Chapter 2185 Additional Factors

On the way back to Silicon Valley together, Huang Jingping still behaved very gently. Most of the time, she leaned on Feng Yiping as before. However, Feng Yiping clearly knew that she had changed.

She had changed. It wasn't that Huang Jingping's feelings for him had changed, but that her temperament had changed.

Feng Yiping also knows the source of this change very well, because she is now the person in charge of a company, and she is also the person in charge of a well-known and popular company, so the benefits are very good and the prospects are very good.

If we also consider the high investment in hardware of each Man Ting Fang restaurant and their good cooperation with well-known chefs from various cuisines in China, it can be predicted that Man Ting Fang will not have any competitors in the high-end Chinese food field in the United States in the future.

Further considering the good reputation of Feng Yiping and Jiasheng in China, including their strength in the United States, in terms of major software, those domestic chefs are obviously more willing to cooperate with them than other companies.

In recent years, not many companies have been able to easily obtain short-term work visas for a group of people in the United States.

There are not many companies that can actually fulfill their promises to this group of people.

When you recruit workers, you talk a lot, but when you go abroad and find out that you are working illegally, you may lose your personal freedom. Nowadays, it is not common.

It must be said that some of us have always tried to trick our own people, and they have really gone to great lengths to do so.

Finally, considering the various realities in the United States, such as discrimination against Asians and the targeting of law enforcement agencies - which is actually corruption, there are not many companies that can protect their various rights and interests while working in the United States...

Therefore, even if someone sees Man Tingfang’s success in the future and wants to follow suit, and raises a sum of money to replicate Man Tingfang’s success, it will be difficult to compete with Man Tingfang in terms of the restaurant’s most important software, the strength of the chef team. Tingfang competes.

Rich people in the United States are not fools. They will not spend a lot of money to harm the environment like some petty bourgeoisie in China.

Even if there were later restaurants that could compete with Man Tingfang in terms of software and hardware, by that time, Man Tingfang had already gained popularity in the United States and had a large number of loyal old customers.

What's more, this is impossible. It can be absolutely said that for a long time to come, no one in the United States will reach the height of Feng Yiping in terms of business achievements.

Not to mention Feng Yiping's layout in other aspects, such as various investments in Comrade Ao Guanhai...

To sum up, Huang Jingping's Man Ting Fang, even in the long run, will always be in a blue ocean, rather than a red ocean where competition is fierce and red can no longer be red.

As the person in charge of such a company, that is, a very successful entrepreneur, Huang Jingping's character will naturally have some changes.

Just considering that she now has to manage so many employees and solve and deal with problems that are not easy, it is naturally impossible for her to be as gentle and gentle as before all the time.

Therefore, Feng Yiping shook his head, thinking that he would reap what he sows, and reap what he sows.

"What's wrong? Is there any trouble?" Huang Jingping asked.

"It's nothing," Feng Yiping kissed her on the head, "Everything is fine,"

What can you do about the hole you dug yourself?

…………

In the Mantingfang room and outside the Yujing Pavilion, Page looked at Feng Yiping seriously, "Brin, do you feel that when you see Feng every once in a while now, he looks more and more mature?"

"There must be too much pressure," Brin patted Feng Yiping on the shoulder, "Man, relax, we trust your judgment,"

"Come on, stop pretending, as if you are not nervous, come in quickly and wait for me to teach you a lesson," Feng Yiping touched his arms a few times.

It's as warm as spring inside, but outside, it's a relatively high point on the seaside. When the breeze blows, it's really a bit chilly.

"Why did you suddenly think of calling us here today?" Page asked.

Feng Yiping did not answer their question. He waved the waiter out and poured them tea himself. "Time flies so fast. In the blink of an eye, I am almost 30."

The two were stunned for a moment, and then they both patted Feng Yiping, "Why are you 30 years old? Are you 27 years old? We are not even 35 yet, okay?"

They are all 7 years older than Feng Yiping. If Feng Yiping is both over 30, aren't they almost 40?

"Haha, there are still a few months," Feng Yiping said with a smile.

These two guys seem to be a little sensitive to age now.

Also, these two diamond kings are now considering marriage, and they are indeed no longer the young men they were a few years ago.

"Seeing that it's already 2007, but the monthly insurance premiums we have to pay are getting higher and higher, Steve Jobs may be a little unsure, so he called me specifically yesterday to ask me about this,"

"Then you might want to be prepared, he must be in a bad mood these past two days," Page said.

"You don't have to say it," Feng Yiping smiled bitterly.

Anyone who is familiar with Jobs knows that before such a major press conference, he is really not generally manic.

Because he doesn't pay much attention to such press conferences and will be picky about all kinds of details, so he will encounter various problems.

"Considering the importance he attaches to this conference and the importance of the products they released this time to Apple, I think we should let him hear the good news before the conference and let him at least put it aside. ,"

Brin looked at him directly again, "You were right again,"

"What?" Feng Yiping was stunned.

It's so hard to talk to these guys, they don't seem to care about the point of what you're saying.

"As soon as such a smartphone is released, Rubin's products will be of great use," Brin said.

"Is this what you are talking about? I just think that PDAs (handheld computers) have developed to the present point. According to Moore's Law, there may be more and more compact similar products in the future. I just didn't expect that this day seems to come. Faster than I expected," Feng Yiping said.

Again, after knowing the correct trend in the future, it is really not difficult to find one or two convincing reasons.

"The development of hardware is indeed beyond our expectations," Page said, "When we first came into contact with computers...,"

"Quick," someone knocked on the door twice, and Wu Qian walked in, "As soon as it's flat, Steve Jobs is here."

"Oh," Feng Yiping had just walked to the door. Jobs, who had become much thinner and wearing sneakers, jeans and a black turtleneck, had already climbed up the rockery.

"Feng," he hurriedly shook hands with Feng Yiping and the others, and walked quickly into the pavilion, "this damn weather!"

Wu Qian gently closed the door from the outside, and Feng Yiping poured Jobs a cup of tea. "I won't ask you about the press conference," he said. "Let me first explain to you what we have encountered with this investment so far. The problem,"

Judging from Jobs' attitude, the preparations for the press conference must not have been smooth.

"Although it's already 2007, and although our insurance premiums are still rising, I can tell you that our investment is still correct, and the situation is developing as we predicted,"

Jobs twirled the tea cup with both hands, as if to warm his hands, "According to previous predictions, this year, there will be many adjustable interest rates..." He was obviously not too familiar with some terms.

“Adjustable rate subprime loans,” Feng Yiping added.

"Yes, that's it. It will take effect this year, that is, the loan interest rate will increase. Then, those guys who were hot-headed and bought a large number of properties in the past two years will not be able to afford such high interest rates, so they will not be able to repay the loan. So Shouldn’t the mortgage securities we are shorting should be falling, and our premiums should also be decreasing? Why are they still rising now?”

"The interest rates for adjustable-rate subprime loans are indeed getting higher and higher. At the same time, because the increase in housing prices is limited, the property valuations in the hands of many investors no longer rise, and banks do not allow them to mortgage their properties anymore,"

This can be said to be an important reason for the crisis next year.

In the United States, a lender can remortgage the house purchased with the loan. At the same time, the collateral (house) can be revalued. If the valuation rises, more money can be loaned...

That is to say, in theory, as long as house prices continue to rise, you can always get money from the bank to repay the loan you borrowed from the bank before, and there will always be no risk of default.

However, when the real estate market reaches its peak and cannot rise, which is now, trouble will come.

"Actually, the number of mortgage loans that are now in default has exceeded our expectations, but as you said, mortgage securities have indeed not fallen. Not only have they not fallen, they have actually risen."

"This is what we told you about, the so-called additional factors,"

ps: There are a lot of troubles this time, so the update time is not fixed, and it will always be quite late. I am very sorry. Starting from this afternoon, it will return to normal, and it will still be the familiar one update in the evening and one update in the early morning. thanks for your support!