Chapter 265 Dawn

In some narrow rooms, Zhang Hao stretched fiercely, looked at the plan in his hand, and after confirming that there was no problem, he took the plan and walked towards the main hall of the City Lord's Mansion.

This small office book is a room vacated by the City Lord's Mansion. For the time being, the City Lord's Mansion of Ninghe County has become a temporary companion capital.

It has been three days in a blink of an eye, and the situation has basically stabilized.

After the previous big explosion in the Kingdom of Jinyang, not only the casualties of 170,000 to 80,000 soldiers, but also the morale was seriously affected. In addition, the Kingdom of Jinyang was still playing a puppet circus and preparing to consolidate the occupied area, but it was unable to continue sending troops for a while.

And Liu Xinyu also seized the time to rectify, trying to implement the new national politics as soon as possible during this war-torn time.

However, in the past three days, there have been too many things making a fuss. For example, whether the country of Qixia is considered to be subjugated, such as Liu Xinyu's murder of his brother to seize power, etc., have spread all over the world.

In particular, many families and nobles from the Qixia Kingdom not only defected to the Jinyang Kingdom one after another, but most of them turned against each other to show their 'sincerity'.

In many cases, rebels will be more ruthless to their former comrades in arms-they need this to prove their sincerity and loyalty.

So these nobles and families used their influence to spread rumors one after another. For a while, the speeches on the land of Qixia Kingdom were in chaos.

Those who surrendered early, no, those who surrendered early, made fun of those who "surrendered" late. Moreover, when the Kingdom of Jinyang was dealing with it, there was indeed a gap between the two sides.

Many rumors said: Qixia Kingdom has returned to the second prince Liu Hong's hands, stop resisting, it's useless. It is also said that the country of Qixia was destroyed, and the country of Jinyang was invincible.

What's more, they said that Liu Dingshan was seriously injured and fled, and that Liu Xinyu had all kinds of slanderous words.

There is also an edict issued by the new emperor Liu Hong, ordering all localities to express their views quickly.

But no one knew that during this process, Liu Xinyu and Zhang Hao had already carefully considered the personnel from various places through the tentacles of the industrial and commercial class, the intelligence force of Yeyue Building, and the intelligence system of Qixia Kingdom itself.

In the past few days, the performances of each family are all recorded on Liu Xinyu's table case.

Zhang Hao came to the lobby with the plan, and Liu Xinyu was discussing some details with everyone. Seeing Zhang Hao coming, Liu Xinyu immediately sent a soft smile: "I haven't seen you in three days, the plan is ready?"

"How can it be, I just listed a framework, and the specifics need to be discussed with His Highness and everyone."

Liu Xinyu smiled even more happily: "Okay then, tell me, let's discuss it together."

Zhang Hao took out the plan and put it in front of Liu Xinyu, and he started to explain it eloquently. To develop industry and commerce, it must be "open". The past situation of cherishing oneself with a broom should be avoided as much as possible.

Of course, in order for others to take it out willingly, compensation must be given. Therefore, the patent law is imperative. The patent proposal has long been implemented within the Black Iron Guild, the Refining Guild, and even the Dayang Group. So Zhang Hao also gave a lot of detailed suggestions.

Then there are laws, taxes, transportation, currency, and so on.

Finally, there are relevant supporting policies. Now under the control of Qixia Country, there are still half of Anling County, complete Ninghe County, Nanyang County, and Xingchang County. Although there are no particularly large families in these places, there are still many small and medium families and sects.

Of course, these families cannot be killed with a single stick. Zhang Hao proposed a 'support plan'. With the technical support and guidance provided by the Xuantie Guild, the Refining Guild, or Dayang Group, coupled with the encouragement of the state, these family sects will be transformed into the industrial and commercial class as soon as possible.

In fact, many families and sects have their own skills, and most of them have more or less business experience—otherwise, what would the family eat. With a little guidance from the state, these families could be transformed into the industrial and commercial class.

There are also a large number of small and medium-sized commercial firms in the private sector, most of which do not have their own core technology, so the state should give them some support and encourage them to develop technology and be self-reliant.

And of all the plans, the most difficult one is probably the currency.

The rest of the discussion went well until, finally, when it came to currency, disagreements arose. To be precise, everyone does not agree with the currency system proposed by Zhang Hao.

The traditional Lingshi-based currency system has been used in the practice world for tens of thousands of years—to be exact, Lingshi currency has been used since the beginning of historical records.

Perhaps in Zhang Hao's view, using Lingshi currency has many disadvantages. But after so many years, society is constantly improving itself. The Lingshi currency system has been deeply rooted in the hearts of the people. The power of habit is really powerful.

Now, if the Lingshi currency system is suddenly overthrown and a banknote system is introduced, it may be difficult to gain market recognition.

Liu Xinyu deliberated for a while before speaking slowly: "Zhang Hao, I think... your plan is good, but the stride is too big. The Lingshi currency system may have the problems you mentioned, but for the time being, the banknote issuing The time is not yet ripe.

I think we should think of a more compromise solution. "

Zhang Hao immediately said: "I really have a compromise plan here, but there may be some problems."

"Tell me."

"When the loan was issued earlier, the Industrial and Commercial Administration Bureau we established, Your Highness has not forgotten."

"Of course!" Liu Xinyu laughed, "It was only decided to disband three days ago."

"I want to buy it, to be precise, on behalf of Dayang Group."

Liu Xinyu frowned: "Now the Administration for Industry and Commerce has nothing, and has been withdrawn. What can you buy?"

"No, Your Highness, the Administration for Industry and Commerce still has certain value. For example, the five million high-grade Lingshi bonds that have been issued."

Liu Xinyu's eyes flashed a little, "The reason why I disbanded the Administration of Industry and Commerce is because of these bonds (I'm going to renege on the debt). Why, do you have an idea?"

Zhang Hao shook his head slightly: "Your Highness, the most important thing in industry and commerce is reputation! Therefore, the five million war bonds cannot be broken. Even those families that have taken refuge in the Kingdom of Jinyang, the bonds in their hands cannot be ignored. We must Keep your promises."

Liu Xinyu suddenly became angry: "They all betrayed, betrayed! Why should I pay them back!"

For a period of time, Liu Xinyu was completely disappointed with these aristocratic families, so Liu Xinyu didn't want to repay the bonds of these families.

Zhang Hao gritted his teeth a little, this Liu Xinyu finally showed a feminine and emotional side. Zhang Hao explained slowly: "Your Highness, reputation comes first in business development. We must let others believe in us, and then we can gain everyone's approval. Only then can our business really develop.

If our business wants to develop, we must not only take care of the country, but also consider foreign countries.

The biggest difference between the industrial and commercial class and the aristocratic class in the past is that the aristocratic class is closed, while the industrial and commercial class is open and circulated. "

Liu Xinyu blinked, she obviously didn't understand, and Zhang Hao's introduction was also very general. But it doesn't matter, the queen probably figured out the situation, "Because some bonds have not been sold, the Administration for Industry and Commerce is now in debt of 4.5 million high-grade spirit stones. You bought it—what can you do?"

"With the power of Dayang Group, I am going to try to implement the currency system of banknotes. The current Administration of Industry and Commerce has enough influence."

"No matter how great the influence is, it can't be worth the 4.5 million bonds, right?"

Zhang Hao stretched out a finger: "I'm going to buy the price of the Administration for Industry and Commerce, it's a Lingshi."

"A... spirit stone? Are you kidding me!"

Zhang Hao said with a smile: "Plus the value of the bond that His Highness is not going to repay."

"What do you mean?" Liu Xinyu frowned slightly.

"We divided the 4.5 million bond into two parts. One part is owned by the families who have taken refuge in Jinyang Kingdom, and this part is not going to be repaid by His Royal Highness. We call it 'A'. The rest are called 'B'.

Among them, the part A is prepared to be repaid by Dayang Group. And this part is also counted as Dayang Group's bid for the purchase of the Administration for Industry and Commerce.

The remaining part B will be repaid by the state. "

Liu Xinyu looked into Zhang Hao's eyes, and asked slowly and somewhat oppressively: "The price of part A bond exceeds 800,000 high-grade spirit stones. Are you sure you want to do this? What are the interests of Dayang Group?

Don't tell me to support the country for free.

Now that I have come into contact with the industrial and commercial class, I also understand the truth of "no profit, no early life"! "

Zhang Hao still smiled calmly: "Your Highness, I am going to change the Administration of Industry and Commerce into an existence similar to a bank. Of course, this involves great risks, and I am not sure whether it will succeed. But if it succeeds, it may be able to change the world.

It's just that there is only a vague idea now, and it's not too clear how to do it.

Therefore, I would like to apply to Your Highness that no tax will be collected from the Industrial and Commercial Administration in the future, and it will be permanent. Even if it becomes something like a bank in the future. "

Liu Xinyu thought for a while, and asked seriously: "If it really develops into a bank, the country must collect taxes!"

"It's like this. My idea is similar to Qianzhuang. But it is a non-profit organization. Of course, for the operation of the organization itself, there may be slight interests. But it is definitely not the profit of Qianzhuang. This profit will be very large. low very low.

I want a relatively free currency management organization, whose biggest role is not to make profits, but to promote the development of the country and the development of industry and commerce.

In the future, it will provide loans, support national wars, support group development, support research on magic weapon formations, and so on. And the interest will be as low as the limit, or even no profit.

It will never charge more than three points of the profit like the current bank! "

Liu Xinyu looked at Zhang Hao, and the two of them looked at each other for a long time before Liu Xinyu finally nodded slowly: "I believe you, but only temporarily. I can give you a promise, if you do what you said, Then the country will never collect taxes in the future. But if you can't...don't blame me for being ruthless!"

"clear."

The monetary system failed to pass the meeting, but it fell into the hands of Zhang Hao.

After returning to his office, Zhang Hao smiled, but not proudly, but confidently. Zhang Hao is going to set up a bank, but Zhang Hao is not going to set up a profitable bank.

The role of banks is not to make money. Their biggest role is to balance the industrial and commercial system, promote the development of industry and commerce, and provide loans to enterprises in need of development and important scientific research that urgently needs funds to promote their progress. Instead of harvesting.

The development of another world banking industry is based on the harvesting of real industry and commerce. Banks control the life and death of enterprises by manipulating loans, and finally use loans to harvest enterprises. So the banks are fat, but the real industry is devastated, so that the country is weak.

And Zhang Hao is not going to go the old way, Zhang Hao wants to build a real and pure bank, a bank that controls wealth instead of being enslaved by wealth.

Another point is that because spirit stones have been used in this world, in a sense, spirit stones are a constant currency. Therefore, the currency of this world must also adopt the concept of constant value currency for the time being.

Zhang Hao thought for several months, and finally found an entry point, an entry point for the establishment of the World Bank of Practice - the Administration for Industry and Commerce.

And the reason why Zhang Hao insisted on this Industrial and Commercial Administration, which was disbanded by Liu Xinyu's order, was not the office, but the "name" of the Industrial and Commercial Administration. This 'name' is not a name, but influence, status, and represents a 'correct direction'.

Zhang Hao will use the process of repaying the bonds of the Administration for Industry and Commerce to fire the first shot in the banking business.

Almost unconsciously, Zhang Hao took out a 'card' from the storage ring. This card is about the size of a bank card, and in the center is a formation similar to a gossip diagram.

This is the 'array base' of the Vientiane Promise Array. Its main body is made of high-grade steel, with a thickness of 1 mm, a length of 80 mm, and a width of 50 mm, which is close to the golden ratio.

Such 'cards' obviously cannot be regarded as banknotes in the strict sense, but limited to the rules of the practice world, they can only be flexibly modified.

Right now such a card is worth 100 spirit stones.

Under the leadership of Zhang Hao, the Zhang family has mastered the relatively mature production method of Hunyuan fine gold.

In fact, after the new research by Huang Mingshan and others, Zhang Hao was pleasantly surprised to find that the mixed element gold needs the most black iron and red copper, in addition to a little lead, zinc and tin as the blending solvent. However, the demand for fine gold and mithril is pitifully small, and an addition of 1% is enough. More like a catalyst.

The Hunyuan fine gold improved by the Zhang family has a better effect; as long as the proportion of copper is properly adjusted and a little fine gold is added, the finished Hunyuan fine gold has a pure luster, and it is almost easy to confuse the real with fine gold.

Zhang Hao feels that this kind of mixed elemental gold is a strange compound, which is a compound built on the level of aura and neutrons; not a compound of electrons and protons. But exactly how, still needs in-depth study. The periodic table of elements is gone now, and Zhou Xueyao has only just understood the concepts of simple substances and atoms.

Gently playing with the card, the smile on Zhang Hao's face gradually grew:

Industry, commerce, and currency are all there. Will the future be far away?

(Second update, 4,000-character chapter, please vote.)