Chapter 485

"Do you just use this?" Huang Jingping stood at the door, once again picking on the red travel bag that Feng Yiping took when booking a plane ticket.

"This is enough, don't say ten or twenty catties, it's okay to pack forty or fifty catties, let's go, we have made an appointment with the bank." Feng Yiping said with a smile.

Huang Jingping still muttered something in a low voice, it must be similar to today's things, why use such a poor bag?

This travel bag needs to be loaded with RMB first.

Banks are very, very powerful units.

This bull fork is mainly manifested in that it is rare to take your money and say it is for you, but you have no binding force on it, and it is aboveboard, and it takes it for granted that it makes various regulations for you. Treat you as a unit of God.

The most unacceptable thing is that these regulations are full of overlord clauses.

What breaks the bottom line is that it actually has the face to say everywhere, "We are also vulnerable groups!"

I believe everyone has this experience. We spend money and store it there-at the level of inflation in the past two years, the money stored in the bank will lose money, which is equivalent to posting money to let it use our money to make money. Then, when you want When withdrawing your own money, there are so many rules, and you will feel sincerely that you don't seem to be the owner of the money you deposited, but the bank is.

Thanks to today's weekend, there were few cars on the road, and after a long circle, I arrived at the account opening bank smoothly. There is no way, according to the regulations, such a large amount of withdrawal as they have today must be processed at the account opening bank. Don't think about it. What is the spectrum of God, why don’t you go to an outlet near my house? Do you want money? If you want money, do it!

Fortunately, Feng Yiping is also a large and high-quality customer of the bank now. The lobby manager who is proud of himself and has average make-up skills heard Feng Yiping's intention, and the smile on his face immediately increased several degrees of sweetness, "Mr. Feng, here Please!"

The VIP room is on the right side of the hall, separated by frosted glass. The lobby manager blocked the glass automatic door sideways, "Please, Mr. Feng,"

As soon as the door is opened, soft music slips out. In the lobby, only half of the windows are open, and there is a long queue in front of each window. Here, the decoration is more comfortable than ordinary cafes-this is money Charm.

The account manager in charge of Feng Yiping, a major account, was already waiting inside, and stretched out his hands with a smile on his face, "Mr. Feng, long time no see!"

"Sorry to keep you waiting, there is some delay on the way,"

"It's okay, everyone understands the current road conditions."

As soon as they sat down, a girl in uniform brought over two cups of tea, and now their service to big customers is still in place.

Feng Yiping was still adding various orders according to the instructions of the account manager, and another young man wearing a blue suit and carrying a briefcase came in, who looked very capable at first glance, "Mr. Feng, I have heard your name for a long time. Yan, our bank has a lot of wealth management products with high returns, and some of them are very suitable for you. Look, can I waste a few minutes of your time?"

"I'm sorry, I don't have this consideration for the time being," let you manage my finances, just kidding! If it is not done well, the money will be cleared, and then the bank will say that it was done by the resigned employees and has nothing to do with me. After the accident in those agencies, they all said that it was the fault of the temporary workers.

Manager Yan should have heard this kind of refusal a lot, so he didn't take it seriously, and kept chattering on and on, holding the information in his tongue, and recommending it to Feng Yiping.

Huang Jingping, who was looking at the banknote counter checking the banknotes over there, felt a little sorry for Manager Yan's efforts that were destined to be futile. In the financial management methods they discussed that day, they didn't mention these financial products of the bank, because the returns were not on the same order of magnitude at all.

Reaching out without hitting the smiling face, Feng Yiping listened patiently for a while, flipped through a document and asked, "What is the annualized rate of return?"

Manager Yan was taken aback for a moment, then overjoyed, "It can be more than 5% at most,"

Feng Yiping looked at him with a smile and didn't speak. Manager Yan, who was also smiling at first, added under his gaze, "But we can't guarantee that."

That's right, this is the standard language of the bank, "I'm sorry, I really don't need it now, thank you!" Feng Yiping smiled and handed him the materials.

"Mr. Feng, a 3% or 4% return is fine," Manager Yan was still working hard, Feng Yiping smiled and didn't even bother to say anything.

They had put one million in the bag they brought over there. Feng Yiping picked it up nonchalantly, thanked him, and walked out with Huang Jingping on his arm, leaving Manager Yan with a sad face behind. Why is it so difficult to deal with a young man with money from his parents?

The key account manager patted him on the shoulder, "Don't worry, the younger you are, the more assertive you are and the more ways you can find them. How can you expect such rewards? If you have this skill, why not go to the lobby and look for those Grandpa and aunt."

Feng Yiping was carrying the travel bag with one million cash slowly, as if the bag contained some replacement clothes, Huang Jingping was a little nervous, "Take it easy, the quality of this bag is not good, if the strap breaks What should I do?"

"It's okay." There are few bank robbers this year, and it's not the end of the year, so how could they be targeted?

After getting into the car safely, Huang Jingping felt relieved, but she was worried about putting the bag of money in the back seat, and under Feng Yiping's smirking gaze, she stuffed the bag under her feet, "Go, drive, buy gold! "

The gold shop that buys gold, they have stepped on it before, oh, it seems that the word stepped on is not appropriate? In short, they have checked, this is a time-honored brand, stable, there is a police station nearby, safe.

As soon as you enter the gold shop, you will feel hot. This bright golden color, which symbolizes wealth, really stimulates your senses.

Banks and gold stores are actually related. Later, an entry was added in English, "Chinese aunt". The reason why I bought gold was because the savings I had accumulated through hard work would be at a loss in the bank, so I bought gold bars. .

Feng Yiping also had two coins in his hand at that time, but he resolutely did not follow the trend to buy it. Sure enough, when the aunts all bought it, the price of gold dropped again and again.

To be honest, they walked in with bags and sunglasses, which made the staff behind the counter a little nervous, and a girl who had watched too many Hong Kong movies thought, "This can't be a male and female robber! "

But Feng Yiping immediately dispelled their doubts, took off his sunglasses, and asked a middle-aged man behind the counter with a smile, "How many specifications do we have for gold bars, and what's the price?" After speaking, he put the bag in his hand on the glass cabinet .

The little girl with an open mind changed the plot again, "Are they buying gold bars with a bag of money?"

At this time, Feng Yiping, in her eyes, was shining with golden light just like the things on the counter.

This time she guessed right, but no prize!

"This way, please," the middle-aged man who knew that the big customer had come, led them to the gold bar display cabinet, took out a pair of gloves, and took out a golden gold bar with the word "AU9999" on it. "This is our 500 grams of ten thousand pure gold,"

Feng Yiping took off his sunglasses and looked at the large and small gold bars on the counter together with Huang Jingping, ranging from 10 grams to 1000 grams, and the largest one was only 1000 grams, which indirectly shows that buying gold is not popular yet.

Later, when the gold was booming, the main force of spot gold sales was the gold bars launched by major banks, which should be said to be gold bricks, each piece was bigger, 12.5 kilograms, 25 kilograms, but now, if there is such a big one, he really still buys it today Not one piece.

Feng Yiping took the one-kilo piece and tossed it in his hand. It was also a catty, but a catty of gold was better than a catty of tofu.

"Okay, wait a minute,"

The one kilogram piece is obviously more suitable, ten yuan is enough, easy to put, "How much is one gram?"

"At today's list price, 87,"

"I'll buy ten yuan, 83." This price is really cheap, which is a fraction of the later price, but no matter how cheap it is, you still have to bargain.

"The boss was joking. We didn't make much money. Our store is a long-established brand. Look at our gold bars, which are all made according to the national standard. First-class ones are good. But if you buy so much at one time, we will Just go for the amount, count your 86, you can go all over the city and ask, this is definitely the lowest price!"

"Boss, I also know one thing. Today's list price is less than 270 US dollars per ounce, 86 per gram. Don't make too much money!" Of course Feng Yiping did his homework.

After seeing and seeing for a long time, I finally settled on 85 per gram, which is also Feng Yiping's psychological price.

The boss, counting the wads of RMB that Huang Jingping took out of the bag with a banknote counter, said, "Today's business really didn't make any money," but now, his face He couldn't do it even if he wanted to squeeze out a wry smile, because he made less money, but with Feng Yiping's move, the store was empty of one kilogram of this kind of stock.

This time it was Huang Jingping who said, "Yes, you didn't earn our money, you earned RMB!"

I declined the golden pig and golden elephant recommended by the boss—the boss really wanted to keep the remaining ten yuan in their bags, and he wore a bag containing ten kilograms of gold bars, and the staff in the gold shop watched eagerly After walking out of the store, Feng Yiping finally fulfilled a long-cherished wish.

Later, he imagined such a scene many times, but at that time, he could only think about it. More than a decade later, ten kilograms of gold would cost at least two million yuan. How could he afford it.

The two people who have not broken away from low-level tastes couldn't help picking up two yuan to play with when they got home. "It's okay to leave it at home," Huang Jingping asked.

"It's okay," Feng Yiping willfully picked up two pieces and rubbed them together. Will there be any gold chips falling off?

In terms of safety, he has long been concerned about it. The reason why he used cash today is also due to this aspect. It is convenient to swipe the card, but the geese leave their voices and leave their names when they swipe the card.

"This one is for grandpa, these two are for my parents, these two are for your parents, this one is for me as a paperweight, and the rest are for you," Feng Yiping divided the uses with a smile.

"Hey, it's not safe for my parents to store these two pieces at home. I'll keep them for them. I'll keep them for our children." Huang Jingping, who never cared much about money, smiled and put six pieces on the carpet. All the gold bars are gathered in front of him, he is very worshiping money, and he is very obsessed with money.

It seems that what everyone said is true, women are just like the legendary dragons, they like such golden things.

ps: I'm sorry, I have something to do, so I'm late!