Chapter 304 Chapter 303 Banknotes

(Sorry, I used to update a chapter around 11:30. I was really tired these days. I broke out a while ago, my arms were still sore, and I was dizzy. Try to keep two larger chapters these days. But the time is not sure .Please excuse me.)

Dugu Junjie and the battleship Zhiyuan retreated immediately after fighting, very chic. The defenders of the Land of Langya in Qianlong Harbor were unable to pursue them at all, and they were busy retreating to resist the army of the Land of Canglan.

But Dugu Junjie didn't know how much impact this bombardment of Qianlong Port would have on the military development of the West of Fertile Land, especially the coastal countries.

This bombardment ushered in a new era.

This is different from the last shelling of Surabaya port. At that time, the port of Surabaya was unprepared and not prepared for war. But this time it was Qianlonggang, the Kingdom of Langya and the Kingdom of Canglan, with a total of more than 600,000 legions fighting on both sides.

But when everyone was evenly matched, and even the Canglan Kingdom was at a slight disadvantage, the Qixia Kingdom suddenly came out. It is temporarily unknown how much damage the one-hour bombardment caused to the Langya Kingdom, but the Langya Kingdom was under the bombardment. , a complete rout.

The legions of the two countries confronted each other for one night before, with more than 20,000 casualties on both sides; the Canglan Kingdom also had tens of thousands of casualties. However, after the attack by the battleship Zhiyuan, the Land of Canglan quickly won the victory. In the ensuing war and until the end of the victory, the death toll was less than 3,000!

If in the past wars, the 600,000 legions of the two sides fought, it would be a trivial matter for both sides to lose 30,000 to 50,000 troops each. Maybe a war would cost more than half of it.

Moreover, it is normal for such a siege battle to last for three to five months.

But now, since the bombardment, it took less than half a day for the Canglan Kingdom to settle the war; the Langya Kingdom was defeated so quickly that it was too late to deploy defensive formations and trap formations. As a result, after the defeat in the war, retreating again and again turned into a large retreat and even a rout.

Of the 300,000 elite soldiers of the Land of Langya who occupied Qianlong Harbor, only less than 100,000 escaped. Tens of thousands were killed and hundreds of thousands were captured.

But the Canglan Country lost less than 3,000; after that, it was a three-day chase! Among them, the seized materials and other materials piled up like a mountain, which just supplemented the construction cost of Qianlong Port.

A few days later, when Huang Shaoxian was inspecting the captives, he couldn't help feeling: the attack from the sea and the steel warship was really no small matter! But...is the impact too great? !

Even Huang Shaoxian felt incredible! As soon as the giant ships and cannons from the sea bombarded them, the 300,000 troops of Langya Kingdom dropped 200,000, and the rest fled in embarrassment. If Huang Shaoxian, or the Kingdom of Canglan could deploy in the east in advance, it might be possible to keep all the legions of the Kingdom of Langya this time.

And Zhennan General Cui Yan looked at the huge craters one by one, silent. The craters made by the 300mm artillery were several meters deep and more than ten meters wide. There was a mess within tens of meters around, and broken bodies could be seen everywhere.

This is not a war at all, but a unilateral massacre!

"We must also study the 300mm artillery as soon as possible!" Huang Shaoxian came to Cui Yan and said in shock.

Cui Yan nodded slightly, but then shook his head: "We still need to study steel warships at sea. Even if we can't achieve the technology of Qixia Kingdom, we still need to have warships made of black iron.

Don't we already have the technology to mass-produce black iron? Haven't we also visited the shipbuilding technology of the Qixia Kingdom? "

Huang Shaoxian nodded slowly, and an inexplicable light flashed in his eyes - isn't the mass production technology of this black iron in the Huang family!

At the beginning, Huang Feihu, the guard of Tianmen Gate, dragged Yan Chengxian and Hong Xiushan (now renamed Yan Dexian and Hong Xuefeng) to Huang's house, and they cooperated to open a black iron smelting factory - imitating the production model of Dayang Group.

Recently, Huang Shaoxian and Wang Ruiyang visited the Zhang family's shipbuilding base and roughly understood the construction method of steel warships; and Wang Ruiyang bought out the steam turbines that Dayang Group will sell in the next year. Obviously, Wang Ruiyang is very smart, and he has left himself a development opportunity long ago.

At that time, Wang Ruiyang said that with the development of the Qixia Kingdom, his Lingwei Trading Company was facing a crisis; but Wang Ruiyang was worthy of being a profiteer, and immediately aimed at the new market.

At this time, Huang Shao first wanted to come, but he had no choice but to contact Wang Ruiyang—he wanted to buy a steam turbine from Wang Ruiyang. Shipbuilding does not seem to be a big problem, but the power system may still have to purchase equipment from Dayang Group.

In fact, Huang Shaoxian has been unknowingly affected by the giant ship's cannon - there is no way, the influence and power are too great. Just thinking about that steel body is exciting!

In fact, it's not just Huang Shaoxian. Even the Kingdom of Langya has begun to pay attention to the giant ship cannons - after two defeats, both were attacks from the sea, so you need to have a longer memory!

Although the Kingdom of Langya has not seen the situation of the Zhang family shipyard, as a traditional maritime power, the Kingdom of Langya has strong shipbuilding technology. What this savage country can do, we cannot do.

Moreover, the royal craftsmen of the Kingdom of Langya came up with a general idea based on the appearance of the battleship Zhiyuan—steel beams for the interior, steel plates for the exterior, smashed together with huge nails!

I didn't know that black iron can build ships before, but now that I know it, I have to try to explore it. As for the Qixia Kingdom's cannons, the Langya Kingdom also got a few - it doesn't look too difficult!

So a brand new arms race has quietly kicked off.

…………

At this time, Dugu Junjie still doesn't know the influence he left behind, and he has led the battleship back to the port again. The sailors excitedly carried the elixir ashore, and Dayang Group officially appointed Bai Yutang, the general manager in charge of everything. Bai Yutang is also responsible for the division of the pills and so on.

Bai Yutang was originally the head teacher of the Nine Suns Sect, and his ability is worthy of recognition. But now that the remnants of the Nine Yang Sect are redeveloping in the Kingdom of Jinyang, Bai Yutang has lost his selfishness. Now the people he led and followed at the beginning have fully joined the Dayang Group. It is very appropriate for Bai Yutang to be in charge of Dayang Group.

After Bai Yutang distributed some of the pills as dividends, most of the remaining ones were sold again. And it’s still at par—half the transaction price. This price is already very low.

In fact, the most common Peiyuan Pill in the East also needs a spirit stone, which is more expensive than the one sold in the Qixia Kingdom. The ordinary Peiyuan Dan in Qixia Kingdom only needs 0.9 spirit stones.

The just-renamed Oasis Port was filled with crowds, and ordinary people came to buy it—maybe I have no chance, but I still have children; if I can use elixir to cultivate it now, I will become a golden elixir stage Nascent Soul in the future , as long as it can become the foundation building stage, it is enough to become a master and get rid of the fate of a commoner.

Three to five yuan, more than a dozen spirit stones, ordinary people can still afford it!

And Dayang Group's sales are also very interesting. Under Zhang Hao's guidance, such a distribution and sales order was implemented: Dayang Group, Ninghe County people, domestic commercial firms, and finally foreign ones.

Of course, the Dayang Group will leave a basic number for foreign companies, and will not let everyone make a trip, at least it means something. But in a short period of time, these elixirs mainly filled the country.

As for the reselling of pills by ordinary people in China, Zhang Hao doesn't care at all—anyway, pills are sold at a low price now, and the price is the same at home and abroad.

As long as it can catch people's hearts, that's enough. The Dayang Group wants to develop, and the Zhang family wants to grow. What they need most now is people's hearts.

Zhang Hao will start trying to start schools and so on when he has people's hearts.

If you start a school before there is no popular support, who knows whose talents you will cultivate! Only after he has a relatively solid popular support, Zhang Hao will start to establish a school, and then monopolize education to ensure the future.

The biggest monopoly has never been capital or technology, but talent! And talent comes from education!

Aristocratic families, etc., why can they last for a long time? Because they have talents, control talents, political, military, commercial and other talents, they have the glory of thousands of years of aristocratic families.

But this is just the beginning, and it will take some time; Zhang Hao is busy with the bank now.

Regarding the construction of Green Boat Bank, Zhang Hao did not ask for other people's opinions, nor did he discuss it at Dayang Group's board of directors or shareholders' meeting.

Although Zhang Hao purchased the Administration for Industry and Commerce through Dayang Group, Zhang Hao is almost completely independent in terms of banking matters.

Of course, Green Boat Bank belongs to Dayang Group, and the division of interest shares is completely based on the division of Dayang Group's shares.

Shareholders also believe in Zhang Hao, and let Zhang Hao toss - so far, Zhang Hao has tossed out Dayang Group and tossed out Iron Warship, which is very good. It sounds good to toss another bank.

When Dugu Junjie led the battleship Zhiyuan to go to sea for the third time, the "Green Boat Bank" was formally established. Hejun County City.

The first action of Lvzhou Bank was to issue banknotes. At the same time, the Dayang Group also issued an internal announcement that the group will start to try banknotes in the future, and will complete the replacement of banknotes around the end of the year.

At the same time, the bank began to absorb funds and gave an annual interest rate of 0.5%. Also, banks started issuing loans. Compared with the previous banks, Lvzhou Bank’s loans have an annual interest rate of 5%.

The news spread, causing great repercussions. The Lingshi currency system has already run through the entire practice world. In the past, some people may have tried to change this system, but they all failed.

The spirit stone currency system, to put it bluntly, is the 'energy currency system'. Lingshi itself has application value, not just a representative object. Therefore, spirit stones have universal value—regardless of the world, the world, the spirit stones are the universal currency. Then there will be elixirs, black iron and other assistance.

Zhang Hao is directly in charge of the general manager of Green Boat Bank for the time being. There are many deputy general managers, including Bai Ye, Mei Qianyun, Mu Mingchen, Zheng Changqiu, etc.

In the future, Zhang Hao will gradually let go and hand over the bank to capable people. At that time, several people will compete for the position of general manager, while the rest will continue to be deputy general managers.

…………

The matter of Green Boat Bank has been brewing for a few days, and finally another dividend within Dayang Group has arrived.

But this time the dividends are different. All the people who come to the dividends have two options - spirit stones or banknotes. Both values ​​are equivalent.

The difference is that the spirit stones are packed into boxes, which are very bulky. As for the banknotes, there is only a small stack of black iron cards.

Zhang Hao didn't come forward, but gave everyone a morning to discuss, and the dividends would start in the afternoon.

So several sons in the Dayang Group got together and started discussing. These sons are not incapable. After wars and national changes, those who can sit here have some skills. And the eldest brother among the many sons is undoubtedly Zhou Jue.

Zhou Jue, Zheng Shaojie, Mu Pengcheng and others gathered together to discuss this brand new banknote. Compared with Zheng Changfeng, Mu Mingchen and other elders, Zhou Jue and others are much more active.

More than a dozen people gathered together, looking at the whole set of banknotes in front of them, arguing and arguing, but they didn't know where the noise was going.

These banknotes are beautifully made. The cards are carefully blued, and the surface is engraved with exquisite, complex, hair-thin patterns with different denominations. Finally, on the edge of the banknote, there is another layer of soft serrations.

After arguing for a while, someone asked Zhou Jue: "Brother Zhou, you and Zhang Hao are the ones present who have the best relationship. Is there any secret about this money?"

"No secret!" Zhou Jue picked up a banknote, flicked it and said, "The reason why banknotes are issued is to make business more flexible. For example, the current battleship Zhiyuan costs tens of thousands of tons in one transaction converted into ordinary spirit stones." , the boat can't fit at all.

In contrast, banknotes are much simpler. The reason why banknotes are designed in this way is that they cannot be imitated and have sufficient value.

You see, there are six denominations of banknotes.

The smallest, 1 yuan. Made of 80% pure black iron, it is 5 cm wide, 8 cm long, and 2 mm thick. There is a thin line made of Hunyuan fine gold. The lines of mixed elemental fine gold can be used to form the Vientiane Infinity Formation.

The second is the 5 yuan denomination, which is similar in size to the one yuan material. In the middle, there is a Hunyuan fine gold line that is obviously five times thicker.

Then there is the 10 yuan denomination, with two thick lines.

This is a denomination of 50 yuan, made of 90% pure black iron, 6 cm wide, 9.5 cm long, and 2 mm thick. The middle is no longer a line, but the base of a complete infinite array.

Then to 100 yuan, there are two bases inside.

The last is the 10,000 denomination, which is completely made of mixed yuan fine gold, 5 cm wide, 8 cm long, and 2 mm thick.

Any higher will require special checks and passbooks.

Among them, 100 yuan is equivalent to the price of an ordinary spirit stone.

All banknotes are reserved with a number of round holes, which are very convenient to connect into formations.

In fact, based on the price of spiritual materials in the market, the cost of making banknotes is much, much higher than that of spiritual stones. And the reason why Zhang Hao took so much trouble is to revitalize industry and commerce. Lingshi is bulky and inconvenient, I think everyone has already felt it. It's just that there has been no currency to replace Lingshi. "

Mu Pengcheng frowned and looked at the card in his hand, frowning slightly: "For the time being, this idea is very good, replacing the value of Lingshi with the value of Hunyuan Jingjin and Vientiane Promise Formation. But... can it be circulated?" ?”

But Zheng Shaojie next to him suddenly said: "As long as Dayang Group develops, banknotes can be circulated. In the initial stage, we need to rely on the strength of Dayang Group. After it develops, Green Boat Bank will be able to get rid of Dayang Group and develop independently.

I approve of this banknote.

With this kind of banknote, it will be much easier to conduct transactions in the future, and there is no need for a horse-drawn carriage to transport spirit stones. It can be installed with a storage ring. That alone saves a lot of money.

In addition, Green Boat Bank also promised that all banknotes can be exchanged for the same amount of spirit stones. should be no problem. I am optimistic about this kind of banknote, and I am also optimistic about Zhang Hao's arrangement. So far, Zhang Hao has not made any mistakes in the general direction!

In short, before Zhang Hao made a mistake, I chose to believe it! "

Everyone started arguing, and when the dividends were distributed in the afternoon, some people chose banknotes, while others chose spirit stones. Those who choose banknotes can easily leave by throwing the banknotes into the storage ring; while those who choose spirit stones still use the carriage to load them.

After the dividends were distributed, everyone went to various departments of Dayang Group to start buying items.

Dividends belong to dividends, but the development of each family needs various spiritual materials, and the development of commercial firms requires various mechanical equipment, high-precision parts, etc., but they need to be purchased separately.

For example, the most popular, most representative product with a certain technical content is undoubtedly the bearing. Carriages, ballistas, etc. are indispensable, and some simple pulley devices are indispensable. Bearings can be used in almost every corner.

Bearing technology is also one of the technologies that the Zhang family invested in Dayang Group, but it is directly influenced by the Zhang family. But this time, the bearing sales department directly gave a new discount: use banknotes to trade, and you can get a five-ten-thousandth discount! This five ten-thousandths is completely saving the cost of moving and storing the spirit stones.

Don't underestimate five ten thousandths, everyone's trading volume is very large, even if it is one ten thousandth, it will not be a small number in the long run.

In the past few days, Lvzhou Bank has set up branches in various counties and important cities in Qixia Country. Taking deposits with interest and issuing low-interest loans; these two points have hit many banks in Qixia from the very beginning.

Banks accept deposits without interest, and there are handling fees - they need to help transport the spirit stones, which is similar to an escort agency. The bulkiness of the spirit stone will cause a lot of consumption. In addition, the loans issued by banks should be called usury.

But even though Qianzhuang was dissatisfied, he did not dare to jump out. Liu Xinyu had almost cleaned up the nobles and families in Qixia before, and these money houses were still dying. Everyone knows that if you dare to jump out now, you will definitely not be able to escape the queen's butcher's knife.

So many families have been killed, not bad for you.

Relying on the influence of Dayang Group, especially the recent success of the voyage, Green Boat Bank has been very smooth in absorbing deposits and loans, and banks are born with the ability to transfer wealth. Those who need to transfer funds, Green Boat Bank Provide very favorable services:

If banknotes are used, the transfer fee is 1/10,000, with a minimum of 100 yuan. If it is a spirit stone, the handling fee is 2/10,000, and the minimum is one spirit stone.

This price is also far lower than the previous bank.

In fact, as Zhang Hao planned, Green Boat Bank is not profitable. With such a low cost, there is no hope of profit in a short time.

With the expansion of Lvzhou Bank, banknotes are gradually recognized by the market. A new banknote that cannot be replicated by the outside world (or is more expensive to replicate) and can form a Vientiane Infinity Array quickly conquered the majority of merchants with its ease.

Banknotes were originally circulated among commercial banks, but gradually circulated into the hands of ordinary people. If you hold banknotes, you can go to the bank exchange office to get equivalent spirit stones. For the time being, the bank does not charge a handling fee for this exchange.

The current Lvzhou Bank needs to lose money to operate.

But the expansion of Green Boat Bank is very fast. When Dugu Junjie went to sea for the fifth time, Lvzhou Bank had already established branches in the imperial capitals of the other five countries. The expansion speed of the bank far exceeds that of Dayang Group.

Just when the Green Boat Bank established a branch in the Danyang Kingdom, the five-nation coalition led by the Qixia Kingdom had already helped the Danyang Kingdom royal family to reunify the Danyang Kingdom.

At this time, the country of Danyang was completely blank—nobility, aristocratic families, sects, etc. were almost wiped out. The domestic power and foundation have been almost wiped out.

But in the face of such a pale country, the emperor of the country of Danyang smiled instead. He finally had the opportunity to imitate Qixia Country.

The only problem now is: the five-nation coalition forces are still circling in the country. Means unknown! It made the emperor feel anxious.

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