Chapter 907: Can We Use Alipay?

Of course, it is not only mobile phones that are purchased in installments, but also computers, notebooks, netbooks, gaming notebooks, Pear 4th generation of Universal Technology, and Pear mobile phones.

Compared with mobile phones, the prices of these electronic products are undoubtedly much more expensive.

In particular, the high-end products of Huanyu Technology are often more than 5,000, or even 9,999.

At such a price, to be honest, ordinary people can't afford it.

But now, as long as the down payment is 20%, can you still afford it?

"Ah, ah, I've always wanted to buy a game notebook from Huanyu Technology, and this time I finally have the opportunity."

"Well, I've always wanted to buy the fourth generation of pears, but unfortunately I don't have the money. This time I'll make a down payment and buy him back."

"Actually, I just need to buy a computer and go online and play games."

In reality, there are too many to buy.

You bought a cell phone, maybe you want to buy a computer.

You bought a computer, maybe you want to buy pear 4th generation.

Not to mention some ordinary people, even if some conditions are okay, they can't satisfy all the things they want to buy at once.

But Huanyu staging really gave them all the opportunities.

They can't afford to pay the full amount directly, so why can't they afford it in installments?

"Boss, I want to know what to do with your installment?"

"Boss, how much is the installment interest?"

"Boss, is it troublesome to install hemp?"

The sky-high passenger flow has turned into purchases.

Previously, because of a series of products of Huanyu Technology, which had been suppressed by TSMC.

It was at this point that sales were rocketing off.

However, because of other foreign electronic product manufacturers that TSMC cooperated with before, under the skyrocketing of a series of electronic products of Huanyu Technology, they were instantly suppressed back to prototypes. Even, not only were they suppressed back to the prototype, but their sales also stagnated while the series of electronic products of Huanyu Technology skyrocketed. In an electronic product mall in Nuoda, there are only a handful of transactions of these foreign electronic products in one day.

"Mr. Chen, it's awesome, our Huanyu installment is really awesome."

"Yes, yes, Mr. Chen, how about introducing such a good business to us?"

"Mr. Chen, we are the brains of your Huanyu Technology."

In this case, a number of domestic electronics manufacturers naturally found out.

They used to feel extremely pressure before, and even some electronics companies could hardly stand it.

After all, TSMC, Intel, and Samsung dominate the industry.

Whether it is price, or supply chain, they have a lot of constraints on them.

Now that they have lowered the price, the previous cooperation with Huanyu Technology has become tasteless.

However, just when they couldn't stand the pressure and were about to invest in TSMC, Universal Technology made a big move.

One move to Huanyu staging directly digested the three-party suppression of TSMC invisibly.

not only.

They also tend to fight back.

Not only have they regained their original market, but their market has been defeated.

As now.

Under the power of Huanyu staging, which company can withstand it?

No matter how cost-effective your mobile phone is, is it better than the installment of Huanyu Technology?

No matter how high-quality your computer is, is it better than Huanyu Technology who can buy a computer for only 1,000 yuan?

"You are very kind. We have always been an alliance before, now, and in the future."

In the face of several major domestic electronics companies coming to Huanyu Technology to seek cooperation, Chen Yu did not break it.

Although Chen Yu knew that some of these companies were going to be transferred to TSMC.

But there is nothing moral or immoral in business.

Others can't stand the pressure, the company will go bankrupt, it's impossible to cooperate with you all the time.

If you want others to follow you all the time, if you want others to use your chips all the time, and let you do the OEM, you can only bind absolute interests.

If there is no benefit, which one is you?

This is a very real thing.

Of course, Chen Yu didn't think it was anything.

Therefore, although Chen Yu could see everything clearly, Chen Yu still treated them the same as before.

"Our Huanyu staging is not only for us Huanyu Technology, of course, if you also want to cooperate, you can also."

Chen Yu did not refuse.

His Huanyu installment is naturally to be promoted.

One is to pay for their own business.

On the other hand, saving a number of domestic electronics manufacturers is also saving themselves.

If they die, and only Huanyu Technology uses its own chips, how can the entire ecosystem do it?

"Mr. Chen, what are you saying is true?"

"Of course, when did I lie to you?"

"Mr. Chen, thank you."

The heads of several major electronics manufacturers almost couldn't believe it.

They thought that they might have to pay a certain price for coming to Universal Technology today.

After all, how could a nuclear weapon like this easily cooperate with others.

Even if you want to cooperate, you have to seek some benefits.

Moreover, they had thought about cooperating with TSMC before, and even communicated.

Unexpectedly, Chen Yu didn't care at all and still cooperated with them.

This kind of mind cannot be admired.

At the same time, they were also secretly grateful.

Fortunately, they still wanted to be stable at the time, and they didn't switch to the Taiwan area so quickly.

If you really voted...it's really self-sufficient.

...

"What's going on, what's going on here?"

"Didn't you say that the sales performance of Huanyu Technology is average?"

"Also, how come the sales of electronic products from other domestic electronics manufacturers in China have recovered?"

Looking at the latest data report, Zhang Zhongmou almost thought he had read it wrong.

You know, Huanyu Technology was still busy dealing with their suppression some time ago.

And other domestic electronics manufacturers in China have long been unable to withstand it.

Unexpectedly, a few days later, the situation reversed in an instant.

"Mr. Zhang, it's mainly because Huanyu Technology has launched a business called Huanyu staging."

"Huanyu installment?"

"Yes, this is a financial product that Huanyu Technology has cooperated with major banks. Consumers can purchase products through down payment, one-year or two-year installments, which are equivalent to buying products with loans."

"This is nothing new."

This installment is actually equivalent to the credit card used in European and American countries.

When you have no money, you can use it first.

The same is true for what Huanyu Technology uses.

"Nokia, Motorola, Sony, Samsung... Can't they follow suit and also launch installment business."

"We've reached out to them now, and they're looking at this business, but there are two problems."

"Which two questions?"

"One is that financial business has always been prudently reviewed in China. Even if such a business is really carried out, it is estimated that the review will take a long time. But this is not the most important reason. The most important reason is that this business exists. financial risk."

"You're talking about a problem that consumers can't repay?"

"Yes, China does not have a credit card mechanism like that of European and American countries, so there is no complete credit system."

"Then why isn't Huanyu Technology worried?"

"Because they used PayTone."

The assistant explained: "Paypass is a third-party payment tool launched by Huanyu Technology. Before, it was only used for payment, but later Huanyu Technology attached it to the credit attribute. As long as users who have opened Alipay, the system will pay according to them. Based on the operation and capital situation, a credit score will be carried out. Although such a credit system is not as complete as that in Europe and the United States, it has been able to greatly avoid the risk of fund repayment.”

"Chen Yu this guy is really a genius."

Zhang Zhongmou patted the table.

He didn't expect that when Chen Yu was in such a crisis, he could still think of a way to counterattack.

And the strength of this counterattack is even more violent than the strength of the three of them to suppress them.

then.

Now the situation has become, it is not that Huanyu Technology is under pressure, but that they are in trouble with TSMC, Intel, Samsung... and a series of electronic manufacturers that cooperate with the three of them.

"What if we also use Huanyu Technology's payment gateway?"

Involuntarily, Zhang Zhongmou said.

However, after speaking, Zhang Zhongmou felt that he had said an extremely mentally retarded question.

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