Chapter 693 Online Payment Starts

The overwhelming popularity of "Legend" can be said to have attracted the attention of many Internet industry leaders. Although the current Internet industry in mainland China is a desert in the eyes of foreigners, there are now many small trees growing in this desert.

For example, Ding Sanshi's NetEase was founded in 1997, but when NetEase was first established, it was not a game company, but a search engine company. Yes, it followed the path of Baidu. Last year, it launched free email services and free domain name systems. This year, "Computer News" was launched, which seems to be a combination of Xinlang and Baidu.

Before "Legend", there was another Chinese online game that had become a god, that is, Zhonglian. In the domestic online game industry with extremely scarce content, "Zhonglian" can be said to be the first batch of people to eat crabs, and it has taken a large piece of the tempting cake.

So with Zhonglian's pearls and jade in front, and the proof of the popularity of Legend behind. The bigwigs who originally devoted themselves to the Internet industry, even if they reacted again, they still paid attention to the game.

Taking games as the base, gaining a foothold and spreading to other Internet industries is the first step for Yang Dongxu to dominate the domestic Internet, and the most important step is instant messaging.

Yang Dongxu did not have the foundation to start with instant messaging. He originally wanted to use Yiting Technology as a springboard to recruit professional programmers from the United States, but after several contacts, they were unwilling to come to China to work, so he could only do it himself.

The chat system in the game, although there is a gap with instant messaging, is undoubtedly a very good way to train the team. And it is also an indispensable part of the game content.

So Yang Dongxu plans to first make the in-game communication function of Legend Egg Painful, and start developing instant messaging software based on this.

Because Legend has become popular, it does not have to worry about the promotion of the instant messaging software it is bound to. As long as the conversion is good, there are more than 100,000 highly active users as the basis, and it will take a big step forward and start to develop.

And these more than 100,000 people are undoubtedly like a virus in the computer, spreading the instant messaging software from the game to people who do not play games, and slowly realizing Yang Dongxu's goal that every netizen must register at least one communication chat account. By that time, Xuri Technology can become the largest Internet company in China.

However, this matter cannot be achieved overnight, and it can be done slowly. At present, we must first do a good job on the game "Legend", because it now has a rival in Zhonglian, although the game format is different.

But now there are only so many netizens in the mainland who can play games, so if you play Zhonglian, you can't play Legend. Therefore, the content of Legend must be done well, so as to attract more players to come in, and the trend of competing for players has actually begun.

After arranging the company's affairs, Yang Dongxu and Yu Qipeng, who is now in charge of Minsheng, sat together for dinner in the evening. Compared with the public's perception of the four major national banks, the existence of private banks such as Minsheng, although also under the banner of the country, has undoubtedly fallen several levels in the hearts of the public.

Although Minsheng has a very clear positioning for itself at the beginning of its establishment, and has taken fewer detours than other private banks, its development speed is not very fast. After all, the expansion of infrastructure requires a large amount of funds and is also very time-consuming.

"Online payment?" Yu Qipeng frowned at Yang Dongxu.

For one of the shareholders of the bank in front of him, and the youngest shareholder. Yu Qipeng has never looked down on it, otherwise he would not have come to Yang Dongxu with other shareholders, hoping that he could invest in Minsheng.

And Yang Dongxu's performance afterwards did not disappoint their expectations. Not only did he inject a large amount of funds into Minsheng, but he also provided some foreign exchange assistance, which made Minsheng far behind other banks from the beginning.

Therefore, Yu Qipeng must think seriously about the suggestions made by Yang Dongxu, but he does not understand the Internet and therefore has doubts about this aspect.

"It is mainly game recharge or transaction payment. I recently opened a game company and launched the first game "Legend". It is doing well at present and has 200,000 players online.

"Legend" is a paid game, that is, a certain fee is charged according to the length of the game time, so I want to connect the paid recharge window with Minsheng Bank."

"How to connect?" Yu Qipeng's eyes suddenly lit up when he heard 200,000 users.

Although the base number of 20 does not sound much, after all, China has a population of more than one billion, and the number of bank users is hundreds of millions. 200,000 is at most a drop in the bucket, but if there are 200,000 active users, or even just 10,000 active users, it is also a very substantial business.

"I will designate Minsheng Bank as the only official bank for "Legend" players to recharge transactions. If you want to recharge the game, you must apply for a Minsheng Bank bank card."

"Do you have any requirements?" Yu Qipeng asked.

Although Yang Dongxu is a shareholder of Minsheng Bank, it is his responsibility to help the bank expand its business. But looking at Yang Dongxu's attitude at this time, he undoubtedly wants to treat this matter as a business, a matter between two companies, not simply expanding business as a shareholder of Minsheng Bank.

"Transaction fee reduction." Yang Dongxu said directly without beating around the bush.

Yang Dongxu didn't want to complain about the fact that charging transaction fees was one of the main revenue methods of domestic banks. But he felt that he should change something. It was obviously difficult to start from reality. Not to mention that he was just a shareholder of Minsheng, even if he was the governor of the central bank, he couldn't touch this big cake.

"How much reduction?" Giving some customers certain discounts is one of the main attractions of banks to expand their business, so Yu Qipeng didn't feel too surprised about Yang Dongxu's request.

"Of course it's best not to charge any fees." Yang Dongxu said with a smile.

Yu Qipeng rolled his eyes, obviously saying that you are dreaming.

"Seriously, I hope Minsheng will not charge any fees in this transaction."

"What are the benefits of Minsheng?"

"People who charge money to play online games must have a certain economic foundation. Although I plan to make a software for online payment, everyone still feels that things on the Internet are not real.

So game players will use this software to bind Minsheng bank cards to charge money to play games, but they will not put money in the software. Therefore"

Although Yang Dongxu didn't say anything, Yu Qipeng already understood. That is, "Legend" can bring tens of thousands of high-quality users to Minsheng Bank, and the price that Minsheng has to pay is that the handling fee is completely waived during the online recharge process.

It seems that Minsheng is at a disadvantage. They still have to calculate interest for users, which means that although these people are high-quality users, they enjoy the same treatment as other users while enjoying the free handling of game recharge.

"100,000 users a year?" Seeing Yu Qipeng hesitate, Yang Dongxu continued to speak.

"Hmm?" Yu Qipeng raised his eyebrows.

"This year, "Legend" will bring at least 100,000 bank users to Minsheng." Yang Dongxu said very confidently.

Although Legend is a paid game, and everyone has to recharge, not everyone will necessarily apply for a Minsheng bank card. For example, the main component of Legend players is Internet cafe players, and the way they recharge is to find network administrators.

But considering the current popularity of Legend, it sounds a bit unrealistic that 100,000 people apply for Minsheng bank cards a year just to play this game, but this number is more than Yang Dongxu's estimate.

"The number of players of Legend is likely to exceed one million next year." Yang Dongxu said again.

Yu Qipeng frowned and thought seriously. Providing services to Yang Dongxu but not charging service fees, Minsheng is at a disadvantage no matter how you look at it.

But from another perspective, Minsheng still has a profit. For example, even if not all of the one million players apply for bank cards, everyone will definitely know Minsheng Bank.

Or to say, they know that Minsheng is a bank. Yes, now the people of the country basically only recognize the four major banks, and the popularity of private banks is very low. Many people don’t even know what Minsheng does.

Promoting the popularity of Minsheng Bank in the way of game players, and without having to pay advertising fees, from this aspect, Minsheng is undoubtedly profitable.

"I need to think about this matter seriously, and maybe I have to hold a shareholders' meeting." Yu Qipeng realized that this might be an opportunity for Minsheng to take another step forward, and his face became cautious.

"Okay, but I won't attend the shareholders' meeting to avoid suspicion." Yang Dongxu said with a smile.

In fact, he was vague about some parts of the negotiation and did not make it clear, because this was related to the big cake of online payment. Although he was a shareholder of Minsheng, he could only let Minsheng catch this express train earlier than other banks, but he would never give up the big cake of online payment.

So giving Minsheng an early opportunity was the greatest goodwill from him as a shareholder. If Minsheng disagreed and missed it, he could not be blamed.

When Yang Dongxu and Yu Qipeng were talking about binding the Legend payment method to Minsheng. At the headquarters of Zhonglian World, a group of shareholders frowned.

In the future, Zhonglian World was only a niche game company, and was eventually acquired by other companies. But now Zhonglian World is definitely the boss of Internet games, even if it is just a game hall type of online game. It is a bit like a non-mainstream in the online game industry.

"Old Bao, what do you think of this "Legend"?" Jian Yang squinted his eyes and puffed out smoke.

Recently, Jian Yang actually had a headache because the negotiations with Telecom have not been concluded. At present, Telecom mainly charges broadband fees by time.

That's right, now Internet access and telecommunications charges are charged by the hour. Even if you are using your private computer at home, you still need to pay an hourly Internet fee just like going to an Internet cafe. Of course, there are also monthly packages, but they are also very expensive.