Chapter 1793: Respective Development (6/10)

"Old Zhang, are you talking about taking a stake in the integrated financial investment company, or do you want to take a stake in Minsheng Bank?" Feng Yu asked in detail.

"Is there any difference?"

Zhang Ruiqiang asked the question knowingly, but Feng Yu didn't believe it. No one told Zhang Ruiqiang about the difference.

"Minsheng Bank is a purely private bank. This has been confirmed from the beginning of its establishment, so there will be no state-owned shares in it. Most of my investment is controlled by two holding companies, but Minsheng Bank is my own. The shares held, including other shareholders, are the same now."

"If you want to invest in the following investment companies, as long as it is controlled by Minsheng Bank, it doesn't matter if you have a little state-owned shares. But it is best to invest in the name of trusteeship, otherwise it will hinder the company's development in North America. Many state-owned investments in China are still very restricted."

Originally, Minsheng Bank invested in the name of private enterprises at the beginning of its establishment. Later, Feng Yu discovered that many private enterprises also had state-owned shares in them, which made the nature of Minsheng Bank somewhat difficult to explain. place.

Therefore, Feng Yu suggested that those shareholders should abandon the name of the enterprise and invest purely in the name of individuals, so that this Minsheng Bank can completely become a private commercial bank without any state-owned shares.

If it is a subsidiary of the company, then it is okay to have a little state-owned shares, as long as it is controlled by private shares.

Individual investment and state-owned investment, the restrictions in many fields are definitely different. There are foreign-funded banks just like in China, but many businesses of foreign-funded banks cannot be carried out, and there are more restrictions than private banks.

China does this, and so do foreign countries. Even though the United States claims to be the most open financial market in the world, it still has strict regulations on state-owned investment in other countries.

The same is true for the European Union. If important companies want to go public, they will be subject to certain restrictions.

Zhang Ruiqiang frowned: "Trust? Can't you just buy shares directly?"

Feng Yu shook his head: "It's not very convenient. In fact, you can do it yourself through state-owned banks. Why do you have to invest in our private banks?"

The nature of trusteeship is equivalent to investing in Fengyu Consulting. After entrusting the funds to the company, you can get fixed or floating dividends every year. For this money, you can designate the direction of investment, but you have no say in the company's operations.

Zhang Ruiqiang smiled sheepishly: "Isn't this hoping to diversify investment and reduce risks?"

Feng Yu squinted at Zhang Ruiqiang: "No, I think you want to invest in our company and then follow suit. Tsk tsk~~ In this way, you can directly get a lot of important investment news and strategies. You have made a good plan what?"

We all know that Feng Yu invests well, and Zhang Ruiqiang can't ask Feng Yu for all his investments. What if Zhang Ruiqiang retires in the future?

So some people came up with such an idea. After becoming a shareholder of Feng Yu Company, wouldn't they know many investment directions directly, and just follow the trend. Look at that Kirilenko in Russia, don't they all say that he followed the trend of Feng Yu's investment, and he followed the trend and became the top ten richest people in the world!

Kirilenko's world ranking has reached fifth. But by the end of this year, it is estimated that it will be the second.

One is because Kirilenko's assets have increased a lot, and the other is that the assets of many rich people on the rich list have shrunk sharply this year, including Bill Gates.

Microsoft's stock price is also falling, and Bill Gates cashed out part of it and invested it in his charitable foundation. Bill Gates' assets this year must be less than last year, which is what happened to most rich people.

For example, last year there were more than 50 millionaires with more than 10 billion US dollars, but this year it is estimated that there will be less than 50. The stock price of Li Chaoren's company has fallen a lot recently, and a large amount of assets have disappeared directly.

But this does not mean that Li Chaoren's personal assets have really shrunk. Don't forget that he has invested in the financial market with Feng Yu.

Although the amount of this part of funds is not as large as Feng Yu's, it is definitely a large amount.

After closing the net at the end of this year, not only will Li Chaoren's personal assets not shrink, but it will also increase. After the disclosure, Li Chaoren will definitely be able to easily enter the top ten, and maybe the ranking will be higher.

Li Chaoren has gradually handed over the power of the company to the eldest son Li Zeju, but the second son Li Zekai will always leave some family business, a bowl of water is flat.

Originally, it was obvious that Li Zeju would inherit more assets, and Li Zekai would get more help and advice from Li Chaoren. But after this investment in the financial market, the assets left to the two sons will be similar.

Li Zeju still inherits the business, but the cash that Li Zekai can get will not be a small amount! This number is not enough to make Li Zekai the world's top rich man, but it is still no problem to enter the rich list.

Besides Kirilenko and Xiangjiang's Fu Guangzheng, who invested with Feng Yu, look at that kid, what was his reputation at the beginning, he is now a leading figure among young people in Asia, and even ranks in the top ten among young people all over the world. With his personal strength, he is still on the Forbes rich list.

This gave many people a very clear conclusion, that is, they must follow Feng Yu to invest and make a lot of money!

Zhang Ruiqiang looked at Feng Yu expectantly: "Isn't it okay to buy shares? Through the company's layers of trusteeship, it will be no problem to buy shares, right?"

"Old Zhang, I'm not short of money, and I can run this business by myself. Why do you have to invest in it? Besides, you have a commercial bank and are expanding overseas. Why can't you do it yourself?"

"I can give you some pointers on the general direction of investment. But the most important thing is to choose the right person to manage. The most important thing in talent selection is ability. The ability of investment management is not the ability of administrative management!"

Feng Yu does not deny that administrative management is also a kind of ability, but in the financial industry, Feng Yu personally thinks that the ability of investment management is more important.

Executives of state-owned banks now have administrative management capabilities that are more important than investment management capabilities. Coupled with the interference of local governments, banks still have many problems.

Feng Yu doesn't want to get involved, these problems will explode sooner or later. Besides, Feng Yu let the state-owned assets have already taken a lot of advantages, so there are so many projects worth investing in, there is no need to invest in Feng Yu's company.

Speaking of it, Feng Yu still has a certain dislike for state-owned assets to invest in his own company. Fortunately, Zhang Ruiqiang came to discuss, if it were someone else, Feng Yu would have walked away!

"Okay, you'll give me some pointers. Then tell me, what is the right investment for state-owned assets now?"

"The U.S. stock market will definitely fall to the bottom this year, and you can go to buy the bottom at the end of the year. Now, if there is no suitable project, long-term investment in gold is fine. Or wait for our bonds to be issued by Minsheng Bank in the future, and invest in our bonds."

Zhang Ruiqiang took a step back knowingly, and Feng Yu didn't hesitate to give some pointers. Maybe people from state-owned assets can also analyze news about gold, but they are not 100% sure.

After Feng Yu said it, they had it.

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