Chapter 841: Thirty Million Promissory Note

It was lunch time, but Shi Lei went out early.

He came to the branch of the domestic bank in Hong Kong Island and walked in.

A woman in her thirties came over and politely asked Shi Lei what business he wanted to handle.

Shi Lei didn't understand because the other party spoke Cantonese.

"Sorry, I don't understand what you are saying."

The other party immediately switched to Mandarin, Said: "Hello, sir, what business do you want to handle? Is your account opened in the mainland or in Hong Kong Island?"

Shi Lei said: "It's opened in the mainland, and I need to apply for a promissory note."

"Oh, are all the funds in our bank account? Because of regional issues, it may be more troublesome to apply for a promissory note here for a mainland account."

Shi Lei smiled and said: "I don't think it will be too much trouble..."

"No, sir, you may not know much about our bank's situation in Hong Kong Island. Although it has been returned to China a long time ago, because of the issue of "one country, two systems", it is still not as convenient as cross-provincial transactions in the mainland in some aspects."

"That depends on the size of the business I handle, right?"

Shi Lei smiled and seemed confident: "That's right, I need a promissory note of 30 million RMB, and the bank account will be located here. So, I think, the trouble you mentioned does not exist for me?"

The lobby manager took a breath when she heard it. She immediately looked up and down at Shi Lei. He was wearing branded clothes and looked obviously rich.

But 30 million RMB is close to 40 million Hong Kong dollars. The lobby manager couldn't see that Shi Lei had such a large amount of money. Even if he did, it should be all of Shi Lei's assets.

It is true that a brand name can show his wealth, but if he really needs to issue a promissory note for 30 or 50 million, he probably can't even find a brand name on him. They should all be handmade clothes.

However, Shi Lei's demeanor still made the lobby manager dare not neglect it. She said: "Sir, you are not kidding me, are you sure it is 30 million RMB?"

Shi Lei nodded, took out his wallet, took out a card, and handed it to the lobby manager.

"You can check the remaining funds in my account first."

The lobby manager didn't dare to take it, and basically believed it in his heart.

She bowed slightly, made a gesture of invitation, and said, "Sir, what is your name? For such a large amount of promissory notes, you may need to go to the VIP room with me."

Shi Lei nodded and said, "My last name is Shi."

"Mr. Shi, please come this way."

The lobby manager led Shi Lei all the way to the VIP room, and then arranged for Shi Lei to sit down. The lobby manager directly drove away the staff who came forward to receive Shi Lei, sat opposite Shi Lei himself, took the card in Shi Lei's hand with both hands respectfully, and operated it on the computer.

In the account, more than 70 million RMB lay quietly, and the lobby manager's face changed a little.

The key is that this is a personal account, not a corporate account. No matter how rich a person is, it is rare to put 70 or 80 million yuan in a personal account.

"Mr. Shi, we need you to show your ID card and Hong Kong and Macau Pass, or your passport. For such a large amount of promissory notes, we must verify your identity."

Shi Lei casually handed the Hong Kong and Macau Pass and ID card to the lobby manager. The lobby manager immediately picked up the phone on the table and called a vice president of their bank. She took Shi Lei's ID card and Hong Kong and Macau Pass to make copies and verify his identity.

For a bank, 30 million is not a big number, but it is extremely rare for personal business to be handled to this extent.

Especially since the scale of this bank is not too large, they are also quite cautious when such a personal business suddenly appears.

Shi Lei said that he did not intend to specify the payee for this promissory note, and the vice president was even more worried.

"Mr. Shi, what you need to understand is that if the promissory note does not specify a payee, then the holder can ask us to transfer the amount of the promissory note directly to any account under anyone's name, and we must cash it immediately. Is this risk too great? I personally suggest..."

Shi Lei waved his hand and said, "I understand the risks, but the payee I designated does not have the power to handle the funds. He needs to get the promissory note and transfer the money to other accounts. I don't want to be so troublesome, and I don't have much time to stay in Hong Kong Island. So, please arrange to issue me a promissory note that does not specify a payee directly. I understand all the risks and I am willing to bear them myself."

Having said this, the vice president had nothing to say. He just repeatedly emphasized the risks of unnamed promissory notes, and then arranged for people to speed up the capital verification and promissory note issuance for Shi Lei.

Cross-regional money transactions did have a lot of trouble, but due to the huge amount, the bank also accelerated the processing.

An hour later, the bank finally issued the promissory note. After putting it in an envelope, the vice president personally handed it to Shi Lei.

Shi Lei took the promissory note, casually put it in his jacket pocket, and then left the bank.

The vice president was still very worried, fearing that something might happen to the promissory note in the bank, so he specifically asked two security guards to send Shi Lei to a taxi before returning to the bank.

Hearing that Shi Lei didn't even drive himself and didn't even have a bodyguard around him, the vice president was speechless.

"It's really hard to understand the local tyrants in the mainland. Thirty million is like three thousand yuan to him, and he just left like that.

How could he know that Shi Lei had the Ancient Martial Arts Card and the Sharpshooter Card in his hand. Even if a few armed gangsters came, Shi Lei could grab a gun in the first time, and then kill the gang with bullets equal to the number of people. Anyone who wanted to rob his money would undoubtedly be looking for death.

When they arrived at the top of Taiping Mountain, Ding Yu had been waiting for a long time at the designated restaurant.

"Hello, Mr. Ding." Shi Lei walked into the restaurant, and Ding Yu immediately stood up. Shi Lei also waved and greeted him.

Ding Yu hurriedly came forward, took the initiative to extend his hand, and said: "Mr. Shi, we meet again."

After the two sat down and ordered the dishes, Ding Yu asked: "Mr. Shi, I'd better report to you on the current progress of the institute and the use of funds."

Shi Lei smiled and waved his hand, saying: "I'm sorry, Mr. Ding, it's not that I don't trust you, I just need to know more about the institute. So, after Yao Jiaping contacted your institute, I have always been aware of your institute's funding and research progress. "

Ding Yu frowned and said, "How did Mr. Yao know all this? I don't even see Mr. Yao in the institute very often."

Shi Lei smiled and said, "He is quite capable, and after he split your current project, he conducted some investigations in Europe. In the end, he concluded that the project you are currently studying, when you make the final breakthrough and start clinical trials, the project valuation is likely to exceed 2 billion US dollars. In fact, his initial assessment of your project is that its value can exceed 3 billion euros. "

I thought Ding Yu would be surprised anyway, but after listening to it, Ding Yu just pushed his glasses on his face with a proud expression on his face.

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