Chapter 546 Release! This Is Too Kind!

Except for a few people with resources.

Most ordinary people don't want to be salesmen.

But at this moment, everyone has to admit the importance of sales in the insurance industry.

The domestic insurance concept penetration rate can only be said to be average.

In addition, most insurance companies have no martial ethics and have a very bad reputation.

This makes it even more difficult to sell insurance.

It is certainly gratifying that Xingchen Financial Company has provided 200,000 high-paying jobs.

But if the insurance cannot be sold.

How long can these jobs last?

Xingchen Financial Company can't really do charity and keep transfusing blood to support so many people, right?

200,000 people, no company can afford it.

So, netizens don't understand.

But the subsidiaries of Xingchen College have never overturned so far.

They don't think Xingchen Financial Company will not consider this issue.

So for a while.

The whole network is full of speculation.

Some netizens believe that Xingchen College itself is famous enough to save a lot of advertising and promotion costs.

In addition, Xingchen College itself has credibility.

In the case of the same type of insurance.

Netizens will definitely give priority to Xingchen Academy's insurance.

This means that Xingchen Financial Company does not need to recruit sales.

Customers will come to them on their own.

But some netizens think that this is not enough.

Unless the insurance launched by Xingchen Financial Company is particularly competitive, with higher premiums and more comprehensive protection.

The cost-effectiveness crushes other insurance companies.

Otherwise, insurance products may not sell well.

After all, most people do not trust insurance. Many people even think that it is the same whether there is commercial insurance or not. Anyway, medical insurance and social insurance are enough.

Ordinary people do not have much initiative to buy insurance.

It all depends on impulse consumption brought by sales.

The previous Xingchen Yipin Community did not need sales.

But that was because everyone had the concept of buying a house.

But insurance, that is not necessarily the case.

So many netizens and practitioners are not optimistic about Xingchen Financial Company's approach.

They think that Xingchen Financial Company may really fail this time.

For a time, some believed that Xingchen Insurance would definitely sell well and would definitely succeed.

Some netizens also thought that Xingchen Academy would fail this time.

The discussion on the Internet has reached its peak.

There are countless discussions in reality.

This also made people all over the country pay attention to the fact that Xingchen Financial Company is about to enter the insurance industry.

They also became curious about what the first insurance product of Xingchen Financial Company would look like.

...

It can be said that no insurance product in the world has ever been so popular.

The interns in the insurance department of Xingchen Financial Company cheered loudly for the current success.

The reason for the release of the recruitment announcement that shocked the whole country was largely to pave the way for the release of new products.

And now it seems.

Whether it is a high-paying job of 200,000 yuan or the lack of sales jobs, etc., the discussions brought about are very successful.

The Xingchen critical illness insurance, which is about to be launched, has received unprecedented attention.

Apart from other things, the advertising costs saved alone are estimated to be worth hundreds of millions.

Now the expectation is full.

Next, as long as the product is powerful, there will be absolutely no problem.

As for sales, Xingchen Financial Company really does not plan to provide this position for the time being.

Xingchen Financial Company is trying a new model.

In simple terms, it is to gain the trust of consumers, and then make consumers feel that they need it, so that they can choose to buy it on their own.

If consumers are confused about insurance offline, they can go directly to the branch of Xingchen Insurance to ask.

If they are confused online.

Then they can ask directly on the website.

In simple terms, it is to attract consumers to ask themselves, rather than actively promote.

As for how to do all this?

Naturally, it is to provide competitive insurance products.

And the students are full of confidence in their own Xingchen critical illness insurance.

No other...

Although it is expensive, it is reassuring.

As long as you buy it.

You don’t have to worry about getting a serious illness and not being able to afford the treatment for your whole life.

This is something that no other insurance can do.

Of course, if you want a higher number of insured people, the current attention is not enough.

It is also necessary to cultivate more people’s insurance awareness.

Students in the insurance department of Xingchen Financial Company are already planning more promotion methods.

But it is not a simple and crude promotion or advertising.

Instead, the awareness of buying insurance should be deeply rooted in the hearts of more people.

Xingchen Financial Company has already come up with a preliminary plan, which is to spend money to sponsor the works of its own film and television company.

I hope there will be more elements that highlight the reliability of insurance.

For example, the protagonist is seriously ill and poor, but because he bought insurance, he survived.

Or other plots.

As long as the details of insurance are shown, it will be fine.

There is no need to even use the name of Xingchen Insurance, just the word "insurance".

Anyway, after watching the film and television works, the audience will be implanted with the concept of insurance reliability.

At that time, the first choice for buying insurance will definitely be our own insurance.

After all, compared with those domestic peers.

It would be strange if our own company could not win...

In short.

Interns in the insurance department are very confident about their attempts to cancel sales positions and increase after-sales positions.

The construction major can successfully drive out bad money with good money.

It has led the national real estate industry to have a conscience.

Then their finance majors will definitely be able to do it.

...

Just like that.

At the moment when the discussion on the entire network reached its climax.

The official website of Xingchen Financial Company announced the launch of the first insurance product.

With such high attention.

The news of the launch of Xingchen College's insurance product naturally spread to the entire network in an instant.

Countless curious netizens came to the official website of Xingchen Financial Company as soon as possible.

Let's see what the insurance launched by Xingchen Financial Company is like.

Many netizens came with the intention of buying.

For Xingchen Financial Company to enter the insurance industry.

Most netizens actually welcome it.

After all, as the domestic insurance awareness gradually increases.

A considerable number of people have the habit of buying insurance to deal with risks.

But the problem is that there are really too many pitfalls in domestic insurance.

If you are not careful, not only will you be unable to cope with the risks, but even the money you bought for insurance will be wasted.

For example, what kind of deposits become insurance.

Another example is that this is not compensated and that is not compensated.

These make people quite worried.

Some people are even forced to go to Hong Kong Island to buy insurance.

After all, compared with the mainland, Hong Kong Island's insurance is much more reliable.

But it is very troublesome to buy insurance in Hong Kong Island.

Now the subsidiary company of Xingchen Academy has entered the insurance industry.

It can be said that this part of the people who value insurance are very much looking forward to it.

Enter the official website.

The name of the new product of the insurance department appeared in front of them instantly.

"Xingchen Critical Illness Insurance with a coverage of 5 million!"

This made the netizens' eyes light up.

There is no doubt.

In this society with advanced technology and increased life expectancy, but the incidence of various diseases has also increased accordingly due to chemical pollution.

Most people understand the importance of critical illness insurance.

No one can guarantee that they will not get cancer in their lifetime.

And once they get this kind of disease.

The money spent is simply sky-high.

Not to mention that many special medicines are not covered by medical insurance.

If you want to use medicine, it may cost 200,000 to 300,000 yuan or even 400,000 to 500,000 yuan a year.

Ordinary people can't afford it at all.

So there are quite a lot of people who buy critical illness insurance.

At this moment, I saw that the first product launched by Xingchen Academy is a critical illness insurance with a coverage of 5 million yuan.

It undoubtedly made netizens quite satisfied.

The coverage of 5 million yuan is really enough.

After all, most serious diseases cannot be cured.

Spending money on treatment can only barely extend life.

Most people are lucky to extend their life by three to five years after spending 2 to 3 million yuan on treatment.

More, such as 10 million, is meaningless.

In addition to the more expensive premiums, most people can't use it.

But then looking down, netizens frowned.

Xingchen critical illness insurance, the price is actually 10,000 yuan?

Is this a bit of a joke?

You know, most insurance companies' critical illness insurance with a coverage of 5 million yuan is only 5,000 or 6,000 yuan.

The more expensive large insurance companies, with more comprehensive protection and higher coverage, are only 8,000 or 9,000 yuan.

Very few critical illness insurances exceed 10,000 yuan.

Isn't the price of Xingchen College's critical illness insurance too high?

Many people who were originally interested in switching to Xingchen Insurance frowned.

Although everyone trusts Xingchen College.

But the premium for this trust is too high, isn't it?

And insurance is not just bought once, it needs to be renewed every year.

If it costs 5,000 yuan every year and renews for 30 years.

That's 150,000 yuan.

This is not a small amount.

So this time, many netizens frowned.

Do you think Xingchen Financial Company's pricing model is designed wrong?

But out of their trust in Xingchen College.

They continued to look down.

The promotional interface of Xingchen's critical illness insurance is not long, nor is it so fancy.

Below the name, there are a few lines of big black characters.

1: This product covers 120 critical illnesses. Please see the link below for details. Once the insured is diagnosed, there are no requirements for the condition, disease type, or surgery type, and the insured can start to reimburse the expenses outside the medical insurance. If there is no medical insurance, the full amount will be paid directly..."

After seeing the first item, netizens were enlightened.

Anyone who has bought insurance knows how friendly this compensation rule is.

Some serious illness insurance, although it includes a certain disease, has requirements for the symptoms and stages of the disease...

For example, someone bought a serious illness insurance and found that it was only stage one, which is the early stage of the disease.

After contacting the insurance company, it was rejected.

Because the other party's compensation regulations include the disease, but require it to be stage two, that is, the middle stage.

This time, the patient can either delay treatment until the middle stage.

Or not pay a penny.

The patient can't joke with his life for money, so he has to pay for it himself.

After all, most diseases can still be cured in the early stage.

But the problem is that even if you cure yourself.

The insurance you bought before can't be renewed, because you have a serious illness, and the other party has the right to ask you not to renew it.

This is equivalent to the money spent on insurance being wasted.

In short, most insurance companies always cheat people on details.

When they sell it to you, they only say that these diseases are covered.

When it comes to compensation, you find that there are different types of diseases and requirements...

When this kind of thing becomes more and more, people become very worried.

And this promise of Xingchen Critical Illness Insurance.

It is undoubtedly a conscience for many netizens.

No matter what, as long as these diseases are diagnosed, they will be compensated.

This is what everyone really wants, an insurance that can bring everyone guarantees.

…

Seeing this, netizens are undoubtedly much more interested.

I understand why Xingchen Critical Illness Insurance is more expensive.

But if this is the only point, it is still not enough for such a high price difference.

After all, some insurance companies have launched critical illness insurance, and they do not attach any requirements to the disease.

It is still cheaper than Xingchen Critical Illness Insurance.

But everyone thinks that Xingchen Academy will definitely bring more surprises to everyone.

So continue to look down.

"2. The age limit for Xingchen critical illness insurance is 1-50 years old!"

"There is no age limit for renewal."

"As long as the renewal period reaches ten years before the age of sixty, it can still be renewed normally."

"When the insured person is over sixty-five years old, the renewal fee doubles to 20,000 yuan a year."

"But if the insured person starts to renew the insurance when he is under ten years old and renews for at least fifty-five years before the age of sixty-five, the renewal fee will not double after the age of sixty-five."

Seeing the second article, many netizens who understand insurance have their eyes widened.

After the age of sixty, you can still renew the insurance?

Is it true?

You know, once a person is over fifty years old, the incidence of various diseases will rise greatly.

Therefore, most insurance companies do not allow the elderly to renew their insurance at all.

Once you reach the age, renewal is directly prohibited.

And the insurance that can be barely bought has a greatly reduced amount of insurance, and the coverage has also shrunk, and the premium is ridiculously expensive.

Therefore, most people who buy insurance are a little worried about getting sick when they are old.

In this case, Xingchen Critical Illness Insurance unexpectedly allows the elderly to renew their insurance.

Although it must be renewed for ten years before the age of sixty.

But for people who really need protection, this is not a problem at all.

They are not afraid of spending money on insurance.

They are only afraid that they cannot buy insurance that can protect themselves at the age when they really need protection.

The existence of Xingchen Critical Illness Insurance has eliminated their worries.

At this time, the people who originally had the intention to buy insurance but hesitated because of the price issue were all pleasantly surprised.

There is no doubt.

This is the insurance they need.

There are also many parents with children who think about the critical illness insurance of Xingchen Academy.

Now the incidence of many diseases is getting younger and younger, even children.

So more and more parents will buy insurance for their children.

And Xingchen Critical Illness Insurance, if you start to insure before the age of ten, when the child is sixty-five, the premium will not increase, it is definitely a profit.

After all, you get protection early.

When you get old, your income will decrease, but the premium will not increase.

This is simply perfect.

As for losing money, it is impossible. After all, even if you buy it from the age of ten, it will only be 650,000 when you are 65 years old.

But you can get a limit of 5 million to protect your body.

No one can guarantee that they will not get sick.

After all, no one can say which will come faster, an accident or tomorrow.

In this case, buying Xingchen critical illness insurance for your child early is definitely a sure-win investment.

In short, after seeing the second article.

Many netizens who originally thought that Xingchen critical illness insurance was expensive and not cost-effective have changed their minds.

They have even begun to think about stopping the original insurance and buying Xingchen critical illness insurance.

...

But when netizens continued to look down and read the third key introduction of Xingchen critical illness insurance.

Their eyes widened again.

Even more excited than before.

Because the content of the third article is even more explosive.

"3. For customers who have purchased Xingchen critical illness insurance, if they suddenly suffer from a covered disease and there is a remaining claim amount after the claim is settled, they can still renew the insurance normally..."

"But the renewal fee will increase to 20,000 RMB per year."

"For those over 65 years old who encounter the above situation, the renewal fee will not increase additionally and will remain at the previous 20,000 RMB per year..."

"For users who renew their insurance for 50 years before the age of 60, if the above situation occurs, the premium will also increase to 20,000 RMB per year..."

After reading the third clause.

Netizens were shocked.

After suffering from a disease covered by critical illness insurance, they can still renew the insurance after the claim is settled?

Is this true or false? (End of this chapter)