Chapter 997 The Sincerity of the Sumitomo Family 2
My son is not a waste, and he is very motivated; he has independent thinking ability and opinions, which is better than anything else. For a century-old business family like theirs, it would be best to have outstanding people, but they are not too demanding.
The strength of the first generation of the family is very important, but there is no need to balance internal interests. This is not the case now. If a powerful figure emerges, it may not be a good thing for the development of the entire family. If conflicts arise at that time, it will inevitably lead to division. A century-old family does not need rapid development. For them, stability is more important than anything else.
Sumitomo Ichiro does not need a son who is too strong, that is also a threat to him. Family rivalry is so cruel, no one can blame it.
Of course, if, like Bao Zixuan, you create a family that is not weaker than the Sumitomo family, that will be another matter.
Sumitomo Ichiro thought for a moment and said: "Compile a report with your thoughts and come back with me this time. Work hard when you get to China, and hand over the work as soon as possible here in Xiangjiang."
After hearing what his father said, Takeshi Sumitomo knew that he had made the right bet. The Sumitomo family has a history of 400 years. When it comes to his generation, there are so many people that you may not even know each other when you meet. Bloodline is one thing, but the most important thing is making a contribution to the family.
There are too many cousins staring at him. If he doesn't work hard, he will end up being a rich man, and it will be difficult for his descendants to get ahead in a short time. This is reality. Strength and contribution to the family determine everything.
While the two were talking, they found that they had arrived at the headquarters of Heiyun Bank. Yuan Tianfan greeted him at the door, but Mr. Bao did not come out. Sumitomo Ichiro would not have any displeasure if the clan leader came in person. Bao Zixuan didn't come out to greet him, which was a bit rude, but he obviously wasn't that equal to the other party.
The Japanese are not worthy of praise in many aspects, but they can indeed do a very good job in respecting the strong.
In Sumitomo Ichiro's heart, Bao Zixuan is a strong man, and he is also a rare capable person in a thousand years. It is already very rare to let Yuan Tianfan come out.
Yuan Tianfan said with a smile: "Welcome Mr. Sumitomo, as a senior in the banking industry; I hope you can guide the work of our bank."
Yuan Tianfan's attitude made Sumitomo Ichiro very satisfied. The son and Bao Zixuan made an appointment to meet at Heiyun Bank, probably for this purpose.
I dare not say that in other fields. In the industrial field, Heiyun Group may be more professional. But when it comes to banking business, Sumitomo Ichiro has absolute confidence. After all, I have been working in a bank for more than 20 years and have been managing Sumitomo Bank for ten years. It was under his leadership that Sumitomo Bank's performance increased day by day. Although it has something to do with the rapid economic development of Japan as a whole, his abilities are still widely recognized.
Since Heiyun Bank wants to provide guidance by itself, there is nothing wrong with it.
But walking inside the bank, Sumitomo Ichiro discovered that he was really wrong; and it was still very wrong. The internal decoration and layout of Heiyun Bank looks much more reasonable than that of Sumitomo Bank.
Sumitomo Ichiro's expression immediately became serious. He wanted to take a closer look at what was so special about Black Cloud Silver's layout.
I saw the staff working in an orderly manner, and every customer who entered the bank would take a number in front of the machine. There will be an LCD screen on each counter. When the number is reached, it will be displayed on the screen and the customer will be notified via announcement.
This method is really great. It can be said that you don’t have to queue like before. And customers who are not doing business can rest nearby. There is even a play area for children and a place to read books; there is also a dedicated smoking room for customers who want to smoke.
All the designs seem so reasonable. Compared with others, Sumitomo Bank looks like a product of the last century.
The banking industry, to put it bluntly, is also a service industry. If customers are not satisfied, why would they willingly deposit money in the bank? There are no depositors' funds, only own funds. Even with money, it is impossible to make banks grow.
When he walked to the ATM machine next to the lobby, Sumitomo Ichiro was really surprised. I had only heard about how convenient ATM machines are before, but only when I saw them with my own eyes did I realize how great they are. A machine is like an employee working, and in many cases it even plays a greater role than the worker.
At present, there is no such thing as computer security, so for ATMs, automatic deposit and withdrawal machines that rely on computers to evolve. There is still absolute trust; even if the computer network is formed, viruses and network security problems arise; there are really not many hackers who have broken into the banking system.
Ichiro Sumitomo said to Takeshi Sumitomo next to him: "This machine is the kind of ATM you report to the headquarters. It can deposit and withdraw large-value banknotes."
In fact, after using the ATM machine at Black Cloud Bank, Takeshi Sumitomo had already reported the information to his father. Of course, you still have to go through the process, and you can only report it to the Japanese headquarters.
But the stubborn Japanese did not take it seriously. After all, they had visited the UK specifically to inspect ATM machines before. At present, it is not very suitable for application in Japan, at least Sumitomo does not purchase and apply it; it can also allow banks to develop very well.
But after seeing the convenience of using the ATM machine of Heiyun Bank today, Ichiro Sumitomo knew that if he did not change, he would be eliminated sooner or later.
Because he has also seen Heiyun Bank's ATM machines in major supermarkets and shopping malls in Hong Kong. In other words, Black Cloud Bank is open 24 hours a day and never takes a break. But their working hours are only 8 hours a day. Comparing the two, customers will of course make a choice.
Even if the conditions are worse and the deposit interest is lower, it doesn't matter much, because deposits and withdrawals are more convenient in Heiyun Bank. Especially for areas with poor security and relatively remote locations, it has absolute advantages.
Sumitomo Takeshi heard his father ask him, and it seemed that his plan worked. The reason why he chose to meet at the headquarters of Heiyun Bank was entirely his idea.
The purpose was to show my father what equipment Heiyun Bank had already used. At present, other banks in Japan have not yet responded. Once other banks use Heiyun ATM machines and other related auxiliary equipment, Sumitomo Bank will definitely fall into a passive position.
The situation is very good now, at least my father has taken it seriously. The stubborn grandfather didn't come over, otherwise things would definitely be over.
Takeshi Sumitomo: "Yes, Heiyun Bank has been using ATM machines for some time. We reported to the headquarters before, and the opinion given by the headquarters was not to purchase them."
"But I think this is the future of the banking industry, and I hope the headquarters can pay attention to it."
After hearing his son's words and expression, knowing that a son is like a father, Ichiro Sumitomo certainly understood what was going on. So he said happily: "I understand, there will be professionals to conduct an inspection later, and I hope Yuan Sang can help."
The boss wants to open up the Japanese market. Now is a good opportunity, so of course he cannot let it go.
Yuan Tianfan: "The ATM machine is a system project. What we see is just a machine; but there are super industrial computers under our feet to cooperate with it, otherwise it will not be of much use at all."
Sumitomo Ichiro is a human spirit, so of course he understands what it means. So he said with a smile: "I have heard of Yuan Sang's name a long time ago. Now it seems that you are not only a qualified bank manager, but also an excellent salesperson. Sumitomo Bank is destined to purchase a batch of super industrial computers. Otherwise, I will be sorry for Yuan Sang’s introduction.”
Of course this is just a joke, but it also reflects recognition of Yuan Tianfan's ability.
Sumitomo Ichiro continued: "The counter window of Kuroyun Bank is designed in this way, so don't you worry about accidents?"
In the 1980s, the security situation in both Hong Kong and Japan was not very good. Many bank counters are designed similar to safes, and everything is based on practical principles.
Open counters like Heiyun are rare. And there are many staff inside the lobby, all of whom are easy targets for robbery.
Yuan Tianfan said: "Heiyun Bank invests huge amounts in security every year. But the most important thing is that the money at the bank counter is not very much. When it reaches a certain amount, staff will transport it to the safe through internal channels. There have been no problems so far.”
Although it is an understatement, the content involved is very thought-provoking. Not only does it have absolute confidence in security, but it also shows that Heiyun Bank’s internal processes are standardized and the construction is very reasonable.
I really came to the right place when I came to Heiyun Bank today. At least I saw the technical advantages that other banks, including Sumitomo Bank, do not have.
After returning to Japan, changes must be made; otherwise, sooner or later, we will be surpassed or even eliminated.