Chapter 1045 Shocked the World
Liu Dashan swallowed his saliva, looked away from the "Money Mountain" in front of him with difficulty, looked at the sparse cash withdrawal crowd in front of the counter, and dragged his nephew Liu Wei to the counter: "Wei Zai, let's go and ask about the interest first. How much."
Of course Liu Wei had no objection, and immediately followed his second uncle Liu Dashan to the counter, and found a window with the smallest number of people to wait in line.
After queuing for a while, it was finally Liu Dashan's turn.
"Hello, what kind of business do you need?"
The young and beautiful teller politely asked Liu Dashan in a soft tone.
Liu Wei, who was behind Liu Dashan, saw his eyes straighten, and hurriedly said: "Hello, miss, help my second uncle to see what is the interest on his money when he deposits the money on a regular basis, and what is the interest that he will take out right now? "
Liu Dashan said hurriedly: "That's what it means."
The beautiful teller smiled and nodded and said, "Okay, please tell me your bank card and ID card. You can sit down first and wait a moment."
After finishing speaking, the beautiful teller immediately brought the bank card and ID card to start the inquiry, then picked up the calculator to quickly calculate, recorded the data on paper, and read it to Liu Dashan.
"You deposited 30,000 Hong Kong dollars in our bank on June 1 last year, and the fixed deposit was for five years. The agreement signed at that time was to deposit and withdraw in one lump sum, and the five-year fixed deposit interest rate was 8.12%. After the deposit is full, the amount of interest that can be obtained is 12,180 Hong Kong dollars.”
"Our bank's current interest rate is 2.21%. You have deposited 425 days. If you withdraw it now, it can only be calculated according to the current interest. The amount of the current interest is 771.98 Hong Kong dollars.” (Actually, the interest rate was really high at that time, the highest current demand was 2.88% in 1982, and the highest current demand in 1996 was 2.97%, which is 0% now. 35.35 current period)
"Are you going to take it out now or continue to deposit it regularly?"
Liu Dashan has never read any books, but at least he can understand the relationship between size.
The difference between continuing the time deposit to maturity and cash withdrawal is as high as more than 10,000 Hong Kong dollars!
In addition to supporting his family, he has only saved 30,000 yuan in his fifties. If he is allowed to earn it himself, when will he earn the more than 10,000 Hong Kong dollars?
And he handed over the money to the bank, and it took more than three years to get more than 10,000 yuan.
He is nothing more than taking on the possible bankruptcy risk of Jiuding Bank.
Bankruptcy?
Thinking of this, Liu Dashan subconsciously looked at the "Money Mountain" surrounded by the crowd in the center of the lobby.
I also thought of what Liu Tianci said in the audio just now that there are more than 10 billion cash in the Jiuding Bank vault.
Will Jiuding Bank really go bankrupt?
After struggling for a while in his heart, he gritted his teeth and said, "I won't take it, I will keep it."
"Okay, thank you for your support and trust in our bank, and I wish you a happy family!"
The smile on the beautiful teller's face became brighter and brighter, she said and immediately returned the bank card and ID card to Liu Dashan.
Liu Dashan picked up the bank card number and ID card and put them in his pocket immediately, then got down from his seat and looked at his nephew Liu Wei.
"Wizard, do you want to withdraw money?"
Liu Wei shook his head violently and said, "Second uncle, I won't take it either."
People who were queuing up behind Liu Dashan and Liu Wei to withdraw money saw this scene with their own eyes, and were also affected. Some people simply left the line and did not plan to withdraw money. Most of those who continued to line up just wanted to know their fixed deposit interest. and the amount of current interest.
This morning, the lobby of Jiuding Bank headquarters was full of people, but almost all of them came to see "Money Mountain" after hearing the news, but very few really wanted to withdraw money.
Some of the counter staff were idle to watch the excitement, and from time to time lamented that the chairman and the president were too clever.
The head office resolved the turmoil of the withdrawal, and those who were going to withdraw the money basically went home, but the other branches were still busy.
However, the runs at other branches were completely eliminated in the afternoon.
Just because at noon, Global Satellite TV's "Noon News" focused on reporting this unprecedented "feat" of Jiuding Bank.
"Noon News" also reported an interview with Liu Tianci, president of Jiuding Bank, who said some "best" words with confidence.
Jiuding Bank is rich and powerful, and its high profile that it is not afraid of running or begging for deposits from depositors is imprinted in the minds of every viewer who watches the news.
The whole Xiangjiang shook!
Many people throughout Southeast Asia covered by Jiuding Satellite TV were shocked by this.
This "feat" that shocked the world gave Jiuding Bank a powerful advertisement, which led to the explosive growth of Jiuding Bank's various businesses in Southeast Asia. Of course, this is a later story.
It is said that at present, the major banks in Hong Kong are shocked, and they are extremely envious of the financial resources of Jiuding Bank. Many bank leaders have sent greetings to Liu Tianci. The purpose is self-evident. this storm.
In the afternoon, except for Jiuding Bank's headquarters, which was almost crowded with melon eaters who wanted to see the world, the long queues at the gates of other branches and subordinate banks such as Dao Heng Bank, Ka Wah Bank, and Hang Lung Bank all disappeared. Banks in the run-up to a run stand in stark contrast.
What made those banks even more indignant was that after some citizens had withdrawn money from their banks, they immediately ran into Jiuding Bank to deposit money.
This scene is so disturbing...
Other big banks, such as HSBC, Hang Seng Bank, Bank of East Asia and Bank of Hong Kong, etc., although they really want to follow suit, have no choice but to find that they either do not have so much cash, or they need a certain amount of time to mobilize funds.
On the contrary, after the Standard Chartered Bank's Gals Liddell got on the phone with Liu Tianci, he immediately asked Xia Yu to do the same, and got Xia Yu's approval and support.
On Monday morning, news about Jiuding Bank's "billion Hong Kong dollars in cash piled up like a mountain" grabbed the front-page headlines of almost all newspapers, and newspapers under Jiuding Newspaper Company seized the opportunity to make fancy touts about Jiuding Bank.
Seeing this situation, Xia Yu also laughed to Liu Tianci and said that this time will be the beginning of Jiuding Bank's official overtaking of HSBC to become the leader of Hong Kong Bank!
Liu Tianci is even more convinced that Jiuding Bank is not listed, otherwise even if the stock market crash breaks out, the stock price of Jiuding Bank will rise against the market.
...
Jiuding Bank's pomp is only thriving, other banks are still in the midst of more and more intense turmoil, and not to mention the stock market, the two-day closure of Saturday and Sunday did not bring respite to the stock market, but because the police announced. The latest developments in the Carrian Group have made investors more pessimistic.
As the stock market opened at 10 o'clock in the morning, the Hang Seng Index began to plummet again, and the three companies that fell the most were Carrian Land, Vinda Shipping and Qichang Life Insurance.
Xia Yu's attention was only slightly on the Carrian Group, which could no longer run away. What he paid more attention to was the Taikoo Consortium.
Xia Yu couldn't help sneering at the skyrocketing trading volume and slowly falling stock prices of companies such as Swire Group, Swire Shipping, and Swire Warehouse.
The Shi Yahuai family was still struggling, grabbing the small tree on the edge of the cliff and trying to climb up.
But no matter whether the Shi Yahuai family caught the grass or the tree on the edge of the cliff, anyway, this week, he made up his mind to pull grass and cut down trees. No matter what, he must let the Shi Yahuai family and the Taikoo consortium fall into the abyss!
PS: The first update will be sent, and there will be more updates today. I wish everyone a healthy Dragon Boat Festival!
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