Chapter 2222 Initial Discussion on Credit Building

Last year, on December 26, the day of Mao Zedong's birthday, the Shanghai Stock Exchange Index had a turnover of 45.79 billion yuan and closed at 2505.70 points, reaching the high of 2500 points for the first time.

After that, this wave of bull market that many Chinese people find unbelievable has become more and more bullish.

On the 26th of last month, the Shanghai Stock Exchange broke through 3000 points for the first time, and 120 stocks reached the 10% daily limit, making the "good start" after the Spring Festival that the majority of investors had been looking forward to actually become a reality...

So far, the domestic stock market has already become a national carnival.

Some people who originally knew nothing about the stock market followed the crowd and selected a few stocks. However, it is not a fabrication that the money used to buy Santana entered the market, and now the value of the stocks in hand can buy Mercedes-Benz.

In such an environment, it is normal for these scientists who seem to be fully focused on scientific research to care about the stock market. They are not living in a vacuum.

Besides, who can not love money?

Jin Ling and others, who are influenced by Feng Yiping and tend to invest for the long term, have talked to him about this issue many times recently.

On the one hand, they feel that it is too unreliable to enter the market when even the aunties who go to the vegetable market to buy vegetables are talking about the stock market. On the other hand, they see that the market is rising day by day, and many people's income is also rising day by day.

Under such circumstances, it is really difficult for many people to remain calm.

Even if they bought Apple and Google stocks under Feng Yiping's advice, they have benefited a lot these days, but the situation in the domestic stock market where even fools can make money is inevitably tempting.

"Although I didn't ask people to invest, I did ask people to do some research," Feng Yiping said, "If they really want to make a profit in this bull market, I suggest that they can buy some blue-chip stocks,"

"Like China Life?" Pan Shimin said immediately.

"No, I prefer Moutai and Luzhou Laojiao," Feng Yiping said, "You see, everyone's life is better, and the life of liquor manufacturers is also better,"

"Of course, what I said does not include all the stocks of liquor companies," Feng Yiping reminded.

Moutai didn't mention it, but he remembered that in this bull market, Luzhou Laojiao seemed to have a good rise.

"I understand," Pan Shimin smiled, "I will recommend these two stocks to you,"

"The stock market is risky, and it is not a joke to enter the market with caution, especially in China, where policies often intervene in the development of the stock market,"

"Therefore, it is very likely that today is still a bull market, and tomorrow a policy is introduced, and it will immediately enter a bear market,"

"So the timing of withdrawal is also important?" Pan Shimin said.

"Yes,"

Although this bull market is unprecedented, to be honest, there are really not many retail investors who can withdraw from this bull market intact.

Because they blindly inferred that before and after the Olympic Games that attracted worldwide attention, the country would not allow the stock market to go from a bull market to a bear market.

Therefore, many investors who bought Santana money to enter the market and could buy Mercedes-Benz S-Class in the middle, when they cleared their positions later, they could not even afford a three-wheeled vehicle, and could only buy an electric bicycle.

This is the core of the domestic stock market. No matter whether it is a bear market or a bull market, it is a harvester for retail investors.

"So, I still hope you can suggest to everyone that they hold some stocks for a long time. Moutai is good,"

"Of course, Apple and Google are also good, and we can all guess that because of the release of the iPhone, Apple's stock price will most likely usher in a relatively large increase in the future,"

"Let's do this. We can also give these scientists a benefit. Our related companies in Hong Kong can help them with financial investment for free,"

"Really?" Pan Shimin patted Feng Yiping's arm happily, "I'll go and inform them of the good news,"

Jin Ling glanced at Feng Yiping.

Lao Ma just happened to come over at this time.

"Yes, this bull market is indeed a good opportunity, but I think it's better for us not to get involved. Both me and you two need to consider our reputation now,"

"I can be sure that this bull market will eventually harvest a large number of retail investors. If they know that we have made a lot of money during the same period, it will inevitably affect their perception of us,"

"That can't be bought back with money,"

"I didn't think about this," said Lao Ma, "mainly because I am not like you, I don't have much spare money to invest,"

He patted Feng Yiping on the shoulder, "I have come here so many times, but I haven't climbed the Great Wall once. It's not right. The weather is just right today. Come on, accompany me to climb it,"

"This is a good suggestion," said Jin Ling.

…………

Feng Yiping and Lao Ma walked far ahead of everyone. Climbing the Great Wall in spring is indeed a good experience.

Looking at the lush trees and blooming flowers in the mountains and fields, you vaguely feel that even the ancient Great Wall under your feet seems to be full of vitality.

Lao Ma stopped at a place, put his hands on his waist and looked down, "You know," his voice was a little distant, "this place means a lot to me,"

"That time, I brought such a large group of people to start a business in the capital, and the result," he glanced at Feng Yiping, "you know the ending,"

"We have been in the capital for so long, and we have never been to the Great Wall. Finally, before leaving, I took everyone to climb it once,"

"Although I was unwilling and had aspirations at the time, I never thought that when I climbed the Great Wall again, I could be considered successful, right?"

"Of course, you have succeeded, and you are on the road to success, going higher and higher," Feng Yiping said.

"But because of the past experiences, I really don't care about reputation. But you, Yiping, I think, don't you care too much about those things?"

"According to our cultural tradition, isn't it a problem that we will consider at least when we are old? Only then will we consider how future generations will view us. But you are not even 30 years old now. Isn't it too early?"

It turned out that he wanted to talk to himself about this.

"Lao Ma, I really didn't,"

"Then why are you so opposed to some charges?" Lao Ma said.

"It is reasonable to charge those users who do not take away the packages in the Express Easy for a long time. This will also help us generate income."

"Yiping, business is business. It is really not good to mix too many personal factors."

"Old Ma," Feng Yiping leaned against the city wall and shook his head vigorously, "You really think too much. The reason why I oppose charging is not because of my personal reputation. I really think that the effect is not good."

"You should know better than me that some problems cannot be completely solved by fines or charges, right?"

"However, the phenomenon you mentioned does exist. In this way," he lowered his head and pondered for a while, "I think we can use other methods to replace it."

"What method?"

"Old Ma, do you feel that there is a construction in China that is completely missing compared to foreign countries," Feng Yiping asked.

Old Ma looked at him. Did he have an idea so quickly? "Your question is too broad. I can't answer it."

"Let's go?" Feng Yiping pointed to the beacon tower above.

"Let's go," Old Ma nodded.

"Credit construction is something that is closely related to everyone in foreign countries, but it can be said that it is completely blank in China at present," Feng Yiping walked up easily. Because of the breeze, there is not even a sweat on his head.

"Credit construction? You said we should do this, right?" Lao Ma laughed.

"I think there is nothing wrong with it," Feng Yiping said.

"I think that with the popularity of iPhone-style smartphones in the future, our Alipay will definitely have a different development from now,"

"In this regard, we have thought that Alipay will definitely not be satisfied with serving our e-commerce in the future," said Lao Ma, "We hope that offline merchants will also be able to use our Alipay in the future,"

"I think Alipay can also be involved in more life scenarios," said Feng Yiping, "For example, paying water and electricity bills, children's tuition, public transportation, car rental, air ticket and train ticket booking, hotel booking..."

"And so on, as long as it is needed in daily life, we can get involved,"

"In the future, we can also help users manage their finances,"

"In addition to the function of recording user consumption that Alipay already has, do you think that we can't roughly build credit based on this?"

"If our credit construction has been recognized by all walks of life, how many users do you think will deliberately not pick up packages, which may affect their credit construction?"

"This... is also possible?" Lao Ma looked at Feng Yiping.

It's just a small doubt, you wrote such a big article so quickly?

What kind of monster is this!