Chapter 309 Jianghua's Story of Buying a House (Part 2)
Recently, housing prices in Huaihai City have indeed shown a downward trend. Due to national regulation and the downturn in the economic situation, housing prices in Huaihai have dropped slightly this year. Moreover, there are rumors about the possible implementation of real estate tax in China. No one knows whether it is true or not. The real estate industry has been more or less affected.
Moreover, the bank's financial conditions began to tighten, and it became more and more difficult to handle loans. At the same time, the interest on repayment also began to rise. In some cities, it was even possible to approve the loan by 20% higher than the guideline interest rate. This has caused the real estate trends across the country to be somewhat affected, and Huaihai has a relatively small impact. After all, this is a population-introduced city with a population of more than 30 million people. It is too difficult to find a place to live in this city. Many people try their best to never buy a 30-square-meter apartment in the urban area of Huaihai.
Just like the polite real estate agent said now: "This house is in a good location and belongs to the king of buildings in the entire community. The distance between the back buildings is more than 50 meters, and the front living room is facing the garden of the community. The distance between the fronts of a building is more than 120 meters. And it faces south and there is no west exposure. The house types are very good, and the shared area is only 13%, which is the highest occupancy rate among houses in Huaihai. That batch of houses. The owner asked for 81,000 square meters, and the house area is 130 square meters. So it is exactly 10.4 million. This price is really cheap in China and the location, or the school district is close to East China Normal University attached primary school."
The intermediary's small mouth kept introducing the benefits of this house like honey. "This house is really good. Auntie is buying a house for the family. This house only costs more than 10 million yuan. It's really a good deal!" He said that the house of more than 10 million yuan in the intermediary's mouth was [only more than 10 million yuan] ], it sounds like it's cheap.
And Jiang Hua helped his forehead helplessly. His monthly salary was more than 20,000 yuan, and if bonuses were added, he could get around 25,000 yuan. Speaking of which, the income is actually good, because civil servants still have many hidden benefits. For example, the house I live in now is owned by the Housing Authority, and the rent is super cheap and I don’t have to pay utility bills. There are also transportation and telephone bills that can be reimbursed, meals and subsidies, and five social insurances and one housing fund insurance do not need to be paid by themselves. The hospital provides free medical examinations twice a year. If you want to see a doctor, there is a dedicated channel without waiting in line. wait. After all, I am also a cadre at the top level anyway, and many invisible benefits cannot be measured by money, but are reflected in every part of life.
Speaking of which, my job in Huaihai is considered very good. Seriously speaking, because of these invisible benefits, my quality of life is actually similar to those high-income groups with an annual income of 500,000 yuan. But even so, Jiang Hua felt that if he was not corrupt and only relied on his own salary, it would be impossible for him to afford a house here. Of course, it is another matter for the family to contribute money, because my family still has some money.
It's like Wang Qi is looking around this house now, she is very satisfied with this house. The house is well lit, the environment is good, and it is well-decorated. The decoration style is still the popular Nordic style, and the light tones are the ones my daughter likes. As long as you buy it and buy some furniture, you can move in directly.
"What do you think of this house, Hua Hua?" Wang Qian asked Jiang Hua. Jiang Hua took a look at the house and said that it was really good, better than the house he lives in now. Although the house given by the Housing Management Bureau is not bad, it is the bottom of the old community after all. Whether it is lighting or room design, it is not as good as the current new community.
"It's just too expensive." Jiang Hua pouted, 10.4 million! Just this fraction can buy a house in many small places!
"Miss sister, this price is really not expensive." Hearing that Jiang Hua thought it was too expensive, the agent immediately turned his head and said, "The location here is good. The school district house, many people are looking at this house. One thousand and four The price of 100,000 yuan is really not expensive. Moreover, the house was newly renovated in half a year, and the landlord dried it out for half a year. Now it’s just finished, and the decoration here alone cost more than 700,000 yuan. The central air-conditioning and integrated kitchen, Even the pipes in the house are pure copper pipes instead of PVC." The agent talked about the various benefits of the house.
In fact, Wang Qi has also looked at a lot of houses on the Internet in recent days, and she has also transferred to Huaihai. This community and houses are what she is most satisfied with. As long as the price is right, she bought it directly, so she looked at the agent and said directly: "You said this landlord can offer a discount, how much cheaper can it be?"
"400,000 can be obtained cheaply. Ten million can definitely be sold." The intermediary brother vowed. And Jiang Hua felt that such an expensive house was cheaper than 400,000 yuan, as if she didn't feel anything, she shook her head: "It's not much cheaper."
The corner of the intermediary brother's mouth twitched: "Miss, it's quite a lot. 400,000 can buy a BMW. You can even buy a house in a small place."
"But this is Huaihai. A house of more than 10 million is cheaper than 400,000. It's really not enough." Jiang Hua walked around the kitchen twice, and the kitchen was well repaired. In the island-style semi-open kitchen, the cooking table is made of treated walnut, and the lower part is a marble cabinet and tempered fire-resistant glass panel. The faucets in the sink are all Kohler, and none of these hardware is cheap. But I don't know how to cook. At most, I cook egg fried rice and noodles. Such a good kitchen is a bit of a waste for myself. Jiang Hua suddenly wondered what Zhang Tong would look like if he was cooking here in a full set of white chef uniform, would he be very handsome? oops! What are you thinking about! Drive away, fuck off!
The intermediary brother doesn't know the wild thoughts in Jiang Hua's mind now. He can see that the mother and daughter who came to see the house are very satisfied with the house, and they seem to be the kind of people who can really afford it. They heard a thousand Duo Wan's price didn't show a particularly unacceptable expression at all. It just feels a little expensive. This is my target customer. As an intermediary, buying and selling houses to earn commissions is the bulk of my income. For a ten million house, the intermediary can charge service fees on both sides. I can have at least tens of thousands of commissions! (Note: In most cases, the sales commission of second-hand houses is not as high as that of new houses.)
So the salesman thought for a while and said to Wang Qi: "Well, Auntie, you have also considered paying in one lump sum to buy a house. If you can pay the full amount in one lump sum, then the price can be negotiated. Can you pay in one lump sum?" Do you pay in full?"
"How much cheaper can it be?" Wang Qi didn't say that she would pay the full amount in one lump sum just because of the agent's casual promise, nor did she say that she had to buy it.
"This." The intermediary brother thought for a while and said: "Well, if you can pay the full amount in one lump sum, I'll have a good chat with the landlord. Even ask him to sit down and chat with you, and the price will definitely be the lowest for you , What do you think? The landlord is desperately short of money now, but don't talk about it when you meet, let alone I told you. "
Hearing what the intermediary brother said, Wang Qi nodded: "Okay, you can talk to the landlord. Just say that I can pay the full amount in one go, but 10 million is too expensive. Ask him if you can sell it for 9 million. "
"Ah! This price is too hard to suppress. The landlord will not agree to a one-time reduction of 1.4 million." The little brother was shocked by the extent of Wang Qian's price reduction.
"When it comes to business, I counter the price when he asks a price, and I increase the price when he lowers it. Isn't that how business is negotiated?" Wang Qian waved her hand indifferently: "You should contact the landlord, it is best to get it today." Make an appointment and have a talk. If it’s settled, I can pay tomorrow. But you want him to hurry up, because I’m leaving in a few days, and I don’t have much time to argue with him.” Wang Qi secretly put pressure on the agency Urge.
After hearing this, the intermediary brother immediately said: "Understood, you wait." While talking, he also dialed the landlord's phone number, and saw [Tianhui Pharmaceutical CEO Xu Tian] written on the phone contact person . The landlord of this house is Xu Tian, the boss of Tianhui Pharmaceutical Company, who is currently being tracked down by the jihadist organization.
But this is not the only house he wants to sell. He needs money urgently now, because he has a big hole of 50 million yuan to fill. The urgent money is still in the past few days, so after receiving the call, Xu Tian said that he could meet right away. But if he knew who was going to buy his house, he probably wouldn't come if he was killed...