Chapter 1437 Crazy for It

In China in the early 21st century, foreign exchange management was quite strict. In fact, even before Li Mu's rebirth, foreign exchange still had strict requirements for ordinary people and ordinary enterprises. For example, the amount of US dollars that individual citizens could exchange each year was only tens of thousands of US dollars.

At present, apart from central enterprises, there are not many domestic enterprises with a total market value of more than 2.5 billion US dollars, let alone so much foreign exchange. Any company that wants to get 2.5 billion US dollars in foreign exchange is basically a dream.

If Li Mu wants to get 2.5 billion US dollars in foreign exchange, normally the only possibility is to find funds from big capital from overseas capital markets. Of course, the money in the hands of these big capitals is even more usury than usury, they will never agree Loans with a small amount of interest, because they have long passed the stage of making profits from interest, and what they want is the shares of Muye Technology and the meat of Li Mu.

For Li Mu, the head can be cut off and the blood can be shed, and the meat can't be cut, so the only option is to find a way to raise funds in China.

Borrowing money directly from the central bank, maybe you can really borrow it by brushing your face, but it must be a very bad start, and it will also attract criticism. I came up with this way:

I asked the central bank to borrow 2.5 billion U.S. dollars, not just for nothing, but I had to start a private equity fund first, raise the equivalent value of RMB corresponding to 2.5 billion U.S. dollars, and exchange them for equivalent. This is the first step;

Then deposit the money with the central bank in the name of the private equity fund, and then use the private equity fund to borrow USD 2.5 billion in foreign exchange from the central bank. This is the second step;

The private equity fund does not have any legal relationship with Muye Technology, so Muye Technology will lend the 2.5 billion US dollars from the private equity fund in the form of borrowing, and take it to acquire Apple. This is the third step;

After the acquisition of Apple, Makino Technology will obtain a large amount of US dollar funds from the US capital market when the IPO is completed. The scale of this capital is likely to exceed 20 billion US dollars. At that time, Makino Technology will provide 2.5 billion US dollars and the promised interest. Together with the private equity fund, the fund repays US$2.5 billion and the central bank’s borrowing rate to the central bank, and the remaining interest rate difference is directly converted into RMB with the central bank, and the previous RMB margin is also withdrawn, and the principal is repaid with interest For the individuals participating in the private placement, let them finally get the 8% annualized income promised by Li Mu. At this point, the whole process seems to be over.

However, after this, Li Mu will also give the central bank an extra thank you!

After Makino Technology went public, there are more US dollars in hand. At that time, trying to find a way to invest as many US dollars in China as possible is equivalent to earning foreign exchange for the country.

For example, if Makino Technology starts the production and R&D of smartphones and other hardware, and directly invests a lot of dollars to build a large base in China,

These amounts of foreign exchange will be very huge, which is the feedback to the central bank when the time comes.

In order to borrow 2.5 billion US dollars of foreign exchange from the central bank, I have made so many preparations and follow-up feedback, so that the cooperation between Li Mu and the central bank can be completely free from loss, and it can be disclosed to the whole society. , in this case, it will naturally not leave any calamity to itself.

Moreover, you don't have to worry that your own approach will set a bad precedent. With its own set of standards set here, if other companies can really implement this set of standards, the central bank may not be able to ask for it.

...

Li Mu's whole set of speculations was easily realized by Chen Ze with almost no deviation.

At noon the next day in China, Chen Ze sent good news to Li Mu. After half a morning of communication, the central bank had agreed to Li Mu's cooperation plan, and the central bank even gave a very big preferential treatment, that is: if Makino After the technology is listed, it can invest 2.5 billion US dollars in China, and the central bank will fully reduce the interest and all handling fees of Li Mu's borrowing of 2.5 billion US dollars.

Li Mu didn't care about this interest, but the central bank's attitude made him particularly excited, which meant that the money to buy Apple was already available.

Immediately, Li Mu said to Chen Ze: "Start the internal subscription of the CSC club. The specific data is set as: the annualized interest rate is 8%, the time period is 6-24 months, the minimum purchase amount is 10 million, and the increment unit is 10 million. "

At this stage, the annual interest rate of even the treasury bonds that have been robbed is less than 4%, and it has been started for at least 3 years. Later, Yu’e Bao was madly robbed by the masses, and the annualized rate of return was also below 5% for a long time, so Li Mu gave 8 % annualized interest rate, if it is sold nationwide, 200 billion can be robbed overnight, but neither Li Mu nor Muye Technology are qualified to engage in such financial operations, so Li Mu can only get the second generation from the CSC club. Find a way.

The 8% annualized interest rate is definitely very high in the current social environment, but for Li Mu, the cost pressure is not too big. If more than 20 billion yuan is calculated in one year, the interest is only one billion yuan. , even less than 2 billion, which is many times softer than the capital giants on Wall Street, and this money is used to buy Apple, even if the interest is doubled, Li Mu will not blink.

As for the time period of 6-24 months, this is to maximize the flexibility of operation. The specific period depends on the time of the listing operation. If the listing is early, the actual interest paid will naturally be less. It is naturally the best to be able to achieve the listing after 6 months. If it cannot be done in 6 months, it will take up to two years.

Li Mu had already thought about it thoroughly, and Chen Ze didn't ask any more questions, and said very simply: "Well, I will inform them through the club's internal SMS platform in the afternoon, and then launch a fundraising page on our official website member background. "

CSC Club has a complete set of page products, including the official website, member area and member-only background. Any event that is officially launched will have a corresponding event page online in the member's background. Members can view event information, apply for event registration, or submit to the page. Official staff initiates consultation.

Li Mu said: "We tentatively raise a total of 22 billion yuan. The first phase will open for subscriptions of 5 billion. For the first phase of 5 billion, there is no upper limit on the individual subscription amount. After the first phase of subscription is over, the next day Start the second round of 5 billion, the same is true for the third round of 5 billion, and the final 7 billion is placed in the fourth round.”

...

It was three o'clock in the afternoon in Yanjing time.

All CSC Club members receive a text message:

The fund jointly initiated by Li Mu and Chen Ze, the founders of CSC Club, will be released to CSC Club members. The annualized income of the fund is 8%, and the principal and interest are guaranteed.

The rich second generation who can join the CSC club, even if they are inexperienced, are still very sensitive to words such as "annualized income of 8%" and "guaranteed principal and interest".

Just looking at the annualized income of 8%, but not the risk, is a hooligan. Even if the annualized income is 800%, if neither the principal nor the interest is guaranteed, few people are really interested, and even if they are interested, they may not dare to invest. But the guarantee of principal and interest is different. This is an extremely powerful guarantee in the field of funds. For investors, the only risk comes from the guarantee behind the fund. If the guarantee behind the fund is reliable, the fund can basically be said to be Zero risk.

And this fund was initiated by Li Mu and Chen Ze together. With these two people coming forward, this fund has zero risk in the eyes of CSC club members.

As a result, a large number of members hurriedly used computers to log in to the member center, and saw the specific information of this private equity fund in the background.

The annualized interest rate is 8%, starting from 10 million, 6-24 months, guaranteed principal and interest, these four points are enough to make everyone’s heart rippling, and the terms of subscription only for CSC club members make them feel even more This kind of comfort with the old driver playing.

For most wealthy people, their worry is not that they can't find money, but that they can't find good projects for money.

There are many projects with 100% profit, but a 100% profit rate may correspond to a 10% or even lower success rate. Most people dare not touch such projects;

There are also many projects with a profit of 10%. If the success rate is lower than 70%, most people will not take a second look;

A project with a profit of 8%, if the success rate is infinitely close to 100%, this will be very attractive to anyone, and even make people rush and rush in.

Looking at Yu’e Bao is the best proof. For most people, with Aliba as endorsement and support, Yu’e Bao’s investment success rate is close to 100%, so even if the annualized interest rate is less than 5%, Let a large number of users snap up, and the total amount will exceed one trillion at the highest.

Look at the collapsed P2P companies. There are a lot of companies that are infinitely equivalent to leather bag companies. They use Ponzi schemes to give 8-10% annual interest rates. Even if there are no giant companies behind them, they can make people crazy.

As a result, a large number of CSC club members staged the same scene in front of the computer:

"Hey, old Chen, are you interested in a 5% fund with guaranteed principal and interest... Of course, it is guaranteed with principal and interest. It guarantees you no risk at all. If you have money, you don't have a place to invest for the time being. You can use it for me to do it... Don't worry, don't you know the situation of my family? Can you still swallow your tens of millions of 100 million? Don't worry, I will sign a contract with you and write it clearly!"

"Mr. Xu, how did your fund perform this year... Oh, the investment market does not seem to be that good this year. If you lack a stable investment channel, you can come to me. I can't guarantee it if it is too much. The annualized rate is 4-5%. 100% guarantee of principal and interest, there is no better project to consider... Of course it is true, can I lie to you if it is my own? Specifically, if you take less than 50 million, I will guarantee you 4%, From 50 million to 100 million, I will guarantee you 4.5%, and if it exceeds 100 million, I will guarantee you 5%!"

"President Li, is there any preferential large loan policy recently? The interest rate should preferably be below 4%. If it can be controlled at 4%, I will give you 1% privately. If it can be lower, the difference will be yours... ...I can use a company shell to ask you to apply. You can calculate it yourself. If you can approve a low-interest loan of 100 million 4%, you can make a net profit of 1 million a year. How much money do you have for the company a year now? 200,000? Don't worry! I have absolutely no problem with the operation, and the money can be directly given to you in cash when that time comes!"