Chapter 1834 The Brave Ma Fengyun

At noon, we had a picnic at the place where we went for an outing. The family enjoyed themselves until about five in the afternoon. We originally wanted to eat outside and go home to wash and coax the children to sleep. At this time, Chang Xi called and said that Ma Fengyun from Alibaba came to visit.

The time of the visit is very particular. Those who go in the morning are usually for work, and those who come at noon are basically relatives. They must be treated well at noon.

Those who come at night are basically asking for favors but don’t want too many people to know, so they use the cover of night to cover it up.

Ma Fengyun came to visit at night because he had made a move for a while, but Yang Dongxu didn’t respond. He was nervous and visited at night. It was obviously to test the waters.

If he wanted to compromise, he would not use the method of visiting, but would arrange to go out and have a party. Everyone would be satisfied after drinking a little bit, and he would also save some face for himself. Going to admit his mistakes is basically throwing his face on the ground and letting others step on him.

Ma Fengyun obviously hasn't reached this point yet. After all, Taobao is now thriving. It is impossible for this rich man to admit his mistake directly just because he is worried about Yang Dongxu not making a move. At least, the high-spirited Ma Fengyun cannot admit his mistake.

If he doesn't have this kind of psychological tolerance, he can't make Taobao so big. He failed because of all kinds of worries when he started his business before.

How can an old fox who is so good at bragging, so good at fooling people, and never blushes when exposed and confronted, admit his mistakes so easily. If he really has this courage, would he dare to come up with Huabei alone?

Taobao's payment method has been replaced by Alipay, an online payment. Although Huabei is an important supplement to online shopping, there is no need to come up with a separate APP. Can it be used if it is merged into Alipay?

So the purpose of this visit is to find out the truth and see if Yang Dongxu has any plans to move him in the near future. In addition to expanding domestically, Taobao is also preparing to expand its market to several small countries in Southeast Asia with the momentum after the Olympics.

Although there are only a few pilot markets, doing business abroad is no small matter. Many things need to be prepared in advance. In this case, the opinion of Yang Dongxu, the major shareholder, is very important.

Don't wait until everything is done on his side and the foreign market has been expanded. It would be bad if Yang Dongxu gave him a blind eye at a critical moment.

Of course, this possibility is very low. After all, as a successful businessman, Yang Dongxu would not do such a thing that harms others and does not benefit himself without being furious. He is also making money with the development of Alibaba. It doesn't make sense for him to lose money to teach Ma Fengyun a lesson and let other competitors take advantage.

Therefore, this visit was actually more about Ma Fengyun's anxiety and wanting to meet Yang Dongxu in person. Even if Yang Dongxu did not express his opinion, even if Yang Dongxu did not show his expression.

As long as he looked at this person and listened to his words, Ma Fengyun would feel more at ease.

Of course, it would be better if Yang Dongxu scolded him or even taught him a lesson on the spot. The biggest threat is never what has been seen, but the danger hidden in the dark and undetectable.

"If he doesn't go back to eat at night, he may go back at a certain time. Why don't you let him go?" Yang Dongxu said to Chang Xi.

"It seems that he wants to wait for you here." Chang Xi glanced at Ma Fengyun who was sitting in the living room.

She knew this person. He had come to her house several times before. Otherwise, Chang Xi would not easily let a stranger in.

"Then let him wait." Yang Dongxu said and hung up the phone.

Since he planned to eat outside, he couldn't change his plan because of a guest who came to the door, especially Ma Fengyun, who had just played a little trick.

"Ali's matter?" Zhou Ya, who was sitting next to him, asked.

Although the group didn't plan to stay overnight outside, there were six people in the family of five plus Du Heng, so they drove out directly in the RV. It was also convenient to drive the RV with children, at least they didn't have to look for a toilet everywhere when they urinated and defecated.

At this time, the driver was driving, Du Heng was sitting in the co-pilot seat, and the couple and their three children were sitting in the back, preparing to find a restaurant for dinner.

"Well," Yang Dongxu nodded.

"What do you think?" Zhou Ya looked at her husband and couldn't help asking one more question.

She knew about Huabei. When she saw Ma Fengyun come up with it, she thought it was Yang Dongxu's instruction. Because Huabei is definitely not an innovator in the credit card network model of overdraft consumption.

Let alone the fact that this thing is no longer rare abroad, when Yang Dongxu first came up with Alipay, he also mentioned that a similar function could be used as a credit card to make money and operate with financial leverage.

In the last life, Ma Fengyun used billions of capital to create a market of hundreds of billions of Huabei, which was created by leverage. The profits were unimaginable for ordinary people.

So Zhou Ya was not surprised to see Huabei appear at first. What surprised her was that this thing was not created by her husband, and Ma Fengyun was hostile to her husband.

It was this hostility that made Zhou Ya pay attention to this matter. Otherwise, with her personality, unless Yang Dongxu took the initiative to ask, she would not care about anything else except the matter of Runyu Fund.

"I didn't think much about it, and I'm not angry. I'm not surprised at all that he made this thing and used it as a weapon to wave at me, so let him be." Yang Dongxu shrugged indifferently.

"Hmm?" Zhou Ya looked at her husband in surprise. As a wife, she even accompanied Yang Dongxu from nothing to success.

She undoubtedly knew her husband. She knew that her husband was never a generous person, especially when facing enemies and provocateurs.

So facing Ma Fengyun's blatant attack this time, her husband didn't care at all, which surprised her very much.

"If it wasn't necessary to supplement the company when developing it, I wouldn't have planned to start Hurricane Construction's financial project. This thing is like Pandora's box, once opened, it's hard to close.

So I didn't plan to touch Huabei, a business that uses financial leverage. If he wants it, just give it to him. Not only Huabei, since there is money lent out, maybe he will come up with a way to save money in a short time.

That is to say, except for Alipay, Taobao's credit rating is not very high now, otherwise Ma Fengyun would have come up with a saving function.

He is now building trust. You see, I don't need any collateral. As long as you authenticate your real name, I will lend you the money for free for one month.

After this sense of trust is established, I have a deposit project here. The interest rate for current deposits is higher than that of banks, and there is no handling fee for transfer expenses. Do you want to try it?

In this case, you are a Huabei user. Do you want to try it? And with these deposits from users, you can make greater financial leverage and keep the cycle going." Yang Dongxu said with a smile.

He was not surprised that Ma Fengyun came up with Huabei, and it was even less surprising that Yu'ebao was also in the plan. Although there was one more person in this time and space, the trajectory of history had not changed much, and everything was going according to the inertia of history.

"Saving money? High interest, no handling fee, he wants to compete with banks for customers?" Zhou Ya instantly grasped the essence of Yang Dongxu's words.

At the same time, he couldn't help but sigh that Ma Fengyun was so courageous that he dared to earn dividends from banks.

This was simply a grandson challenging his grandfather, and it was a grandson who was a baby and a grandfather who was in his prime.