Chapter 534 Fan Ting House Viewing

Since the first half of this year, the State Council has begun to loosen the gate on real estate.

At the beginning of spring, the State Planning Commission and the Ministry of Finance jointly issued a joint document to cancel 48 unreasonable charges in the construction industry.

Before May Day, the central bank sent the "Trial Measures for the Management of Personal Housing Guaranteed Loans" to commercial banks in an urgent manner, announcing that the loan period could be up to twenty years and the loan amount could be up to 70% of the house price.

In July, considering the great impact of floods on the economy, the original deed tax, mortgage deed tax and gift deed tax were merged into a deed tax of 3% to 5%.

These measures have gradually warmed up the market, and in July, the State Council made another major decision. The party and government agencies all stopped the practice of allocating welfare housing in kind for more than 40 years, and implemented the monetization of housing allocation.

The ban on the welfare housing allocation policy has greatly expanded the space for housing marketization. Almost at the same time, the State Council issued a notice on further deepening the reform of the urban housing system and accelerating housing construction, clearly requiring the acceleration of the establishment and improvement of a housing supply system focusing on affordable housing.

The central bank promulgated the "Personal Housing Loan Management Measures", which stipulates that housing loans have two repayment methods: equal principal and interest and equal principal, and allows commercial banks to provide housing mortgage loan services. In order to express encouragement, the central bank also specially arranged a housing loan guidance plan with a scale of 100 billion yuan.

The introduction of this series of supporting policies, especially the two major measures of allowing mortgage loans and canceling welfare housing allocation, directly stimulated the recovery of the real estate industry. China has begun a real estate boom that has lasted for more than ten years, and countless wealth stories will also follow. interpretation in this field.

Objectively speaking, because the real estate industry has a wide range of connections, especially in resource-based industries such as steel and cement, it has indeed played a role in reviving the economy.

Later someone commented that this policy was a turning point in improving market demand after the Asian financial crisis, and its effect lasted for ten years. Consumer credit stimulated households' housing demand, while large-scale infrastructure construction released continued demand for investment products. It was after this that a large number of companies began to enter a period of investment expansion.

Due to strong investment, the entire economy's demand for energy and raw materials in the upstream basic sectors has maintained continuous growth, which has provided a favorable market environment for a large number of state-owned enterprises located in the upstream.

Fan Wubing took the information that Fan Ting had and looked through it. He felt that there were many houses in good locations that could be considered. Although the overall design was not yet ideal, the consumption in the capital was After all, unlike other cities, in this large amount of information, you can find a few very good residential designs. It is completely different from the real estate developers in the next ten years who simply opened houses.

Then they drive up the price and trick everyone into lining up to buy a house for investment.

"These houses are all very good. How about I buy them all for you as wedding gifts?" Fan Wubing pointed out several houses in succession and suggested to Fan Ting.

Fan Ting looked at it and felt speechless. The houses that Fan Wubing pointed out were all located in prime areas in the center of the city. Not only were they large in size, well-decorated, the properties were expensive, but the prices themselves were quite high. Yes, if we take them all, it will cost Fan Wubing almost ten million.

So Fan Ting shook her head and said, "What do I need with so many houses? I can just choose one at random. Is it still too cunning?"

Fan Wubing laughed loudly and then said, "It's also a good gift to give as a favor. For example, if someone comes over from your brother-in-law's house, there always needs to be a place to rest. Although staying in a hotel is convenient, it's not casual. , or take out a few sets as rewards for company executives or newly promoted personnel, which can also stimulate everyone's enthusiasm for work. "

"If you say that, well, let me think about it, should we take out a few buildings in this prime location? As the company's property reserves?" Fan Ting was reminded by Fan Wubing, which was a little bit The child made an analogy, pointed at the album, and said with some emotion.

"It's okay." Fan Wubing nodded and smiled, "But you still have to see this house in person, otherwise there will be a big difference between the real thing and the picture. Moreover, lighting and Feng Shui issues are also more important. You must be immersed in it. Just feel it.”

"Then you will accompany me to see the house?" Fan Ting was also a decisive person. After thinking about it, she grabbed Fan Wubing and said.

"Should we invite Han Chu to look at the house? Why are you dragging me along?" Fan Wubing asked a little confused.

"I'm asking you to pay. Didn't you just say that you would take care of my wedding room? Right, brother?" Fan Ting replied matter-of-factly.

"There's no problem with paying, but looking at the houses is very hard." Fan Wubing suddenly felt a bit agitated when he thought that he had to accompany Fan Ting to look at several houses, and might also have to deal with the sales ladies who were as cunning as foxes. My son's head is getting bigger.

Zhang Mei glanced at Fan Wubing, and then said, "Your sister trusts you when she asks you to help. Why are you still pushing back?"

"Isn't it okay for me to go?" Fan Wubing immediately expressed his position for fear that his mother would make any grand remarks.

After breakfast the next day, Fan Wubing accompanied Fan Ting to look at the house, with Fan Ting's driver Wang Xuyun driving the car.

Fan Wubing looked at Wang Xuyun, who was similar in age to Fan Ting, and couldn't help but feel a little suspicious when he thought that she was still unmarried. He had always been troubled by his sister's orientation issue, but there was no way to answer this question, so he had to He said, "Sister, please buy the same house for Sister Xuyun. It will be more convenient to be together."

This question is actually a small test. It depends on whether the relationship between Fan Ting and Wang Xuyun is good enough. After all, Wang Xuyun is just Fan Ting's driver. Logically speaking, even if Fan Ting attaches great importance to friendship, It's impossible to give her the same house. At most, it's just to buy her a high-end residence nearby.

The wedding room is different from other things. Probably no one wants their subordinates to have the same wedding room as themselves, so is there any difference between seniority and inferiority?

Who knew that Fan Ting agreed immediately, "You don't have to say that, just prepare your money!"

The first stop Fan Wubing went to with Fan Ting and the others was a newly opened high-end residential area called Chengneicheng.

This place turned out to be the old site of an Erguotou factory. The boss was an old Beijinger and wanted to open a high-end commercial and residential building here. He creatively came up with a new real estate concept, which means "small office. "Home office", the building design is also very fashionable, it is a simple style that was rare in Beijing at that time, but simplicity does not mean simplicity, the design taste of the entire building is very high.

In order to get a loan at that time, it took a lot of effort to build this building.

However, after the building was built, it faced a sluggish real estate market. Sales of the city within the city have been sluggish since its launch. The boss specially invited Mr. Zheng, a Hong Kong businessman who once founded a Hong Kong real estate agency and has been involved in the Beijing real estate market for many years, to be the project manager. General planning.

Mr. Zheng tried every possible means. Advertisements and news appeared in newspapers every day in Chengneicheng. Small advertisements were scattered all over the place, so much so that the urban management officials came to them and ordered them to make rectifications. But the hearts of consumers just couldn't warm up.

At this time, Mr. Zheng finally lost his patience and felt that if he continued like this, his reputation would be ruined, so he had a big fight with his boss and abandoned the city in frustration.

When Fan Wubing and Fan Ting came here, it was the off-season for real estate sales in Beijing. The boss and a group of sales ladies couldn't think of anything new inside the company except shouting slogans and making graphs every day. .

Therefore, when Fan Wubing and the other three people came over, the sales lady was not very enthusiastic. Several sales girls were sitting on the side chatting, probably because they had been standing there for too long, and were beating with their hands. Shanshan, while complaining a bit, discussed that this month's bonus was probably out of the question.

However, a younger sales lady, about 10** years old, saw that Fan Wubing was a handsome guy, so she enthusiastically ran over to chat with them and spend some time, admiring the handsome guy's style. As for whether they could close the deal. question, I don’t have much hope.

The houses here cost more than 2 million yuan each. As for the larger high-rise suites, you can get them at most 5 to 6 million yuan, which can be regarded as the most luxurious among the luxurious.

"How big is the best house here? Take us to see it." Fan Wubing didn't have any dislike for this attractive-looking sales lady and said to her with a smile.

"The best house costs more than 6 million yuan, with an area of ​​more than 400 square meters." The sales lady reminded Fan Wubing very kindly. She saw that Fan Wubing looked like he was in his early twenties, and it was hard to imagine him. He is also a wealthy person.

During this period of time, she came into contact with rich people and came up with a basic principle. The young CEOs in the legendary Taiwanese romance novels almost do not exist. They can make a lot of money and have the ability to do this. People who buy houses are basically middle-aged uncles and above.

As for the rich second generation, few come to buy a house on their own in public. Their houses are usually prepared by their parents, rather than being chosen by themselves.

Therefore, when the sales lady saw Fan Wubing, she did not realize at all that she was selling a house to one of the world's top rich men. She also did not expect that she was a little stupid and wanted to dissuade this super rich man from buying a house here. Confidence.

She always believed that she was just doing it for the sake of Fan Wubing's handsomeness and didn't want to disappoint him.