Chapter 682 The Internet Financial Management Era

With the ups and downs of the stock market, some people are trapped in a trap and collapse in despair.

Some people were watching people flapping in the water on the shore, and they became increasingly wary of investing.

So, think about savings and financial management.

ten years ago.

The so-called financial management is probably exclusive to rich people.

In 2011, in China's financial market, large customers are still an important group...

Ordinary people want to buy a bank financial product, which costs at least 50,000 yuan. Although funds are low-threshold products, fund companies at this time are vigorously developing B shares for large customers.

In addition to unfair rates and high thresholds for ordinary people, obtaining income is also quite troublesome.

Basically, it is settled once a month and the interest is distributed once. During a long holiday, this kind of income will be deferred...

…

Ma Yunhua's passionate speech ignited the hearts of countless ordinary people.

They looked at Ma Yunhua's glory and majesty, and felt excited and excited!

Driven by curiosity.

They clicked on [Yu Li Bao].

[Yu Li Bao] has a very low threshold, and the advantages of being able to buy it for 1 yuan, withdrawing it at any time, and spending directly with Yu'e Bao are very attractive.

Then, they saw that the annual interest rate is 6.8%, 10,000 yuan per day is 1.8 yuan, and the interest for 7 days is 12.6 yuan. For the same 10,000 yuan, deposited in the bank for 7 days' notice deposit, the interest for 1 day is only 0.375 yuan, for a total of 7 days 2.625 yuan, the interest on a 7-day notice deposit is less than a fraction of that of [Yu Li Bao].

Compared with other financial products on the market, it is more efficient, more convenient and clearer!

The key is, daily returns are shown every day!

Seeing such high annual interest rates and daily returns is hard not to be tempted.

but……

At first, users were wary of [Yu Li Bao].

I don’t dare to save a lot of money, I only dare to save a few hundred, or a few thousand to try it out...

But gradually, when people around me recognized [Yu Libao] more and more, saw their daily income rising, and saw wealth rising visibly to the naked eye, finally, some people began to be unable to resist the temptation and started to start making money in units of tens of thousands. live……

…………………………

December is the busiest month for Zheng Huateng.

There are meetings almost every day.

The live broadcast of [YK Video] and the linkage with [Paipai Mall] also take into account industrial data such as [WeChat].

[Tengji Technology] has experienced ten years of ups and downs from the beginning of the millennium to the present, and in these ten years of ups and downs, he has never been as busy as in 2011.

These days……

They have meetings every day.

The content studied in meetings every day is none other than Zhang Sheng.

From the beginning of December to today, Zhang Sheng clearly remembers what he ate, drank, and did every day, who he met, and what he did.

Not only do they keep an eye on Zhang Sheng every day, they also keep a record of what Zhang Sheng's companies are doing every day, and they hold meetings at the slightest sign of something unusual.

"Zhang Sheng collected 1.5 billion yuan, and 750 million yuan was called to CCTV on the spot. He became the first customer of CCTV who paid the full amount before the Spring Festival Gala even started..."

"Using the Spring Festival Gala advertisement to make money seems to be Zhang Sheng's purpose of buying out the Spring Festival Gala advertisement..."

"No, this time Zhang Sheng's Spring Festival Gala will definitely have big moves, and we have been keeping an eye on the Spring Festival Gala... The only thing that makes me feel strange is that after December, Zhang Sheng has separated from the Spring Festival Gala's directing team and stayed in bed all day. In Yanshihua..."

"We investigated Zhang Sheng's path during this period. During this period, he never left Yanshihua, nor participated in the choreography or production of the Spring Festival Gala. He was so quiet that it was incredible. I always felt that this was Zhang Sheng's trick. , but according to reports from some of Yan Shihua’s friends, Zhang Sheng is either in the classroom, the library, the cafeteria or the dormitory..."

"At the end of December 2010, Zhang Sheng paid a bonus to all employees in the company. However, this year, Zhang Sheng's finance department does not seem to have this intention..."

"..."

"However, Zhang Sheng's total turnover of all industries this year has exceeded 10 billion, or even higher. As for profit, it is difficult to calculate now, but it is unlikely to be much different... He has a complete set of internal circulation industries Chain, this kind of industrial chain can avoid the consumption of middlemen and maximize profits..."

"..."

In the conference room.

Countless information about Zhang Sheng kept passing before his eyes.

Zheng Huateng looked at Zhang Sheng's whereabouts. He didn't know that it was because he had been attacked by Zhang Sheng so many times in the past year. Zheng Huateng already felt like he was surrounded by soldiers.

He always felt that Zhang Sheng would stay in a certain corner, and then suddenly give him a hard blow!

This guy always keeps an eye on the lower third lane and makes sneak attacks many times. Other than that, he seems to have no other moves...

However, he really couldn't figure out what Zhang Sheng was going to do. He couldn't figure it out. He really couldn't figure it out. This guy couldn't really be studying, could he?

Or are you secretly taking the test for some certificate?

The more you can't guess, the more mysterious you feel the other person is, and the more mysterious you feel the other person is, the more uneasy you feel.

In this emotional distress...

Zheng Huateng ignored Ma Yunhua for a while.

In the early morning of December 8th.

Zheng Huateng was still busy in the conference room, staring at Zhang Sheng's every move, thinking about where this guy was going to take action.

but……

Just at this time.

Zhang Xiaoqiang from the [WeChat] department rushed in, his face solemn, even a little panicked!

"General Zheng, this year's financial market may change!"

"..."

Zheng Huateng put Zhang Sheng's information aside.

Then, he saw Zhang Xiaoqiang handing over a data about [Yu Li Bao].

Zheng Huateng was very calm at first, but the more he looked down, the more serious his expression became. When he finished reading the weekly data of [Yu Li Bao], his heart trembled violently.

Only one week after [Yu Li Bao] went online, the number of users has soared to one million!

He realized that a word [Internet financial management era] has arrived.

"General Zheng, the payment system launched by our [Q Dog] has not been truly rolled out yet, and the enthusiasm of users has always been low. Maybe we really have to shift the strategic focus to [WeChat]!"

"General Zheng! We can't keep staring at Zhang Sheng and let Ma Yunhua steal our home! Zhang Sheng's [WeChat] is indeed terrible, but it can't decide the life and death situation now, but Ma Yunhua's payment system..."

"..."

In the office.

Zhang Xiaoqiang's voice became heavier.

Zheng Huateng didn't respond, but frowned.

The battle between [WeChat] and [WeChat] made the growth rate of [WeChat] gradually slow down...

They once shifted their strategic focus to [Qgou] payment, but because the Qgou business was too bloated, the payment was not laid out at all, and now it is stuck in the middle, a little bit up and down...

These days, whether it is the integration of [YK Live] and [PaiPai Mall], or the expansion of other businesses such as games, they are all for his payment...

"Mr. Zhang, how many users does [WeChat] have now?"

"110 million!"

"The number of users is still not enough... not ideal!"

Zheng Huateng frowned more and more and shook his head.

Zhang Sheng's [WeChat] was like a needle piercing his heart, painful and unable to be pulled out!

"Mr. Zheng, how about..."

"Learn from [Zhilibao]?"

"Yes! Why not, we use [WeChat] to launch a financial management system, and our interest rate can be higher!"

"It will cost a lot of money, right?"

"Mr. Zheng, we don't have to spend a penny. We can use deposits to support loans, and then use loan interest to support deposit interest. Let's take the lead and release the loan system!" Zhang Xiaoqiang's eyes were slightly red, staring at Zheng Huateng closely.

"You want to do Internet finance?"

"Yes! I asked the boss what he meant. The boss meant to encourage the development of various possibilities of the Internet, but in principle, not to support anything... The boss is also watching!"

"..." Zheng Huateng was still silent.

But Zhang Xiaoqiang added: "Mr. Zheng, if Ma completely swallows up the payment cake, we will have no chance. Our [WeChat] survival space will be further compressed. If we cannot really monetize users, then we can only be empty-handed. We will be completely out of the game in the next era, Mr. Zheng!"

"Wealth management system can be considered, but lending... is a bit too sensitive, we have to wait a little longer!"

"..."

………………………………

When a trend sweeps across China.

Then...

Everyone will tremble for it.

[Zhi Li Bao] is the big killer that Ma Yunhua has accumulated over the years and has been hiding!

Obviously, the power of this big killer is simply terrifying!

In December.

[Yu Li Bao] was launched!

On the day of the launch, Xu Xiao, the head of [Xin Hong Fund], revealed that [the day when Yu Li Bao was trial-operated, the entire website crashed on the spot because of too much traffic, but it was later restored]

The number of users brought by Yu Li Bao far exceeded everyone's expectations.

【Yu'ebao】 has been online for 6 days, and the number of users has exceeded one million!

After that, 140,000 new users were added every day!

【Yu'ebao】 has been online for 18 days, and the number of users has exceeded the total number of customers of the top 10 money market funds with the largest number of users in China in 2011!

【Yu'ebao】 has been online for 20 days, and the number of users has exceeded 2 million!

The deposit scale is far more than 10 billion, and the average deposit is 5,000 yuan per person.

When the data was released one by one, the entire Chinese financial market was shocked!

December 20.

Ma Yunhua received a message from overseas!

The world's six major contractors were shocked that Ma Yunhua's 【Zhi Li Bao】 had such a great influence in China. At the same time, Ma Yunhua also received countless applause and flowers.

【Taozhu.com】 The listing of the matter...

Finally, at noon on the 20th, the agreement was officially finalized.

This day...

For Ma Yunhua, it was exciting.

But the news that he heard afterwards made Ma Yunhua's expression stagnate slightly, as if he had eaten shit.

"WeChat has also launched a payment system and WeChat Financial Management. They are cooperating with Xinhong Fund and Huangcheng Fund... except for the name, everything is copied from us!"

"..."

After listening, Ma Yunhua asked again: "Where is Zhang Sheng?"

"Zhang Sheng avoided the battle..."

"Avoided the battle? Ha, avoiding the battle now? It's too late!"

Ma Yunhua's face turned fierce!

Then he narrowed his eyes.

"The listing issue has been resolved. Now, it's time to free up our hands to deal with this troublemaker!"