Chapter 832: The Super Bull Market that Has Been Rare in 10 Years

"Brother Jian, separate our Alipay and set up a new subsidiary."

"Mr. Chen, who are you?"

"Prior to this, Alipay was only used as a platform for our credit guarantee, and it played a role in promoting everyone's online shopping. But now everyone is more at ease with online shopping, I think Alipay can try to open more services. For example , transfer function."

After playing in Beishi for a few days, Chen Yu returned to Shencheng.

Yitong adjusted Alipay, and the newly established Alipay company was officially launched.

Of course, this independence is not just the independence of the company part.

The independence of the corporate sector is too simple.

As long as Chen Yu gave an order, Alipay could become independent.

The independence Chen Yu needs is for everyone to accept this payment tool.

Because before this, everyone did not have a concept of payment for Alipay.

They just think that Alipay is a guaranteed platform, not a payment tool.

So people have no idea of ​​transferring money to this platform.

This tool is used when shopping.

In fact, when shopping, they are not actively using it, but the platform will force it.

Of course, it's also easy to popularize the idea.

You only need to pay to open a series of transfer functions.

As long as this feature is turned on, many people will try it out.

And they will soon find such a transfer function very convenient.

Because they only need to know the Alipay account number, they can send money to each other.

In particular, the transfer within the station is almost second, and he can also save a fee.

However, the transfer function is easy to open, but it is not just a matter of functions.

He is also involved in banks.

When the user's funds are transferred, where is the money stored?

He cannot be placed on the platform, and the funds can only be placed in the bank.

And which bank to work with is the crux of the matter.

Different from the previous online banking business.

Online banking is only a payment business, and the platform does not deposit funds.

Even if it is deposited, the funds will be transferred to the other party's bank account after the user pays.

However, if the transfer function is opened, especially the transfer function of the payment account in the station.

In principle, your funds can always be kept on PayTone.

Therefore, it is necessary to have one or more banks to cooperate.

Obviously, although many people may not realize the funds that this transfer function will bring.

But Chen Yu, who knows the future very well, knows that the entire financial system may change as soon as this account transfer function is turned on.

Therefore, what Chen Yu needs to cooperate with must be a bank that has certain strength but can accept this business at the same time.

The big four banks are naturally very powerful.

But Chen Yu's first batch would not consider them.

The big four banks are not strong enough, but too strong.

In the initial development, the most important thing for Chen Yu to avoid are these giants.

Otherwise, if these major banks join forces, they will definitely have the power to kill them in the early stage of Alipay's growth.

In fact, the four major banks in later generations also had a huge battle with Ali.

And they also joined hands to launch a series of payment tools like Alipay.

But at that time, Alipay had already become a trend, and the big four banks had nothing to do with it.

Therefore, Chen Yu set his sights on Minsheng Bank.

Minsheng Bank is the only private bank in China.

Although he is not as strong as the big four banks, but also not as good as some other state-owned banks.

But more powerful than the average local bank.

In addition, Chen Yu had a layout before that, and has been slowly absorbing Minsheng Bank's stocks in the secondary market.

Until now, Chen Yu looked at the account, and Huanyu Investment currently holds 4.99% of the shares of Minsheng Bank.

With only 0.01 shares missing, it reached 5 points.

After thinking about it, Chen Yu went to Huanyu Investment Co., Ltd.

Huanyu Investment is an investment company of Huanyu Technology.

It mainly invests and acquires securities and other interested companies.

At present, the person in charge of this section is Zhao Danyang, the godfather of private equity.

In order to dig Zhao Danyang, Chen Yu spent a lot of money.

"Mr. Chen, are you here?"

Knowing that Chen Yu was coming, Zhao Danyang greeted him at the door.

"Don't take it so seriously, I'll come and have a look, let's go, go to your office, and the others will be gone."

With a wave of his hand, Chen Yu asked others to go to other places first.

"Mr. Chen, please come here."

Enter Zhao Danyang's office.

I only saw six screens in the office arranged in various shapes around Zhao Danyang's desk.

On the screen, there are various stock charts displayed.

"Dan Yang, no, it's so professional."

Chen Yu said with a smile.

"Mr. Chen, I made you laugh."

Zhao Danyang smiled awkwardly, but then said: "Mr. Chen, I predict that there will be a big market for A-shares this year to next year."

"Oh?"

Chen Yu asked strangely, "How do you see it?"

"A shares have been hovering at more than 1,000 points for more than ten years, but the domestic economy has undergone earth-shaking changes. Residents' income has also increased significantly, and housing prices have continued to hit new highs. At the same time, the domestic Internet has kept up with the global pace. Even in a leading position in many places..."

Having said that, Zhao Danyang looked at Chen Yu.

Speaking of the Internet, the biggest contribution is this one.

"Stop flattering and keep talking."

"In addition, in the manufacturing sector, we have surpassed the United States and ranked first in the world. We are now a veritable world factory. But even so, our stock market still has no movement. I think the current The stock market has lagged far behind the real economy. When the opportunity comes, he will definitely create a very big market.”

"Good analysis."

Chen Yu nodded.

He is indeed the godfather of private equity.

From the perspective of previous lives, the biggest bull market in A-shares was launched from 2005 to 2006.

This wave of market prices jumped from the lowest point of 998 points to 6124 points, a full 6 times.

For some small and medium-sized stocks, it has doubled dozens of times, and some even doubled hundreds of times.

This is a super bull market that has been rare in the history of A-shares for decades.

However, at this moment, Chen Yu has no energy to spend time on the stock market.

"Okay, the stock market forecast is over. Danyang, let me ask you, how much more money we need to reach the 5% stake in Minsheng Bank."

"About 50 million, but Mr. Chen, if our shareholding ratio reaches 5%, then we will raise a placard."

"All I want is a placard."

Placarding in the stock market means that when investors hold more than 5% of a listed company's stock, they must report in writing to relevant departments, notify the listed company, and make an announcement to reveal their identity.

Before, Chen Yu did not have too high requirements for the shareholding ratio of Minsheng Bank.

Moreover, in order to keep a low profile, Chen Yu kept Zhao Danyang below 5%.

But now, for the sake of Alipay, Chen Yu will stand up for the first time and raise a placard to Minsheng Bank.