Chapter 2066 Developing the Function of Red Envelopes

Through the collection of cards, the download volume of the payment package has greatly increased, but this still does not satisfy Feng Yu. Because it is very likely that many people will delete this APP after the card collection activity is over, or they will never use it again.

At this time, we need a way to retain customers in a long-term and stable way. This way is red envelopes.

In the previous life, whether it was OQ payment, WeChat payment, or payment package payment, they all had the function of red envelopes, and even various social software later also had the function of red envelopes.

This function not only allows these payment software to be used more by users, but also functions as a part of the bank.

Your coin purse is your bank deposit, and this is just a number in your account. The payment package platform can use your money to invest and earn more money.

Even in the future, interest can be given to those accounts, just like the bank's demand deposits, which can be withdrawn at any time, but all need to go through the payment package platform.

In other words, your money is actually placed in the hands of the payment package company, and then the payment package can be used to invest and make money. When you want to transfer to a bank account, you also need to use the payment package, and the payment package company then Transfer your money to a bank account.

Although there may not be too much money in a change purse, the accumulation of a small amount becomes a lot. If there are 10 million users, and each account has 100 yuan, then it is also 1 billion funds deposited, which is enough to make many investment choices.

Even if it is deposited in the bank to generate interest, it is equivalent to using other people's money to make money for you.

"Feng Dong, this red envelope function sounds quite interesting, but will so many people use it?" Lei Dajun was a little curious.

"We Chinese, during the Chinese New Year, will give red envelopes to the juniors. Red envelopes will be given to employees for corporate celebrations. We will also give red envelopes for weddings and birthdays. Red envelopes have become a traditional custom of ours. , this development, there will definitely be countless people willing to use it.”

"For example, bosses give red envelopes to their subordinates as bonuses. Men give red envelopes to their girlfriends, which can solve the embarrassment of not knowing what gifts to buy..." Feng Yu didn't say anything, that is, subordinates give red envelopes to bosses, and parents give red envelopes to teachers. Red envelopes, etc., these will definitely exist.

"Feng Dong, you said this is easier to understand in China, but in foreign countries, there is no custom of giving red envelopes, right?" . Lei Dajun believes that this red envelope function will never be used by anyone abroad.

Feng Yu smiled confidently: "Old Lei, do you remember stealing vegetables from the farm?"

Stealing vegetables from the farm, even people of Liu Chuanzhi and Zong Qingxian's age were playing at that time, and the charm was so great that it was unstoppable. This is also very popular in foreign countries. At that time, many celebrities were playing this game.

"The experience of stealing vegetables is difficult to experience in ordinary life, especially when it is legal. There is also a kind of fun in this red envelope, that is to grab!"

"Snatch? What do you mean?"

"It's very simple, whoever grabs it. For example, in a group, I send a red envelope, and whoever opens it first will get it. Do you think that the person who grabs the red envelope has a great deal?" joy?"

"Also, I can divide a red envelope into five parts. These five parts can be divided equally or not. In the case of equal parts, everyone gets the same. If not, then the amount It's random, five people get red envelopes of different sizes."

"Do you think that if two people grab the same red envelope, for example, the red envelope is ten dollars, I get eight dollars, and you only have two dollars, my sense of joy is much greater than yours. If I get nine dollars Mao Jiu, and you only get one penny, then I will be happier than getting all the ten dollars."

"As the ancients said, we don't worry about scarcity but inequality. But we just want to create this kind of inequality so that people can enjoy it. With contrast, people's sense of joy and happiness can be greatly enhanced.

"

For example, if your monthly income is 5,000, you feel that it is too little to support your family. But if your colleague only earns 3,000 a month, then when you compare with him, your satisfaction with salary will increase a lot.

It is said that a boss once did this, letting his son work in the company. When others complained about the low salary, they found that there was another colleague whose salary was only half of theirs. Ask for a wage increase.

But in fact, the salary card is just a piece of cigarette money, and what my father really gives each month is more than ten times, or even dozens of times, their salary!

"You just develop according to my requirements, and complete it as soon as possible without any bugs. In the future, this function can bring more funds to the payment package."

When you send and receive red envelopes, there will always be money in the coin purse. In this way, many people did not plan to put money in their coin purses, but now they will.

Of course, the coin purse will have many more functions in the future, such as the ability to hide private money. This is a method that many men who do not hold financial power at home like to use it very much.

In the future, the payment package can be connected with the payment of living bills. Now there is an online bill payment service, but no one is willing to install an APP on the mobile phone that is dedicated to paying water bills and electricity bills.

Using payment software such as payment package to complete fast and convenient payment will not only facilitate many users, but also make payment software such as payment package more popular and commonly used by people.

Not just the payment package, Ma Huateng is also researching payment software. They themselves first developed the Q coin, a network virtual currency in China. Now it has many functions, and even on the Internet, it can replace some of them in many cases. The function of RMB.

Penguin has signed agreements with many companies, and they will recycle Q coins and settle cash with each other. The promotion of Q coins in this way is of course beneficial to Penguin Company, that is, many people will rush for Q coins to make Penguin more income, and at the same time greatly enhance the status of Q coins, making them irreplaceable!

Ma Huateng has also seen the profitability of the payment package, and believes that with their OQ's huge user base, they can definitely make money by developing payment software for promotion.

He also wants to be an Internet bank. Jingdong Company can open a bank. Why can't they Penguin? Internet payments will definitely become more and more frequent in the future, and they cannot miss this opportunity.

It's not too late to start doing it now, they still have time and can keep up with the team. And he also knew about the red envelope function that Feng Yu mentioned, and he found something interesting in it. This is very suitable for promotion on OQ and WeChat, because they have the most groups.

The most important thing to grab a red envelope is to grab the word. When there are many people, the joy of grabbing it is the highest. No matter whether the payment package is successful because of this, they, Penguins, will definitely make this function a great success!

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