Longhua is obvious to all, and I believe the head office will also see this. Over the years, we have never defaulted on any debts, and this time is really a coincidence. "

President Zhou didn't say any more, and quickly left with his people.

Xu Shengzhe sent them all the way downstairs, and when they left, the director whispered next to him: "Chairman, what should we do about this matter? Didn't you say..."

Xu Shengzhe smiled and said: "It's okay, what are you worried about? I've said everything, there won't be any problems in this matter.

Don't we know our own strength?

It’s only two billion or so. Not long ago we repaid a loan of more than five billion. If we didn’t have the confidence, would the bank dare to lend us a loan?

So don’t worry everyone, just continue to follow our plan. "

Several directors nodded slightly, feeling a lot more relaxed.

That's right, it's just a grace period, and it's not like I won't pay it back.

Longhua's credit is still very strong, and ICBC has been a partner for many years, so nothing will happen.

Thinking of this, another director said: "Chairman, but no matter how you say it, the interest must be repaid. It seems that we can't pay the interest of nearly 200 million for the time being."

Xu Shengzhe said calmly, "It's just over 200 million yuan. Isn't there a shutdown in Xincheng? I remember that there should be a project fund, and it should be diverted to meet emergencies. It's almost enough."

"Misappropriation of project funds? If this is found out..."

"Who will check? There are many such things, and besides, we are just a temporary emergency. When the spring comes, when the community opens, all the money will come back.

When the time comes, it will be just right to start work, and just make up the money, right? "

"this……"

Several directors felt a little unreliable, but there was no other way at this time.

Everyone thought about it and finally agreed.

Seeing this, Xu Shengzhe smiled slightly, a little coldly.

It has reached the point of misappropriating project funds. If the bank finds out about this news, no amount of credit will be enough.

At that time, the money probably won't give Long Hua a grace period.

The beginning of spring, there are still two or three months before the beginning of spring. During this period of time, who can guarantee that Longhua will be able to come up with money?

But after this time, Longhua's credibility will also suffer, Xu Shengzhe sighed softly.

There are gains and losses, and these are things that cannot be helped.

If the old man supported him, if the eldest brother kept his own place, if the directors were obedient, and if the shareholders were obediently waiting for dividends, he would not do so.

But these people are dishonest, he was forced to this point step by step!

Longhua can only be Xu Shengzhe's Longhua, and his chairman will not be a puppet chairman.

If the old man wants to be the Supreme Emperor, he has to ask himself first, right?

Thinking of this, Xu Shengzhe glanced ahead again, which was the direction of the distant building.

At this moment, he really envied this guy.

Although it is difficult to start from scratch, the distance is that guy's private territory, what kind of board of directors, what kind of president, they are nothing in front of Li Dong!

After this time, I don't know if I can get my wish.

Xu Shengzhe believes that under his leadership, Longhua will only do better.

That guy Li Dong is fighting against Taobao and other supermarket chains at the moment, but he can only fight in the nest, the more he thinks about it, the more he is unwilling!

PS: Recommend this sister's book, titled "My Partner is the God of Wealth". The girl said, push the book and explode the photos, please support me a lot!