Chapter 401 Raising Funds to Build a House (Part 2) (3rd Update!)

"As educated youth return to their hometowns, the housing in the city suddenly becomes tense, so now many cities with a large number of returned educated youths begin to have a kind of idea, that is, the unit raises funds to build houses." Tian Chengping explained "That is to say, the unit will provide the land, the state will issue a tax exemption policy, and then the employees of the unit will pay for the building of the house. If the employees of the unit do not have enough money, the unit will make up for it, but the real estate certificate cannot write 100% property rights. Only part of it can be written, and the other part is on the unit’s side.”

"Building a house? Then where do we have so much money?" Li Danmin stuck out her tongue, "Why don't we pay one-fifth and the rest of the regiment help? Anyway, property rights don't matter, as long as we have housing The place will do!"

"If we have this money, why do we need you to raise funds?" Gao Hong said dumbfounded: "We did some calculations, and if we repaired according to the previous Tongzilou, a 40-square-meter house would cost around 3,000 yuan. If you build 200 houses, it will be 600,000. If you go to the group for alms, you can get 100,000 at most, and add up our old background, the total will not exceed 200,000. If you want a house, then you Just get two-thirds, at least!"

Two-thirds is 2000 yuan.

Now, the average salary of the Jiangnan Kunqu Opera Troupe is only about 50 yuan, and it takes 40 months without food or drink, which means it takes more than three years to get a house.

Li Danmin made some calculations, and felt sad, "I have to save for at least three years! I have to eat and buy things in the middle!"

Ge Dexin's face twitched, and his tone was very calm, "Xiao Dan, why did you put the burden on yourself? Don't you all have parents, relatives and friends who can support you? Think about it, Wouldn’t it be good to borrow their money first, and then pay them back slowly after you buy the house and have your own home? If you miss this opportunity because you don’t have money, I don’t know how long it will take There is such a chance!"

Li Danmin's eyes lit up, and he nodded again and again, the director's words are really good!

That's the reason!

I want to borrow money to buy a house too!

But Zhang Fangqin next to him couldn't help it, coughed lightly and said, "However, there are not many people in our group with good family conditions. Most of them are children from the countryside. How can the family provide financial support? Really It's a pity...if they don't raise enough money, and only a few dozen can afford to buy, we don't know whether we should repair this house! Those who have no money, look so sad, it is not conducive to unity!"

Li Danmin became a little fancier, but immediately became a little stunned, these are the affairs of the leaders, why do you tell me this?

Before she could figure it out, Tian Chengping answered, "Manager Wei, you are from Xiangjiang, and you are the person in charge of a big company. I heard that you gave the Shanghai Animation Film Studio Foreign employees, after conversion, the monthly bonus alone is more than 7,000 RMB, and they can receive 100,000 RMB a year?"

Wei Xiaofan's heart skipped a beat, and he nodded his head and said, "Basically, they work very hard, and the company has a bright future, so we should naturally cherish talents."

"Xiangjiang earns money differently from ours. You must be much richer than us. I wonder if you can lend us a sum of money so that we can repair these houses?" Gao Hong couldn't bear it. I couldn't help it, and because she was a woman, it was easier to talk, so I said directly: "Xiao Dan is from our troupe, and the Jiangnan Kunqu Opera Troupe is her natal family. If you can lend us money to repair this house, The brothers and sisters here will definitely be very grateful to you!"

"ah!?"

Li Danmin didn't expect the regiment leader to say that, and was stunned for a moment.

The regiment raised funds to build a house, how could it be possible to ask Brother Fan for a loan?

How much does it cost?

Wei Xiaofan was not surprised, since he mentioned raising funds to build a house just now, he thought that maybe they would do this.

But Wei Xiaofan won't be angry either, he also considered this issue before.

Wei Xiaofan, who has lived in Xiangjiang for so many years, of course knows the importance of a house to ordinary people.

Especially the people in these cities.

There is no rural homestead, and the housing problem is very troublesome.

Moreover, there are no real estate developers building commercial housing in the Mainland, which adds to the difficulty for people to live in new housing.

He also thought about how to deal with the housing problem if he wanted to settle down in Lin'an.

It's definitely impossible to stay in a hotel. They have a family and a business, so they should have their own home. What's the point of a couple staying in a hotel?

But now there is no suitable house for sale in Lin'an, even if ordinary people have a house, they would not dare to sell it to you—where would they live if they sold it?

Even if someone is willing to sell, it may not be suitable.

So this question still troubled Wei Xiaofan a little.

Therefore, upon hearing the idea of ​​borrowing money, Wei Xiaofan pondered a bit more.

"Leaders, how are you going to borrow money? What kind of mortgage? How will the interest be calculated? What protection do I have?" While thinking, Wei Xiaofan opened his mouth and asked.

Several people listened to each other and peeped at each other.

They want to borrow money, but what the hell is this collateral?

I am a unit of a country, can I still run away?

As for the interest... They really haven't thought about it carefully, they just want to borrow money.

This is the thinking of people in this era. They have just entered a new era, but many aspects of their thinking have not kept up.

Even Li Danmin couldn't help tugging on his boyfriend's clothes lightly, thinking that he was a little rash to say so.

If you want to borrow money, you can borrow money. How can you still talk about the conflict of Chi Guoguo's interests?

Tian Chengping is more knowledgeable, and he asked, "If we want to borrow 200,000 yuan, what do you think, Mr. Wei? What do we need to do?"

Wei Xiaofan said: "If you are talking about business, you need to provide at least 400,000 yuan worth of guarantees, so as to ensure that I can get guarantees to protect my rights and interests when the money cannot be collected. And if you borrow money In terms of interest, the average half-year loan interest of the National Bank and Credit Union is about 5%. If the loan is for three years, it has to be increased to about 8%. That is to say, you have to give me 16,000 yuan in interest for one year, and three years It will be 48,000, and it will be 80,000 in five years. If there is no way to pay back the money, then I will use the collateral to offset the debt.”

The few people present were not financial personnel at all. When they heard that if they borrowed 200,000 yuan, the annual interest would be 16,000 yuan, and their hearts tightened.

Everyone's average salary is 50 yuan a month. Jiangnan Kunqu Opera Troupe has more than 300 employees and actors in total. Basically, one month's salary of all employees is enough for a year's interest.

Where did they get so much interest money?

Don't say it's interest money, it's collateral, what do they have?

Have you mortgaged your office building?

The faces of several people suddenly became a little depressed.

Gao Hong winked at Li Danmin, hoping that Li Danmin could say a few words, but Li Danmin didn't say a word.

She is not a fool, can she open her mouth for such a huge sum of 200,000 yuan?

She is going to marry Wei Xiaofan, but she can say a few things, such as interest exemption or something, but now they are just friends, what can they say? If he decides for Wei Xiaofan, then he really doesn't know what is good or bad!

Seeing Li Danmin bowed his head and didn't say a word, Wei Xiaofan nodded in his heart. Not everyone likes the silly elder sister. My daughter-in-law should be able to protect her own interests. How can a stupid woman who is more important than her family be able to make a man love her deeply?

However, he had other plans.

"Of course, if you don't have the conditions mentioned above, it's not impossible for us to discuss." Wei Xiaofan smiled.

"How to say?" Tian Chengping was the first to cheer up.

"You don't have money, but you have land, which can be exchanged." Wei Xiaofan said, "Is your land only enough to build 200 houses?"

"more than!"

Tian Chengping, who knows best, said: "We have about 50 acres of open space on Pinghai Road next to the West Lake. We have built a lot of rockeries, simple pavilions, etc. before, which are our outdoor training grounds. We talked to the government. The State, Land, and Departments have already talked about it, and it can be used to build houses. Even if the repair is a little looser, it can completely build 20 tube buildings. But the problem is that it is useless for us to build so many! No one will buy it!"

"Why do we have to build a tube building?" Wei Xiaofan asked, "Can we build a five-six-story building with two households on one ladder, each household is about 60 square meters, and the kitchen and bathroom are privately owned by each household. Wouldn't it be more likable?"

"No, no, how much will this cost? At least it will increase to 5,000 a house, how can they afford it?" Zhang Fangqin was the first to deny such an idea.

Wei Xiaofan looked at the people around him and found that they were shaking their heads, so he nodded and said, "In that case, let's build Tongzilou! However, I hope you can take the remaining land of about 10 mu, that's right." On the side of the West Lake, let me build two villas and small bungalows. And I can guarantee that I can get the real estate certificate for me."

"10 acres!?"

"Villa bungalow!?"

Lin'an is also a place of enlightenment. In the 1920s and 1930s, many foreigners built villas and small houses here. Of course they knew what it was.

But this public land is not suitable for private villas and bungalows, right?

"This... Manager Wei, are you going to live by yourself?" Ge Dexin asked with a dry smile.

"Give one set to me, and one set to our chairman." Wei Xiaofan said, "Isn't our place close to the West Lake? There are beautiful mountains and rivers here, I think he will like it."

Chairman?

Isn't that the legendary Yin Jun who also came from the mainland and is now a billionaire in Xiangjiang?

That young man known as the smartest genius Xiangjiang has ever seen?

Thinking back to the information they had inquired, everyone was excited, but also a little apprehensive.

If Yin Jun is allowed to live here, everyone can meet him in the future, and maybe we can get a lot of benefits from him!

Look at how generous he is to Shanghai Animation Film Studio, he is a generous person!

"We have no way to decide this issue by ourselves. We have to discuss it with the superior department." Zhang Fangqin murmured, "After all, compatriots from Xiangjiang came to our Lin'an to build a house. Can't call the shots."

"Well, we should discuss it carefully." Wei Xiaofan said, "As long as you agree, I can provide you with 400,000 yuan of funds. It is not a loan to you, but it is used as the house payment for the purchase of these two small villas. How you use it is up to you.”

"400000!!?"

Gao Hong immediately soared a high note!

If there are 400,000, let alone 200 sets, they dare to build 300 sets!

Each set of 3000 is calculated, and 300 sets are 900,000.

Subtracting Wei Xiaofan's purchase price of 400,000 yuan and the 200,000 yuan he prepared, the cost is only 300,000 yuan, so the set is only 1,000 yuan!

Which employee is not willing to buy a house for 1,000 yuan?

Definitely buy it with a loan!

Not only that, they can also rely on the big killer of the house to directly poach the corners of Kunqu Opera Troupes, Yue Opera Troupes, and Dance Troupes in other counties and cities!

I have a house for talents here, or a house in a city like Lin'an, why don't they come here eagerly?

The eyes of several regiment leaders suddenly shone with light!

This matter must be worked hard to get it down!

Even if you are sitting in the government building and crying, you still have to get things done with a stern face!

...

"Brother Fan, is it too exaggerated for you to sponsor 400,000 yuan to our Kunqu Opera Troupe just for two villas?" On the way home, Li Danmin couldn't help asking.

"It's not an exaggeration at all, 200,000 yuan is a bargain!" Wei Xiaofan laughed, "Min'er, I told Xiaojun before that when I wanted to buy a house in Lin'an, he told me, You must be close to the West Lake! Not only will you live comfortably, but you will also appreciate in value a hundred times in the future! Isn’t Pinghai Road just a few hundred meters away from the West Lake? If you buy there, it will definitely be a good place to live! Our family It’s a bit lonely to live in, let Xiaojun buy one too, so that we can be neighbors!”

Li Danmin knew that Wei Xiaofan had great admiration for Yin Jun.

It's not just Wei Xiaofan who admires Yin Jun. From everyone's discussion, especially from the cousin of Huaguo Academy of Fine Arts, Li Danmin can also know that Yin Jun is indeed a super genius. Such a person is definitely not comparable to ordinary people. .

Yin Jun is also very generous. Every month, Wei Xiaofan buys tens of thousands of dollars worth of antique calligraphy and paintings for him to return to Xiangjiang. It can be seen that this man is not short of money.

Moreover, Yin Jun and Wei Xiaofan have a very good relationship. It doesn’t matter about other things, since Wei Xiaofan manages all of Yin Jun’s operating funds in the mainland, and what to buy and how much money to spend are all decided by Wei Xiaofan, which is completely ok It shows that the two are as close as brothers.

Now that Yin Jun has said so, it is certain that the value here will rise.

Li Danmin didn't ask for a 100-fold price increase as Yin Jun said. Twenty years later, it would be nice to be able to increase the price by 10 times.

Come to think of it, the house is not so expensive.

"Besides, we don't have to live alone in this house. When it's finished, we'll live with the child and his grandparents by the beautiful West Lake. How good does it feel?" Wei Xiaofan said as he walked.

"Hate~~ Who is going to marry you... It's not certain..."

Speaking of this, Li Danmin's face lit up for a while.

"Hahaha……"

Seeing the beauty's beautiful and shy appearance, Wei Xiaofan was very happy in his heart, and smiled directly.

Li Danmin was even happier than him.

Because women are more associated than men.

Thinking of the scene Wei Xiaofan described to her just now, and thinking of such happiness, Li Danmin felt a little drunk~~

...

(Wow haha, I’m such a person who can’t hide and save manuscripts. I only saved a chapter of manuscripts, but I can’t help but change it again! It’s said that more updates hurt subscriptions. I’m not afraid of hard work in writing books, but I also ask Gentlemen, you can subscribe more, and make more pirated copies than genuine ones, that would be a sad thing!)