Chapter 1381: Virtual Currency Fund

After chatting with everyone for a while, seeing that Li Dong refused to enter, everyone was in no mood to stay any longer.

Many people whispered and left together, obviously discussing the solution.

When they were all gone, Li Dong saw that the two horses were still there, so he couldn't help humming: "You two didn't know how to say something for me just now?"

Ma Yun sneered, "What did you say?

Are you the type of person who can be overwhelmed with a few words?

What's more, you are suppressed, I wish I could see you, and even help you talk, I'm sorry for you if you didn't make trouble. "

Ma Huateng laughed and said: "Verbal attacks are meaningless, it's better to do something real.

In fact, according to my thinking, if these companies really want to unite, it is really not a big problem to suppress you.

Unfortunately, everyone has selfishness.

Everyone wants to sit on the mountain and watch the tigers fight, but how can there be such a cheap thing in the world?

Seriously, if China Resources and Bailian were not state-owned enterprises but private enterprises, you wouldn't be so loud to let them come here. "

Li Dong grinned, it was true.

As a state-owned enterprise, it is a good thing if there is no accident.

If something goes wrong, someone has to be held accountable.

The money they make is not their own, so why are they so concerned.

The two leading department store companies were full of worries, and the other companies were also powerless, so Li Dong became unscrupulous.

As for Suning, Lao Zhang wanted to suppress Li Donglai.

It's a pity that Yuanfang's main business is still in department stores. Apart from making some efforts in the field of home appliances, he can't do anything else.

Because of this, these people came to a distant place this time, trying to oppress Li Dong with words, to see if they could suppress Li Dong.

It's best if you can hold it down.

No, that's just doing their best and obeying the destiny. It's not the time to be tough, and before this day, they won't be able to make up their minds.

In fact, many people have seen this point, even they themselves know it.

Knowing is knowing, whether it can be done, this is something that cannot be controlled.

Erma also knew this, and knew that there was nothing else to do offline, so Ma Huateng didn't want to continue this topic, so he turned back to the topic and said, "Didn't you invite us here to say that you have something to talk about?

Now it can be said that it is not a good habit to hang people's appetite. "

Li Dong was not in a hurry to speak, but after deliberating for a while, he said to Ma Huateng: "Brother Ma, seriously, I really don't want to be your opponent, it doesn't make much sense.

Why don't we discuss it, how about we join forces? "

Ma Huateng frowned and said, "What do you mean?"

"You said, if I exchanged PP for your Tenpay, Paipai, and all industries except instant messaging, would you be willing?"

Ma Huateng was a little dazed, and after a while he said: "What's wrong with you?"

"No, I'm absolutely serious."

Li Dong said seriously: "In fact, I'm too lazy to do instant messaging, it doesn't make much sense.

Now that the distance has arrived, there is no need to rely on instant messaging for drainage.

In fact, our Weibo, shopping mall, and Wanka do not need communication software to drain traffic.

I think it would be more appropriate if we could switch to some industries that are useful to us. In this way, we won't have any major conflicts. "

Ma Yun on the side answered: "Don't talk to him, if this is the case, Tencent will be finished."

Ma Huateng said speechlessly, "Am I that stupid?"

It's not that it's not cost-effective, the key is that what Li Dong said may not be true, and he also needs to exchange all business except instant messaging software.

Not to mention whether there is such a possibility, but if we really want to change, the users of ****P, which Tencent gets definitely less than what they pay, actually overlap a lot with QQ, and many people are using both.

Now the market is also close to saturation, even if there are some more users, but the additional services are gone, so what else to do.

Of course, if Li Dong agrees that they continue to operate these businesses, or start a new one, Ma Huateng may not quit.

Users are fundamental, with such a huge user base as QQ,

If he develops a new business, he can still develop rapidly without changing his name.

But Li Dong is obviously not stupid. What he means is that Tencent should not do anything other than instant messaging, and just let him take over.

How could Ma Huateng agree to such a thing.

But when Li Dong mentioned this suddenly, Ma Huateng was a little interested and said, "What are you trying to explain by talking so much nonsense?"

Seeing that he didn't answer, Li Dong was a little disappointed and said: "It's nothing, I just want to concentrate on retailing.

I thought we two would live together peacefully, and I would have time to clean up the old horse.

In fact, compared to Tencent, I want to win Alipay's Taobao and Alipay businesses, which will help me more.

But you always make trouble for me, and I don't have much energy to deal with him. Why don't I discuss this with you and see if it can be done? "

The two horses looked at each other, and after a while Ma Yun said with a dark face: "Do you think highly of me, or do you look down on me?"

"It doesn't mean that, look at your narrow-mindedness."

Li Dong laughed and said with a smile: "Forget it, I know there is nothing to say, so I won't say more.

But to be honest, I still pay more attention to e-commerce and Internet finance.

Brother Xiaoma, don't always think that I want to do something to you. I can see it from the moment you enter the door. Your eyes are not very friendly.

I'm really not interested in fighting with you, really, look at my eyes, how kind I am.

Don't target me, and I won't target you either. All I think about now is Lao Ma's side. "

Ma Huateng frowned, glanced at him and said nothing.

This guy Li Dong has a strong premonition.

Yes, he is extremely wary of Li Dong now, and even made up his mind to formally compete with Yuan Fang later.

In the end, before he took any action, Li Dong could see that the few words just now had the intention of actively seeking peace.

As for whether it is really aimed at Ali, it is hard to say.

However, from the current point of view, the possibility is still very high.

Li Dong has always regarded retail as the core. If he can win Taobao and Alipay, then Li Dong will be completely invincible online and offline.

As for instant messaging and other businesses, Li Dong might not really care too much if they are really lost.

The few people present were all smart people, when Ma Yun saw that Ma Huateng was a little shaken, he coughed lightly and said, "Huateng, are you serious?

He just said it casually, he has reached this point, and whoever it is, I am afraid that he will not give up. "

Ma Huateng sighed and said: "I don't take it seriously, I just think this guy is getting more and more shameless.

I used to come here aboveboard, but now I'm starting to play dirty tricks.

It's fine if he doesn't say this, but now I suspect that his next target is me, and the possibility is very high.

Ma, tell me, what is he thinking?

Tencent has been able to get to the present, but it will not be suppressed overnight. We have hundreds of millions of users, so it is not so easy to fall down. "

"Your analysis is very likely, and I also think he will target you next..."

The two discussed and discussed, but Li Dong's face was full of black lines!

I'm still here!

Fortunately, the two of them acted as if they didn't exist at all, and even started to analyze their next plan.

But Li Dong also knew that these two people were testing him.

His next goal is really Tencent.

Of course, not the PC side, but the mobile side.

Wechat is about to be officially launched, and Li Dong just said casually, whether it can dispel Ma Huateng's hostility or not, it doesn't matter if you try it.

But these two people are not fools, and they guessed a lot of Li Dong's thoughts in just a few words.

Of course, they definitely couldn't confirm it, so they started to trick Li Dong in turn.

Li Dong listened for a while, and said helplessly: "Okay, can you be more simple, to be honest, that's what I said, it's really tiring to chat with you.

I'm tired enough these days, so don't play tricks with me.

In fact, my original intention is that everyone can coexist peacefully, but our business overlaps, which is also impossible.

Of course, being in the same industry does not mean that we must compete, and cooperation is not impossible.

I came to you today to talk about cooperation. "

As soon as these words came out, the two of Ma Yun stopped chatting, and Ma Yun said with interest: "Tell me, what can you not handle alone, and you thought of working with us?"

Li Dong got up and exercised his muscles and bones, and he was not in a hurry to answer, he greeted the two of them: "Stop sitting and chatting, you are too tired to sit, chat while walking."

The two horses had no objections, and they got up and walked out together.

After walking a few steps, Li Dongcai said: "Old Ma, do you still remember what we said at the Internet conference?"

"What?"

"Didn't you say that if the bank doesn't change, change the bank?

When we promoted Internet finance, you were in a hurry.

It turned out to be a good thing, now I'm doing it, and you guys watch the show behind and pick up ready-made ones. "

Ma Yun frowned and said, "Is that what we want?

Don't talk sarcasticly, the first one to eat crabs is risky, but the rewards are even greater.

Alipay's market share has been robbed by you, what did I say? "

"So I'll take care of you this time too, lest you really fall behind."

"Hello, Mr. Li."

As Li Dongzheng was speaking, the distant employee who came towards him hurriedly greeted him.

Li Dong nodded, did not continue talking, and led the two of them downstairs together.

...

downstairs.

Ma Yun took the initiative to ask: "What do you want to do this time?"

"You all know about Wanka's balance account before, right?"

"Get to the point!"

Li Dong smiled and said: "Don't worry, listen to me slowly, you should know about monetary funds, right?"

Ma Yun was silent for a while, and said slowly: "I know, in the 1970s, the monetary fund was born in the United States.

Then came the first money market mutual fund in history, Savings Fund Corporation.

Later, monetary funds spread to China, and the market size has gradually expanded over the years, occupying a place in the securities market. "

Li Dong said with a smile: "You don't need to say so much, it's good to know.

Then let me ask you again, do you know what a virtual currency fund is? "

Ma Yun's eyes flickered and he shook his head, not insisting that he knew this.

Ma Huateng also shook his head and said, "There is no such term, did you create it yourself?"

"Forget it, our Wanka, Alipay, and Tenpay, do you know how much accumulated funds there are?"

"Together, it's probably around 100 billion."

Ma Yun continued, because mobile payment is not yet popular at this time, and there are not too many balance accounts opened for payment services such as Wanka and Alipay.

As for online shopping, although there are funds deposited, the time is not too long.

The fixed precipitation funds, the three together, are probably less than 100 billion.

Li Dong laughed and said, "No matter how much it is, we will never be able to use this money. Let me ask you, do you sometimes feel regretful?"

"Li Dong, you have said it all at once, and we will think about it ourselves."

Li Dong said unhappily: "I'm so impatient, but I still want to say a little more, so that you can understand it better.

Since you're impatient, I'll be blunt.

Virtual currency funds, in fact, once you hear the word virtual, you should know the meaning.

That is, the offline currency funds are transferred to the Internet by us.

The payment business of the three of us has occupied more than 85% of the market share.

Nowadays, with the expansion of the online shopping market, and the future mobile payment field will become more and more popular.

At that point, cash transactions are out of date.

Most of our wealth will be transferred through the Internet.

But now, due to various reasons, the funds on the network, first of all, have no income, and everyone will not deposit too much in it.

Second, because of regulatory restrictions, we have no way to use the money, but it is a constraint that makes many regulatory agencies stare at us.

Let's imagine, if, I said, if there is a virtual currency fund listed now, which can bring benefits to online savings users, which is higher than bank deposits, will it attract a large number of users to participate?

The funds are pooled, and we then set up a fund company to operate these funds, thereby bypassing the restrictions of the regulatory agency.

This money can be returned to us in the name of investment.

In the case of no income, our deposited funds are as high as 100 billion. You say, what if there is income?

At that time, trillions, or even ten trillions, is it still a fantasy?

Not all of this money is used to invest in ourselves, nor can we spend it all, and the risk is also great.

But we can use the formal currency fund operation method to operate this fund, and part of it is used for our own business investment, so that the safety can be maximized and the risk can be minimized.

In the future, we will no longer have any shortage of funds.

You can repurchase Yahoo's shares, and Brother Xiao Ma can also invest in other fields unscrupulously. What we need to pay every year is only some interest.

As for the operation of the monetary fund, I dare not say anything else. If there is enough money, it is no problem to earn our interest, right?

In this way, we are at least equivalent to free tens of billions or even hundreds of billions of capital turnover, and users will be more satisfied with us because of the benefits, and the stickiness will be greater..."

Li Dong continued to talk, but the two horses stopped in their tracks!

As for the operating model of the virtual currency fund, Li Dong actually said that they understood it.

The point is, both of them were a little shocked in their hearts!

No wonder, no wonder Li Dong didn't dare to do it alone, this is serious prying into the corner of the financial industry, which is more serious than the previous online payment ****S: push this book: "Legendary Editor", Brothers collect it...

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