The First Thousand and Eighty-Four Chapters First Pit the Rosier Family

Paris, France is the capital of France and the political, economic, cultural and commercial center of France. Paris is divided into 20 districts in total. There is no doubt that the most prosperous is the old central city in the northwest of Paris - the No. eight districts.

The Champs-Élysées Avenue, which crosses from the famous Place de la Concorde to the Arc de Triomphe, is here, as is the French Presidential Palace, the Aixéeille Palace.

Xia Yu's destination and future destination is the central area of ​​France since ancient times.

Before he came, George Berkeley had ordered someone to buy a luxury four-storey villa covering an area of ​​380 square meters for Xia Yu in the eighth district, for which he spent six million francs.

Not only that, Xia Yu also arranged for security personnel to enter in advance to check all possible dangerous factors to ensure his safety in France.

Accompanying Xia Yu to his residence was Leo Martin, the head of the French branch of Bright Fund, a forty-five-year-old Frenchman with more than 20 years of experience in the financial industry. A person with strong ability and a clean background who is recruited in France.

The net also conducted a comprehensive inspection of Leo Martin's growth experience and background, and found no problems.

Therefore, on the way here, Xia Yu revealed his identity to Leo Martin, and Leo Martin respected Xia Yu more and more.

"Boss, this is the information you want!"

After taking a seat at Xia Yu's house, Leo Martin asked one of Xia Yu's bodyguards to help open the box. He pointed to the materials in the box filled with kraft paper bags and said to Xia Yu.

French differs from English in that there is a distinction between titles. In French, "you" is vous and "you" is tu.

Leo Martin, of course, used the honorific title "you" to Xia Yu.

Xia Yu glanced at the pile of materials in the box, and suddenly felt a little overwhelmed.

But he could also imagine that Leo Martin must have put a lot of thought into collecting this information, so he smiled and praised his job well done.

"Leo, you have done a solid job."

"You give me the information about the financial industry and banking industry first, and I will look at the rest later."

After Xia Yu's instructions, Leo Martin immediately found a kraft paper bag from the box, and handed it to Xia Yu with both hands.

After Xia Yu took it, he opened it and browsed quickly.

Although he has a lot of cognition and memory of France in this era in his mind, except for major events, other details are very vague or even absent.

In order to better lay the foundation of his career in France and accomplish the established goals, he needs to have a comprehensive understanding of the current situation in France to avoid mistakes in strategic decision-making.

The French banking system is highly centralized, not as fragmented and diverse as the old Germany next door.

Because of the high concentration, French banks are the most prominent in the world, and the middle class is not as good as other countries.

For example, this year's "The Banker" magazine ranked global banks. Among the top ten banks in the world, France has four exclusive banks, namely the world's No. 1 Agricultural Bank of China, the world's No. 4 National Bank of Paris, and the world's No. 6 Credit Bank of Lyon. And the world's seventh largest Societe Generale.

Among the four banks, the world's No. 1 Agricultural Credit Bank is a semi-official bank, and the other three are state-owned banks with more than 90 percent of the government's shares, none of which are private.

But what about the other six banks in the world's top ten?

Two from the US, two from West Germany, one each from the UK and the island nation, all six are owned by private consortia.

The difference is obvious!

Let's talk about the French banking industry.

According to the current level registration information, there are 377 banks in France, including 138 banks controlled by foreign countries, and the actual number of French domestic banks is 239.

Among the French national banks, there are 39 state-owned banks, but if these banks and banks with more than 50% of the capital controlled by state-owned financial companies or enterprises are counted, the number of banks directly or indirectly controlled by the state will reach 39%. One hundred and twenty-four,

Accounted for more than half of the total number of French national banks!

This ratio is not terrible!

Xia Yu knew very well that the François Mitterrand government was also preparing to further nationalize the banking industry and strengthen the national team's ability to intervene in the economy.

He remembered very clearly that after the nationalization reform of the French banking industry in the previous life, the business windows of state-owned banks would account for more than 90% of the country's total, and the share of deposits in the whole society would be controlled by about 90%. The loan share will also reach about 80%.

Now there are large national banks such as Crédit Agricole Suez Bank, Industrial and Commercial Credit Bank and Credit Bank of France, which are jointly controlled by major consortia and families. These are definitely the goals of François Mitterrand.

In the data, Xia Yu also knew the reason why the François Mitterrand government planned to nationalize the bank, mainly for French state-owned enterprises.

Under the blow of the economic crisis, the self-owned capital of French enterprises continued to decline, from 66.7% in 1978 to 48% in 1982. The self-owned capital of large state-owned enterprises was even more deficient. At 36.7 percent, the company was in debt.

In François Mitterrand's plan, he was to make state enterprises play the role of "locomotives" in terms of production investment. Therefore, a large amount of capital is needed for investment support policy implementation.

In order to reduce costs and promote reforms better, of course, the government must mobilize the funds of the whole society as much as possible.

The nationalization reform of the banking industry is a general trend led by the François Mitterrand government, and no one can stop it before it shows substantial social harm.

However, the general trend cannot be changed, and the small trend can definitely be intervened by human beings!

Xia Yu is preparing to use these small situations to achieve his goals!

The information on the banking industry is not only this, but also includes the equity information of many banks, and it takes a long time to read it.

Realizing that it might be too late today, Xia Yu encouraged Leo Martin and sent him away.

For the next few days, Xia Yu didn't go anywhere, just stayed at home and pored over materials.

After finishing all the data, the current situation in France clearly appeared in his mind.

Xia Yu combined the memories of later generations, and the inspirations in his mind emerged one after another.

He already knew where to start, thus establishing his roots in France.

But before that, he has to work on the most important things first!

Let's go to the Rohir family first!

After the decision, Xia Yu called Leo Martin to his house, and then asked him to come forward and send an invitation letter to François Mitterrand.

After learning that Xia Yu had come to Paris, Francois Mitterrand was surprised and readily agreed to meet Xia Yu in secret.

One night, Xia Yu came to François Mitterrand's house in a low-key manner...

PS: Don’t dislike being short, today’s main energy is still sorting out the materials and outlines of France. During this period, I encountered useful materials such as Germany, the United States, and island countries. I also collected them by the way. I’m still preparing for the later, and I want to write a book with a brain. really hard