Chapter 381 The Troubles of Growing Up
In fact, since Feng Yiping and his family set up a factory in the town, helped the village build roads along the way, and donated money to Liangjiahe Middle School, this kind of thing is very common, especially when the family goes back every Chinese New Year, looking for them The family helped a lot.
However, because of Feng Yiping's insistence and arrangement, whether it is the uncles on the father's side or the four uncles on the mother's side, these close relatives have things to do at home and earn money, so there is no need to open their mouths to them.
Those people in the village, when they went out to open a noodle restaurant for the first time, they didn’t have enough money, so they asked their family for help. There were also some people who were similar to Feng Yiping’s family before. When the family is sad, I will come to the door to move some. Of course, this amount is not large.
However, there have been great changes in the village in the past two years. More and more people went out to open shops, and those who set up small stalls selling sugar-fried chestnuts went further and further, to towns, cities, provincial capitals, and places in Shenzhen. There are more and more people working in several factories. Like the original Feng Yiping's family, there are actually very few people who have a hard life.
So, although Feng Yiping's family has made more and more money in the past few years, fewer people came to borrow money than before, and the money that was borrowed sporadically in those years has been collected back.
Moreover, even those who want to borrow money, they always come to Feng Zhenchang. Although Feng Yiping is an adult now, he is still studying, even after graduating from university, these things will not come to him.
In their hometown, he was considered a real adult only after he got married and started a family. Before that, he had to go to his parent, Feng Zhenchang, for these things. This was the first time someone went to Feng Yiping directly, and it was also the largest number.
However, Feng Yiping was not worried about the amount of 300,000. What he was worried about was other issues. He had contacted the registered agency company, so he had some understanding.
"Sister Hui, Chenglin, money is not a big problem. I can squeeze it out, and I can take it away with you today." You must say this first. It is actually not easy to ask someone to borrow money. If you are eloquent first Talking about a big deal is in itself suspected of evasion.
After hearing what he said, Lin Hui thumped and finished talking about the intention of coming, Wang Chenglin felt a little embarrassed, "Let me tell you, it will be no problem to find Yiping, thank you, Yiping."
"It's just that I have a few questions to ask. Since I'm considering opening a registered agency company, Brother Cheng Lin used to do financial work in a large company in the south. He must have a thorough understanding of this industry, so I'm a layman and ask a few questions. .”
"Okay, you can ask, we have also done a lot of preparation work."
"Registered agency companies generally have good relationships with the local industrial and commercial bureaus, banks, accounting firms, quality and technical supervision bureaus, and taxation bureaus, so that the success rate is high and the efficiency is high. Do you have such a relationship? Especially with It is very important that those agencies have a good relationship," he said.
"We have a good relationship with a deputy director of the Industrial and Commercial Bureau. We had dinner together two days ago, and we also got in touch with the person in charge of the registration office of the Industrial and Commercial Bureau. The tax bureau contacted a director, an accounting firm and quality and technical supervision. Bureau, his parents have some relationship, but it has nothing to do with the bank, but as long as our company is established and the funds are in place, it is natural to have a relationship with the bank."
These words were all said by Lin Hui, and Feng Yiping could guess their division of labor. It is estimated that Lin Hui was running and maintaining these relationships, while Wang Chenglin was in charge of some professional matters.
However, Lin Hui's words are relatively general. If these relationships are not strong, or if the relationship with the person in charge is not good, it will still be difficult. Moreover, a girl like Lin Hui who is able to live in all aspects, in the It is actually not very convenient to deal with a group of men. Of course, Feng Yiping believes that she can definitely handle it well, but it is definitely not easy.
However, Feng Yiping doesn't need to delve into it now.
"I haven't done any market research, but I think the city and the south where Brother Cheng Lin works must be different. On the one hand, in the city, there must not be as many registered companies as in the south, right, so, this may also be the case. There are only a few registered agency companies in the city because the market is not big.
Second, in the south, many of those who choose an agency company to help them register are probably not locals, and they are not familiar with the place, so it is better to find a professional company as an agent. More or less it will be related, you are right. "
"Yes, what you said is reasonable. We have also learned that many people in the city register their companies through agency companies. The main reason is to save trouble and not spend much money." Wang Chenglin said.
"So, do you have specific data, such as how many companies were registered in the city last year, and how many of them were registered through agency companies?"
Now even Lin Hui can't answer. Many first-time entrepreneurs are too optimistic about the market. They only think that this industry is good, but they don't have specific data.
Today's entrepreneurs, like Feng Yiping, who have traveled so many places by bicycle and collected so much data before planning to open a convenience store in the city, should be rare.
"And the most important point is that when the company is opened, you also know that many times, it is necessary to advance funds for customers. This is actually a loophole in the current law. The crime, or the crime of evading funds, has nothing to do with you, you are just an agency company.
However, in specific legal practice, the public security department has different characterizations of your legal income. Some consider it a normal agency fee, while others consider it a benefit fee, which is actually risky. "
"This should not be possible," Lin Hui said. Anyone who heard that doing business would be involved in a lawsuit would definitely be unhappy.
"It's entirely possible. For example, you helped me register a company with a registered capital of 10 million yuan, but I really invested only 1 million yuan. Then, through this company, I generated several million yuan. In the end, the creditors will solve the problem through judicial channels, and the judicial department will be held accountable, and it is entirely possible to find you.”
Hearing this, Wang Chenglin was a little unhappy. This idea was proposed by him. After persuading Lin Hui, Lin Hui also thought it was good after a period of understanding. But Feng Yiping said that now, there are problems everywhere. On the one hand, what he thought was a good idea was actually rejected by Feng Yiping, and he was not very happy.
On the other hand, he felt that Feng Yiping was straightforward in agreeing at first, but later on, all the reasons were just excuses. He didn't want to borrow money at all. According to what he said, running any company is risky.
He glanced at Lin Hui, and Lin Hui was also a little unhappy. The main thing she was unhappy about was that she felt that there was a direction for Qianjing. Hearing what Feng Yiping said, it seemed that she was really not optimistic.
"These are just some superficial opinions of mine, but if you still insist, it doesn't matter, I will give you the money as usual, just for the relationship between our two families, this is not a problem."
Having said that, he thinks that Lin Hui is so shrewd that he will understand the stakes.
"Yiping, what you said is reasonable. We haven't done enough preparatory work in the early stage. I really have to ask about the data you mentioned, especially how many businesses there are in the city."
If Feng Yiping hadn't said the latter sentence, Lin Hui would have thought about it, but Feng Yiping emphasized it again, she understood that this was also for their consideration.
"I personally have some thoughts," Feng Yiping said. He actually didn't care much about Wang Chenglin. They met for the first time today, so they didn't even know each other. It doesn't matter what he thinks.
"What title does Brother Cheng Lin have now?"
"Next year, you should be able to win an intermediate title," Wang Chenglin said.
"Then I personally think that you can continue to take the senior professional title exam, and take the CPA exam. With such a professional title in hand, the income is definitely higher than that of a company like yours. It is also stable and has no risk."
For example, certified public accountants, before Feng Yiping was reborn, in a country as big as ours, there were not as many people with CPA qualifications as their county towns.
Moreover, just like the leaders of many countries are lawyers, more and more CEOs of Fortune 500 companies have financial backgrounds. This is a career with good prospects and money.
Of course, Wang Chenglin knew this too, but there must be a reason for the lack of betting sessions. The main reason was that the exam was difficult, and he wasn't sure he would pass it.
Lin Hui knew this too, so she asked, "Yiping, do you have any other ideas?"
"There is also one. We now have a cabinet factory and two furniture factories. The products produced are very popular. You can also consider opening such a store. This business will last for a long time, the income will not be bad, and it is also very easy. You If you are interested, I can take you to the two flagship stores in the provincial capital now."
"Then let's go back and think about it first," Wang Chenglin said first.
Lin Hui glanced at him, and softened her words, "These days, your store is probably busy too, so you can watch it after the Chinese New Year. Let's go back and do some research."
"You can take the money back today, I'll write you a check right away."
"No, let's wait until we are ready, otherwise, if you hold the money in your hands, you will definitely start the company." Lin Hui said with a smile.
When sending them out, Lin Hui fell behind and explained to Feng Yiping in a low voice, "Don't worry, he's not very good at talking. Everything you say makes sense. I know you're thinking about me."
"As long as he treats you well,"
"It must be good to me!" Also, for a person like Lin Hui, the husband he finds must be obedient to her.
"Don't take my words as an excuse. If you were someone else, I wouldn't say so much. Now you can be counted as seniors and juniors. When you do things yourself, you must be considerate, and it is best to form a written statement. Things, if you think this thing can still be done after you go back to investigate, give me a call, and the money will be sent to you."
"Thank you, Yiping. Today's trip is more rewarding than getting money. Also, about the opening of the store you mentioned, I think I will go to the store to take a look in the next year."
"No problem, if I'm not there then, I'll ask my uncle to watch it with you."
Wang Chenglin had already driven the car to the front of the office building. Seeing them coming down, he reluctantly greeted Feng Yiping with a smile. Lin Hui grabbed Feng Yiping's shoulder and said, "Maybe I won't meet him at ordinary times. During the first lunar month, I will go back to my mother's house. Happy New Year to your family."
Watching them walk away, Feng Yiping felt very tired, not because of the money, but mainly because such dry cleaning was difficult to deal with.
In fact, the most difficult thing is this kind of relationship. It is not close, and it is not far.
If the relationship is really close, such as the uncle's family or the uncle's family, he can completely decide for them. Such a business is not very good.
If the relationship is too far away, it will be dismissed if there is no money.
Although Lin Hui and his wife came here today, the main purpose is to borrow money, but they have also asked Feng Yiping for advice. If the company fails to continue, maybe Feng Yiping will be blamed. You are very successful in every business , We went to the door, and you didn't even check it out for us.
These are some troubles that people will inevitably experience when they grow up, and no one can avoid them.