Chapter 247 Rubles for Dollars

The next morning, Feng Yu received a call from Fu Guangzheng in the hotel room, and declined Fu Guangzheng's company. Feng Yu said he wanted to go shopping by himself, and he would find Fu Guangzheng if he needed it.

When going out, Feng Yu took a taxi and sat in the back seat. He looked back and saw a car following him. Feng Yu had a sarcastic smile on his lips.

I'm afraid you won't follow, if you follow, it means you're hooked! Such a simple strategy is only for greedy people!

Fu Rongjin's people saw Feng Yu entering HSBC Bank, and immediately went to the street to call and report to him. This news strengthened Fu Rongjin's confidence in buying rubles.

"Hi sir, may I help you?" A young man dressed like a real estate agent of later generations trotted up to Feng Yu.

"Can I communicate in English?" Feng Yu asked in English. For him, he can understand most of Cantonese, but he can't speak it at all. It is better to communicate in English. Anyway, the basic education in Xiangjiang now includes English.

"No problem, sir." The boy replied in English.

"Okay, I have a ruble deposit in your bank, can you convert it into dollars for me?"

Feng Yu also intends to quickly replace the ruble pair. If the ruble depreciates in advance, Feng Yu will lose money.

"No problem, sir, how many rubles do you want to exchange, I will take you to the foreign currency exchange window over there." The young man was a little disappointed, but he still thought about persuading the customer to invest in the financial products he recommended for a while, so as to earn money a commission.

Feng Yu didn't follow, but said to the young man: "Call your manager out, this matter can't be handled through the window, I have more than 400 million rubles to convert into dollars!"

The young man was stunned, big customer, big customer! How to turn this person into your own client, if you can convince him to invest even 10 million in financial products. The commission I get is definitely not a small amount!

"What are you doing in a daze, go quickly." Feng Yu said displeased.

"Ah, sir. Come with me, and I'll take you to the manager's office!"

"Su Jiarong. Why aren't you on duty in the lobby!" A leader-like person stopped Feng Yu and the bank clerk.

"Team leader, I'll take this gentleman upstairs to find the manager."

"Nonsense, can anyone see the manager? How long have you been in HSBC, and you don't understand the rules?" The team leader saw Feng Yu's age and attire, and knew that he must not be a big customer, and small customers could see the manager casually. ? And this Su Jiarong doesn't come here at all, he is the team leader, Su Jiarong has never invited himself to dinner!

"The team leader. This gentleman is a big customer."

"Tch~~~Big customer, do you think big customers are crazy? This kind of poor guy is also regarded as a big customer by you? What can he buy, funds, insurance, or something else? Can he take out a hundred dollars? Ten thousand? Big customers!" The team leader said with his lips curled up.

Su Jiarong's face turned red, but he didn't dare to tell Feng Yu that he wanted to exchange more than four billion rubles, otherwise this customer would definitely be snatched away, even if he didn't buy wealth management products. But the exchange fee is also a lot.

Just as Feng Yu was about to speak to the team leader, he saw an acquaintance walking over.

"Manager Zhou."

Manager Zhou heard someone calling him and looked around. Seeing Feng Yuzheng waving at him.

This person looks familiar.

So young... Ah, isn't this Mr. Feng from the Mainland? He borrowed 50 million RMB in Hong Kong dollars from the bank, and he went to the Mainland to sign a contract with Mr. Feng.

"Mr. Feng, why didn't you call me when you came to HSBC? Did you lose my business card?" Manager Zhou joked.

"Hahaha, if I lose it, I won't dare to come to HSBC." Feng Yu said with a smile.

"Manager Zhou." The team leader shouted together with Su Jiarong.

"What's going on. Why are you both receiving Mr. Feng?" Manager Zhou frowned, didn't he see that there were other guests in the bank?

The team leader heard Feng Yu greet Manager Zhou. You know that Feng Yu is really a big boss, an ordinary small boss. Manager Zhou would never be so enthusiastic. Grass, a big boss, is he playing tricks on us by wearing such a vulgar? But since you are the big boss, you must hold it in your own hands.

"Su Jiarong, do you hear me? Hurry up and receive others, don't keep following me!" The team leader scolded Su Jiarong.

Su Jiarong's chest rose and fell rapidly, he was about to explode, I came first, this big client is mine!

Feng Yu spoke at this time: "Su Jiarong is in charge of receiving me, what do you do?"

The smile on the team leader's face froze, what are you doing?

Seeing Manager Zhou glaring at him, he hurriedly said hello and left. The loss of a commission is small, and if he is fired by Manager Zhou, other banks will not want him, so his loss will be big.

"Mr. Feng, what kind of business are you here at HSBC this time? In fact, you can just make a phone call." Manager Zhou said enthusiastically. He was very curious about what kind of business it was that brought Feng Yu from the Mainland to come to Xiangjiang HSBC Bank in person.

"I want to convert all the rubles in the account into dollars."

"It's easy, Xiao Su, why don't you handle it for Mr. Feng right away?"

"Manager Zhou, Mr. Feng's rubles are a bit large."

Manager Zhou understood that Feng Yu was able to get a loan of 50 million RMB from HSBC, and the business must be doing well. It is estimated that the exchange amount exceeded one million US dollars. Does this mean that he wants to go upstairs to the key customer room?

"Mr. Feng, how much ruble do you plan to exchange?"

"More than four hundred million." Feng Yu said relaxedly.

"Four, more than four billion?" Manager Zhou was also taken aback for a moment, but he is worthy of being a leader. He is used to seeing big money, so he immediately reacted and took Feng Yu upstairs. For such a large amount, even a deputy manager of him would do it. not the Lord.

"Xiao Su, go and receive other customers. The commission for Mr. Feng's order is indispensable to you."

With Manager Zhou's promise, Su Jiarong left with a smile on his face. He didn't have to work, and he could get a lot of commission for nothing. It seems that next time someone comes in, he will have to be more active in receiving them.

...

"Mr. Feng, there must be a certain difference in the exchange rate when rubles are directly exchanged for dollars. Do you understand this?"

Feng Yu nodded. Whether it is now or in the future, there must be a certain difference, but it is hard to say who will take advantage of it.

"Because Mr. Feng wants to exchange dollars, not Hong Kong dollars, so we have to charge a certain handling fee, the rate is 2%, and the minimum charge is 50 Hong Kong dollars."

Feng Yu frowned, why is the handling fee so high? He remembered that when he was in China in his previous life, the handling fee for exchanging foreign currency was only about one percent. Is Xiangjiang so dark at this time?

"Is it a bit high? I remember someone told me that it was a 1% handling fee. And you charged me the difference in the exchange rate. Why did you charge me such a high handling fee? I should consider going to Standard Chartered Bank exchanged."

At this time, the manager of the bank said: "Mr. Feng, the handling fee for foreign currency exchange in our banks in Xiangjiang is the same, which is 2%. Since Mr. Feng has such a large number, I will give Mr. Feng some discounts. How about seven past one?"

"Okay, let me convert all the rubles in the account into dollars. How long will it take me to use the dollars in the account?" In a word, I saved more than one million rubles.

"Not more than an hour, please wait a moment, I will have someone prepare the contract documents."

More than half an hour later, Feng Yu walked out of HSBC Bank. All the rubles in his account had been converted into US dollars. Feng Yu heaved a sigh of relief and finally stopped worrying. (To be continued.)

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