Chapter 563 Desperate
In the largest box of Dongcheng Seafood Restaurant, the leaders of various departments of Jiangbei Sub-branch of Agricultural Bank of China, brother Liu Jizhong, chairman of Dongcheng Group, and several staff members were drinking and drinking, and the atmosphere was quite warm.
Especially the few female employees that Liu Jizhong called to accompany the wine, they can tell the jokes and drink the wine well, and they are all good at the wine table.
Bankers, of course, are not so superficial, but from their point of view, the cash flow is good, and this restaurant with a construction area of nearly 2,000 square meters is really a high-quality asset.
The credit department has audited the restaurant's financial statements for the past three years and the most recent month. The performance is excellent. The average daily turnover is close to 150,000. There is basically no risk in the amount of 10,000.
Moreover, this restaurant, of course, has to be transferred to the Jiangbei branch to open an account, which is equivalent to attracting a high-quality customer.
This is also what Liu Jizhong is dissatisfied with. The restaurant he treated to today is the only one among his seven restaurants that has not been mortgaged, and it is also the best one. In this line, the threshold is still relatively high.
"President Zhou," Liu Jizhong poured a full glass of Moutai for today's protagonist, "You all know the situation of my restaurant, not to mention this building, but the daily cash flow of the restaurant is hundreds of thousands.
You all know the location of the project I am going to do. It is very good. You don’t have to wait until the project is successful. As long as you wait for the pre-sale certificate to be issued, the funds will definitely not be a problem. So, President, can you think about it? Should the quota be increased appropriately? "
It wasn't President Zhou's turn to answer this question in person, so the people next to him helped him say, "Mr. Liu, our bank has a fixed set of calculations for the loan amount, and the president and the others can't actually make the decision."
"Yes, Mr. Liu, I'm just a regulator. We can't intervene too much in specific matters. Besides, if you want to increase the quota, it's easy. You can pack and mortgage the other restaurants to us. That's okay. Say, at least hundreds of millions," President Zhou said with a smile.
"That would be too radical," Liu Jizhong said with a smile, "I've always sought stability in my business. If I hadn't just invested in two scenic spots, my restaurant wouldn't even want to use it for loans."
In fact, the real situation is that among the 7 restaurants, only two of the properties of the restaurant are his own, and that one has already been mortgaged out, and the other five have already borrowed money from other banks through the pledge of rights.
It was useless to see the light. When President Zhou went to the bathroom halfway, he followed him, "President Zhou, come and have a look."
He dragged President Zhou to the small finance room, where there were only two people, and there were two money counters on the table. After a while, two girls in red uniforms walked in with a small box. All hundred dollar bills.
"How much did you charge today?"
"It's more than 186,000," a treasurer replied, looking at the notebook next to him.
"Look, President Zhou, the business is still normal today. It's only after 7 o'clock. There are many tables, and they can be turned over again. My restaurant has such a good business, the quota is really too low,"
But these people in the bank, who have never seen others, just see more money, "Old Liu, I really can't help it, next time, okay, next time I will definitely increase your credit limit,"
After the people in the bank ate, drank, and took away, the Liu family brothers were in the mood to talk to the messy table. After a long time, Liu Jishan said, "Do you want to give President Zhou another card?"
Liu Jizhong took a deep breath of the cigarette, "Give it back to him? His appetite is too big, what should we do in the future?"
"Boss," he took a sip of a cup of tea, "Get ready, I want to get those two scenic spots out too,"
"Ah? Jizhong, haven't the two scenic spots already been mortgaged and loaned out? How do you repay the mortgage?"
With Liu Jizhong's means, how could it be possible for him to fully invest in the two scenic spots he managed? They have obtained matching loans from the local government.
"Don't worry, we're not looking for a bank this time, but a private person," Liu Jizhong had long thought about it.
"Personal? The interest rate is also high, is it worth it?"
"You just listen to me. How high can the interest be? Will our return be as high? As long as the pre-sale certificate is approved, the funds will not be a problem. Well, you should hurry up and prepare,"
"Second, don't listen to what I say. Others are doing business. Eight jars and seven lids are covered, and we only have two lids. I'm afraid it's not safe. If something goes wrong with this real estate project, the consequences..., "Although he knew that his younger brother would not listen, Liu Jishan persuaded him.
"Don't worry bro, what's the problem? My relationship with the top and bottom is well managed. As long as we start work as soon as possible and get the pre-sale certificate early, nothing will happen. Think about it, as long as this project is completed , then our business can reach a new level, when the time comes, hehe, you just wait for someone surnamed Zhou to come and ask me for a loan!" Liu Jizhong ruthlessly put out the cigarette that was still half in his hand. In a glass ashtray.
... ... ...
Feng Yiping's acquisition, on the whole, is not too low-key.
When he signed the hotel acquisition agreement with Huang Guanfu and the bank, he was very low-key, but after the acquisition was settled, Huang Guanfu held a press conference again, and invited many leaders and old acquaintances. Of course, Many journalists were also present.
However, the theme of this press conference is not the acquisition, but the cooperation between Guanfu Hotel and Yijia, the first express hotel in China.
Feng Yiping would not refuse such a thing that would help Yijia to gain popularity, not to mention Huang Guanfu insisted that all the expenses of this press conference should be borne by him.
Of course, for such a thing, he would not go to the front desk at this time, and Xu Bin would do it all. He stood under the stage, pretending to be holding a goblet, and chatting with Deputy Director Zhang of Dacheng Law Firm.
Speaking of which, the two of them are really old acquaintances.
Deputy Director Zhang joked with a smile, "In a few days, I'm afraid you will be recognized even if you try to hide in the background,"
"It doesn't matter, as long as someone is willing to buy a ticket, I can still stand in one place and let them watch it,"
"I'm surprised, how do you speak, with such a heavy smell of copper, but you can write those beautifully written novels and lyrics,"
"Can you compare with you? When people talk to you, you charge by the hour," Feng Yiping replied, "This is my first business in Yangcheng. Dacheng has so many relationships in all aspects. In business, you still have to pay for it." Please take care of me."
"No problem, we will definitely introduce you to you, but I didn't expect that you came back in this way when you came to Yangcheng again," Deputy Director Zhang recalled when they met for the first time. Very confident and stubborn.
After less than 7 years, he came back again, but he was already a successful businessman and a widely praised young scholar.
"Then I would like to thank you in advance. We are here, and we must be looking for legal counsel next. It must be you Dacheng. However, considering our relationship for so many years and the fact that I was squeezed by you when I was a minor Now, the conditions must be as favorable as possible when the time comes," Feng Yiping raised his glass.
"There are rumors about the exploitation of minors," Director Zhang smiled wryly, "As expected of a writer, then let me tell our director, let me do it for nothing."
"Haha, that would be great!"
... ... ...
Something happened in Yangcheng, of course Feng Yiping had to go to the factory in Shenzhen for a tour, Ou Boyang murmured to him in the car, "This President Huang, judging from his conversation, is not very good."
This is a common problem with the first batch of people who got rich.
"You haven't seen other aspects," Feng Yiping glanced at him, "Sell the high-quality assets under your name and still smile so heartily, can you do it?"
Feng Yiping asked himself that he couldn't do it.
Ou Boyang also shook his head, "Unless he made a lot of money,"
Well, this is also a reason. Today's selling price must be much higher than when Huang Guanfu bought it.
"Then do you know why he sold it? It's because his son, who was studying in the United States, lost tens of millions in stocks, so he had to sell the property that has increased in value every year. Now you are on his face, see Can you look a little downcast?" Feng Yiping asked again.
"Ah, lost tens of millions?" Ou Baiyang was surprised, "Then I really can't do it,"
"So, don't just look at his words, there are many things we can learn from them,"