Chapter 789: One Thousand Profits

New year and new atmosphere.

After the New Year's Day holiday, Qin Feng took the project with him and started visiting major banks the next day.

Naturally, we cannot approach local banks for this matter. It's useless to look for it. Qin Feng could only go to the head office.

Fortunately, all head offices are in the capital. Moreover, Qin Feng is somewhat of a celebrity.

Therefore, it was relatively easy to meet the president of a certain bank with the title of "The First Bank in the Universe".

"Qin Feng, how do you want me to call you? Professor Qin, President Qin, Mr. Qin, or classmate Qin." President Shen asked with a smile.

"Mr. Qin!" Qin Feng smiled.

The different names also represent the different identities of those who came this time.

"I wonder if Mr. Qin will take care of you when you come here this time?" President Shen asked curiously.

If he wanted a loan, Qin Feng didn't need to come to him. He is not responsible for this kind of thing. This can be solved by local banks. Especially Qin Feng's request for funds is very easy. After all, as long as Qin Feng has a project, coupled with his current reputation and social status, it will be easy for him to get a loan.

Of course, this person is also dangerous. On the cusp of the storm.

Governor Shen naturally knows this very well.

Qin Feng wisely donated the cable modem. However, it also offended a group of people. There are mountains between these two groups.

Originally it had nothing to do with Qin Feng. However, Qin Feng happens to have something that both parties need. If he gives it to either party, he will offend the other party. If you don't give it, both parties will be offended.

If Qin Feng hadn't given up early, and he was indeed famous enough, he would be the youngest piano master, plus the status bonus of being the top scorer, and an investor in a private enterprise car.

In addition, Qin Feng has been doing charity and built the Hope School, which has received praise from the society.

If it weren't for these auras, Qin Feng would have been doomed long ago.

He came to see me, what's the matter?

"President Shen, you also know that the domestic network is developing rapidly, and the future is the era of the Internet!" Qin Feng said.

Governor Shen nodded.

"The biggest advantage of the Internet is that it saves labor costs and can be anywhere in the world. As for banks, have you ever thought about opening Internet services?" Qin Feng asked.

"Mr. Qin, please explain in detail!" President Shen's eyes lit up slightly.

He naturally considered this. Just how to do it, whether there are risks, and whether there will be hacking incidents, etc., are what banks have always considered.

For computers, especially the Internet, banks are currently very cautious. This requires multiple arguments before a decision and judgment can be made.

"With the Internet, we no longer need to go to the bank counter to check accounts. We can check personal bank information at home. Not only that, but we can also make online bank transfers. That is more convenient! This greatly saves time for consumers. , and for banks, it can also save a lot of manpower and material resources. Moreover, it is more efficient!" Qin Feng said.

"This is indeed convenient. But what about security? How can individuals ensure the security of their accounts?" President Shen asked with concern.

This has always been considered by banks. If consumers' money is easily transferred away, it will cause chaos. Although banks have many clauses to exempt them from liability, it would be troublesome if many customers' money is transferred.

"It's very simple. Directly use a key card similar to a physical lock to connect to the computer. When transferring money, the physical key card must be connected to confirm. That's no problem!" Qin Feng smiled, "This way the consumer Transfer money online, check your account, and you won’t have any problems anymore.”

Governor Shen was thoughtful.

"This kind of physical key card is like an electronic shield to protect against criminals. Moreover, each electronic shield has a unique serial number and is bound to the ID card. That way, there will be no problems. The physical key card, Plus the personal login password and payment password. If this is stolen, I can only say that this person must have been kidnapped. Otherwise,

It can't be stolen! "Qin Feng said.

Governor Shen smiled.

"It is indeed very feasible. So, Mr. Qin, you are not here just to persuade us to open an electronic account for our bank, right?" President Shen asked curiously.

"Of course! What I hope is that your bank can open e-banking as soon as possible to facilitate consumers to do electronic shopping. Because our company is preparing to launch online shopping services." Qin Feng said, "And this requires the support of the bank!"

Governor Shen nodded.

"E-shopping, this sounds very interesting. But if our bank wants to implement it, it will take time. Moreover, I think this is still not a man like Mr. Qin who would come to me specifically to find me when he is still alive. Reason!" President Shen was still full of curiosity.

If he can achieve his position, he is certainly not an ordinary person. Just these two points, in fact, there is no need for Qin Feng to come in person. He can entrust any person and submit a project application within the bank.

It is too easy for Qin Feng to find this kind of person. Especially this kind of thing, this is what the bank wants to do. Banks will also pay attention to this project application. This does not require Qin Feng to come at all.

So, this is still not the point.

"Online shopping requires a fund guarantor. Our company can bear the responsibility, but our company alone cannot reassure all consumers. Therefore, I hope that major banks will join in." Qin Feng said.

"Fund guarantor?" President Shen frowned slightly. This kind of thing is not something that can be agreed to casually. It has a huge bearing on it.

"This is a plan for our third-party trading platform. President Shen can take a look!" Qin Feng handed the plan he prepared to President Shen.

President Shen took it and read it carefully.

This business plan is very simple. It just briefly explains the structure and future prospects of this third-party payment platform.

As for detailed operations and other aspects, there is no mention. Obviously, Qin Feng had reservations. But just what was described above made Mr. Shen very surprised.

Because, Qin Feng elaborated on a guarantee platform that may include trillions of funds in the future. These funds are completely interest-free for periods ranging from one week to half a month.

With such a huge flow of funds, and it is completely interest-free, you can imagine how many benefits there are.

Then, Qin Feng was willing to give up his equity. Moreover, the equity will be transferred for free, as long as the major banks endorse it.

In other words, this third-party trading platform is provided by major banks and Qin Feng at the same time to provide financial guarantees for online shopping consumers. If there is any problem with the funds, they will pay the compensation.

In fact, according to the plan, the funds are all in this platform and can never disappear.

In other words, they can earn such a large amount of money out of thin air, with about 7-15 days of free interest.

This is, a huge profit.

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