Chapter 739 Virtuous Cycle

Karl's wife's solution was very simple.

She pulled up her hair and untied a necklace made of a thin string from her neck.

There was a silver bell pendant on it.

"Sell it in the city and exchange it for some silver coins for emergency, enough for us to rent a suitable house."

Karl shook his head repeatedly:

"No! No! Absolutely not!"

"This is something your mother left for you. We agreed that when our daughter finds her lover, this is a gift to bless them."

"There is really no other way. We can accept the three-month resettlement plan first. We can't sell it!"

Such a commemorative thing, even if there were many difficulties on the way to Dawn City, Karl overcame them through other means and never thought of his wife's pendant.

His wife kissed Karl softly:

"It doesn't matter."

"It's not the thing that's important, but the hope for a better life in the future."

"If selling it can make our lives smoother from now on, I think it must be worth it, isn't it?"

Karl was silent.

Wendil probably understood the difficulties faced by Carl and others, and smiled gently:

"Mr. von Braun, I think there should be a best of both worlds solution to your problem."

"I can take you to a pawnshop in the city with a business license, where you can temporarily pawn some valuable things and redeem them when you have sufficient funds."

Carl heard this and confirmed hesitantly: "Mortgage?"

When he was in Nochima, Carl always kept a distance from the pawnshops in the city.

Only people who are desperate will go to such places.

Although it is to temporarily exchange valuable things for money turnover, the actual situation is: the operation of the pawnshop is as excessive as it can be!

When appraising the items, they will do their best to lower the price and deduct. The cash that can be obtained for something originally worth 50 silver may only be 10 silver or less.

When redeeming, a ransom far higher than 10 silver must be paid.

Some black-hearted people will even pay more than twice the ransom.

Even if you have enough money to redeem the items later, you will have to pay a large sum of money to the pawnshop.

Not to mention the various tricks of replacing the items when redeeming.

Pawnshops basically support several scammers and counterfeit merchants in private, who will imitate the collateral they receive and then secretly replace it when people redeem it.

If the problem is not discovered in time, it will really suffer heavy losses.

Carl believes that he does not have the ability to compete with counterfeit merchants who specialize in counterfeiting. He would rather borrow money from the local noble lords with a good reputation than go to the pawnshop.

Now hearing Wendil's proposal, he naturally has some doubts.

Wendil seemed to have guessed the reason for Carl's hesitation and patiently explained:

"Please rest assured, all the pawnshops with qualification certificates in Dawn City are formally operated shops under the supervision of the Church of Seeking Knowledge."

"Professional appraisers will provide you with destiny points for turnover at about 60-80% of the value, and the ransom required in the future will only increase the interest by about 5% on the basis of the points."

"Don't worry about the redemption problem."

"The condition for obtaining the qualification certificate is to accept the "Fake One Penalty Ten Agreement"."

"If there is a problem with the redeemed items, you can always find the arbitrators of the Church of Seeking Knowledge in the city for help."

"They will investigate as soon as possible. As long as the situation is confirmed to be true, they will find a way to recover the original items for you and compensate you with compensation points 10 times the value of the original items."

Carl was stunned.

There was only one thought left in his mind:

Dawn City is indeed a unique city!

If Wendil's description is completely true, this pawnshop is no different from doing charity!

You can get a fairly high proportion of funds for turnover;

The interest rate is very low when redeeming;

You don't have to worry about being cheated!

With so many promises, especially the most important one-the Church of Seeking Knowledge is responsible for supervision.

Although Carl doesn't know what the Church of Seeking Knowledge is like, he can clearly feel that the atmosphere of the entire Earldom of Ceylon has become very different because of the existence of this church since he entered the Ceylon Territory!

Life has become full of hope, and everyone seems to have a clear goal and motivation to strive for.

Order is constrained by rules, and safety is guaranteed.

Outsiders don't have to worry about being excluded or harmed.

Everything here seems to tell Carl that Ceylon Territory welcomes their arrival and is willing to accept every outsider here, regardless of his background or talent.

Everything in the entire noble territory is driven by powerful rule makers and is developing rapidly in a prosperous direction.

Reading the error-free version! 6=9+Shu_Bar first published this novel.

Carl's experience is just the most intuitive manifestation of those changes.

…

After living in Dawn City for a few days, Carl and his family had a more comprehensive experience.

He first found a mortgage shop with the four characters "Xiwei Fortune" in its name.

According to Wendil's advice, almost all of the businesses of the newly famous goblin tycoon Hugo Xiwei in Dawn City use "Xiwei Fortune" as the store prefix to facilitate people's identification.

These stores may not be the most professional, but they are definitely the top level in Dawn City in terms of quality and service.

The situation was exactly as Wendil said.

Carl got enough money for emergency smoothly.

When he repays in the future, the interest will be "miniscule", less than 2 points of destiny.

This number was not a small amount for Carl in the past.

But after hearing that even ordinary workers who build walls in Dawn City can earn nearly 1 point of destiny every day, Carl is completely relieved!

At worst, he can go to move bricks to support his family, and he can always earn enough money!

What surprises Carl and his family even more is yet to come.

The so-called low-rent ordinary houses are even better than they imagined!

As long as the fireplace in the house is lit, the room will soon become warm, and the cold wind outside will not affect the warm interior at all.

In order to express his gratitude to Wendil, although the other party repeatedly emphasized that the work of the "Foreign Personnel Guidance Center" provided him with the deserved compensation, Carl did not need to express his gratitude to him separately.

But Carl still insisted on inviting him, and he and his brother cooked in person, using the destiny points they earned from odd jobs in the city these days to prepare the most sumptuous food he could.

Dawn City is now in need of people everywhere, especially various small jobs that are paid daily. As long as you are willing to work hard, you can always find a suitable job.

When inviting Wendell to have dinner with them, Wendell tasted the secret grilled chicken steak made by Carl and his brother, praised it highly, and made an unexpected surprise proposal:

"To be honest, my main job is actually a chef in a restaurant in the city, and providing guidance to outsiders is just a part-time job in my spare time."

"With your two skills, do you want to try to work with me?"

"I think my boss will definitely not reject your two talents."

Carl was surprised and happy.

Since coming to Dawn City, his life seems to have entered a kind of virtuous circle, and good things have begun to come to him and his family one after another!

...