Chapter 1109 Accidental Fall Into Water (7200) I Will Accompany the Child First

Cao Shujie came out of his house holding his son in one hand and holding a parasol in the other, and walked towards the park.

He met many fellow villagers on the way, including Cao Jianlong.

Seeing Cao Jianlong running out of breath, Cao Shujie stopped on the spot: "Uncle Long, do you have something to ask me? Just call me."

Seeing Cao Shujie stop, Cao Jianlong opened his mouth and took a few deep breaths. The sweat on his forehead flowed down his cheeks. He said to Cao Shujie: "It's about selling cattle at the breeding farm."

"Hey, what's the matter, Uncle Long, you can call me in advance and we can go to the office to talk." Cao Shujie said.

Cao Jianlong shook his head: "I just saw you just now. It's not clear on the phone. It's better to talk in person."

Cao Shujie was not in a hurry. He held his son and waited slowly, and asked Cao Yirui to call him grandpa.

"Hey, Ruirui." Cao Jianlong responded.

Cao Jianlong reached out his hand and wanted to hug him, but the little guy didn't give him face and held Cao Shujie's neck tightly with both hands.

Not only that, Cao Yirui kept shouting, "Dad, let's go to the park to row a boat."

When Cao Jianlong heard Cao Yirui say that he wanted to go to the park to row a boat, he also said, "Let's go, let's go to the park, and I'll follow you to get a boat."

"Haha, Uncle Long, let's go." Cao Shujie was worrying about which one to take care of first, but he didn't expect his son's suggestion to solve the problem perfectly.

They came to the park together. There were still many people in the park at this time. Perhaps because of the hot weather, there were also many people rowing in the artificial lake.

Cao Shujie didn't go to line up. He asked Cao Guijuan to open the cute electric boat for him. After putting on a life jacket, he held his son Cao Yirui and sat on the boat with Cao Jianlong one after another, and then drove the electric boat towards the center of the lake.

A gust of wind blew, and the water in the lake rippled. The water vapor brought a cool breeze, which made people feel particularly comfortable in the period just entering the hot summer.

Cao Jianlong continued to tell Cao Shujie about Zhongcheng Breeding Cooperative.

In December 2015, Zhongcheng Breeding Cooperative borrowed 60 million yuan to buy 2,000 cows. The remaining money was used to build a special cow farm, and a part of the cash was retained as the working capital of Zhongcheng Breeding Cooperative.

After selling the 8,000 beef cattle purchased in November 2015 in 2016, the money was not distributed as dividends in 2016, but another 4,000 cows were purchased, two new cow farms were built, and 8,000 calves were purchased in the same year for continued feeding.

At the same time, of the 2,000 pregnant cows purchased at the end of 2015, a total of 1,796 calves survived in the two months at the end of 2016. Although all aspects met the highest standards, the survival rate was only 89.8%, which is much higher than the average survival rate of 80% for calves produced by cow farms.

Despite this, more than 200 calves died prematurely during pregnancy or childbirth.

Cao Shujie knew this problem. The survival rate of calves in the farm he built was only slightly higher than that of Zhongcheng Breeding Cooperative.

"Shujie, after we sell the beef cattle this year, will we continue to buy cows or share the dividends?" Cao Jianlong asked him.

So far, the number of cows raised under the name of Zhongcheng Breeding Cooperative has reached 6,000. Cao Shujie thinks this number is enough. If there are more, it will be too bloated. The cost of raising cows is not low. The newborn calves have always reached the standard of beef cattle, and the cost of raising them during this period is not low.

Moreover, the breeding cycle is one and a half to two years.

Considering these two aspects, continuing to increase the number of cows may even become a burden for the planting and breeding cooperative.

In this regard, Cao Shujie was not blindly arrogant, but had a very clear understanding. He said to Cao Jianlong: "Uncle Long, we will distribute dividends normally this year."

"Okay, I will prepare in advance and notify everyone to complete the cost accounting, and we will share the remaining profits."

Zhongcheng Breeding Cooperative did not distribute dividends for two consecutive years from 2015 to 2016, but everyone was not in a hurry. They were full of hope for the future of Zhongcheng Breeding Cooperative.

Because everyone took turns to work in Zhongcheng Breeding Cooperative, everyone knew the situation in the farm clearly, and they also knew where the money was spent.

Not to mention that there was no dividend for two years, even if there was no dividend this year, everyone had no complaints.

In their minds, everything that Zhongcheng Breeding Cooperative is doing now is to lay the foundation for getting more dividends in the future.

From this perspective, the people who hold shares in Zhongcheng Breeding Cooperative are really not in a hurry.

Even many people want to use this money to continue to expand the scale, roll it up, and continue to make this snowball bigger.

Everyone has a calculation in mind. They think that the larger the scale of Zhongcheng Breeding Cooperative is, the more calves will be raised, and the more profits they can get from selling beef cattle in the future.

Hearing Cao Shujie talking about this year's dividends, Cao Jianlong was a little disappointed and happy, and his heart was very conflicted.

But overall, Cao Jianlong will resolutely implement the plan mentioned by Cao Shujie, and he will not have any objections in this regard.

"Shujie, there is one more thing." Cao Jianlong told Cao Shujie another thing.

In November 2015, in order to buy cows and build a special cow breeding farm, Cao Shujie contacted the Pingyuan County Branch of Yiling Rural Commercial Bank to borrow 60 million yuan. Because of the old relationship and the agricultural loan, the loan interest was very low at that time, only 3% for a two-year period, and the total interest for two years was 3.6 million yuan.

Cao Jianlong meant that since Zhongcheng Breeding Cooperative still had a large amount of money left after selling the calves, whether this money had been distributed as dividends last year, whether to consider paying off the loan in advance.

After all, hundreds of thousands of yuan in interest every month is also a lot of money in Cao Jianlong's view.

Cao Shujie almost forgot about this. He was still coordinating this matter with Ma Changrong, the credit manager who had just been transferred from Qingshi Town to Pingyuan County.

Now it is May, and according to the loan period at that time, there are still 6 months of repayment time left.

According to the normal repayment cycle, 900,000 yuan of interest needs to be paid in these 6 months.

If they want to pay off the remaining loan in advance, according to the contract signed at the beginning, Zhongcheng Breeding Cooperative must pay a penalty of 0.5% of the early repayment.

For Zhongcheng Breeding Cooperative, this amount of money is not much compared to the interest of 900,000 yuan for 6 months.

After Cao Shujie analyzed the data for him, he asked Cao Jianlong: "Uncle Long, if the one-time payment is 15 million, Zhongcheng Breeding Cooperative will be very passive in the future."

Cao Jianlong also understands this truth, but he is different from Cao Shujie. In his opinion, if they can pay off this loan in advance, they can save hundreds of thousands of interest. He thinks that if conditions permit, they can save as much as possible.

The key is that the 15 million funds are placed in the public account of Zhongcheng Breeding Cooperative, and they can't generate any income except the meager interest generated by the current deposit.

Cao Jianlong discussed privately with the village party secretaries and village directors of Zhujiazhuang and Taodong Village. They all agreed that since Zhongcheng Breeding Cooperative had this money in its account, it would not have much impact on the follow-up after paying off the loan, so it would be better to pay it off in advance.

They are all members of Zhongcheng Breeding Cooperative, and they are not at ease with the 15 million yuan loan on their shoulders.

Seeing the expression on Cao Jianlong's face, Cao Shujie also guessed something. He said to Cao Jianlong: "Uncle Long, starting from this year, Zhongcheng Breeding Cooperative will take out 70% of the profit dividends every year, and the remaining 30% will continue to be invested in the expansion of Zhongcheng Breeding Cooperative and the improvement of breeding farms."

Hearing Cao Shujie's proposal, Cao Jianlong was also very happy. He felt that this would take both ends into consideration, everyone could get money, and the foundation of Zhongcheng Breeding Cooperative would continue to increase with the increase in profits.

And when this profit continues to be invested in the Zhongcheng Breeding Cooperative to expand its scale, the benefits they can share in the future will only be higher. In this way, a positive cycle will be formed. Cao Jianlong believes that if this plan is announced, everyone will agree unconditionally.

Cao Yirui listened to his father and the grandfather next to him chatting all the time, and he didn't play with him. The little guy was a little unhappy.

He raised his hand and scratched Cao Shujie's chin.

Although he is small, his nails are very sharp. He scratched Cao Shujie's chin and made several bloody marks.

Cao Shujie was not prepared at all. He reacted when he felt the pain in his chin. He subconsciously raised his hand to fight back, but when he saw his son's innocent eyes and his little arms, Cao Shujie stopped his fist from hitting him.

But he still glared at his son, but the little guy didn't buy it at all, and laughed.

Cao Jianlong saw the scratches on Cao Shujie's chin, and he subconsciously looked at Cao Yirui, thinking that this kid was quite brave.

There are not many people in Caojiazhuang who dare to treat Cao Shujie like this, and this kid is one of them.

"Dad, let's go." Cao Yirui didn't know that he was almost beaten just now. When his father glared at him, Cao Yirui pointed to the front and asked his father to drive the electric boat over.

Cao Shujie really couldn't fight with his son. Rubbing his burning chin, Cao Shujie drove the boat forward and continued to discuss things with Cao Jianlong.

From time to time, laughter from other people came from the artificial lake. Everyone was boating in the lake, and some people scooped up a handful of water by the side of the boat and splashed it directly on their companions in the same boat.

This was more like a signal, which immediately caused a water station.

People in other boats saw that they could play like this, and a few like-minded people also joined the battle.

For a while, this place seemed particularly lively.

When Cao Yirui saw this scene, his eyes also lit up, but he was too young to play at all.

He turned back and shouted for his father to splash water, but Cao Shujie really didn't like this game.

He continued to drive the electric boat out of the water station area, and was thinking about telling the staff to pay attention to the safety of the people here.

But before Cao Shujie could tell the staff, two tourists on one of the boats flipped into the water because they were having too much fun.

This scene caught many people off guard.

Others on the same boat shouted for help, and people from several nearby boats also came over to rescue the two people.

Fortunately, they were all wearing life jackets and there were lifebuoys on the boat. Although the two people who fell into the water were in a mess, they were not in danger of life.

After some trouble, the two people who fell into the water were rescued.

But after this accident, the rest of the people were honest.

The boats that were originally gathered together all dispersed, and many people began to sail to the shore.

Cao Shujie was speechless when he saw this scene. (End of this chapter)