Chapter 1463
"Good boss!" Mi Feifei happily agreed and was about to hang up.
"That's not right!" Guo Tailai suddenly realized: "Wasn't the credit department of the bank that gave us the loan at that time? Would they not know what's going on with our loan?"
"Oh!" Mi Feifei heard the question, and explained without thinking: "The managers of the credit department of these two banks have changed. The original one was promoted, and the two who came up were airborne. I guess I don’t understand the situation. The manager of the credit department of another bank is still an old man, so he didn’t move at all, and even called to remind him.”
"So it is!" Guo Tailai also suddenly realized. No wonder! If it was an old man, how could he do such an unreliable thing? It turns out that the employees in the credit department may still be clear about the promotion, but the airborne ones are hard to say. It is estimated that those employees in the credit department who have not been promoted are still waiting to see their managers have fun!
Early the next morning, as soon as Mr. Mi went to work, he asked his secretary to make an appointment with the credit department managers of the two banks to come to handle the repayment matters.
After receiving an appointment call from Zhengyifang Technology, the two managers of the credit department were dumbfounded. The two of them were entrusted by friends, so let's make it difficult for Zhengyifang Technology. Why do they suddenly have to repay the loan?
"Do they have the money to pay back?"
The staff of the credit department of the first bank listened to the surprised question of Manager Liu, who had only been here for two months, and didn't know how to describe his feeling of wanting to beat him up. It is true that Zhengyifang Technology has loans, but the general accounts opened by other companies in their own banks have more cash than loans! Why do people have no money to pay back? Isn't repaying the loan just a matter of words?
As the manager of the credit department, the co-author didn't even know the other party's situation, so he had to forcibly withdraw the loan on the grounds that he suspected that the other party's poor management would affect the repayment? If you want to draw a loan from someone else to repay the loan, you will save an unknown amount of interest. What a great thing?
"They have money in their account, why do they need to take out a loan?" The manager of the credit department panicked and asked hastily, "Does this mean that they didn't use the loan for the loan project and misappropriated the funds?"
"Manager Liu, because their company didn't plan to take the initiative to borrow money at that time, we came together to ask for a loan from others." The employee smiled in his heart and replied with a serious face: "This is the funds specially approved by the head office. Your previous manager Li is I was promoted because I did this well.”
As the manager of the credit department, no matter how ignorant you are, you must understand that you must find a company with a good reputation and good repayment ability to lend money, otherwise it is easy to fail to collect and become bad debts. Therefore, giving loans to companies that are not short of money is also part of the normal operation of the bank's credit department, which is so normal!
"Why didn't you say it earlier?" Manager Liu almost pointed at the employee he called in to inquire about the situation and cursed.
"What did you say earlier?" The employee's face was full of innocence and grievance: "I didn't know they would repay the loan in advance? They have been paying interest normally before!"
"Get out!" The manager suddenly remembered that he received a call from a friend when he was about to get off work yesterday, and informed Zhengyifang Technology impromptu. I don't know anything!
When he was alone in the office, the manager picked up his mobile phone and quickly dialed a number. Once connected, he yelled at the people inside: "Grandson! This time I will be killed by you! You Don't worry, I'll be back when I die! We two grasshoppers on the same line can't run away from you, and can't run away from me either!"
If there is regret medicine in the world, Manager Liu would like to buy 10,000 pills at this moment. But now he doesn't have any of them, so he can only be extremely anxious. Why is he so confused by the lard? What about taking a loan?
Especially after knowing that this loan was specially approved by the head office, it made him extremely frightened. Now can you say that I didn't know it at all, maybe a certain employee framed me and called me from my office phone when I was not in the office? Yes, this method is good!
"Mr. Mi!" As soon as the agreed time came, Mi Feifei, the secretary, financial and legal affairs, and a group of security personnel arrived at the bank on time. Manager Liu looked at the series of big red flags, and the corner of his mouth twitched countless times, and hurriedly greeted him. Go up: "This is a misunderstanding!"
"Misunderstanding?" Mr. Mi heard Manager Liu's voice, raised his head to look at Manager Liu, and suddenly laughed: "It's not a misunderstanding! Manager Liu, our company's telephone system is recorded, and it was your voice yesterday That's right, the number on the caller ID is also your office, and China Netcom has records."
Does the telephone system in the company record? What kind of weird company is this? Manager Liu's eyes darkened, and he almost fainted at the door. He couldn't get rid of the scapegoat, and he was doomed!
Mi Feifei and his team had already entered the door with their heads held high, but Manager Liu was still in a daze. If the security guard next to him hadn't reminded him, he would still be in a daze.
"Manager Liu, according to your request, we will repay the loan in advance." Mi Feifei was already sitting on the sofa at the reception, followed by several financial and legal counselors, who looked at Manager Liu coldly: "Because it was you who gave me an unreasonable reason." It is necessary to forcibly withdraw the loan, so you breach the contract. According to the contract, we will only repay the principal and the previous interest, and the subsequent interest will be cancelled. If you do not intend to compensate for the liquidated damages, we will sue the court. In addition, after paying off the loan , please cancel the account for us."
"Mr. Mi! Mr. Mi! Auntie! This is really a misunderstanding!" Upon hearing that Mi Feifei had to cancel the account in addition to repaying the loan, Manager Liu's mind that had calmed down a little earlier suddenly boiled up. Mi Feifei was sitting on the customer reception sofa with his legs crossed. Manager Liu bowed almost to the point where his head touched the coffee table, and his voice was full of tears. The repayment of the loan can still be limited to the credit department. If the account is canceled, it may rise to the branch level.
"Don't be like this, Manager Liu!" Mi Feifei was very happy in his heart, but his face still had an expression of thinking for you: "It's not easy for us small and micro enterprises to get a loan. , dare not delay!"
Small and micro enterprises? Have you ever seen a small and micro enterprise with billions of RMB lying in an ordinary household? Manager Liu didn't know how to complain. But the phone call for Huadai was indeed made by himself, and there was a recording, so he couldn't deny it at all. This is how to do ah?
Just when Manager Liu was going to discuss with Mr. Mi again, so that Mr. Mi would not have to repay the loan or cancel the account, a voice suddenly sounded behind him.
"Mr. Mi, a rare customer!" The visitor's voice was bright, with a smile on his face, he greeted Mr. Mi from a distance: "What business are you here for?"
"It's President Wang!" Mi Feifei also showed a smile on his face, very sincerely: "Your credit department requires our company to repay the loan in time, so I will come here to repay the loan and cancel the account on the way."
"Mr. Mi, are you kidding me?" President Wang's face was stunned for a while, and then he saw Manager Liu who suddenly slumped and sat on the ground, his eyes turned cold: "Manager Liu, what's going on?"