Chapter 2438: Grain in Ear Hard Work and Entertainment Expensive

Grain in Ear, Summer Solstice, flooding rice fields.

It rained in Henan Prefecture, and while the laborers went to other work, the second crop of indica rice in Guangzhou began to be planted.

The new variety of indica rice has a short growth cycle and can be harvested in two months.

It was planted in April and harvested in June. In July, the stubble in the field was dug out, and fertilizer was applied and soaked in water. After the seedlings were raised in the seedling fields, the people went to the fields in the rain.

The farmers led by Li Feng stayed in Guangzhou, and Jian Qing and Pang Kuang's three hundred Yu Lin flying cavalry also left.

The students of Lijiazhuangzi who came to overthrow the Huang An family are working hard to improve the work process. After the autumn harvest this year, they will go back.

They brought a lot of taxes from the Maritime Customs and local dry goods, which was not a small amount of money at a time.

Many officials of the former Guangzhou Governor's Office were transferred to other positions, and others were selected.

The students and farmers held power. They observed the officials and decided which one was good. After choosing, they just sent a telegram back.

Li Feng sat in a thatched shed and watched the people in the field planting rice, taking notes. A big pot next to him was boiling herbal tea. All the things used were locally produced and readily available.

Don’t look at the rain falling in front of you. The weather is not cold at all. The rain falling on your body makes you feel a little cool.

The people planting rice here are all mountain people before. Mountain people have been naturalized, enjoy welfare benefits, and obey the arrangements of the government.

Last year, a lot of food was saved. The road was repaired, and there was extra money. It was temporarily kept in the hands of the people in Lijiazhuangzi because they didn’t know how to count.

The children went to school and the adults went to night school.

When they learned how to count, they would take the money back.

Then Li Feng took their money to lend to merchants. The interest was very low, and the interest was paid daily without compound interest. It was limited to half a year, and the principal and interest were repaid together, not interest first and principal later, and monthly repayment.

The interest was 3 cents, and the loan was 10,000 coins. The daily interest was 3 coins. After 180 days, the interest was 540 coins, and the annual interest rate was a little more than 10%.

For merchants, it is indeed rare. In the past, there was no such good treatment. The money from the government office had to be doubled, and the interest was paid first and then the monthly payment.

Overall, it was very different. Sometimes, when buying a batch of goods, you had to take out the borrowed money to repay the principal and interest first.

The actual money that can be used, calculated according to the turnover period, is less than two-thirds.

Li Feng did not give the money earned from lending directly to the people, let alone spend it himself. He used it to repair houses for the people.

The key is that there is no provision for bad debts. The merchants who borrowed money dare not not pay back the money even if they are given a hundred courage.

They trade with foreign merchants and need turnover.

Sometimes the loan is paid back in full within one month, and the interest is calculated on a daily basis. The merchants feel that they can pay less interest. Li Feng quickly recovers the funds and continues to lend out to make more money.

The foreign merchants want to borrow money to buy goods, but it is impossible! If you don’t pay back the money, where can I find you? Can I ask the owner for help for this little money?

However, the foreign merchants have goods that have not been sold, and they live and enjoy the borrowed money themselves. Li Feng borrows with part of the goods as collateral.

When the Yi merchants borrowed, the interest rate was 1% per day, and the minimum was 10 days. The interest was compounded every other day. The interest was deducted first.

If you borrowed 10,000 yuan, you had to borrow for at least 10 days at a time, and the interest was calculated every day. If you repay in advance, there would be no interest reduction.

The interest rate was 10.4622%, and you had to pay 1,046.22 yuan for 10,000 yuan.

But the money you gave was not 10,000 yuan, and you had to deduct this first, which was 8,953.78 yuan.

It was black! It was pure usury, which was blacker than 90% return.

90% return means that when the monthly interest rate is 10%, you borrow 10,000 yuan, pay 9,000 yuan, and pay 13,000 yuan in three months. The previous interest was a head interest.

Li Feng did not want the head interest, he just collected the interest first, and his interest was high.

According to his method, the interest for three months was nearly 2.5 times, and the interest deducted in advance was not enough.

Yi merchants were willing to borrow, as long as the goods were shipped over and then exchanged for goods, they could make many times more.

As for not being able to go back, do you still care about how much money you have?

They find women, and then go to the casino to gamble. The casino provides gambling projects, such as poker and mahjong.

The casino does not have a dealer, but only takes a commission, 5% per table, and the Yi merchants gamble by themselves.

The Tang Dynasty provides waiters, poker dealers, or dice shaking.

People from the Tang Dynasty are not allowed to enter the casino, nor are they allowed to go outside. If they are caught, they will be sent to mine.

The Yi merchants know that this money is a lot, but it doesn't matter. If they don't have the spirit of adventure, they can't run out to buy and sell goods.

Moreover, the casino environment is good, with beautiful women and fine wine. Finding women costs extra money, and you need to have a physical examination first. The wine is free.

Lijiazhuangzi makes a hundred fruit wine or simple wine and rice wine, drink it! There are also seasonal fruits, including expensive dried fruits such as pine nuts.

The casino is operated by Lijiazhuangzi. When distributing dividends, the four families share the account, one share for Lijiazhuangzi, one share for the court, one share for Li Longji, and one share for the Tang Dynasty World Fund.

All the money earned by Lijiazhuangzi is thrown to the local infrastructure, including Luzhou and other states, and repairs to the surrounding areas.

The money from the Chaotian Fund was used to support the elderly and help children in the local area. Li Longji took out a part of it and added a part from the court, and threw it into Beitianfang.

So far, no one dared to ban it.

With the extra money, the infrastructure construction spreading outward from the Guangzhou Governor's Office was carried out all day long.

The young ladies took out 10% of the money they earned and donated it to the Tang army, handed it over to Li Feng, and let Li Feng manage it.

They used to manage Beitianfang, but now they don't have to.

They are not controlled by the snakeheads, and all the money they earn belongs to them. The largest underground force is Lijiazhuangzi, who dares to grab this position?

They saved a lot of money, and the snakeheads definitely took more than 10%.

The only thing that made them unhappy was that the farmers, students, and imperial guards of the Li family village did not enjoy their services even if they did not want money.

He did not gamble when he opened a casino, and did not visit prostitutes when he opened a brothel. He did not take drugs.

"How much can you earn this month?" Jian Qing came over wearing a straw raincoat and a bamboo hat.

"What's the matter?" Li Feng asked when he saw the other party was in a hurry.

"Huang An said that we should build more deep-water docks. After the cultivation is completed, the paddy fields will not need to be taken care of too much, and everyone will have free time."

Jian Qing nodded. Huang An found him last night and talked about the people's work.

Huang An did not "want" to make money, but the family actually made a lot of money because of his "information channel".

For example, when building a dock, he arranged a location for the family to build a wooden restaurant, and his family would have income from the operation.

Li Feng had to give this face. A big family force should not make trouble, and it is not possible to make some money?

The Yan family was punished not because the Yan family made money, but because they were against the court.

A family has many officials here, listen to the court, help the people live a good life, and live a good life themselves, is that okay?

Just like where Li Yi was at that time, the local economy is centered on casinos, followed by tourism and finance.

I gave you a chance, and you had to provoke me so many times. What happened? The license is a small matter, and you arrested people.

Yan Shi sought death by himself, and Huang Shi took the initiative to live. Now he wants to develop and thinks he can make money for his family.

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"I'll tell him later that it's 0.5%, see if they want it?"

Li Feng narrowed his eyes and thought about it, and responded.

He is only willing to give 5% of the profit, no more.