Chapter 1566: The Next Plan

Despite the busy schedule, Li Dong's wedding finally passed.

Almost all relatives and friends have left, and people in the business world are extremely busy. More than half of them left that day.

On the morning of the 8th, Shen Xuehua and Shen Du's family were sent away, and in the afternoon, Li Dong finally had room to breathe.

...

East Park.

Li Dong lay on the beach chair beside the artificial lake, and said lazily, "Say, should we ask for a private accountant in the future?"

"What's wrong?"

"As far as the settlement is concerned, the people in the company are not our private employees, so we can't ask them for everything.

We spent so much money and received a lot of red envelopes for this wedding preparation, so we can't keep asking people from far away to help us count.

These private matters should be separated from public affairs. "

Shen Qian nodded and said: "That's true, how about it, I will arrange these things, and you don't have to worry about it."

"Well, then you can arrange it. By the way, have you figured out where to spend your honeymoon next?"

Shen Qian smiled and said, "You really want to take a long vacation for yourself?

From late May to now, it has been more than half a month, but you have never been to the company once, do you really care about it? "

Li Dong yawned and said, "I'm getting married, so I have to give myself a vacation.

Isn't it great now?

Everything is going well, everyone is doing well without me.

And I'm not there, other people are not so stressed.

Also, my wealth continues to grow, and this feeling of making money without working is particularly good.

Before, I really didn't find this.

Now think about it, it's time to enjoy it. "

"You really think so?"

Shen Qian laughed, and Li Dong's words also deceived others.

These days, although Li Dong is busy with the wedding, he has been busy at night. Besides the company, why else can he be busy.

He said he didn't care, but in fact, he would take time to look at the important documents in the distance.

Including the few days when the retail alliance was officially in operation, Li Dong has been watching this matter, obviously still attaching great importance to it.

If you really think that he doesn't care about it, then it is definitely because others think too much.

But Shen Qian didn't ask him what plans he had now, and the two discussed the next itinerary.

...

at the same time.

Lin'an.

The first thing Ma Yun did when he returned to the company was to hold a meeting.

In the conference room, Ma Yun said with a serious face: "Anyone who thinks that Li Dong is married and depraved is an idiot!

Anyone who thinks that the current Li Dong lacks aggressiveness is also an idiot!

When I was in Pingchuan, I had a few conversations with Li Dong.

He didn't say anything else, just one thing, Wanka is applying for a consumer finance license!

You all understand what this means.

Once Wanka has obtained this license, the layout of Yuanfang in the field of Internet finance will be reasonable and legal and can continue to grow.

The distance is now preparing, fully preparing.

They are all applying for various licenses.

Li Dong is more mature and dangerous than before.

When he does things now, he is fully prepared, and then he will kill with one blow, instead of going up first and then talking..."

Before he could finish speaking, there was a knock on the meeting room door.

Ma Yun frowned slightly, and said, "Come in!"

His secretary pushed the door open, saw Ma Yun looking at him, and hurriedly said: "Chairman, you said earlier that you should be notified of the news about Yuanfang.

Just now, there is new news from the China Banking Regulatory Commission.

The first batch of four pilot consumer finance licenses have been issued, and those who have obtained these four licenses are Bank of China Consumer Finance Company, Bank of Beijing Consumer Finance Company, Jincheng Consumer Finance Company, Yuanfang Financial Company..."

Ma Yun's face changed slightly and he said, "So fast?"

What Li Dong said just now, unexpectedly, the other party got the license plate in the blink of an eye.

However, there are only 4 enterprises in the first batch of pilot projects, and only 4 licenses.

It is also enough to show how important this license is.

Taking a deep breath, Ma Yun nodded and said, "I see."

When the secretary went out, Ma Yun continued: "Everyone has heard that, only 4 companies have obtained licenses!

Among them, the first three are supported by banks, Bank of China is supported by Bank of China, Bank of Beijing is supported by Jingcheng Bank, and Jincheng is supported by Shudu Bank.

Only Yuanfang won the license on its own without relying on other financial institutions.

And I heard that the principle of issuing licenses is that one province has at most one company.

In other words, once Yuanfang got the license, Jiangbei would no longer issue such a license in the future.

It is still Jiangbei now, once it is enlarged by Yuanfang, it may be difficult to say how many other companies in the entire East China region will get licenses in the future.

In addition, the business scope of the consumer finance license is very wide.

Loans are just one aspect. I don't know if you have checked. According to regulations, consumer finance companies can undertake multiple businesses.

These include the issuance of financial bonds, domestic interbank lending, borrowing from domestic financial institutions, agency sales of insurance products related to consumer loans, fixed-income securities investment business...etc!

Those present are all sensible people who know what this means!

It means that Vancard in the distance can officially use the money from Yu'e Bao, and use the money legally and compliantly.

Maybe not all of them, but they can do it themselves in the fixed-income securities investment business.

In addition, as for borrowing from domestic financial institutions, as long as Yuanfang is ready, Yuanfang can use high leverage means to continue to expand Internet finance.

Including the issue of financial bonds means that Yuanfang can use Wanka to raise money to expand Wanka's business, and they can issue financial bonds themselves.

To sum up, Yuanfang, which has obtained a license, is already ahead of everyone in the financial field.

Including some local banks, at this time, they did not have the credibility of Yuanfang, but under the premise of having credibility, Yuanfang has a legal license and its business is recognized by the government.

This point is extremely terrifying!

In the future, if our other institutions do not respond, Wanka's market share will continue to explode.

Li Dong may not be able to compete with us at that time. He will compete with traditional financial institutions.

Don't look at it as just a license plate, but it has a lot to do with it..."

Ma Yun talked for a while, and someone in the conference room frowned and said, "Chairman, Yuanfang's obtaining a consumer finance license is indeed somewhat beyond our expectations.

But even so, it is not necessarily a bad thing for Yuanfang to become bigger in the Internet financial industry. "

Seeing Ma Yun looking at him, this man didn't feel timid, he looked straight at Ma Yun and said, "Actually, I don't think Ali needs to compete with Yuanfang in every field.

It is also a fact that Ali's strength is not as good as Yuanfang.

We can compete with distant places in a certain field, but it is too difficult for us to compete in all directions.

That being the case, then we can give up part of the business..."

Ma Yun said coldly: "You have to know that Internet finance actually runs through the entire IT industry!"

"I know." The speaker said calmly: "I know that controlling Internet finance is equivalent to controlling the lifeblood of some IT companies.

But I still want to say a few points, first, the distance cannot be fully controlled.

This can be seen from the issuance of the payment license before and the entry of the national team.

Second, we don't necessarily have to be involved in multiple businesses. Our single payment platform is actually sufficient for now.

Internet finance is a nascent industry, and its social acceptance will not be too great in the short term, and its impact on us is actually limited.

Third, what I said was a bit harsh, so don't mind.

Ali, it's not time for a comprehensive layout yet, this will only slow us down, we can't do what Li Dong can do, we will follow suit.

Yes, if you don't keep up, I'm afraid it will be difficult to keep up in the future.

But so what?

He does his Internet finance, and we do our e-commerce. As long as the payment is in our industry and consumers still use our payment system, it is actually enough.

In addition, the group is struggling now. Before the privatization of Ali Network, almost all the company's money was spent.

All the funds raised by Treasure are spent on logistics and platforms, but the chairman, don't forget, we don't only have these businesses!

The foundation of Ali is actually b2b, and B-type customers are our important strategic partners.

Now, Ali's core has begun to shift to similar users. Is it really a good thing?

It is not necessarily a wise choice to insist on colliding with a hard face in the distance.

We will make full use of our strengths and avoid weaknesses, give full play to our strengths, continue to do *2b business, and attract B-type customers, and then we will support these types of customers. This is the foundation of Ali.

Now, there is a general trend in Ali, and I think it is very bad.

That is, what Yuanfang did must be right. If they do it, we will follow suit right away. Even if we can’t eat the bulk of it, we can’t miss it at all, but I don’t think there will be a good end to following the trend.

The core of an enterprise lies in its own originality.

Since we can make b2b bigger and have a global foundation, why do we have to work hard on b2 and 2.

Once we make B2B the largest in the world, the small and medium-sized enterprises in China are actually our potential partners.

At this time, we can fight against Yuanfang. Even if we lose in the class in the end, we still have the hope of growing stronger, instead of changing our name and surname directly like Teng Xun. "

After he finished speaking, some people disagreed and said, "It's not that we follow the trend and start the quasi-industry first.

And from the very beginning, we have been very strong in related industries, so strong that we once became the largest in Asia.

Now, are we not going to do it because the distance is doing it?

You said that Ali's core is b2b. I don't deny this, but I don't admit it either.

Industry diversification is the trend, and there is still a lot that is lacking in relying solely on a certain type of business to hit the giant field..."

"That's all for the future, let's focus on what's in front of us first!" The person who spoke before snorted, "Now, Ali's business is shrinking, and it's at the point of running out of food.

At this time, regardless of the actual situation, is it really necessary to think about future expansion?

Let me tell you that Ali should stick to its own path from the very beginning, rather than being influenced by distant places. At this time, it should invest a lot in logistics industries.

If we have this strength, then naturally there is no need to say more.

But without this strength, we shouldn't have swollen faces to pretend to be fat. "

"This statement is wrong..."

"..."

In the conference room, executives were divided.

Some people think that they can avoid the competition with the distant ones and give full play to their strengths.

Yuanfang does not do b2b business, so there is no room for competition. Ali shrinks its strength in other places and invests limited funds in already-growing industries, which will create greater benefits.

Some people also think that Yuanfang does not do it now, but it does not mean that it will not do it in the future.

Concession now, then there will be no concessions later.

Taking advantage of the fact that the distance is not yet big, it is the right choice for Ali to keep up, so that there will be no room for expansion in the future.

The public said that the public was right, and the woman said that the old woman was reasonable. After a while, people on both sides started arguing.

After a while, Ma Yun interrupted with some headaches: "What everyone said is actually reasonable, if Yuan Fang is content with the current situation, then it's easy to say.

But do you think this is possible?

No such possibility!

Not only did Li Dong's ambition not disappear, but it became even bigger.

Therefore, at this time, we must not let it go, otherwise, the distance will become stronger and stronger in the future.

At that time, we really have no way out.

Internet finance still needs to be done, otherwise Alipay will be replaced sooner or later, and eventually become our own internal payment software instead of the socialized financial payment system that currently occupies a very high market. "

"But..." Someone questioned again: "But we can't get a license right now. If we do it forcibly, we may be caught by Yuanfang, which is even more inappropriate."

Ma Yun tapped the table lightly, and said after a while: "We can't do it, but there are always people who can do it, Bailian, Huarun, Su Lin...these offline giants all have this strength.

If you really have no choice, then choose one or several companies to cooperate with.

Anyway, if you can not give up, then don't give up.

Giving up a piece of the market today, and giving up another piece tomorrow, you think it is cutting the meat to stop the loss, but in fact it will only cut more and more meat.

In the end, even our bones had to be chewed slowly by Li Dong. "

After saying this, many people nodded in agreement.

The executive who refuted Ma Yun at the beginning sighed softly: "So, the chairman must follow up, even if Alipay, which has just become independent, encounters profit distribution again."

Ma Yun was silent for a moment, then slowly said: "I don't want to do that either, but this piece can't be lost, if it is lost, we will have more trouble behind us!"

"..."

Everyone was speechless, and in the end, many people sighed in their hearts. Now Ali is alone and struggling.

I don't know what happened to Ali in the end.

Yuanfang is really going to defeat Ali like he defeated Teng Xun, then when should he choose and choose?

With these messy thoughts, although the meeting is still going on, many people are a little distracted.

Seeing this scene, Ma Yun frowned even more.

At the same time, he couldn't help thinking of Li Dong, that guy, what was he thinking next?