Chapter 1043 The Volume of 1 Billion Hong Kong Dollars in Cash

In fact, the banking industry in Heungkong has been crowded with depositors coming to withdraw money.

The source is, of course, the stock market crash.

But adding fuel to the fire, it is not the Swire Group that has been in the center of the storm, but the Carrian Group!

There are a lot of banks that lend to the Carrian Group. When they realized the stock market crash, they were all vigilant. When assigning the task of recovering the loan, the confidentiality work was also mentioned at the highest level.

Information such as which companies the bank has loan business with, the bank's liquidity and other information are all kept confidential.

But secrecy is useless.

The scene of the heads and executives of 15 banks entering the Carrian Group at noon today was photographed by reporters.

With the reporter's insight, the heads and executives of these banks were quickly identified.

After the news came out, 15 banks including HSBC, Bank of East Asia, Hang Seng Bank all poured into a large number of depositors who were withdrawing.

And the banks that have loan business with the Carrian Group are far more than these fifteen!

As people with conscientiousness continue to conduct in-depth investigations, more and more banks have been picked up.

Of course, the most serious face of the run is undoubtedly Yumin Finance, a financial company that can accept deposits.

However, the "rumor" pointed out that Yumin Finance had loaned more than 3 billion Hong Kong dollars to the Carrian Group in a illegal manner!

Of these 3 billion Hong Kong dollars, in addition to some from Malaysia's Yumin Bank, many of them belong to Hong Kong's depositors!

When Xia Yu came home in the afternoon, as long as he passed the bank along the way, he could see a long queue outside the bank, even in front of Jiuding Bank and Standard Chartered Bank, which had no negative news at all.

It can be seen how panicked the citizens of Xiangjiang are.

"A Yu, Jiuding Bank is also facing a squeeze. Looking at the number of people queuing at the door, there are still people queuing up. The bank may not be able to manage the door tonight at twelve o'clock. Do you want to take some measures?"

When passing another branch of Jiuding Bank, Li Qian saw a long line of people at the bank's entrance through the car window, with a worried look on her face, and asked Xia Yu softly.

Xia Yu smiled lightly and said with a relaxed and natural expression: "Qianqian, don't worry, they can't withdraw much money. Even if all depositors withdraw all their money, it will not affect the normal operation of Jiuding Bank."

"It's not too late for me to arrange tomorrow."

What Xia Yu said is not a joke. Jiuding Bank is fundamentally different from other banks in Xiangjiang, because Xia Yu kept injecting capital into Jiuding Bank. At the beginning, Jiuding Bank was developed with his own funds. Later, Jiuding Bank He made a lot of money from foreign exchange speculation, sterling speculation, etc. Even if Xia Yu took out this money temporarily, he would re-inject it later.

So now even if all depositors have withdrawn their deposits, Jiuding Bank still has liquidity.

Seeing that Xia Yu was confident, the worry on Li Qian's face disappeared, she nodded lightly and stopped talking, and she leaned her head on Xia Yu's shoulder with a charming smile on her pretty face.

...

The next morning, after having breakfast, Xia Yu drove to the headquarters of Jiuding Bank in Central, Hong Kong Island.

As soon as the car arrived at the entrance of the Jiuding Bank Building, Xia Yu saw that the hall was crowded with people. Fortunately, the security staff maintained the order properly, so it didn't look chaotic.

Surrounded by bodyguards, Xia Yu entered Jiuding Bank, went straight upstairs, and found Liu Tianci.

"Chairman, good morning!"

Seeing Xia Yu's arrival, Liu Tianci was a little surprised, and quickly put down his work to greet Xia Yu.

"Well, good morning!"

Xia Yu replied casually, and asked the situation straight to the point: "God, how long did the crowding phenomenon last last night?"

Liu Tianci immediately reported: "Chairman, now all the banks in Hong Kong have run out of money. Yesterday, I only let all the branches open until 12 o'clock and then closed. I asked people to investigate. Our bank was operating at its worst last night. Late family."

"If we don't close, I reckon depositors with withdrawals will be in line until this morning.

"

"I listened to the staff report, and many depositors came over at four or five o'clock today and started queuing."

Xia Yu nodded slightly and asked with concern, "How is the employee's mood?"

Liu Tianci replied: "The employees' emotions are very stable, but they have been busy all the time. I'm afraid they won't be able to bear it."

Xia Yu nodded, thought for a while and instructed: "Let all branches work in shifts, the health of the employees is more important."

Liu Tianci also had this plan, so he readily replied, "Okay, I'll let someone execute it today."

"However... Chairman, according to the current trend, the phenomenon of running on the whole Hong Kong will intensify. The Carrian Group has entrapped many small banks. Those small banks have little capital and face runs, and the risk of bankruptcy is extremely high. Once a bank goes bankrupt , then the craze for crowding will once again reach a new level.”

"Although our bank is not short of money, I don't think depositors can be allowed to withdraw money, and they can even absorb deposits against the market."

Xia Yu raised his brows slightly and asked with a smile, "What are you going to do?"

Liu Tianci immediately said the solution that he came up with last night: "Chairman, I have thought of a solution, but it has a relatively large risk and needs the strong support of SHIELD Security."

"My plan is to build a transparent glass case in the center of the hall of the headquarters, with an iron cage welded on the outside, and put one billion Hong Kong dollars in cash in the glass case."

"As long as anyone who has entered our bank knows that our bank has money, it should be enough to reassure depositors who are worried about our bank's bankruptcy."

Xia Yu showed a smile and praised: "This is a good way."

"It's just that have you ever calculated the size of one billion Hong Kong dollars in cash?"

Seeing the chairman's agreement, Liu Tianci was refreshed and immediately replied: "Chairman, I have specially calculated that if you put one thousand yuan in banknotes, the volume of one billion Hong Kong dollars is about 1.328 cubic meters."

"If you put all 100 yuan banknotes, the volume of one billion Hong Kong dollars is 11.78 cubic meters."

Hearing this, Xia Yu made a direct decision: "Just use one hundred yuan denomination and stack it to a height of more than three meters, which can give people a shocking visual impact. The more this kind of squeeze, the more it can reflect the strength of our bank. ."

"Don't worry about security, I will let Yan Shining take care of it."

"The key now is cash. How long will it take to mobilize?"

Liu Tianci said decisively: "There is enough cash in the underground vault, which can be carried out at any time."

Xia Yu nodded: "That's ok, today, you have people make toughened glass cabinets and iron cages during the day, and the construction will be done overnight. The day after tomorrow, when the business opens on Sunday morning, can it be completed?"

"Two days is enough!"

"Okay, I'll give you the security staff and wait for your performance the day after tomorrow!"

"Thank you, Chairman, I promise you won't be disappointed!"

...

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