Chapter 2451 Grab Customers

Tang Yuanyuan, who was wearing a tight shirt and trousers, had already stood not far from the door and waited.

Seeing Xiao Qi's car coming in under the command of the security guard, she hurriedly stepped forward to open the door, and said softly: "Little Boss~~"

A security guard with sharp eyes trembled when he saw Tang Yuanyuan's smiling face.

This is the biggest general manager in the Shangri-La community!

She always opens the door for others with a flattery, how much face do the people inside have?

Even if the deputy mayor of the capital city came over, Mr. Tang never did this, right?

When they saw a boy who was younger than Tang Yuanyuan getting off the car with a smile, the smart security guards immediately had a name in their hearts.

Unknowingly, they immediately boosted their spirits by another three points, and their yelling became even louder.

When Xiao Qi looked up, the first thing he saw was Tang Yuanyuan's tight-fitting white shirt, the pair of round and tall, and then Tang Yuanyuan's delicate dimple.

As for the girls in Fairy Company, there is really no ugly one, and those who can be promoted to officials are even more beautiful.

So for a while, Xiao Qi took the blame for Shanshan's wife. Others insisted that Xiao Qi was choosing a love interest for him, and whoever was beautiful would give her a promotion.

As the first sales manager of Xiannv Real Estate, Tang Yuanyuan looks even better, with slender willow eyebrows, bright eyes, straight nose, rosy lips, and a beautiful hair tied into a bun with hosta. Hair, looks full of white-collar style.

"Yuanyuan, I see that you have come to the capital, but you are getting more and more nourished." Xiao Qi smiled and said, "I heard that you found a boyfriend here?"

"Hey, what boyfriend? I'm so busy here that I don't even have time to sleep. Don't listen to the nonsense of the eldest sister." Tang Yuanyuan said coquettishly: "Also, how is the weather in the capital? It's dry and dry, and the wind and sand are still blowing Big, plus I'm here at the construction site all day and night... oops, I remember what I want. If your inspection is successful today, you'll have to grant me a month's vacation. Okay?"

"It hasn't succeeded yet, so I started asking for gifts." Xiao Qi shook his head and smiled.

The two of them walked towards the sales hall while talking.

"Hey, boy, what did you do? Line up line!"

"Don't even think about cutting the queue, I tell you, I've been watching you for a long time!"

"Hey. What about you, young man! Think you can jump in line just by looking for connections? Stop dreaming!"

"That's right, it's too much to drive a Mercedes-Benz convoy and come here to rob houses with us ordinary people!"

"You still have bodyguards, can you be so arrogant without assets worth hundreds of millions?"

"The Fairy Company also engages in this kind of thing? Are the related households so blatantly violating Xiao Qi's rules?"

"..."

After a group of people yelled for a long time, Xiao Qi realized that these words were aimed at him.

He turned his head and saw the uncles and aunts queuing up seven or eight meters away. Middle-aged and young people, both men and women, looked at themselves with contempt and hatred.

It is said that people in the capital are poor. Now Xiao Qi has seen it, and it only takes less than a minute. These guys just crackled a lot of words in Beijing-style Mandarin.

"What nonsense are you talking about?" Tang Yuanyuan laughed for a while, and quickly responded loudly: "This is the leader of our head office. Those who came to inspect the work will not buy a house!"

"What are you talking about? Who are you?"

"Exactly! If you want to lie to us, there is no way!"

"Line up! If we don't line up, we won't be convinced!!"

"..."

Well, Tang Yuanyuan's explanation didn't work, but made more people shout.

The security guards and police officers on the side quickly called seven or eight of them to stand in front of the team.

"What are you doing? What are you doing? Get in line!" A clever security guard shouted with a loudspeaker, "Who dares to yell again. You don't want to buy a house today! Didn't you see that our general manager is with us? It's not the head office. Leader, is it still your mayor?"

"Hey, so she is the general manager! She's so young!"

"It's so beautiful, no wonder everyone says Fairy Company is a place where beauties are concentrated!"

"How can you be the general manager when you are so young and beautiful? I thought he was an old man!"

"Tsk tsk, Fairy Company always employs young people. The general manager is like this, and so are the leaders from the head office."

"Haha, you say this young man is Xiao Qi, right?"

"I think it might be him. There are several bodyguards here. How can ordinary people have bodyguards?"

"..."

Seeing them talking more and more crookedly, Xiao Qi smiled, turned around and walked into the sales department, leaving a few young people who reacted and wanted to take pictures without a chance.

The sales department of the Shangri-La community is definitely the largest in the country.

There are a total of five floors of the sales department, and the area of ​​the first floor has reached more than 3,000 square meters, which is completely set according to the large commercial plazas in China.

In fact, after the house is sold, the place will indeed become a large commercial plaza, and famous merchants such as Wal-Mart, Lotte Department Store, and Kiwi Cinema Line will settle in if you book.

When 210,000 houses were sold together, the five floors were filled with buyers, and tents were set up in the open space behind, and more than 10,000 people worked in various categories.

It's a little better now, just opening two layers is enough to deal with today's scene.

However, there is still a busy scene everywhere. Home buyers who have already selected a house and signed a contract are queuing up in front of ten tables, ready to swipe their cards or pay cash to pay the down payment, or pay the full amount directly.

Undoubtedly, the counters here are exclusively handled by Fairy Bank. Of course, the funds of Fairy Real Estate are circulated in Fairy Bank, which of course also includes the mortgage.

Although Fairy Bank cannot do ordinary deposit and loan business, but foreign banks can do housing loans, so Fairy Bank can naturally do it too.

Don't underestimate Fairy Bank's loan in Shangri-La community.

There are a total of 3 million households, and now 420,000 households have been sold, but at least 300,000 households have chosen loans.

According to this ratio, at least 2 million households should choose loans.

Well, although the 50 and 76-square-meter units account for more than 70% of the total number of houses, that is to say, the total housing prices of around 300,000 and 450,000 account for more than half, but who knows why so many people still need loans to buy houses , It can only be said that most of the people who grabbed the house are not well-off.

There must be a lot of housing loans in a city, especially in big cities like Beijing, Shanghai, Guangzhou and Shenzhen, because the houses in these places can easily cost millions or millions. Ordinary people who want to buy a house usually cannot afford so much cash, so the only option is to borrow money.

Someone in the previous life once mentioned that if you want to stop the development of real estate and the rise of housing prices, it is actually very simple. You issue an order that all buyers cannot take out loans and can only pay in cash to ensure that housing prices plummet by more than half. It is absolutely easy for Guangshen to fall below the average price of 10,000.

But this matter can only be thought about, and there are too many difficulties encountered in it, and there is no way to realize it concretely.

Therefore, at present, loans for buying houses for large houses actually account for more than 99%, and only small houses and small and medium-sized cities have a lower proportion of loans.

Even in Beijing, Shanghai, Guangzhou and Shenzhen, more than 2 million people buy houses a year, which seems a lot, but think about it, how many banks are there in Huaguo?

China, Agriculture, Construction, Industry, People's Bank, Recruitment, Shenzhen Development, General Development, Everbright, China, Bohai... These banks are basically found in every city. In addition, in the capital, there are Capital Bank, Credit Union, Tianjin Small and medium-sized banks such as Guardian Bank can also issue loans.

In addition, Hong Kong-funded foreign banks, such as Nanyang, Citigroup, Industrial, Royal Scotland, HSBC, etc., also have this right.

Calculated piecemeal, at least there are at least 30 banks that can issue loans, and each developer has its own specific cooperative bank. 2 million ordinary people are distributed among them, and they can occupy 200,000 loans a year in the capital. They are all amazing, and must be treated by a big bank.

Therefore, Fairy Bank’s 2 million housing loans are basically their 10-year business volume. Of course, it is less in terms of loan amount, but it can basically be the total personal housing loans of other banks in two or three years. up.

Come back.

Ten minutes passed in a flash, and those who signed the contract and completed the down payment or full payment formalities all walked out from the side door one by one.

The new homebuyers who have already been numbered have already swarmed in, looked up at the electronic license plate numbers in front of each counter, and rushed over with a smile.

Those who specifically want to go through loan procedures also received number plates in front of ten desks, took their relevant information, took the elevator to the third floor, there are more than 100 Fairy Bank employees, and today they are dedicated to them Go through loan procedures.

Naturally, the loan will not be able to be processed today, but according to the previous rules, as long as you have a legitimate job and the house is used as collateral, generally speaking, there is no problem, and the loan can basically be issued within 10 working days, which is better than the average Banks are much faster.

Fairy Bank's interest rate is a little lower than the basic interest rate, which is basically the lowest interest rate. The interest gain is not too much, but it is a great success to have 2 million customers in the capital alone.

Although they may not use the bank cards of Fairy Bank on weekdays, but in the future when online wealth management products such as Yuwobao, WeChat Wealth Management, and Happy Wealth Management come out, even grandparents in their 60s and 70s will save money to buy them , not to mention this group of 30-40-year-olds with strong spending power.

Only then will those traditional banks know what it means to rob depositors and rob deposits! (to be continued ~^~)