Chapter 1143 Sustainable Development

In Jinshan City, Yuan Lin officially met Lan Baolin. After the meeting, Yuan Lin got straight to the point: "Mr. Lan, we are all very tight on time, so I won't say polite words.

I just ask three questions.

First, what is an investment bank?

Second, why use stocks instead of exchanging stocks for cash?

Third, what impact does investment banking have on business nations? "

Lan Baolin was a little surprised by Yuan Lin's straightforwardness, but held back many of the polite words he had prepared. But after all, Lan Baolin made full preparations, took out the documents and started to interpret them.

"First of all, what is investment banking? Simply put, investment banking is a unique financial service that is different from banking in the past.

Before talking about investment banks, let's talk about the past first. In the past, the banking business was to absorb deposits from the people, and then wait for people who needed loans to come to their door, and there were also various examinations and qualification restrictions. In particular, issues such as continuous and urgent repayment in the later period will seriously affect the development of enterprise groups.

According to my investigation and interviews, about 80% of enterprises have financial pressure and need loans; but only 30% of enterprises can pass the audit and obtain loans. However, even among the 30% of enterprises, 20% will be crushed by the loan pressure, and the remaining 10% will truly stand out. "

"It's normal." Yuan Lin didn't seem to care, "The success rate is one tenth. You know that in the past, it was not even one ten thousandth, or even one millionth."

"But I have a way to increase this success rate by at least three times." Lan Baolin said sonorously.

Yuan Lin's eyes suddenly brightened, and he stared at Lan Baolin seriously. Of course Yuan Lin knows what it means to increase three times, which means that the development speed of Shang country will increase three times or even more! If it tripled every year, its impact would be immeasurable!

After watching for a while, Yuan Lin nodded: "Continue."

"Then let me talk about what an investment bank is." Lan Baolin turned over a page of the document and continued: "The so-called investment bank is essentially a bank, but it is also an alternative stock service institution.

We will inject the capital absorbed from the private sector into those companies with potential, and purchase the shares of the companies. Let the enterprise develop without worry.

After purchasing the shares of the enterprise, we will not directly participate in the management of the enterprise, but will supervise the development of the enterprise.

We also do not require businesses to make regular repayments, and there is no interest.

In essence, we are also investors in the enterprise, so we will share the market risk with the enterprise.

Once the business is successful, we will sell the shares in our hands in the form of stocks, cash them out in the market, and recover our capital.

If successful, the rate of return of this investment method can reach ten times, thirty times, or even more than a hundred times.

Of course, if you fail, you will not get a penny back.

This is a high-risk investment, but also a high-yield investment.

This is investment banking. Therefore, we must use stocks as the initial capital. "

Yuan Lin closed his eyes and thought for a while, then suddenly asked: "Where's the depositor's deposit?"

Lan Baolin said very simply: "Take risks together with the investment bank. If it succeeds, everyone will get rich. If it fails, everyone will lose money together.

We will make this point clear to our depositors. "

Yuan Lin asked again: "This is very risky. Once the investment fails, the losses will affect the lives of countless people. I want to ask, what benefits can this kind of investment bank bring to the country, enough to offset its disadvantages?!"

"It's a great benefit!" Lan Baolin's eyes began to shine, "I found a problem, the development of Shangguo to the present, and the polarization of enterprises began to appear.

Some enterprises continue to follow the old path, which looks stable but lacks innovation; in a short period of time, these enterprises and groups can still bring huge benefits to Shangguo, but they cannot keep up with the development speed of Shangguo .

In at most three years, such groups that lack innovation will fall; in at most ten years, these old groups will become dead branches and slow down the development of the business country.

There are also some companies that take the route of innovation, and they focus on scientific research. I can say without hesitation and with absolute certainty that these scientific research groups are the future of Shangguo. For example, the current Jiuzhongtian Group has surpassed the Pengcheng Wanli Group in a few years, and now it is even receiving the treatment of a god.

But many people didn't see a problem. The Jiuzhongtian Group was able to rise because of the right time, place and people. The time of day means that the Shang Kingdom was established not long ago, and a thousand wastes are waiting to be rejuvenated; the geographical advantage and everything is that the Jiuzhongtian Group itself was established by the Yuan family, and its personal connections are good. Moreover, Yuan Zhao has a good relationship with the Xian Wang and has the support of the Xian Wang.

In addition, in Shangguo at that time, the state supported many enterprises, and now these enterprises are growing healthily. However, many companies have already begun to gnaw at their laurels and do not want to make progress.

But now, with the emergence of a large number of graduates from Shangguo, many people choose to start their own businesses. They are talented and capable, and they are the future and hope of the Shang Dynasty, but they lack funds, opportunities, and support!

What I want to do is to inject a large number of investors' funds into these high-tech research companies and these young companies to promote their growth and give them the opportunity to grow into giant trees.

If successful, Shangguo will leapfrog the old model and enter a more rapid development, and it will be a truly sustainable development.

Of course, in this process, I also need to serve my investors and earn enough benefits. And this needs to rely on the stock market. So, I registered my business with stock capital.

Greenwood Investment Bank! "

Yuan Lin took a deep breath, and his breathing was a little short; the investment bank plan proposed by Lan Baolin completely surpassed the limitations of this era, and even Yuan Lin couldn't grasp it.

After thinking about it for a while, Yuan Lin finally made a decision: "Go back and prepare the materials, and I will report to King Xian. Perhaps, you will be received by King Xian."

"Okay!" Lan Baolin's eyes lit up.

…………

At the same time, in the Anyang Prime Minister's Mansion, all the personnel finally arrived, the door was slowly closed, and a meeting that would affect the Shang Kingdom, and even the entire Immortal Territory, was about to begin!

Yan Ze'an stood up with great momentum. Looking at the scene, Yan Ze'an was also extremely excited. Holding a meeting for people and monsters from all over the world is something that Guo Yan Ze'an never dared to think about. But today, it did. And this meeting will affect the development of Xianyu.

Finally, Yan Ze'an said, "The name of our meeting today is - sustainable development."