Chapter 2025 The All-Pervasive C~I~A

Of course, if we relied solely on the British natives, the supply shortage situation mentioned before would probably not happen. The strict land use conditions would be enough to meet the housing needs of the locals.

But in fact. The UK now maintains an average of 230,000 new housing units per year. This is not just for its indigenous people. The UK, which has been rich and stable for a long time, is attracting tens of thousands of immigrants from all over the world to look for opportunities every year. These houses are For new immigrants and long-term residents who are new here.

The population of the United Kingdom has increased from more than 50 million to more than 60 million in the past ten years. Coupled with the relationship with the European Union, residents of member states can work and live in other member states at will. As one of the member states, the United Kingdom, due to its relatively strong economic Stability and the influx of EU immigrants from economically struggling European countries in recent years in search of work have increased demand for housing in the UK.

Of course, this situation may slow down with Brexit, but as I said before, this will not prevent the London housing market from continuing to rise.

Because large investors will use their massive funds to support the real estate market in London and even the entire UK.

The needs of investors are much greater than those of new immigrants, because investors have money and can use leverage!

And using leverage in the UK property market is perhaps the least risky place in the world.

How to use small leverage to control large amounts and increase the return on investment. There is a very important condition - the return on investment projects must be higher than the cost of borrowing. Otherwise, using borrowed money to invest is just a loss-making behavior for working for a bank.

An attractive aspect of investing in British real estate is that the return on real estate investment is higher than bank interest rates. Especially in recent years, interest rates have been extremely low, which is very conducive to investors expanding the returns on real estate investment in the UK.

During the financial tsunami, the Bank of England lowered the interest rate from the previous high of 5.75% to the historical low of 0.5%, and maintained it at this level for 7 years. The reduction in interest rates also reduced the cost of borrowing from banks to buy properties.

At present, the cost of borrowing money to buy a house in the UK is generally around 4%, but you can always find properties with a return rate of more than 6%.

In other words, if you borrow money from the bank to invest in buying a property to collect rent, the owner can enjoy an interest rate difference of more than 2%.

Some people may worry that if interest rates rise sharply in the future and borrowing costs rise to such an extent that the interest rate difference is eliminated or even higher than the return on property, properties will become a heavy burden.

But given the current financial situation of the British government, there is no need to worry too much about this situation.

During the financial tsunami,

In addition to the Bank of England slashing interest rates to rescue the market, the British government also borrowed heavily at the same time to inject funds into the market and save several major banks facing bankruptcy. The debt of the British government increased significantly, accounting for more than 80% of GDP.

If the Bank of England starts to raise interest rates at this time, the British government's borrowing costs will rise and there will be a serious fiscal deficit, which is a situation that the government is extremely unwilling to see.

Therefore, the British government is working hard to control spending and hope to reduce debt. Only in this way can the UK be able to withstand the deficit caused by rising interest rates.

However, cutting expenditures cannot be achieved overnight and requires long-term efforts. Before that, any rise in interest rates will delay this time.

Therefore, in the short to medium term, the UK will maintain a low interest rate environment, and even if interest rates rise, it will be very moderate, allowing investment in real estate to continue to collect interest rate differentials.

There are countless smart people and fools in the world who know that now is a good time to invest in the UK. Not to mention private investors, the Hong Kong Monetary Authority can’t help but rush in.

In the past few years, the Hong Kong Monetary Authority mobilized US$500 million from the Exchange Fund to invest in the London real estate market, and joined forces with the British local snakes to jointly develop and hold the West Hanover Square project in London through a joint venture with each party holding 50% of the equity. Located at the future Bond Street station of Crossrail, three high-end new buildings will be built in the future.

With the Hong Kong Monetary Authority taking the lead, private capital will naturally follow suit. Near Hanover Square, a Hong Kong tycoon spent 2 billion to acquire three commercial properties on Oxford Street in London. In the past few years, both the Hong Kong Monetary Authority and private capital have followed suit. Rich people have made a lot of money and can leave calmly. If they are more ambitious, they can continue to hold it.

With so many gems ahead of him, Yang Cheng had no reason to let go of this good financial project.

There are a large number of students studying in the UK every year, so the rental situation of local properties in the UK is very ideal. The return on residential properties is generally about 5% or more, which is a good return.

When adjusted for inflation, the real price of many residential properties in England and Wales is even lower than 10 years ago!

Since the financial crisis in 2008, the real increase in residential prices has been mainly limited to London and other eastern and southern regions of the UK. Of course, compared with the housing prices in country Z, London has not even seen it, that is cabbage!

Once you buy a house, you can rent it out and cash it out. When the time is right, or when you are in urgent need of money, it is easy to sell it.

Huge capital will easily take over your offer, so you don’t have to worry about losing the house and not being able to sell it!

So Yang Cheng thought it through completely and clung to the London real estate market. He didn't even look at the stock market or precious metals and just bought a house!

He plans to spend 200 million to 300 million pounds to acquire properties in core areas and apartments in school districts. These are places that he will never worry about selling. For ordinary people, the houses here are sky-high prices, but for Yang Cheng , throwing down several hundred million pounds, how can it set off a big wave!

After taking a series of economics classes, Yang Cheng met C~I~A’s boss in the UK, Jeff, a Texas redneck with the air of an old British gentleman.

This may sound contradictory at first, but it is not the case. The gentlemanly aura is his disguise, and the red neck is his inner gene.

Being in the UK, he naturally has to pretend to be British. Although with his position, the intelligence agencies around the world may know that his identity has been exposed long ago, but sometimes the show has to be acted, and this It's a matter of face.

Yang Tianbao deserves 80 million for one sentence, so you have to act in person to get it, right? Even if he acts like a dead person.

But there is one thing to say, the part where I played the mistress in the building was absolutely wonderful, and it was a bit like acting in person.

Going a step further, let’s talk about the red neck in a suit.

When they first met and shook hands, Yang Cheng thought it was a pity that this guy didn't go to film The Expendables with Stallone. With those exploding muscles, protein powder was definitely worth the pound, and even one or two ounces less would not have achieved this effect.

Of course, Zhuang was useless, and Yang Cheng was not prepared to challenge him in a duel.

"Sit down, Jeff, what would you like to drink?" Yang Cheng asked the other party to sit down.

Jeff acted very casually, not like he was here to 'surrender'.

"Let's have a cup of black tea. After living in the UK for so many years, the only thing I like about this country is black tea~"

"Don't you like football?" Yang Cheng just said casually.

Who would have thought that Jeff thought seriously for a few seconds and said disdainfully, "I don't like sissy sports, but American football is more suitable for me~"

Yang Cheng almost choked to death on his own spit. Damn, is this guy still a sports fan?

As expected of a spy boss, he has a great personality!

"Okay, let's talk about something nutritious. Your men are drinking coffee in the basement. Do you want to go down and see him?" Yang Cheng asked proactively. He wanted to tell the other person that your men are alive and well.

Jeff waved his hand casually, "No, let him drink slowly~"

Yang Cheng smiled, "Let's talk, now we are face to face, if you have any conditions, just come forward~"

"Mr. Yang, in fact, we paid attention to you from the first day you arrived in the UK, but at that time, we did not conduct an in-depth investigation and just made some file records as usual.

But I didn't expect that you would develop a close relationship with Prince William so quickly, and even further interfere in the British political situation. This forced us to spend time and energy tracking and recording your affairs. "

Yang Cheng frowned. He knew what his problem was. He was ambushing chess pieces in the British political arena, competing with Big Lao Wang and the national team for overseas projects. It was actually the same nature, and it was a bit over the line.

Of course, the difference is that Big Laowang quickly suffered a backlash, while Yang Cheng benefited from the solid foundation he had laid in the United States in the past two years, which made C~I~A dare not blatantly investigate him, which allowed him to I never realized that I almost fell into the abyss.

After figuring out the problem, Yang Cheng's back was wet with cold sweat.

As the saying goes, people must learn to be afraid while living in this world, otherwise death is really not far away.

Yang Cheng still knows how to be afraid, which proves that he is not hopeless.

Subconsciously, he reached for a cigarette, but ended up emptying it. Old Carson knew Yang Cheng well. When he saw his actions, he immediately took out half a box of Lucky Strike cigarettes from his pocket and pulled out one like Doraemon. Pass it to Yang Cheng.

Yang Cheng thanked him with his eyes, lit his head with fire, and after taking a few puffs, he slowly calmed down and asked, "Then what? Why did you suddenly kill Recosta? Did you give me a warning?"

Jeff's fingers moved unconsciously, obviously being aroused by Yang Cheng's craving for cigarettes. He gestured awkwardly, "Can you give me one?"

Yang Cheng was stunned for a moment and motioned to Old Carson to give him one.

The two of them smoked for a while, and Jeff said calmly, "Some people in the country feel that you have been out of control recently, and I hope to teach you a lesson."

Yang Cheng couldn't help but frown, couldn't he control it? Who would use such words to themselves?

Could it be?

Before he could speak, Jeff just looked at his expression and confirmed what he was thinking, "Yes, it's the answer you thought. Let me give you a suggestion. Didn't you pick up Princess Moza at Ritz London?" A big deal?

Send it out~"

Yang Cheng broke into a cold sweat again, fuck, C~I~A is so pervasive, they can all hear the news in Princess Moza's room, it's a bit scary.

You must know that given Princess Moza's status, she must receive the highest level of protection from the Qatari military and intelligence agencies when she travels. Yet she was infiltrated by C~I~A people and overheard the conversation. It's horrifying to think about it!

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