Chapter 2075 Money Exchange and Loans

Yin Jun was eating, and after a while he said: "Mr. Honda, when are you going back to Japan?"

"I'll go back next month, and I'll officially join the job in January." Ben Duocheng replied.

"So fast?" Yin Jun asked in surprise.

"It's not too soon. It's been said since the beginning of this year, but it's been discussed all the time, and then I was officially notified in July." Honda said sincerely, "I've been busy these few months. After doing all kinds of aftermath and handover, it is basically finished."

After a pause, he continued, "As for the cooperation with Kirin Group, you don't have to worry. The person who will replace me is also a very good professional manager. He will handle the cooperation between us well."

Yin Jun shook his head and said: "I'm not talking about this...but it's just a coincidence! It just so happened that I went to Japan this time, so I had an investment plan!"

"oh?!"

Makoto Honda was startled, and then immediately became pleasantly surprised, "What do you want to do in Japan?"

It was impossible for him not to be surprised.

After returning to the headquarters this time, although Ben Duocheng became one of the three giants in the loan business department, he didn't have much foundation and basically couldn't find much help.

Even though he came from here back then, the current positions of those colleagues in the same period are far from being able to bring him much help.

If he wants to gain the recognition and support of more people, he must make achievements as soon as possible.

While worrying here, Yin Jun suddenly said that he was going to do business in Japan. Isn’t that what Chinese people often say, “If you want to sleep, you send a pillow”! ?

Based on the relationship between Yin Jun and himself, and it is specifically mentioned here, isn't this the place where he should rely on himself?

That's great!

If you have such a business, no matter how big or small, as long as you know that Yin Jun gave it to the headquarters of Sumitomo Bank for his own sake, it is a kind of seniority and a kind of network!

The world's richest man doesn't look for anyone else, but he wants me, Ben Duocheng, to do business and make loans. Doesn't that just represent the close cooperative relationship between us?

With this level of relationship, who else would dare to underestimate me, Ben Duocheng, in the headquarters? !

"When I went to Japan this time, I had a conversation with Sony's Mr. Morita." Yin Jun said, "We talked about the Plaza Accord and Japan's future economic trends."

Honda nodded slightly.

Mr. Morita is naturally Akio Morita, and there are not many people who can talk to the richest man in the world at work.

And Akio Morita's status in Japan far surpassed him.

If Sony wanted a loan, it would not be his turn to receive it because the grade was not high enough.

"I think Japan. Because of the appreciation of the yen and other reasons, real estate will definitely usher in a leap forward." Yin Jundao, "So I want to choose Tokyo for a real estate investment, hoping to have a good return. Harvest. It just so happens that I still worry about Japan. I don’t have any acquaintances, and I can’t help me with financial matters. Mr. Honda, you just happen to want to go back to Japan! This is God’s destiny, and we will continue to cooperate!"

"Yeah, it's fate!" Ben Duocheng laughed so hard that his mouth parted.

Unexpectedly, unexpectedly, it is such a generous gift!

How much does it cost to do a real estate business in Tokyo?

Hundreds of millions and hundreds of millions of dollars, it is simply embarrassing to make a move!

According to Yin Jun's handwriting, it is at least in the range of billions of dollars!

As long as it exceeds 2 billion US dollars, Ben Duocheng will have a dazzling achievement, which will definitely impress anyone.

The most critical thing is not Yin Jun's funds.

Makoto Honda is not stupid. If Yin Jun only uses his own funds, then he can use Citigroup, HSBC and other banks that also have business in Japan. Isn’t it all right?

I specifically told him Honda Makoto that we would continue to cooperate. Doesn’t that mean we will continue to borrow money from Sumitomo Bank for real estate transactions?

The significance of this loan is far beyond the significance of helping to process billions of dollars of funds flowing into Japan and using them in Japan!

"Although I haven't been in Japan for the past few years, I still know that Japan's real estate is rising slowly." Ben Duocheng sorted out his thoughts, and then said: "What will happen to the future growth specifically, and where will it be?" It is the most worthy of investment, and I will make a detailed plan for you immediately after I go back. Please believe me, Young Master Jun, I will definitely do it from your standpoint."

Of course Yin Jun believed it.

If Ben Duocheng wants to do a good job in the loan business, he must maintain a long-term cooperation with Yin Jun. He must want Yin Jun's business to get better and better.

If Yin Jun's business goes bankrupt, it will be very bad for him.

People would say that Ben Duocheng was incompetent and chose someone who was doomed to fail, or simply said that it was Ben Duocheng's incompetence as a consultant who gave Yin Jun wrong information, which led to Yin Jun's failure.

None of these consequences could be borne by Honda.

"We've been friends for many years, and of course I trust you in these things." Yin Jun said, "In fact, if you don't trust Mr. Honda, Mitsui Bank, Mitsubishi Financial Group, and Citibank have already told you I have been in contact for a long time. I can find any one at random, and they are no worse than Sumitomo Bank, and the conditions they offer will definitely be more favorable."

Ben Duocheng nodded seriously, "What you said is that when we do business among friends, what we value is friendship, not money interests. I am the same as you in this regard!"

Makoto Honda really wasn't bragging, nor was he just talking big-sounding big words.

Japan's business habits are similar to those of Xiangjiang and Baodao, and even more observant of rules and traditions than Xiangjiang's Baodao.

In Japan, laws do not apply to rules and traditions.

Regardless of how the Japanese are cheating and abducting abroad, whoever dares to deceive consumers in their country will be sprayed to death by the public opinion of ordinary people.

Not to mention the businessmen of the six major consortiums, these companies are usually more than a hundred years old, and it is not easy to establish, so they are reluctant to let the old brands die like this.

What they merchants pay attention to is credibility, the trust between each other.

If you have no credit, or betray their trust, the consequences can be severe.

On the contrary, if you have sufficient credit, then no matter how down and out you are, there are people who are willing to do business with you and help you make a comeback.

"Well, since the signing of the Plaza Accord at the end of September, the exchange rate of the yen against the U.S. dollar has appreciated very quickly." Yin Jun said, "I decided to exchange part of the U.S. dollars into Japanese yen first. I wonder how much you can help me with." ?”

"If I was operating in Japan, I would have to wait until January next year." Makoto Honda said without hesitation, "This time will drag on for more than a month, and according to the current rate of appreciation of the yen, at least You have to lose about 10%, which is not a small amount. So I will help you deal with it today and tomorrow, what do you think?"

"Okay!" Yin Jun nodded, "After the money is exchanged, put it here first. After you officially join the job, then transfer it for me!"

"Thank you Jun Shao!" Honda said gratefully.

This is Yin Jun's support for him.

As soon as he took office, he got a large amount of Japanese yen deposited, even if it was to be used immediately, this is a huge performance achievement.

It is my credit that I can let customers deposit in.

As for after it is deposited, you cannot prevent him from using it, and you cannot allow him to continue to save it. That is your business, and it has nothing to do with me.

In Japanese companies, there are also many factional struggles. Makoto Honda now belongs to the upper class, but such struggles are absolutely inevitable. Of course, his priority is to ensure his own interests.

"I don't know how much you plan to exchange for the first time?" Makoto Ben Duo began his own estimation, "If you don't have much funds, I suggest that you can borrow part of the US dollars in Japan first, and then wait until you make money, use The yen is then exchanged for US dollars, so the repayment will be very good, and you can also earn the difference in the exchange rate.”

When Ben Duocheng said that, of course he didn't sell out his bank's interests.

Such an obvious investment method, or a method to avoid currency hedging risks, is all too common in the financial world.

Of course the banks know it too, and they're not going to stop it.

Because the US dollar you exchanged is deposited by others in their bank. The bank just borrowed money to loan you. The loss on the exchange rate is actually the actual holder of the US dollar. The money you earn is also theirs. The losses of those who hold US dollars have nothing to do with the bank!

Also, who knows whether you made a profit or a loss after you exchanged it?

If after you exchanged it, it plummeted after a while, wouldn't you be at a disadvantage?

Conversely, even if it is bank funds, and you make money, then other people will deposit it in Japan and exchange it for US dollars, and their banks will also have such mutual hedging.

Even the bank will charge a part of the exchange rate exchange fee, and they can earn a lot between coming and going.

So the bank is not afraid of these at all, but will actively exchange it for you and make this transaction.

"The first batch will be 2 billion US dollars!" Yin Jun pondered, "In Japan, you can start processing the loan funds after you return to Japan. If it is possible, how much can the Kirin Group get?"

"According to the good conditions of Kirin Group and the level of credit evaluation, as long as you are willing to ask for 30 billion US dollars, there is no problem at all!" Ben Duocheng said directly, "But according to the actual situation, it is useless to take too many US dollars there. It doesn't make much sense to pay interest, I suggest that the first batch of loans should be at most 5 billion US dollars."

"All right."

Yin Jun pondered for a while, and felt that this amount was more reasonable.

Buying and selling real estate projects in Tokyo will definitely not be bought and placed there, but also requires continuous buying and selling to earn the difference in the middle price.

In this way, not much capital is needed, and the various risks taken will be smaller.

The loan amount of 5 billion US dollars will not bring much pressure to Kirin Group.

In fact, don't look at what Makoto said so enthusiastically. He said that Kirin Group can borrow 30 billion US dollars, which is only 20 to 3 billion US dollars more than other banks' estimates.

The real Yin Jun wants to borrow 50 billion US dollars, they absolutely dare not lend.

Because the risk is too great.

All banks are very smart and careful, and it is absolutely impossible to go beyond their principles and give you an excess loan.

Not even the richest man in the world.

Even if it is the Qilin Group with such unlimited growth, it will not work!

It's just that compared to other people, it will be much more convenient and smooth to use Honda to do things.

If he really wanted to deal with Sumitomo Bank, Yin Jun would never let his guard down a bit!

...

(New week please subscribe!)